HUAWEI CLOUD Innovative FullStack Financial Solutions Yang Jianping

HUAWEI CLOUD Innovative Full-Stack Financial Solutions Yang Jianping Product Management Executive and General Manager of Financial Industry Solutions of HUAWEI CLOUD

Challenges of Innovative Finance Development Rapid development of science and technology: strong demands for accelerating innovation and upgrade Financial science and technology capabilities: requiring further improvements In the cloud+AI+5 G era, Huawei Kunpeng provides new computing power and builds a new ecosystem. This is a new choice of diverse computing service architecture for financial enterprises, achieving optimal costeffectiveness for high-frequency financial scenarios such as Internet and big data. 2 Banking openness provides a new way to financial innovation. However, it is still a big issue for financial institutions to effectively put accumulated knowledge into industrial practices in compliance with regulations. Finance is a core competitiveness of a country. Financial security is an important part of national security. National decision makers have repeatedly emphasized the importance of building a secure and controllable information technology system. In the 5 G network era, a large number of concurrent requests are generated, requiring super-low latency of financial services. Secure and trustworthy: unprecedented importance 5 G technologies: high concurrency and low latency required by financial services

Financial Solutions: Most Important Industry-specific Solution from HUAWEI CLOUD Finance HUAWEI CLOUD Financial Industry Solutions Huawei uses innovative ICT technologies and collaborates with partners Banking Securities Insurance Internet Finance Media & entertainment Transportation and logistics E-commerce/ Retail Gaming and financial institutions to build smart financing, accelerating the digital transformation of the financial industry. Symbiotic relationship of finance and real economy Financial industry in critical need of new technologies Financial industry in urgent need of ICT synergy Strict financial security compliance requirements 3 Government institutions Education Energy and utilities Intelligent campus Automotive Production & manufacturing Healthcare

A Total of 41 HUAWEI CLOUD Financial Industry Solutions Internet Finance Virtual banking Document recognition Blockchain fraud prevention Intelligent voice callback Securities quotes Movable property pledge Small Internet-based loans Supply chain finance Blockchain credit info Remote registration Insurance document recognition All-insurancebusiness cloud migration Securities and futures investors' education Online securities account registration Intelligent customer service Fraud blacklist sharing 5 G smart finance hall Financial cloud Insurance big data Insurance dualrecording Car finance Facial and document recognition Insurance video conferencing Intelligent claim settlement Blockchain AR financing Intelligent insurance customer service Virtual insurance Core-insurancebusiness cloud migration Universal financial service capabilities 5 G VR/AR Finance microservice Cross-cloud multiactive deployment Blockchain tax credit Blockchain trade and finance Financial database Finance security Financial data warehouse Customer care SME credit risk control Privacy protection Big data AI Blockchain Microservice Fintech Cloud Infra Compliant to security regulations, meeting supervision requirements 4 Container ROMA Finance Multiple Clouds Securities Insurance Banking Financial DR IEF Io. T Standard Public Cloud

Core Competitiveness of HUAWEI CLOUD Financial Industry Solutions Building the world's leading intelligent infrastructure for the financial cloud based on Fintech Cloud Infra Integrating Huawei Kunpeng full-stack products to offer cost-effective, secure, trustworthy cloud services Chips Beijing Shanghai 5 Edge computing Blockchain Storage Network Security Shenzhen Embracing industry competitiveness with Huawei's 5 G network and other global leading technologies 5 G Compute VR AI Empowering finance transformation with Huawei's 30 years of ICT digitization experience Consulting and planning Process and IT system R&D Professional delivery service

Huawei Kunpeng Ecosystem: Opening a New Financial Cloud Era with Diversified Architectures All-insurancebusiness cloud migration 5 G smart finance Financial cloud Internet finance Transformation of diversified architectures for financial enterprises . . . Kunpeng cloud services Open. JDK PHP Python China-developed operating systems ECS Diversified infrastructure Diverse chips 6 BMS Postgre. SQL Maria. DB Mongo. DB Tong. Tech Kingdee Tomcat Mongo. DB Fedora, Ubuntu, and Cent. OS EVS Intelligent equipment rooms Kunpeng 920 High-performance CPUs My. SQL Middleware GCC Database Compiling tools Kunpeng finance solutions Hi 181 x Storage controller OBS SFS ELB Taishan servers Hi 182 x Network controller Euler. OS VPC VPN Huawei SSDs Hi 171 x Server management Ascend 310/910 Highperformance AI Using X 86 and Huawei's Kunpeng multicomputing architecture to help financial institutions differentiate and refine financial services and make full use of emerging computing power to achieve better costeffectiveness Huawei Kunpeng cloud-powered finance ecosystem Covering typical scenarios such as banking, insurance, securities, payment, and Internet finance, adaptive to and verified by over 10 well-known ISVs, to build a new industrial ecosystem Huawei Kunpeng full-stack cloud infrastructure Chips, intelligent data centers, servers, cloud operating systems, cloud services, and cloud solutions

Trusted Supply Chain Finance: An Efficient, Reliable, and Traceable Trade Platform Solution Description Blockchain service platform Smart contract layer Blockchain application development CI/CD Application layer Core enterprises Operations party Suppliers Paying Security Paying Web Scan Issuing Transferring WAF Core enterprises Tier-2 vendors Financing Paying Financing Tier-N vendors Financing Blockchain management Identity authentication Registration Authorize & approve Certificate management Blockchain underlying technologies Distributed account ledger Data access Synchronous verification Blockchain storage Approve & verify Sorting service Webcasting High-performance consensus algorithm Anti. DDOS . . . Supply chain financial system Security container Contract management Script parsing Smart contract engine HUAWEI CLOUD infrastructure 7 Fund party Channel management Dynamic networking Access policy P 2 P network system This solution helps build an efficient, reliable, and low-cost financing platform for the fund party and vendors based on the commitment letter. The blockchain technology is used to depict the trade background, penetrate the trade links, and build a fair, reliable, timely and traceable trade platform. Solution Highlights • For core enterprises: Manages bill cycle to help adjust the interest liability and cash flow, reducing the supply chain costs and enhancing the stickiness and competitiveness of the supply chain. • For vendors: Optimizes cash flow, improves capital turnover efficiency, and relies on core enterprise's credit to enjoy low-cost financial services. • For financial institutions: Obtains more high-quality assets with transparent information and controllable risks to increase financial service revenues.

Financial Supermarket: Class-A Financial Services Available Anytime, Anywhere Financial supermarket Business ecosystem Security management Catering E-commerce Financial supermarket portals Tourism Real estate Goods management Connectivity security Service openness platforms Data security Service integration platforms API gateway Data integration Device integration Software development platform Enterprise integration . . . O&M and monitoring Developer portal Microservice development platform Service integration Investment Other integrations Service monitoring Business monitoring . . . Existing finance service system 8 Solution Description Distributed cloud services Banking Compute Insurance Network Wealth management Big data Blockchain Securities . . . Fund services . . . This solution integrates various products and services provided by financial institutions to provide enterprises or individual customers with a one-stop platform that meets personalized requirements and covers various financial products and value-added services. Solution Highlights • Secure and controllable Relying on the Kunpeng ecosystem, Huawei provides customers with secure and reliable smart full-stack finance solutions, helping customers with financial innovation. • Fintech Huawei empowers Fintech transformation with its 30 years of expertise in ICT digital technologies. • Reduced costs and improved efficiency Focusing on application and data connection, Huawei provides message, data, API, and device integration capabilities to improve service development efficiency.

5 G Smart Finance Hall: VR/AR, and On-Site/Off-Site Finance Integration Personalized VIP service Customer traffic analysis VR/AR experience Smart finance experience Smart Io. T experience Scenarios Smart outlets VIP recognition Customer traffic tracking AR VIP recognition Money withdrawal from ATM by facial recognition Smart vending machine VIP arrival notice Customer service behavior analysis VR-based home, car and precious metal buying Payment through facial recognition Robot customer service Solution Description This solution uses cutting-edge technologies, such as Huawei device-cloud synergy, Io. T, and EI video analysis on 5 G networks to achieve O 2 O, VR/AR, and onsite/off-site finance integration. Applying these technologies to finance halls provides customers with innovative services and more friendly and comfortable experience. Solution Highlights Basic platform layer EI IEF Cloud. IVS ROMA Io. T 1. Edge-cloud synergy for AI-powered edge videos: The IEF-backed video analysis helps implement VIP recognition, customer traffic statistics, personnel heatmaps, and incident prevention and control in key areas. 5 G network 5 G CPE Outlet devices Intelligent edge compute node 5 G CPE Vending machine with facial recognition Intelligent sockets IPC for VIP recognition Smart retail 9 5 G CPE IPC for behavior recognition Video AI VR AR Innovative experience Large screens Singlecontrolled dimmers Lighting Infrared repeaters Curtains Environment management 2. Unified access of intelligent devices for digital twinning in finance halls: Smart interaction, centralized management and control, and digital twinning are available for all the intelligent devices in a finance hall. 3. Lightweight VR: 5 G+HUAWEI CLOUD Cloud. VR delivers immersive, innovative financial service experience.

Professional Services: HUAWEI CLOUD Dedicated Migration and O&M Services for Smooth Cloud Adoption E 2 E Migration Service Survey Evaluation Solution design Service reconstruction Survey reports Evaluation Service cloud adoption solution • Customer survey forms • Interviews • Feasibility • Risk assessment reports • Cost assessment • Product selection • Technical • Architecture design consulting • Technical • Fault handling reconstruction solution • Resource migration solution • Service cutover solution Resource migration Service reconstruction Resource migration reports • Migration consulting • Migration problem handling Resource cutover System migration reports • Service manuals Technical Support and Consulting 10 p Dedicated service managers: Senior technical experts of cloud services are working as contact persons for HUAWEI CLOUD after-sales technical services to provide customers with more comprehensive, tailored, and proactive technical services. p Key event assurance: Cloud service experts provide comprehensive services for enterprise customers during major events, such as product release, important holidays, data migration, and application upgrade. p Consultation on cloud product architectures: Huawei designs cloud architectures based on enterprise customers' service features and HUAWEI CLOUD product features to help the enterprise customers improve their IT architecture governance capabilities.

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