UNIT 12 Money Matters Unit 12 Money Matters

UNIT 12 Money Matters

Unit 12 Money Matters Communicative Function Listening Strategy Useful Expressions Notes Dealing with the Bank While we go to the bank mainly to deposit or withdraw money, we may also change money, cash checks and do many other things. Listen to the conversation and choose the right answers to the questions you hear.

Unit 12 Money Matters Communicative Function Listening Strategy Useful Expressions Notes 1. a. Change money. c. Find out the exchange rates. b. Open an account. d. Deposit money. 2. a. US dollars. b. Hong Kong dollars. c. Japanese yen. d. Russian roubles.

Unit 12 Money Matters Communicative Function Listening Strategy Useful Expressions Notes

Unit 12 Money Matters Communicative Function Listening Strategy Useful Expressions Notes Listen to Barbara Smith talking about her day and then fill in the blanks with the missing time expressions.

Unit 12 Money Matters Communicative Function Listening Strategy Useful Expressions Notes Describing Time Hello, my name is Barbara Smith. I’m the personnel manager of the Bank of America and I’m going to tell you what I ____ and left home for work at ____ did yesterday. I got up at 7: 15 7: 55. After a 35 minutes’ drive I arrived at my office at about 8: 30. ___ The first thing I did was to turn on my computer and check my mail. At 9_______ sharp work began. I interviewed two candidates in the morning, _____ At 12: 20, _____ I went down to the one at ____ 9: 30 and the other at 10: 40. cafeteria for some lunch. In the afternoon I interviewed two more candidates, one at 2____ o’clock and the other at ____ 3: 15. At 4_______ o’clock I attended a staff meeting, which lasted for about three quarters of an hour. By then it was time to go home. The traffic was so bad that it took me more than an hour to get home. It was already ____ 7: 30 when I finally sat down to my dinner, completely tired out.

Unit 12 Money Matters Communicative Function Listening Strategy Useful Expressions Notes Useful Expressions to Talk about Banking 1. I’d like to open a checking / savings account (Am. E). 2. I’d like to open a current / deposit account (Br. E). 3. Could you tell me my balance ? 4. What’s the annual interest rate ? 5. Will $100 be enough for a minimum deposit ? 6. Could you tell me the exchange rate between. . . and … today ?

Unit 12 Money Matters Communicative Function 7. 8. 9. 10. 11. 12. 13. Listening Strategy Useful Expressions Notes What’s the rate of exchange between. . . and … today ? Could you give me 100 -yuan notes? Please give me three $50 notes. I want to cash this money order. I’d like some traveler’s checks, please. Would you please change these British pounds for me? Can you change some money for me?

Unit 12 Money Matters Communicative Function Listening Strategy Useful Expressions Notes 14. Could you tell me the current rate for the Euro, please? 15. What’s the dollar going for today? 16. What’s your selling rate for Japanese yen / Euros / US dollars in notes today? 17. I want to deposit $1, 200 in my account.

Unit 12 Money Matters Communicative Function Listening Strategy Useful Expressions Notes 1. There a great variety of currencies in use in the world. There are US dollars, British pounds, Russian roubles, Japanese yen, Chinese RMB and so on. The exchange rates between most of these currencies vary from day to day. 2. A bank is not just a place where one deposits or withdraws money. It offers a lot of other services, such as various kinds of investment policies and loans, including special loans for students’ education and mortgage loans for home buyers.

Unit 12 Money Matters Pre-listening Tasks Language Focus Listening Tasks Speaking Tasks Pair Work Here are some sentences and structures that you might find handy in discussing the questions in Pair Work: • Every month / Once in a while / Occasionally I go to the bank near our school either to deposit or withdraw money. • I think it’s wise to put your money in a bank. It’s safer and your money also earns interest. • I have so little money that I don’t need the bank to take care of it.

Unit 12 Money Matters Pre-listening Tasks Language Focus Listening Tasks Speaking Tasks Pair Work • I need to withdraw / take out some money for my daily expenses next month. • The clerks at our school bank are very helpful / quite patient / efficient / very slow / talk too much with each other … • I like to withdraw money / check my balance from an ATM machine. There are usually fewer people queuing up there. • ATMs are so much more convenient / save time / save the trouble of filling in forms.

Unit 12 Money Matters Pre-listening Tasks Language Focus Listening Tasks Speaking Tasks Pair Work • All you need to do is press some buttons and there comes the money you ask for. • It’s a good habit to save money on a regular basis. • I don’t trust / hate operating ATM machines. They eat up your card if you enter the wrong code number / are not always reliable / are often out of order. • I always deposit my money in the bank to earn interest. • I deposit the money I get from my parents and relatives during Spring Festival.

Unit 12 Money Matters Pre-listening Tasks Language Focus Listening Tasks Speaking Tasks Pair Work • I like to save money for a rainy day. • If I have money to spare, I donate it to charity. • I never deposit money in the bank. If I have money to spare, I use it to buy stocks. • Don’t look for large, short-term profits. They’re dangerous / too risky. • If I had a large amount of money, I would use it to travel around the country / to further my education / help the needy.

Unit 12 Money Matters Pre-listening Tasks Language Focus Listening Tasks Speaking Tasks Pair Work Questions for Discussion 1. Do you often go to the bank? What do you do there? 2. Is the bank near your campus usually crowded? Do people wait for their turn patiently? 3. Are the bank clerks helpful? 4. Do you sometimes withdraw money from an ATM machine? 5. What is the maximum amount of money you can withdraw from the machine?

Unit 12 Money Matters Pre-listening Tasks Language Focus Listening Tasks Speaking Tasks Pair Work 6. How do you operate the machine in order to take out the amount of money you want? 7. What do you do with your money? 8. Do you deposit your money in the bank or do you make other investments with it? 9. Suppose you had a large amount of money, what would you do with it?

Unit 12 Money Matters Pre-listening Tasks Language Focus Listening Tasks Speaking Tasks Pair Work 2. Is the bank near your campus usually crowded? Do people wait for their turn patiently? Yes, the bank near our campus is always crowded. People are always waiting behind the yellow line for their turns. I can tell they are impatient and sometimes they are angrily complaining about the service. I guess there are two reasons for this phenomenon. One is that the bank service is not efficient enough and the other is that people now have more money and they want to dispose their money wisely and safely.

Unit 12 Money Matters Pre-listening Tasks Language Focus Pair Work Listening Tasks Speaking Tasks

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Speaking Tasks Word Bank Language and Cultural Notes Exercise 1 1. boy Exercise 2 int. expressing surprise, joy, excitement, etc. （表示惊奇，欣喜， 兴奋等） 好家伙 2. guy n. an informal term for a man 家伙， 青年 3. automatically ad. working of itself 自动地 4. issue v. to give out 发给 5. memorize v. to learn and remember sth. on purpose 记住

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Speaking Tasks Word Bank Language and Cultural Notes Exercise 1 6. withdrawal button 7. secret code Exercise 2 取款键 personal identification number 密码 8. come to think of it （用于引出刚想起要说的话）想 起来了, 的确 9. account number 账号 10. make a note of to write down or record 记录

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Speaking Tasks Word Bank Language and Cultural Notes Exercise 1 Exercise 2 1. Background information Money can be withdrawn from electronic cash machines at banks and elsewhere by two types of encoded plastic cards: debit cards and credit cards. A debit card allows money to be withdrawn directly from the holder’s bank account. Certain credit cards also allow the holder to withdraw money from cash machines, but as a loan on which interest is charged. Both types of card can also be used in place of cash for purchasing goods and services, and for this reason are commonly referred to as “plastic money”.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Speaking Tasks Word Bank Language and Cultural Notes Exercise 1 Exercise 2 2. Boy An informal interjection, expressing excitement or before saying something with emphasis, used especially in American English. 3. the machine The ATM stands for automatic teller machine. Card holders can use the machine to withdraw money, check balances or even deposit money.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Speaking Tasks Word Bank Language and Cultural Notes Exercise 1 Exercise 2 4. secret code Meaning your PIN number, which stands for personal identification number, a secret number that can be read by a computer to prove who you are. For example, you can say “I punched my PIN number into the ATM and took out 200 yuan”.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Speaking Tasks Word Bank Language and Cultural Notes Exercise 1 Exercise 2 Listen to the recording once and choose the right answers to the questions you hear. 1. a. A customer and a bank clerk. b. Customers and a bank clerk. c. A student and a bank clerk. d. Students and a bank clerk.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Speaking Tasks Word Bank Language and Cultural Notes Exercise 1 Exercise 2 2. a. Some customers were quarrelling at a bank. b. Some customers were complaining about the bank’s ATM service. c. Some customers were queuing to withdraw cash from an ATM machine. d. Some customers were discussing with a bank clerk about how to operate an ATM machine.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Speaking Tasks Word Bank Language and Cultural Notes Exercise 1 Exercise 2 3. a. The bank issued a new card to a customer whose card got stuck in an ATM machine. b. Some customers were annoyed at the person who used the ATM machine too long. c. A bank clerk was very efficient in dealing with customers’ problems. d. A bank clerk helped a customer whose card got stuck in an ATM machine.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Speaking Tasks Word Bank Language and Cultural Notes Exercise 1 Exercise 2 Listen to the recording once again and complete answers to the following questions. 1. What was the major event in the conversation? ____ got stuck in an ____ A customer’s card ATM machine. 2. How did that happen? The customer had entered a______ wrong code number three times. __________

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Speaking Tasks Word Bank Language and Cultural Notes Exercise 1 Exercise 2 3. What did the bank clerk ask the customer to do? And for what purpose? She asked him to 1) go to the counter; ________ 2) fill in a form ____ with his account _______ number and the ____ date. Purpose: to get the customer a______ new card. 4. When would the customer get his new card? In about a______ week.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Speaking Tasks Word Bank Language and Cultural Notes Exercise 1 Exercise 2

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Pair Work Speaking Tasks Conversation 1 Conversation 2 Listen to the conversations and repeat after the recording. Practise the conversations with your partner, playing the role of A or B. Then work with your partner to create your own conversations by replacing the underlined parts with your own words.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Pair Work Speaking Tasks Conversation 1 Conversation 2 A: Let’s stop at this bank. I need some cash. B: What do you need the cash for? A: 1) Just general living expenses for the next month. B: Oh, right. 2) Fortunately it’s not so crowded. A: 3) Yeah. There are usually a lot of people queuing. B: I think the withdrawal slips are 4) over on that desk by the wall.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Pair Work Speaking Tasks Conversation 1 Conversation 2 A: 5) Oh, yes. I’ll just get one. B: There’s only this one line, which leads to all the tellers’ windows. A: That guarantees “First come, first served. ” Teller: Good afternoon. May I help you? A: Good afternoon. I’d like to withdraw 500 yuan from my account.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Pair Work Speaking Tasks Conversation 1 Conversation 2 Teller: May I see your ID, please? Thank you. 6) One moment please … (Verifies the account, counts out and hands over the cash. ) Thank you for your business. Have a nice day. A: You too.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Pair Work Speaking Tasks Conversation 1 Conversation 2 Substitution 1) Just for next month’s living expenses / rent for next month 2) Luckily, the bank’s not so busy / Fortunately, there aren’t many people / There’s no line. How lucky you are! 3) Yes, normally there is a long queue. 4) on that desk over there / on that counter by the window 5) Right, I’ll go and get one. 6) Just a minute please. / Just a second please.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Pair Work Speaking Tasks Conversation 1 Conversation 2 A: Hello, Xiao Wang. 1) I hear you are doing some part-time job. B: Yes. I’m 2) working two nights at a city restaurant. A: Do they give you decent wages? B: 3) Not too bad. A: Well, I’ve been accepted for a part-time job at 4) the news agent’s. B: Have you? 5) That’s good. So you’ll be earning some extra money, too.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Pair Work Speaking Tasks Conversation 1 Conversation 2 A: Yeah, that’s exactly what I want to ask you about. B: 6) Go ahead. A: May I ask a personal question? B: 7) It depends. A: 8) What do you do with the money you earn? Do you spend it immediately or do you save it? B: Well, I spend some of it on 9) books. And I also save some for future use.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Pair Work Speaking Tasks Conversation 1 Conversation 2 A: In a bank? B: Yes. A: Which one? B: 10) The one by the school A: Is it any good? B: 11) Not bad. 12) Very friendly, but a bit slow at times.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Pair Work Speaking Tasks Conversation 1 Conversation 2 Substitution 1) They say / I was told 2) working during weekdays in the school bookstore / tutoring two high school students on Saturdays 3) Not bad at all. / Just so-so. 4) a travel agency / an accounting firm 5) That’s great. / That’s wonderful. 6) What is it? / OK.

Unit 12 Money Matters Pre-listening Tasks Listening Tasks Pair Work Speaking Tasks Conversation 1 Conversation 2 7) You can try. / What do you want to know? 8) How do you handle the money you earn? 9) reference books / novels / traveling 10) The one across the street. / The one two blocks away from our school. 11) Quite good. / Pretty good. 12) Good service but a bit crowded sometimes. / The clerks are very helpful but there is sometimes a long queue.

Unit 12 Money Matters Additional Listening Movie Time to Talk A Passage Opening a Checking Account Listen to the conversation and choose the correct answers.

Unit 12 Money Matters Additional Listening Movie Time to Talk 1. The student wants to ______ at the bank. a. find out his balance b. open an account 2. The student ______ to deposit $500 in his checking account. a. decides b. is told

Unit 12 Money Matters Additional Listening Movie Time to Talk 3. The student can get interest on his money in ______. a. a checking account b. savings account 4. The student can receive his checks in about ______. a. a couple of weeks b. two days 5. To open a savings account the student ______. a. needs to make a minimum deposit of $50 b. can deposit any amount he wishes

Unit 12 Money Matters Additional Listening Movie Time to Talk

Unit 12 Money Matters Additional Listening Movie Time New Words Time to Talk Exercise

Unit 12 Money Matters Additional Listening Movie Time New Words Time to Talk Exercise

Unit 12 Money Matters Additional Listening Movie TED Movie Time New Words Time to Talk Exercise 美国一个论坛名，全称是“Technology, Entertainment, Design”。组织者一般邀请专 家名人来TED做各类型的演讲。 ster （后缀）表示一类人。比如youngster年轻人， gangster歹徒。 passion n. 激情 workaholic n. 作狂

Unit 12 Money Matters Additional Listening Movie Time New Words Time to Talk Exercise workafrolic （work 和 frolic的合成词， frolic的意思是“ 嬉戏”）把 作当成游戏的人 persist v. 坚持 crap n. 废物 asshole n. （美式粗鄙用语）废物

Unit 12 Money Matters Additional Listening Movie Time New Words Time to Talk Exercise Watch a video clip. After watching it, read the following quotes, then match the quotes with the eight factors the speaker mentioned. 1) “I had an idea — founding the first micro-computer software company. ” — by Bill Gates 2) “I’m driven — by my passion. ” — by Freeman Thomas 3) “I always had self-doubts. I wasn’t good enough, I wasn’t smart enough. I didn’t think I’d make it. ” — by Goldie Hawn

Unit 12 Money Matters Additional Listening Movie Time New Words Time to Talk Exercise 4) “Persistence is the number one reason for our success. ” — by Joe Kraus 5) “Push yourself. Physically, mentally, you’ve gotta push, push. ” — by David Gallo 6) “I think it all has to do with focusing yourself on one thing” — by Norman Jewison 7) “It was a privilege to serve as a doctor. ” — by Sherwin Nuland

Unit 12 Money Matters Additional Listening Movie Time New Words Time to Talk Exercise 8) “To be successful put your nose down in something and get damn good at it. ” — by Alex Garden 9) “You can’t serve yourself, you gotta serve others something of value. Because that’s the way people really get rich. ” — by Richard St. John’s 10) “It’s all hard work. Nothing comes easily. But I have a lot of fun. ” — by Rupert Murdoch

Unit 12 Money Matters Additional Listening Movie Time New Words Time to Talk Exercise The Keys to Success in Richard St. John’s Speech The Eight Factors Relevant Quotes _______ 1. Passion (2) _______ 2. Work (10) 3. 4. 5. 6. 7. 8. Good Focus Push Serve Ideas Persist _______ (8) _______ (6) _______ (5) (3) _______ (7) (9) _______ (1) _______ (4)

Unit 12 Money Matters Additional Listening Movie Time New Words Time to Talk Exercise

Unit 12 Money Matters Additional Listening Movie Time to Talk Pictures Look at these pictures and describe them one by one.

Unit 12 Money Matters Additional Listening Movie Time to Talk

Unit 12 Money Matters Additional Listening Movie Time to Talk

Unit 12 Money Matters Additional Listening Movie Time to Talk

Unit 12 Money Matters Additional Listening Movie Time to Talk 1. Using an ATM machine a young lady using an ATM machine, blond and pretty, a pair of glasses on her nose, an ATM machine, be made up of a screen, a key pad (键盘) and two slots (插/出孔); credit card, put … into a slot, push buttons, give PIN numbers, check one’s balance, withdraw money, take out the card

Unit 12 Money Matters Additional Listening Movie Time to Talk 2. A large bank a young clerk, at a counter, some customers, Muslim women, long black robes, shawls on their heads; opening an account or closing an account, a loan or arranging a payment

Unit 12 Money Matters Additional Listening Movie Time 3. A stock exchange People trade stocks, give orders to buy or sell stocks, watch monitors closely, follow changes in stock price, can earn or lose a lot of money in a short time Time to Talk

Unit 12 Money Matters Additional Listening Movie Time to Talk 1. We see a young lady using an ATM machine in the picture. She is blond and pretty with a pair of glasses on her nose. Nowadays ATM machines are very common. An ATM machine is usually made up of a screen, a key pad and two slots. The steps of operation are as follows: first, put your credit into the card slot; secondly, push the buttons on the key pad to give PIN numbers; thirdly, take out the card and take the money that has been given out.

Unit 12 Money Matters Additional Listening Movie Time to Talk 2. This is a bank, where a young clerk is working at a counter. He is helping some customers who are dressed like Muslim women with long black robes and with shawls on their heads. He is very helpful and the customers seem very satisfied. Maybe they are talking about opening an account or closing an account. Or maybe the women are applying for a loan or checking a payment.

Unit 12 Money Matters Additional Listening Movie Time to Talk 3. This picture shows part of a stock exchange. People trade stocks there. They give orders to buy or sell stocks. They watch the monitors closely to follow the changes in stock price. As stock prices rise or fall, people buy or sell stocks. One can earn or lose a lot of money in a short time in the stock market. Therefore, a stock exchange can be a very exciting place.

Unit 12 Money Matters Test Your Listening A Conversation Listen to the conversation and choose the right answers to the questions you hear.

Unit 12 Money Matters Test Your Listening 1. a. The man knows more about business than the woman. b. The woman is more cautious than the man in money matters. c. The man has better ideas than the woman about how to make some money. d. They’ve spent more than they have earned this month.

Unit 12 Money Matters Test Your Listening 2. a. A garage sale where people can buy things they want at cheaper prices. b. A website that people all over the world can log on and exchange things. c. A website similar to e. Bay. d. e. Bay.

Unit 12 Money Matters Test Your Listening 3. a. Both the man and woman want to get rich quick. b. The woman doesn’t think it possible to get rich quick. c. The man is opposed to the woman’s suggestion of cutting down on their spending. d. None of the man’s ideas about how to make money is any good.

Unit 12 Money Matters Test Your Listening

Unit 12 Money Matters