Christina Randolph Senior Manager Strategic Technology Partnerships SingleClick

Christina Randolph, Senior Manager Strategic Technology Partnerships Single-Click Dual AUS-Neutral Design (#AND) Joe Dahleen, EVP, Chief Strategy Officer

The Edge You Need for Speed, Efficiency and Results “Loan Advisor allows our clients to provide a better customer experience through a more efficient loan origination process, ” said Dave Lowman, EVP, Single-Family, Freddie Mac. • Automated Income and Asset Assessment: Fewer documents. Reduced time to close. Better client experience. We leverage data from third-party service providers so you can automate manual processes to more efficiently assess borrower capacity and get them qualified faster. • ACE Expansion : Our automated collateral evaluation (ACE) appraisal waiver lets you originate certain loans without obtaining an appraisal.

Who Benefits from Single-Click and AIM? Consumer Benefits • Reduced Documentation Burden • Improved Customer Experience • Instant Loan Approval • Instant Pre-Approval Letter • Live Rates and closing costs • Reduced MI • Automated Collateral Evaluation (ACE) • Reduces time for Clear to Close • Transparency in the Process Loan Originator Benefits • Increases efficiency and reduces costs • Eases onboarding of New Applicants • Instant Income & Asset Verifications • Reduced Documentation Collection • Automated Pre-approval letters • Instant ID Verifications • Allows for Self-Service Applicants • Reduces turn time Allows Loan Originators to work on the EDGE. This allows LOs to stay out of the legacy LOS and conduct business in the Digital Lending Platform.

Lender Benefits Loan Operations Benefits • Change processes to eliminate first-touch processing • Advance file to underwriting first (Straight -Through Processing) • Reduce Touches & Cycle times • Reduces Cost & Increases Pull-Though • Increase Loan Quality & Reduce Fraud • Eliminate Appraisal Requirements (ACE) • Allows shift of FTE resources to focus on Advancements in e. Closings Secondary Department Benefits • Reduce Cost to produce a loan file • Rep and Warranty Relief • Loan Quality is Better • Speed Secondary Sales to GSEs • Faster Delivery to Servicing • Increase customer satisfaction and Increase Net Promoter Score • Ease onboarding to loan servicing Cut costs, improve efficiency and deliver a better borrower experience. Get your edge.

Mortgage. Hippo is the connector to a modern borrower experience • Lenders leverage Mortgage. Hippo to build their own unique experience • Advancements in Fintech have redefining what “digital” means to applicants • New opportunities for lenders to improve onboarding and eliminate traditional processes and focus on digital closings • Digitization leads to improved customer satisfaction (Net Promoter Scores)

Thank You Joe Dahleen EVP & Chief Strategy Officer Joe@mortgagehippo. com 312 -416 -3955 x 704 206 -499 -4888 Cell