ANYUTA SOCIAL SECURITY SCHEME Dr N Ravindra Shetty

ANYUTA SOCIAL SECURITY SCHEME

Dr. N. Ravindra Shetty Orthopaedic Surgeon, discussing Anyuta - Pilot Project – Karnataka with Honorable President of India Abdul J. Kalam, at Bangalore on 20 th August 2005,

INDIA ON THE MOVE India Shining ! Incredible India ! Where is my next meal coming from ?

Below Poverty Line. In India as per the government statistics, more than 26 to 36 crore people live (BPL) Below Poverty Line.

Raise the living standard. § Let us make a difference by changing the lives of millions by making needed products, accessible and affordable and raising living standard.

Poor Indian has § No Identity § No value for Life § No Education § Cannot afford to pay for his Healthcare § Cannot afford to educate his children § Cannot afford to improve his Skills

Making the 700 millions poor Indians Credit worthy Out of which around 233 million people are chronically hungry. By “Making Services Work for Poor People” To Bring freedom from illness and illiteracy. Two of the most important ways, poor people can escape poverty, that is elusive to many.

Anyuta What we need is a change, change is not merely necessary for life … it is life.

Anyuta - Pilot Project – Karnataka `Make Services Work for People’ bring freedom from illness and illiteracy. Two of the most important ways poor people can escape poverty that is elusive to many

Anyuta Vision There should be no Indian without a minimum of • Rs. 75. 000/- as the value for his life • Rs. 30. 000/- as cashless Healthcare • Rs. 1200/- as Student Scholarship per student

Anyuta Project By Integrating the Services and making them work for the poor There will be no Indian, without a minimum of § § § Rs. 75. 000/- as life value Rs. 30. 000/- as inpatient cashless Healthcare Rs. 200/- as Student Scholarship/student/per year All these are for just Rs. 200/- person per year

Anyuta - Pilot Project – Karnataka Make Services Work for People’ bring freedom from illness and illiteracy. INTGRATED SERVICES are Media Radio / T V / Print Life Insurance Corporation Of Indian Oil Corporation Anyuta Medinet Healthcare Pvt Ltd New India TPA in Healthcare IRDA - 17 Banks Assurance Co Ltd

Services at work o The New India Assurance Company Limited Affordable Healthcare o Universal Health Insurance Scheme UHIS) For Rs. 30. 000/- Hospitalization Cover Life Insurance Corporation of India. Adding Value to Life o Janashree Bima Yojana Cover for Accidental Death Rs. 75. 000/Scholarship Rs. 1200/- per year for Two, 9. 10, 11, & 12 th Standard

Universal Health Insurance Scheme UHIS) For Rs. 30. 000/- Hospitalization Cover

THE NEW INDIA ASSURANCE COMPANY LIMITED Premium to Pay For APL Person No Government Subsidy Total Amount Rs. 300 /- For individual, 1 NIL Rs. 300 /- Rs. 450/- For a family of five 5 NIL Rs. 450/- Rs. 600/- For a family of seven 7 NIL Rs. 600/-

Universal Health Insurance Scheme (UHIS) with BPL Card - For Rs. 30. 000/- Hospitalization Cover For BPL Person Premium to Pay Government Subsidy For Others Government Subsidy Total Amount For individual, Rs. 100/- Rs, 200 /- NIL Rs. 300/- For a family of five Rs. 150/- Rs. 300 /- NIL Rs. 450/- For a family of seven Rs. 200/- Rs. 400 /- NIL Rs. 600/-

Universal Health Insurance Scheme (UHIS) with out BPL Card - Rs. 30. 000/- Hospitalization Cover Premium to Pay For APL Person No Government Subsidy Total Amount Rs. 300 /- For individual, 1 NIL Rs. 300 /- Rs. 450/- For a family of five 5 NIL Rs. 450/- Rs. 600/- For a family of seven 7 NIL Rs. 600/- Maternity Benefit Normal delivery Rs. 2500/- For 2 nd year Policy Caesarean Rs. 5000/- Spouse Rs. 750/- Loss of wage

THE NEW INDIA ASSURANCE COMPANY LIMITED, 19/4, DINNUR MAIN ROAD, RT NAGAR, BANGALORE 560032. Ph 080 - 23333611. M/s Anyuta Medinet Healthcare Limited, 12/6/2008 65, Lavelle Road, Bangalore 1. Dear Sir We confirm the Universal Health Insurance Premium & claim for last 3 years as below : Year Premium of Universal Health Insurance Scheme Claims under UHIS Underwriting profit 2005 -06 110992 8864 102128 2006 -07 545699 42285 503414 2007 -08 301135 24015 277120

Affordable Healthcare Anyuta TPA in Healthcare Private Limited IRDA License – 17 Will ensure Standardized Treatment regime Medical Documentation Billing Follow up

Life Insurance Corporation of India. Adding Value to Life coverage under Janashree Bima Yojana The Premium is Rs. 100/- per year, person above 18 years of age but less than 60 years at entry and the benefits are: • Cover for Natural Death Rs. 20. 000/ • Cover for Accidental Death Rs. 75. 000/ • Partial permanent disability due to Accident Rs. 25. 000/ • Partial permanent disability due to Accident Rs. 50, 000/In addition to the above benefits Educational allowance Rs. 100/- per month payable quarterly, per child subject to a maximum of 2 dependent children

Life Insurance Corporation of India. Adding Value to Life coverage under Jeevana Madura Life Jeevan Mangala The Premium is Rs. 100/- per year, person above 18 years of age but less than 60 years at entry and the benefits are: Jeevana Madura Life • Cover for Natural Death Rs. 30. 000/ • Cover for Accidental Death Rs. 30. 000/ • Permanent disability due to Accident Rs. 45. 000/In addition to the above benefits One can avail Jeevan Mangala Life Coverage : Rs. 50000/ Accident. Coverage Rs. 50000/ :

Anyuta - Pilot Project – Karnataka IMPLIMENTATION People Participation Loan Rs. 247/- person per year AND Make Services Work for People’ bring freedom from illness and illiteracy. Two of the most important ways poor people can escape poverty that is elusive to many. • House Owners to home helps • Planters to Plantation workers • Farm owners to Farmers • Contractors to Construction workers • Merchants to their employees • Industrialists to the casual laborers

Summary o Method : Risk Pooling o o Services made to work : 1. LIC Of India 2. The New India Assurance Company Limited 3. Anyuta TPA in Healthcare Private Limited IRDA – 17 Motivating the people on 1. Individual Social Responsibility 2. Corporate Social Responsibility