Performance Review Committee Meeting 13 01 2015 Group

Performance Review Committee Meeting 13. 01. 2015 Group - II

Structure of Presentation Ø 3 rd Annual Writeshop – outcomes ØResource block strategy, Institution building, Capacity building and H. R ØSaansad Adarsh Gram Yojana ØFinancial Inclusion ØM. K. S. P – Farm Livelihoods ØR. S. E. T. I s, M. E. C and S. V. E. P ØSocial Inclusion & Social Development, PRI-CBO ØSystems: Finance Management, Procurement, M. I. S and M&E ØM. T. R of N. R. L. P and A. A. P of 2015 -16 PRC MEETING - 18 -19 Sep'14 2

Writeshop 2014 Ø 3 rd Annual Writeshop, 12 -17 November at NIRD, Hyderabad Ø Regional Writeshop for Northeast at Kohima held in 12 -17 December; Ø Regional Writeshop for Northwest scheduled in February 2015 PRC MEETING - 13 -14 Jan 15

Writeshop 2014 Key Outcomes Ø NRLM family bonding, solidarity Ø Capacity building of SRLMs and cross learning on NRLM processes and protocols Ø Consensus on Communitization, HR Rationalisation, deepening in Resource Blocks (RBs), expansion into intensive blocks Ø Community Funds - revised norms, criteria, triggers and processes for release of RF and CIF including start-up funds, VRF etc. Ø PIP in three phases - during CRP rounds; when VO comes into being; and thereafter every 1 -2 years, to track the progress out of poverty PRC MEETING - 13 -14 Jan 15

Follow up of Writeshop 2014 ØAdvisories issued on • • • Deepening resource block strategy Expansion into intensive blocks Funds to the Community Unit Costs AAP 2015 -16 template ØKey advisories to be issued in January/February 2015: • CBOs as Resource Organizations – under partnership framework of N. R. L. M • HR Rationalization and communitisation • CB Modules for Staff, Cadres and Community • Adaptation and implementation of model COM, model HRM, Performance Management System • PIP roll-out PRC MEETING - 13 -14 Jan 15

Advisories issued on PMO Action Points Ø Advisory on capacity building of SHG members / institutions/ community cadre and staff of SRLM issued on 29. 11. 2014 Ø Advisory on farm livelihoods issued on 29. 11. 2014. Ø Advisory to SRLMs on Livelihoods and value chain analysis issued on 29. 11. 2014. Ø Advisory to States to come up with proposals under M. K. S. P. in farm livelihoods and ‘Innovations’ window of N. R. L. M. for nonfarm livelihoods issued on 29. 11. 14 Ø Advisory on utilization/management of agro based products issued on 29. 11. 2014. Ø Advisory to all States to take up, under M. K. S. P. , identification and training of village youth as para-vets on a need basis issued on 30. 8. 14 Ø Advisory to States to sensitize bankers and conduct meetings of SLBCs, DLCCs, BLCCs for improving bank linkages issued on 31. 7. 14 PRC MEETING - 13 -14 Jan'15 6

Resource block strategy, Institution Building, Capacity Building and H. R

Resource Blocks Initiated since October 2014 S. N. Name of State No. of Resource Blocks 1 Uttar Pradesh 10 Blocks (5 new) 2 West Bengal 1 Block 3 Gujarat 3 Blocks 4 Meghalaya 4 Blocks Ø The no. of States implementing RB strategy increased to 16 Ø States yet to initiate RB strategy - Assam, Arunachal Pradesh, Tripura, Manipur, Sikkim and Uttarakhand PRC MEETING - 13 -14 Jan 15 8

Efficiency in release of RF in RBs Name of the State % of eligible SHGs not received RF (Lag) Chhattisgarh 17 Haryana 16 Jammu & Kashmir 1 Jharkhand 9 Maharashtra 34 Madhya Pradesh 17 Mizoram 20 Nagaland 48 Rajasthan 15 West Bengal 42 Average % of Lag 22 PRC MEETING - 13 -14 Jan 15 Lag below 20% - Good 20 -30% - Average 30 -50% - Poor

Efficiency in release of CIF in RBs Name of the State % of eligible SHGs not received CIF (Lag) Chhattisgarh 63 Haryana 34 Jammu & Kashmir 2 Jharkhand 27 Maharashtra 79 Madhya Pradesh 68 Rajasthan 27 West Bengal 51 Average % of Lag 44 Lag below 25% - Good 25 -40% - Average 40 -55% - Poor Above 55% - Very poor PRC MEETING - 13 -14 Jan 15

SHG bank linkages in RBs (Phase-1 blocks where work commenced before Sept 2012) S. No. Name of the State No. of blocks 1. Chhattisgarh 5 1165 233 2. Maharashtra 8 603 75 3. Jharkhand 5 433 87 4. Total 18 2201 122 PRC MEETING - 13 -14 Jan'15 Bank credit mobilized (Rs. in lakhs) Per block credit mobilized (Rs. in lakhs) 11

SHG bank linkages in RBs (Phase-2 blocks where work commenced between Sept 2012 -Sept 2013) S. No. Name of the State No. of blocks Bank credit mobilized (Rs. in lakhs) 1. Jammu & Kashmir 4 487 122 2. Haryana 4 136 34 3. Madhya Pradesh 6 121 20 4. Rajasthan 10 417 42 5. Total 24 1161 48 PRC MEETING - 13 -14 Jan'15 Per block credit mobilized (Rs. in lakhs) 12

Training to Community Cadres in RBs (Women Activists, MCP trainers, Resource bookkeepers etc) S. No. Name of the State % of cadres trained against the requirement 1. Chhattisgarh 50 2. Maharashtra 32 3. Jharkhand 49 4. Madhya Pradesh 32 5. Rajasthan 29 6. Jammu & Kashmir 81 7. Haryana 28 8. West Bengal 47 9. Nagaland 25 10. Meghalaya 14 PRC MEETING - 13 -14 Jan'15 13

IB-CB Funds Utilization S. No. NRLP States Range 1. Jharkhand Madhya Pradesh Above 70% 2. Maharashtra 50 -69% 3. Assam, Bihar, Chhattisgarh, Rajasthan 25 -49% 4. Gujarat, Odisha, Tamil Nadu 10 -24% 5. Karnataka, Uttar Pradesh, West Bengal Below 10% PRC MEETING - 13 -14 Jan'15 14

Deepening the existing Resource blocks Ensure the protocols for deepening a. CRP Rounds till all villages in the Resource Blocks are covered b. Senior CRP Rounds forming and strengthening VOs and CLFs c. Identify and nurture social capital - Women Activists, Resource Bookkeepers, MCP trainers, VO book keepers etc. d. Build the social capital into internal CRPs and PRPs e. Train Staff on VO, CLF Concepts and management f. Minimize time-lag in disbursing RF, CIF and startup Funds to institutions g. Pay Community Cadres on time h. Establish Block Training/Resource Centre PRC MEETING - 13 -14 Jan 15

Expansion into Intensive Blocks ØImplementation Protocols in Resource Blocks to be replicated in toto in intensive blocks ØSRLM needs to get ready for this • Designate one SPM for each Resource Block and intensive blocks supported for expansion management and designate one DPM for each Resource Cluster/Block and intensive clusters/ blocks supported, for expansion management • Organize orientation training to the designated SPMs and DPMs on the expansion strategy at NRO for 7 days • Place 1 NF/ Executive in each Resource Block to support expansion into intensive blocks 11/26/2020 PRC MEETING - 13 -14 Jan 15

Expansion to newer blocks 1. Select new blocks in proportion to availability of i. CRPs 2. Designate SPMs as in-charge of Resource Block to manage expansion to newer blocks 3. Designate one DPM for each Resource Block (RB) to exclusively handle work in RB 4. Position BPMs @ 1 per block and 1 CC per cluster in the new block 5. One month immersion & training to new block staff 6. Position Resource Bookkeepers (i. PRP) @ one per cluster 7. Deploy i. CRP teams for SHG formation and training, after 15 days training 8. Supply SHG books of accounts in time 9. Release of payments to i. CRP teams and i. PRPs on time PRC MEETING - 13 -14 Jan 15

Expansion into Intensive Blocks: Jharkhand & Chhattisgarh S. No. Activity Jharkhand Chhattisgarh 1. No. of Blocks to be Entered 5+5 2. Date of Expansion Jan. - Feb. 15 Jan. 15 3. Resource Block Preparedness 4. No. of i. CRPs identified and trained 434 300 5. No. of Resource Bookkeepers/ i. PRPs identified and trained 132 74 6. No. of Master Bookkeepers identified and trained 216 150 7. Intensive Block Preparedness 8. No. of Blocks with BMMUs 3 3 9. No. of Blocks with DMMUs 10 5 10. Orientation of staff on intensive 3 block strategy (No. of Blocks)PRC MEETING - 13 -14 Jan'15 3 18

Facilitate Roll-out of PIP ØThree Phases: • CRP Round – presentation of SHG members and their vulnerability to Aam Sabha • After VO formation – SHG members and their vulnerability to Gram Sabha • After every year thereafter – presentation of VO performance score card that includes annual well being status of members ØCommenced in JH and MP ØElements in PIP Roll Out: • PIP Protocol (NMMU to provide Model Protocol) • • • State Inception Workshop Training of Master Trainers Train the CRPs, VOs, Active Women and Staff Initiate PIP in three phases MIS to track the PIP Roll Out PRC MEETING - 13 -14 Jan 15

Communitisation in NRLM § 2015: Year of Communitization in NRLM § Facilitate Community Institutions and Community Cadre to take over the activities presently handled by the Mission Structures § Augment Community cadres in large numbers, with accountability to community institutions § Enter into a 3 -year agreement with the CLFs/BLFs/ Mahasamakhyas to deepen NRLM interventions in Resource Blocks § Enter into agreement with CLFs/BLFs in the Resource Blocks, to utilize their services for scaling up within the state § (JH, CG immediately) § Induct and reorient HR into Communitization; build Capacity Building Architecture accordingly PRC MEETING - 13 -14 Jan 15

HR Rationalization § H. R rationalization - Align staff implementation – Area Responsibility with § Assign existing staff at the district and state levels - for RBs and new IBs § Revise Job Descriptions and establish Performance Management System (PMS) accordingly § Freeze all recruitment at district and state levels, and adjust staff in the restructured SRLM units § Recruit additional positions as and when layering interventions are introduced in the blocks PRC MEETING - 13 -14 Jan 15

Ø HR Manual – Revise, adapt and roll-out the HRM based on the draft model HRM, at the earliest Ø HR Hygiene – Ensure rational salary structure and TA/DA norms, timely salary payment, timely TA/DA reimbursements Ø Difference in the remunerations and TA/DA norms between professionals hired for the same position from different sources - need to be ironed out Ø Establish Grievance Redressal Mechanism and implement Anti Sexual Harassment Policy at the earliest Ø Make Capacity Building Plan an integral part of AAP 2015 -16 – take capacity building calendar to each level PRC MEETING - 13 -14 Jan 15

Saansad Adarsh Gram Yojana Ø Advisory issued on 7. 11. 2014 Ø Main points • Designation of a nodal officer (preferably IB/CB SPM) at SMMU for anchoring SAGY • Recruit a professional with 3 -5 years experience to exclusively handle this work Ø SAGY implementation strategy for intensive distts/blocks and non- intensive distts/blocks Ø Potential areas of work for NRLM in activities identified under SAGY PRC MEETING - 13 -14 Jan'15 23

SAGY implementation strategy for intensive distts/blocks Ø A dedicated young development professional, trained in all NRLM thematic areas, to be positioned in each SAGY village Ø BMMU and DMMU to provide all support to the YP Ø Funds for implementation of all components of NRLM in SAGY GPs to be provided by SRLM on priority basis Ø SAGY GPs to become model GPs for implementation of all NRLM activities including: • IB/CB and FI with the help of CRPs • Farm and non-farm livelihoods • Micro enterprise development • Social development interventions PRC MEETING - 13 -14 Jan'15 24

SAGY implementation strategy for nonintensive dists/blocks Ø SAGY GPs to be treated as intensive GPs Ø A DRDA official may be designated as nodal officer for NRLM implementation in SAGY villages Ø A dedicated young development professional, trained in all NRLM thematic areas, to be positioned in each SAGY village Ø All support will be provided by district, SRLMs and NROs Ø SRLMs to earmark funds for SAGY GPs, on priority basis, within the overall approved AAP allocation PRC MEETING - 13 -14 Jan'15 25

Saansad Adarsh Gram Yojana NRLM would have a significant role in following activities of SAGY: Ø Conduct of situation analysis involving a baseline survey, participatory situation analysis (through social map, resource mapping and needs matrix); Ø Prepare village development plan along with other stakeholders; Ø Organize women SHGs, village level federation of SHGs and undertake their capacity building; Ø Undertake financial inclusion through financial literacy, SHG-bank linkage and insurance activities; Ø Support livelihood enhancement and livelihoods diversification activities; PRC MEETING - 13 -14 Jan'15 26

Contd………… Ø Support implementation of agriculture livelihoods under MKSP in the identified villages; Ø Skill development of youth through Aajeevika skills and RSETI; Ø Facilitating access to entitlements of the poor (pensions, PDS etc. ); Ø Undertake and participate in social development and sanitation related activities; Ø Support health and nutrition activities; Ø Participate in conduct of social audit; Ø Any other activity to support the poor and vulnerable households in the village. PRC MEETING - 13 -14 Jan'15 27

Financial Inclusion 2014 -15

Steps taken by NMMU for facilitating SHG Bank Linkage (Oct-Dec 2014) ØFinalizing Loan Common Application Form for SHGs along with IBA ØAdvisory on strengthening SHG Bank Linkage issued 27 th Nov 2014 ØBi-Monthly Tracker/ Progress on SHG credit disbursement being shared with SRLMs and Banks ØBank Mitra and CBRM - State wise strategy & Action plan with finalized; Training Module & handbook circulated to states.

Status of SHG – Bank Linkage Target S. No States 1 ANDHRA PRADESH 2 TELANGANA 3 KARNATAKA 4 TAMIL NADU 5 GUJARAT 6 MADHYA PRADESH 7 ASSAM 8 JHARKHAND 9 UTTAR PRADESH 10 HARYANA 11 PUNJAB 12 JAMMU & KASHMIR 13 TRIPURA 14 MANIPUR 15 MIZORAM Total Loan Amount (Rs Cr) 9214. 00 5373. 00 2925. 00 6000. 00 132. 00 500. 00 350. 00 200. 00 10. 00 45. 00 20. 00 7. 50 5. 00 7. 50 Achievement Total Loan Total Amount SHGs (Rs Cr) 70, 572 61, 810 87, 437 48, 078 5, 436 2, 639 3, 113 1, 474 1, 037 327 143 110 94 21 4 2203. 11 1706. 17 1607. 80 1207. 75 48. 69 30. 09 20. 59 13. 56 13. 22 3. 66 2. 33 0. 82 0. 52 0. 21 0. 09 Achievement (% of target for FY 2014 -15) 24% 32% 55% 20% 37% 6% 6% 7% 132% 8% 12% 4% 7% 4% 1%

Action Points for SRLMs – Bank Linkage SL 1 Suggested Activities Action By Ensure data sharing by RRBs and Manual Progress Reporting by Cooperative Banks All States Reconcile data with SLBC/ individual banks on monthly basis All states 2 Monitor preparation of SHG bank linkage document Assam, Gujarat, Haryana, and submission to banks in time bound manner Jharkhand, Jammu & Kashmir, Karnataka, Madhya Pradesh, Punjab, Tripura, Uttar Pradesh 3 Monitor disbursement of credit to SHG through SHG Bank Linkage Portal on monthly basis All states 4 Regular conduct of DLCC and BLBC meeting; standardize reporting for these forums All States 5 Place Bank Mitra & Establish Community Based All states Recovery Mechanism (CBRM) in all bank branches in Resource & Intensive Blocks 6 Ensure that banks do not levy stamp duty and processing charges while sanction of loan to SHGs All states

Data Sharing by RRBs & Manual Progress Report on lending by Coop Banks Data sharing by RRBs Sl State Name 1 2 3 4 5 6 7 8 9 10 11 12 13 14 Andhra Pradesh & Telangana Assam Gujarat Haryana Jammu & Kashmir Jharkhand Karnataka Madhya Pradesh Manipur Mizoram Punjab Tamil Nadu Tripura Uttar Pradesh No. of RRBs sharing complete data 5 5 2 3 2 2 2 3 3 1 1 1 2 1 7 2 3 2 0 0 0 2 0 1 Manual Progress Report on disbursements by Cooperative Banks Reported no lending by Cooperative Banks Shared (Apr-Nov) Reported no lending by Cooperative Banks

State: Karnataka Sl Bank Name 1 2 3 4 5 6 7 8 9 10 12 Canara Bank Union Bank of India State Bank of Mysore Corporation Bank Vijaya Bank Syndicate Bank State Bank of Indian Overseas Bank of India Central Bank of Indian Bank 22 23 24 PKGB KVGB Grand Total Amt in Rs Lakhs 2013 -14 (Apr-Nov) 2014 -15 (Apr-Nov) Growth/Decline Loan A/Cs Amount Loan Accounts Amount 6, 574 18, 439. 0 4, 273 12, 806. 99 -35. 0% ↓ -30. 5% ↓ 28, 705 17, 530. 4 27, 690 20, 887. 76 -3. 5% ↓ 19. 2% ↑ 3, 854 15, 177. 9 4, 713 20, 721. 41 22. 3% ↑ 36. 5% ↑ 4, 207 8, 946. 94 20, 000 43, 525. 96 375. 4% ↑ 386. 5% ↑ 1, 449 4, 545. 01 1, 707 10, 878. 71 17. 8% ↑ 139. 4% ↑ 1, 271 3, 323. 61 213 447. 88 -83. 2% ↓ -86. 5% ↓ 1, 152 2, 296. 00 733 1, 862. 03 -36. 4% ↓ -18. 9% ↓ 224 566. 03 62 156. 91 -72. 3% ↓ 191 435. 28 199 465. 52 4. 2% ↑ 6. 9% ↑ 103 397. 12 74 284. 37 -28. 2% ↓ -28. 4% ↓ 107 311. 09 357 1, 395. 02 233. 6% ↑ 348. 4% ↑ 5, 239 2, 432 2, 373 58, 201 17, 375. 3 6, 536. 93 3, 945. 31 100, 653 4, 352 1, 183 2, 661 68, 336 5, 106. 35 3, 245. 72 5, 072. 12 127, 211. 76 -16. 9% -51. 4% 12. 1% 17. 4% ↓ ↓ ↑ ↑ -70. 6% -50. 3% 28. 6% 26. 4% ↓ ↓ ↑ ↑

Ø 4 of the 7 Leading Banks in state showing decline Possible Reasons ØNon renewal of CCL/ Less repeat linkages ØLess number of linkage application being sponsored to banks Proposed Actions ØSystematic preparation of bank linkage documents and submission to banks ØRenewal of CCL issued to SHGs who have repaid their loan/ Repeat linkage of SHGs

Disbursement of IS to SHGs (Cat-II) Marking of NRLM Compliant SHGs Disbursement of IS Eligible Loan No. of Loan S. No. States No. of A/Cs yet Balance A/Cs Loan A/Cs yet to Eligible disbursed to be fund with placed on mapped (%) Mapped A/Cs IS amount disbursed states portal IS (Rs lakhs) 1 AP & TG 914046 911891(100%) 1440 911891 NA NA 0 5972 5103 2 MH 103805 54741(89%) 6605 2170 101 38216 24373 3 WB 178394 67335(55%) 55814 1949 13843 1143 628 4 CG 22488 6265(54%) 5286 660 515 26896 0 5 KL 101489 43812(44%) 55076 542 26896 8514 8240 6 BR 111953 26422(30%) 62195 3058 274 28 28 7 RJ 29674 4455(18%) 19990 974 30 30 8 HP 5571 220(6%) 3692 171 669 9 OD 76325 1187(2%) 55315 2058 2 2 10 UK 13641 46(1%) 6992 18 0 11 GOA 363 0 283 0 0 12 NG 1940 0 718 42 0 13 SK 187 0 130 37

M. K. S. P - Farm Livelihoods

Our clients 3 crore households constitute Ultra-poor and most vulnerable sections 7 crore households have agriculture as their primary source of income 10 crore households targeted by NRLM Creation of basket of opportunities, Social capital in the form of CRPs

Objectives üEvery poor household is supported on at least 2 primary sector livelihoods (agriculture, NTFP and livestock) üAssured annual incremental income of more than 50 thousand rupees per family (after two years of intervention) üFood & nutritional security for the households üIncome stability through out the year üCreation of Social capital for agriculture, NTFP and livestock, from the best practitioners

Vision for A Typical Village üNPM shop üCustom Hiring centre (CHC) üRegular farmer field school (FFS)/Pashu Pathshala üPashu Sakhi üSeed bank üWall writings and boards üMaintenance of records üVO sub-committee üAt least one pico-projector for every group of 5 villages üCadre of CRPs-agriculture, NTFP, livestock

Status of roll out in 2014 -15 State Jharkhand Madhya Pradesh Districts West Singbhum, Goilkera, Manoharpur, Angara Ranchi Sheopur Anuppur Tonk Rajasthan Blocks (clusters) Banswara Chhattisgarh Balrampur, Rajnandgaon Jammu & Kashmir Jammu Sheopur (Soikalan, Premsar), Pusprajgarh(Sheorichandas, Bhejri) Newai (Kareda, Newai), Anandpuri (Badliya, M. Mokhji) Balrampur (Ranhat, Maharajganj), Rajnandgaon (Ghumka, Surgi) Chaneni No. of villages Planned Achieved 15 15 20 20 20 4 4

Crop Cutting result for Paddy- 2014 State No. of Panicles/plant Production-quintals/hectare Crop cutting in Traditional Traditiona Change no of % villages SRI with method of SRI with l method in yield CMSA Paddy CMSA of Paddy (quintals/ increase protocol cultivation protocols cultivation hectare) in yield Rajasthan 4 18 5 83. 15 35. 77 47. 38 134. 58 Jharkhand 4 19 6 40. 63 21. 83 18. 81 97. 76 Chhattisgarh 13 18 9 64. 40 48. 66 15. 74 34. 47 Madhya Pradesh 17 10 32. 57 12. 04 20. 53 173. 53

Kharif experience ØThe excitement generated by the drive is good ØThe increase in coverage of farmer from Kharif to Rabi has been more than 140% ØMore than 50% of the farmers covered adopted SWI in Rabi ØTraining of women farmers through films has received excellent response- boosted adoption ØA number of best practices have emerged in the states- documentation of best practices have been initiated with the support of digital-GREEN

Photo Gallery Crop Cutting of paddy in Rajasthan 36 X 36 model in Rajasthan

SWI in Rajasthan

CMSA wheeltraining in Chhattisgarh

Crop cutting of paddy. Chhattisgarh

Crop cutting of paddy in Chhattisgarhyield certificates given to farmers

SWI-Chhattisgarh- seed treatment

SWI Chhattisgarh

Crop protection in Chhattisgarh. Pheromone traps being assembled

Pheromone traps – Chhattisgarh village

Ultra Poor strategy- Scaling up in 2015 -16 State Jharkhand Districts West Singbhum, Ranchi, Simdega Blocks Goilkera, Manoharpur, Angara, Khutpani, Simdega Sheopur, Anuppur and two more to Sheopur, Pushprajgarh; two Madhya Pradesh be decided more blocks to be decided Rajasthan Tonk, Banswara, Jhalwar, Udaipur Newai, Anandpuri etc. Chhattisgarh Balrampur, Rajnandgaon, Bastar, Gariaband Balrampur , Rajnandgaon, Bastar, Chura Jammu Chaneni Nagaon, Sonitpur Allahabad, Mirzapur South 24 Parganas, Maldah Gadag Jalna, Wardha Bajiagaon, Chaiduar Korrav, Chaanbe Pathar Pratima, Habibpur Mundargi Jammu & Kashmir Assam UP West Bengal Karnataka Maharashtra

Skill Development of CRP and SHG members- core focus Development of • MKSP partners will collaborate with SRLMs to standardize training modules training protocols around Sustainable Agriculture, Livestock around sustainable and NTFP practices to train Field staff, practices CRPs and community members Development of training modules under each protocol • NSO digital-GREEN will support development of suitable training modules in audio-visual format • Development of training calendar along with the timelines • Training module thus developed will guide micro-credit planning at SHG level • For training of Identification of a community, CRPs pool of master trainers and staffs by SRLM State Missions will incorporate the training plan in the state annual action plan

R. S. E. T. I , M. E. C and S. V. E. P

State Wise status of RSETI Construction State A P Assam Gujarat Haryana J & K Jharkhand Karnataka # M P U P Mizoram Manipur Punjab T N Tripura Telangana Total No. of Districts Land Status Functional Allotted RSETIs Building Construction Status To be Mo. RD grant Completed In progress allotted released Yet to start 15 18 28 15 21 25 30 51 74 1 1 18 32 5 10 10 20 23 21 17 48 55 1 2 15 16 3 7 3 0 19 3 12 2 17 0 6 5 5 4 3 10 8 22 21 0 21 27 50 26 1 1 12 8 2 9 2 0 3 0 0 0 21 4 2 0 0 2 1 0 4 0 0 6 1 0 1 3 19 3 0 0 1 1 0 2 8 8 13 20 0 20 3 27 21 1 1 9 6 2 3 344 261 89 218 39 37 142 55

State-wise performance (Training & Settlement details) of RSETIs for the FY 2014 -15 (as on 31. 10. 2014) SI No. Name of the State Target for 2014 -15 No. of Trainees Trained Achievement % 1 Andhra Pradesh 11000 7029 60% 2 Assam 11550 6413 35% 3 Gujarat 15250 8477 58% 4 Haryana 10600 6238 39% 5 Jammu & Kashmir 10800 4371 57% 6 Jharkhand 16350 6999 27% 7 Karnataka 23750 13378 64% 8 Madhya Pradesh 29750 12710 56% 9 Manipur 400 177 10% 10 Mizoram 600 154 3% 11 Punjab 11400 4793 43% 12 Tamil Nadu 19450 11072 56% 13 Telangana 7200 4501 59% 14 Tripura 3050 1452 48% 15 Uttar Pradesh 45050 25359 49% 216200 113123 51% Total

State-wise performance…… (contd. ) v 51. 5% Overall Settlement rate v 13. 5% candidates settled with bank finance v 29% candidates settled with self finance v 9% candidates settled in wage employment PRC MEETING - 18 -19 Sep'14 57

R. S. E. T. I – action points for States need to monitor: ØRSETI performance against targets ØCredit flow to RSETI trainees in the SLBC sub committee meetings ØAllotment of land handing over possession of land to banks ØProgress of construction by the banks 58

Reimbursement of Training cost to Banks Ø Detailed guidelines have been issued vide circular No. I 12011/06/2011 -SGSY(RSETI)/FTS 111540/2011 dated 2 nd December, 2013 and 30 th June 2014. Copies are available on Aajeevika website. Ø Reimbursement of training cost is the responsibility of SRLM. Ø Amount would be claimed by SRLM against their Annual Action Plan. Ø Funds for the year 2013 -14 have already been released to the States. Ø For the year 2014 -15 A. P, Gujarat, J&K, Mizoram, Nagaland, Chhatisgarh, U. P, Pondicherry and M. P have claimed the RSETI amount. 59

Micro- Enterprises u Micro Enterprises Consultants Project Ø Supported by Kudumbashree NRO Ø Pilot projects in Bihar, Jharkhand, Maharashtra, Karnataka (Total 11 districts) PRC MEETING - 13 -14 Jan'15 60

S. V. E. P PRC MEETING - 13 -14 Jan'15 61

• To promote 1. 8 lakh village enterprises in 125 resource/intensive blocks in 24 states over 5 years • Outlay of Rs. 480 crores • Embedded in the N. R. L. M eco-system of S. H. G and S. H. G federations • A C. R. P model – supported by 4 N. R. Os and P. I. As • Saturation model – all enterprises of N. R. L. M S. H. G members to be supported ( around 1200 – 1800 enterprises per block)

• Community cadres accountable to C. L. F – community professionals for E. P and Bank linkage • Long term handholding support to entrepreneurs through community cadres • C. I. F for Enterprise promotion and to develop a Mutual credit guarantee fund • Block resource centre – which mimics the R. S. E. T. I – for EDP and domain skills training and also facilitating bank linkages - positioning of bank mitra s • Self reliance after 5 years

• 1. 8 lakh enterprises expected to provide employment to 3. 7 lakh persons • Special focus on all the rural artisans in the block • Focus on market linkages for the produce of the entrepreneurs and artisans • Each person’s additional income > Rs. 5000 per month … most important – a communitised model scaling up through C. R. P s from Resource blocks Vision – 1. 2 crore entrepreneurs from N. R. L. M target group – over 12 – 15 years

Social Inclusion and Social Development & PRI-CBO PRC MEETING - 13 -14 Jan'15 65

Swachh Bharat Mission (S. B. M) • Advisories issued to States for strategizing implementation of SBM through N. R. L. M. • States asked to nominate one nodal person at State level to anchor SBM activities under N. R. L. M. in the state • One year action plan for SBM prepared by N. M. M. U. and shared with states. • States are requested to prepare a one year and a five year action plan to implement this agenda PRC MEETING - 13 -14 Jan'15 66

Implementation of SI-SD Pilot Projects u Anti-Human Trafficking (AHT): • Andhra Pradesh, Maharashtra, Kerala and Odisha started the implementation • Karnataka yet to send amended proposal u Person engaged in Unhygienic Occupation (PEi. HO): • Maharashtra identified 100 such families the work is progressing. u Persons with Disabilities (Pw. Ds): • AP and Telangana need to submit the bifurcated proposal for approval • Maharashtra has already formed 170 SHGs of Pw. D. u Implementation of pilot project for developing gender aspect in livelihood initiatives supported by UN Women • Bihar and Madhya Pradesh are implementing it. • Mid term review held and it was suggested to incorporate best practices of gender interventions of AP and Kerala. PRC MEETING - 13 -14 Jan'15

Gender Interventions in RBs through CRP Strategy Ø Gender intervention in Resource Blocks • SRLMs of Chhattisgarh, Jharkhand Rajasthan to pilot in 2 Resource Blocks each. • Planning workshop with the three States and NRO SERP held on 22 nd-23 rd Dec. 2014 and preparatory activities started • Next steps will be finalized shortly 68

H&N and Pw. D interventions in RBs through CRP Strategy u Health & Nutrition intervention in Resource Blocks • SRLMs of Chhattisgarh and Jharkhand to pilot from next FY. • Planning workshop with concerned states and NRO-SERP will be held in Jan. 2015 • Recce visits to be undertaken soon by NRO u Pw. D projects intervention in Resource Blocks • Chhattisgarh SRLM has already started the work in one Resource Block • Jharkhand to pilot from next FY. • Planning workshop with concerned states and C. B. Os of SERP and National resource persons and S. E. R. P will be held in Jan. PRC MEETING - 13 -14 Jan'15 69 2015

Pilot Projects on Elderly in RBs through CRP Strategy u Pilot project on elderly SHGs supported by Help-Age India & GIZ • Writeshop for developing proposal were conducted for Andhra Pradesh, Telangana, Bihar, Tamil Nadu, Kerala S. R. L. M s. • Draft proposal has submitted by Tamil Nadu, Kerala and Telangana. • Bihar and AP yet to submit the draft proposal for appraisal. PRC MEETING - 13 -14 Jan'15 70

Action Points in SI/SD Ø All SRLMs needs to submit their 5 year action plan on Swachh Bharat Abhiyan by incorporating the interventions within the strategy of NRLM. Ø SRLM of Kerala, Andhra Pradesh, Maharashtra, and Odisha need to speed up the implementation of all ongoing social inclusion pilots and report to Ministry regularly. Ø Submission of final action plan on interventions of gender & social action Rajasthan, Chhattisgarh and Jharkhand in 2015. Ø SRLMs of Kerala, Tamil Nadu, Andhra Pradesh, Telangana and Bihar to finalize the proposal on ‘SHGs of Elderly’ and incorporate the same into the 2015 -16 AAP. PRC MEETING - 13 -14 Jan'15 71

Pilots on PRI – CBO Convergence u PRI – CBO Convergence Projects Ø Supported by Kudumbashree NRO Ø Pilot in 5 States (Assam, Jharkhand, Karnataka, Maharashtra, Odisha) 17 districts; 19 blocks 72

Financial Management

Financial Progress under NRLM - 2014 -15 (Rs. In Crore) State A P (Including Telangana) Central Allocation (Rs. in Crore) Total Available Fund Expenditure (30. 11. 2014) % of Expenditure w. r. t TAF Unspent Balance to be Surrendered 24. 2 24. 4 5. 2 21. 4 - Gujarat* 9. 1 22. 8 10. 1 44. 5 7. 4* Haryana 5. 4 12. 9 9. 9 77. 0 4. 0 Jammu & Kashmir 45. 0 46. 1 15. 2 33. 0 Jharkhand 21. 7 105. 7 11. 9 11. 3 54. 4 Karnataka 18. 3 20. 7 11. 3 54. 5 6. 9 Madhya Pradesh 27. 4 49. 1 14. 0 28. 5 2. 6 6. 7 2. 6 38. 3 5. 1* Tamil Nadu 21. 4 167. 7 117. 3 70. 0 90. 9 Uttar Pradesh* 82. 8 309. 1 5. 9 1. 9 632. 5* Assam 36. 0 141. 6 31. 9 22. 6 - Manipur 2. 4 2. 0 2. 1 102. 1 - Mizoram 0. 6 2. 3 1. 9 80. 8 - Tripura 4. 4 10. 6 1. 0 9. 4 - 921. 7 240. 3 26. 07 Punjab* Total 301. 3 PRC MEETING - 18 -19 Sep'14 * States that have surrendered S. G. S. Y. balances 74 809. 7

Financial Progress under NRLP during 2014 -15 (Rs. In Crore) State Approved AAP (Central Share) Total Available Fund (TAF) Expenditure (30. 11. 14) % of Expenditur e w. r. t TAF % of Expenditure w. r. t AAP Assam 67. 4 65. 2 31. 8 48. 7 42. 0 Gujarat 40. 9 29. 6 15. 1 51. 0 27. 7 Jharkhand 70. 8 55. 2 38. 9 70. 6 41. 2 Karnataka 33. 2 12. 0 7. 7 64. 0 17. 4 Madhya Pradesh 105. 6 123. 2 53. 8 43. 7 38. 2 Tamil Nadu 50. 7 55. 1 16. 6 30. 2 24. 9 Uttar Pradesh 62. 0 34. 8 8. 3 23. 8 10. 0 430. 6 375. 10 172. 2 45. 9 30. 0 Total * TAF also includes State share released and miscellaneous receipts.

Slow Utilisation of NRLM/NRLP Funds NRLM Ø Only AP, Telangana, Jammu & Kashmir, Kerala, West Bengal, Mizoram and Nagaland have been released 1 st instalment under NRLM. Tamil Nadu & Puducherry releases are under process. N. R. L. P. Ø Bihar, Chhattisgarh, Gujarat, Jharkhand, Gujarat, Tamil Nadu, West Bengal and Kerala have been released 1 st instalment under NRLP. Ø Only Madhya Pradesh and Jharkhand have come up for the 2 nd instalment. 76

Reporting Requirements State Pending in Submission of Audit Report for 2013 -14 Submission of SGSY Closure Report Status of Tally Implementation NRLM NRLP A P (Including Telangana) x x x N. A Gujarat x x √ √ Haryana x - x N. A J&K x - x N. A Jharkhand x - √ √ Karnataka x x √ √ M P √ √ Punjab (2012 -13 also) x - x N. A Tamil Nadu x x x Uttar Pradesh x x x Assam x x x Only NRLP Manipur x - x Mizoram x - x N. A Tripura x x N. A PRC MEETING - 18 -19 Sep'14 - 77

Financial Management Related Issues Ø All SRLMs of NRLP States to submit their FMS (Tally) based IUFRs for quarter ending Dec. , 14 by 20 th January, 2015. Ø Audit Report for NRLP States not received by 31 st January, 2015 may attract adverse comments and discontinuance of future disbursement by World Bank. Ø All SRLMs should submit the status report on disbursement of Interest Subvention for 2013 -14 to the eligible SHGs duly supported by Utilisation Certificate and Bank Statement. 78

Procurement 79

Snapshot of Procurement – Group -2 State Gujarat Jharkhand Assam Complet Pending ed 7 1 Key Services Pending 7 1 Process Monitoring planned for FY 15 -16 6 2 MP 6 2 Tamil Nadu 3 5 Karnataka 2 6 Uttar Pradesh 1 7 MIS -Not Initiated MIS-Considering adoption of CGSRLM MIS; FMTSA-EOI notified. Baseline Study-Technical Evaluation Stage; MIS –EOI Stage ; HR-RFP Stage. HR Agency- EOI has notified twice ; FMTSATechnical Evaluation in progress ; MISPiloting of JSRLM, J & K MIS in progress. FMTSA-RFP stage; HR Agency- Technical Evaluation in progress, Baseline-Technical Evaluation in progress, MIS-Piloting of JSRLM and Umeed MIS 80

Management Information System

SHGs in NRLM Database and reported in MPR (NRLP and NRLM intensive blocks only) Number of SHGs SN 1 2 3 4 5 6 7 8 9 10 11 12 13 14 State Andhra Pradesh Assam Gujarat Haryana Jharkhand Jammu & Kashmir Karnataka Madhya Pradesh Mizoram Punjab Tripura Telangana Tamil Nadu Uttar Pradesh Total In NRLM Database Reported in MPR 632390 46739 12969 4849 4233 1369 36122 25697 541 574 1208 401947 49565 2943 1221146 662235 47682 17255 2492 13995 5166 7009 35246 710 680 245 416837 44752 4035 1258339 Difference (as on 9 th Jan, 15) -29845 -943 -4286 -9762 -3797 -9549 -169 -106 -14890 -1092 -74439

MIS-Modules ØSHG Database Status üProfiles of 25. 98 lakh SHGs uploaded by all States ü 10 Reports (‘G’-Series) based on SHG profiles developed Issue- Action Points ØProfiles of all SHGs reported in MPR not reflected in the database. ØStates need to rectify the divergence between SHGs reported in MPR and database by end of Mar’ 15 ØThe number of SHGs in the MPR and its associated indicators (SC, ST, Minority breakup etc. ) would be fetched directly from the database in FY 15 -16

MIS-Modules • MPR Module Status üAll intensive blocks uploading MPRs online üBased on MPRs 19 ‘R’-Series (Status Reports) reports and 6 ‘E’- Series (Exception reports) made available to States Issues/Actions ØQuality and consistency of data needs considerable improvement ØDistrict level users not validating the data before approving ØSMMU, DMMU and BMMUs need to use the reports for review and decision making

MPR- Common Errors States No. of SHGs following panchsutra > No. Haryana, Jammu & Kashmir, of SHGs promoted Punjab, Mizoram No. of SHGs provided basic training > No. Haryana, Jammu & Kashmir, of SHGs promoted Mizoram No. of SHGs more than 3 months old > No. of SHGs promoted No. of pre NRLM SHGs eligible for RF > No. of pre-NRLM SHGs brought under NRLM fold No of VOs provided VRF > No. of VOs promoted Mizoram Karnataka, Madhya Pradesh, Tripura Tamil Nadu

State MIS: NRLP States State Transaction based MIS developed Remarks MIS of Jharkhand Jammu & Kashmir piloted and tested Transaction based system rolled out in NRLP blocks. MIS of Jharkhand and Jammu & Kashmir piloted and tested MIS of Jharkhand Jammu & Kashmir piloted and tested GUJARAT ✖ JHARKHAND ✔ KARNATAKA ✖ MADHYA PRADESH ✖ UTTAR PRADESH ✖ TAMIL NADU ✖ Pilot yet to be initiated ASSAM ✖ Pilot yet to be initiated

State MIS: NRLM States State Transaction based MIS developed ANDHRA PRADESH ✔ TELANGANA ✔ JAMMU & KASHMIR ✔ HARYANA ✖ Pilot yet to be initiated TRIPURA ✖ MIS of Jharkhand Jammu & Kashmir piloted and tested MIZORAM ✖ Pilot yet to be initiated MANIPUR ✖ Pilot yet to be initiated Remarks Transaction Based MIS deployed in Intensive Blocks

Monitoring and Evaluation

Baseline Study Importance ØEssential to assess the impact of the project ØBaseline Study a compliance norm for NRLP States. ØAll NRLP States should have completed baseline studies by the third year of the project. Issues ØLong delays in procuring baseline agencies and initiating work Ø Wide variation in schedules, team size and costs PRC MEETING - 18 -19 Sep'14 89

Baseline Studies: Time Variations Date of floating Eo. I Date of Contract Finalization 1 Jharkhand May’ 13 Nov’ 13 6 months 2 Haryana Apr’ 14 Sep’ 14 5 months 3 Gujarat May’ 14 Jan’ 15 8 months Oct’ 13 May’ 14 7 months 5 Assam Jan’ 14 ---- 12 months 6 Karnataka Mar’ 14 ---- 10 months 7 Tamil Nadu Feb’ 14 ---- 10 months 8 Uttar Pradesh Sep’ 13 ---- 15 months Sl. No 4 State Madhya Pradesh Time lapse Current Status Survey Completed Survey to commence shortly Inception report stage. Field testing of tools Agency Finalized, yet to sign the contract Technical Evaluation Stage

Mid Term Review of NRLP

Mid Term Review of N. R. L. P. – March, 2015 Importance: Ø Legal requirement of World Bank aided Projects Purpose: Ø Review of implementation progress and key achievements of NRLP in each state with the aim of instituting mid course corrections in targets, strategies, budget allocations etc. Status: Ø Pre-MTR discussions held with the Bank Ø A workshop held at NIRD, Hyderabad on 6. 1. 15 with N. R. L. P. states to finalise schedules and tools for collection of primary data for MTR Action Points: Ø States to facilitate collection of data, reports for MTR and visits of joint Mo. RD and N. M. M. U. teams for field visits PRC MEETING - 18 -19 Sep'14 92

Mid Term Review of N. R. L. P. S. Activity No. Date of Completion 1 MTR Orientation Workshop for SRLM Nodal Persons 2 Sample Selection and Identification of Teams by States 12 th Jan, 2015 3 Final MTR note and Schedules to be shared with SRLMs 13 th Jan, 2015 4 SRLMs to send the State Schedule to NMMU 16 th Jan, 2015 7 th. Jan, 2015 Training Of State Teams 5 Process Assessment Workshop Study By Field Teams (To be initiated on 19 th /27 th Jan) 5 th Feb, 2015 Data Cleaning and Entry by SRLMs 6 Data Analysis; Draft and Process Report Preparation 7 MTR Study Dissemination Workshop PRC MEETING - 18 -19 Sep'14 8 th Feb, 2015 28 th Feb, 2015 93

Annual Action Plans of States

States’ Annual Action Plans for 201516 Issues in previous AAPs: Ø Wide variance between physical and financial targets in previous years’ AAPs and actual achievements Ø Huge gap between projected and the actual expected expenditure, resulting in many States not claiming funds during the year Ø Bottom up approach not followed in preparing the AAPs Ø No quarterly break up of physical and financial targets Ø No periodic monitoring of AAP at State level PRC MEETING - 18 -19 Sep'14 95

States’ Annual Action Plans for 201516 Action Taken: Ø Guidance Note and Template developed Ø Need to adhere to timelines for AAP preparation and submission to Mo. RD Timelines: Ø First draft of AAPs to be sent to Mo. RD by end Jan. 2015 Ø Allocations for 2015 -16 to be communicated to states by Mo. RD by mid-Feb. Ø Final AAP to be submitted by end Feb. 2015 Ø EC meetings to be held in first and second weeks of March for approval of AAPs 96