TRIVIA QUESTIONS Tagisan ng Galing sa P S

TRIVIA QUESTIONS “Tagisan ng Galing sa P S I M” Philippine Society of Insurance Medicine

Life insurance underwriting originated in connection with: • • A. B. C. D. Property Insurance Aerial Insurance Maritime Insurance Fire Insurance

MIB stands for: • • A. Medical Impairment Bureau B. Medical Information Bureau C. Major Information Bureau D. Men In Black

The following are amongst the alternative underwriting methods except: • • A. Jet Units B. Computer Screening I C. Both D. Neither

Who is the incumbent Insurance Commissioner? • • A. Atty. Edgardo C. Malinis B. Dr. Edgardo T. Malinis C. Atty. Eduardo T. Malinis D. Atty. Eduardo C. Malinis, Jr.

The practice of cautiously accepting specific types of risk at premium rates lower than those that would normally be charged according to company’s underwriting guidelines: • • A. Speculative Underwriting B. Preferred Underwriting C. Biased Underwriting D. Experimental Underwriting

Who is the predecessor of Dr. Emil Canonigo as president of PSIM? • • A. Dr. Benny Delgado B. Dr. Edilberto Torres C. Dr. Gabby Mejia D. Dr. Art Catli

Who is the predecessor of Dr. Emil Canonigo as president of PSIM? • C. Dr. Gabby Mejia

The process of taking back from the reinsurer a portion of the reinsured business: • • A. Retrocession B. Recapture C. Facultative reinsurance D. Rebate

The process of taking back from the reinsurer a portion of the reinsured business: • B. Recapture

The most reliable screening test for Diabetes Mellitus is: • • A. Glycosylated Hemoglobin B. Fasting Blood Sugar C. 2 -hour post prandial glucose D. Oral Glucose Tolerance Test

The most reliable screening test for Diabetes Mellitus is: • C. 2 -hour post prandial glucose

Who is the current PSIM - CME Chairperson? • • A. Dr. Nazario A. Macalintal, Jr. B. Dr. Patricia S. Ching C. Dr. Bert Esguerra D. Dr. Linda Umali

Who is the current PSIM - CME Chairperson? • B. Dr. Patricia S. Ching

An underwriting approach which utilizes clerical screeners or trainee underwriters: • • A. Lay Underwriting B. First Level Approach C. Jet Units D. Clerical Units

An underwriting approach which utilizes clerical screeners or trainee underwriters: • C. Jet Units

First broad study significant to the underwriting of impaired lives was the: • • A. Medico-Actuarial Investigation of 1910 B. Build & BP Study of 1905 C. Mortality & Survival Study of 1912 D. Mortality & Survival Study of 1905

First broad study significant to the underwriting of impaired lives was the: • A. Medico-Actuarial Investigation of 1910

Percentage of developing overt DM for a patient who had Gestational DM: • • A. 40% B. 30% C. 20% D. 10%

Percentage of developing overt DM for a patient who had Gestational DM: • B. 30%

Under this type of plan, the ceding company pays all claims as they occur during a specified period up to a certain amount: • • A. Excess-loss Plan B. Pool Plan C. Stop-Loss Plan D. Leche Plan

Under this type of plan, the ceding company pays all claims as they occur during a specified period up to a certain amount: • C. Stop-Loss Plan

PSIM was accepted as an affiliate society by the Executive Council of PMA and ratified by the House of Delegates on: • • A. May 1968 B. May 1976 C. May 1978 D. May 1980

PSIM was accepted as an affiliate society by the Executive Council of PMA and ratified by the House of Delegates on: • C. May 1978

ECG is most useful in the diagnosis of : • • A. Heart Enlargement B. Murmurs C. Hypertrophy D. Dysrhythmias

ECG is most useful in the diagnosis of : • D. Dysrhythmias

Diagnosis of Myocardial Infarction is least reliable in patients with: • • A. Right Bundle Branch Block B. Left Bundle Branch Block C. Significant Q - waves D. Recent Heartaches

Diagnosis of Myocardial Infarction is least reliable in patients with: • B. Left Bundle Branch Block

Glaxo. Wellcome and Smithkline Beecham merged into Glaxo. Smithkline on: • A. November, 2000 • B. December, 2000 • C. January, 2001 • D. October, 2000

Glaxo. Wellcome and Smithkline Beecham merged into Glaxo. Smithkline on: • C. January, 2001

Most common ECG findings in trained athletes: • • A. Left ventricular hypertrophy B. Sinus Bradycardia C. Inverted T waves D. Tidal waves

Most common ECG findings in trained athletes: • B. Sinus Bradycardia

The predecessor of Atty. Malinis as Insurance Commissioner: • • A. Mr. Arnaldo Cruz B. Dra. Adelita Vergel De Dios C. Dr. Alberto Romualdez D. Dr. Jaime Galvez - Tan

The predecessor of Atty. Malinis as Insurance Commissioner: • B. Dra. Adelita Vergel De Dios

The danger that the proposed insured is making a deliberate attempt to conceal or misrepresent information that might result in an unfavorable underwriting decision: • • A. Fraudulent risk B. Misrepresentation C. Moral hazard D. Material concealment

The danger that the proposed insured is making a deliberate attempt to conceal or misrepresent information that might result in an unfavorable underwriting decision: • C. Moral hazard

The most important question in all applications in which foreign travel and residence are involved is the: • • A. Purpose of the insurance B. Socioeconomic conditions C. Political Situation D. Length of travel or stay

The most important question in all applications in which foreign travel and residence are involved is the: • A. Purpose of the insurance

The Chairman of the Organizing Committee for this year’s PSIM Advanced Underwriting Seminar: • • A. Dr. Jo Cano B. Dr. Nazario Macalintal, Jr. C. Dr. Ammie Zafra D. Dr. Andro Sandoval

The Chairman of the Organizing Committee for this year’s PSIM Advanced Underwriting Seminar: • B. Dr. Nazario Macalintal, Jr.

Common differential diagnosis for athlete’s heart except: • • A. Myocarditis B. Hypertrophic Cardiomyopathy C. Marfan’s syndrome D. Myocardial Infarction

Common differential diagnosis for athlete’s heart except: • D. Myocardial Infarction

A type of health insurance that usually provides a benefit to offset actual hospital, surgical and physicians’ expenses that result from treatment for sickness or injury: • A. Major Medical Insurance • B. Medical Expense Insurance • C. Medical Reimbursement Insurance • D. Hospital Income Benefit Rider

A type of health insurance that usually provides a benefit to offset actual hospital, surgical and physicians’ expenses that result from treatment for sickness or injury: • B. Medical Expense Insurance

The practice of knowingly accepting risks at an inadequate premium rate, attempting to obtain business by undercutting the market price for similar coverage: • • A. Stop-loss underwriting B. Experimental Underwriting C. Aggressive Underwriting D. Speculative Underwriting

The practice of knowingly accepting risks at an inadequate premium rate, attempting to obtain business by undercutting the market price for similar coverage: • D. Speculative Underwriting

A specific form of misrepresentation wherein agent induces a policyowner to cancel his policy and purchase a new one from another company without clearly informing the latter of the consequences of the replacement: • • A. Switching B. Piracy C. Twisting D. Deception

A specific form of misrepresentation wherein agent induces a policyowner to cancel his policy and purchase a new one from another company without clearly informing the latter of the consequences of the replacement: • C. Twisting

A Federal Privacy Law wherein only individuals are considered to be consumers: • • A. Fair Credit Reporting Act of 1970 B. Privacy Act of 1974 C. Fair Credit Reporting Act of 1971 D. Naic Model Privacy Act

A Federal Privacy Law wherein only individuals are considered to be consumers: • C. Fair Credit Reporting Act of 1971