Catholic Mutual Diocese of New Ulm Principals Risk

Catholic Mutual Diocese of New Ulm Principals Risk Management Presentation Monday November 16, 2015 Diocesan Pastoral Center

Catholic Mutual • Non-profit organization • Administers Self-Insurance Programs for Arch/Diocese throughout the U. S. • Property, Casualty, Liability, Automobile & Workers Compensation coverage • Diocesan “Care & Compassion” Fund • Locally staffed office

Catholic Mutual Services Include • • Investigation and processing of claims Risk Management Contract review Certificates of Insurance Annual Insurance Seminar Appraisals of new property/additions And more in store…

Catholic Mutual RISK MANAGEMENT A pro-active approach to your day-to-day operations to help limit & reduce liability exposure for your parish, school & the Diocese of New Ulm

Catholic Mutual Lofts in schools • No lofts in classrooms – Injuries – Unsupervised

Catholic Mutual • Mercury-Free Schools – Science classrooms • Homemade barometers, thermometers, etc. – Nurse’s Office • Alternatives to conventional thermometers – Counties may have programs in place to identify mercury sources and possible funds available to replace them with safer options – We continue to have claims and calls about disposal…BE SURE YOU DON’T HAVE ANY MERCURY IN YOUR SCHOOL

Catholic Mutual School Security Procedures – Lock Downs & Fire Drills • 5 each per year – All entrances must be locked or monitored • Cameras/buzzer entries – – Tornado warning safe zones Evacuation maps in each room Number each entrance for emergencies School Security Guidelines

Catholic Mutual – Parent Permission Slips • Required for all activities off-campus • New slip for every activity – No blanket permission slips • No verbal permission allowed • No changes in language • If parents won’t sign the slip… – Child doesn’t go – Parent can come along as a chaperone

Catholic Mutual • Transportation ”Meet at” option is the best Contracted Transportation – When parents drive for school functions • Their own insurance covers their vehicle • Excess insurance through your program if. . – Minimum of $100 k/$300 k in coverage

Catholic Mutual Carpooling – Not a school program – Don’t publish or distribute a list of names for the Car pools • Parents must arrange on their own, otherwise – – Background checks on all drivers Driver Information Sheets for all drivers Online Training – “Be Smart – Drive Safe” You will get involved in schedule conflicts…

Catholic Mutual Volunteers – Adult Liability Waivers signed where appropriate – Essential Three completed • Background check • Virtus training • Code of conduct – Don’t set a volunteer up to fail • Appropriate tasks for an individual’s skills and abilities • Always train volunteers on the safe use of equipment -Document training

Catholic Mutual Group provides training to assist in loss prevention and risk management. These courses currently include: --Fire Safety --Preventing Slips, Trips & Falls --Preventative Maintenance Church --Transportation – Is It Necessary and Ministry-Based? --Youth Ministry Everything Matters and Everyone has a Role --Safe & Successful Parish Festivals --The Business of the Church *Best Practices in Human Resources * Best Practices for Facilities Usage Management *Best Practices for Financial Management & Cash Handling --Be Smart – Drive Safe --Church Transportation – Is It Necessary and Ministry-Based? •

Catholic Mutual ONLINE TRAINING • Go to www. catholicmutual. org • Click on “Member Login” • Log in using the log in name “ 0198 new” and the password “service”

Catholic Mutual Diocese’s Self-Insured Retention Rebate Program • Earn 20% Rebate on Insurance Program Premium • Must complete application confirming compliance with Risk Management Procedures • • • Contract / Certificate Review Basic Employment Procedures in place On-line Training for employees Capital Repair / Replacement program Documentation & Evidence of insurance for Independent Contract & Facility Users

Catholic Mutual Group