California Student Aid Commission California Financial Aid and

California Student Aid Commission California Financial Aid and Its Role in Addressing Cost of Attendance Presented By: Lupita Cortez Alcalá, Executive Director Catalina Mistler, Division Chief

California Student Aid Commission Introduction to CSAC Programs College Affordability Future of Financial Aid Opportunities & Discussion Making education beyond high school financially accessible to all Californians.

California Student Aid Commission Introduction to CSAC Mission Making education beyond high school financially accessible to all Californians. Financial Aid Administers more than $2 billion in grants and scholarships, including the Cal Grant

California Student Aid Commission Membership � 11 Governor appointees (2 students) � 2 Senate Rules Committee Chair Appointees � 2 Assembly Speaker Appointees Making education beyond high school financially accessible to all Californians.

California Student Aid Commission Dr. Jamillah Moore � CCC Representative � Governor Appointee � President, Cañada College � Chair - Legislation, Audits, and Budget (LAB) Committee Making education beyond high school financially accessible to all Californians.

California Student Aid Commission Alejandro Lomelli � CCC Student Representative � Governor Appointee � Long Beach City College � Leadership in SSCCC Making education beyond high school financially accessible to all Californians.

California Student Aid Commission Financial Aid Programs Program Purpose Amount Requirements Cal Grant A Low/middle income 100% of tuition/fees 3. 0 GPA, family income <$95, 400 Cal Grant B Disadvantaged 100% of tuition/fees and low-income plus $1, 670 stipend 2. 0 GPA, family income <$50, 100 Cal Grant C Occupational or CTE programs Chafee Grant Additional assistance for Foster Youth Grant for books/supplies Income/asset ceiling Up to $5, 000 Eligible foster youth w/financial need CSAC provides more than $2 billion in grants to over 400, 000 students statewide. Making education beyond high school financially accessible to all Californians.

California Student Aid Commission Consider a student… �Family of four, low-income (<$50, 000/year) �Attending college 2017 -2018 �Sophomore, enrolled in 12 units, 3. 0 GPA �Living off-campus (not with parents) �Zero Expected Family Contribution (EFC) �Local college in the Bay Area Making education beyond high school financially accessible to all Californians.

California Student Aid Commission Student Aid Comparison Cost of Attendance Maximum Cal Grant Maximum Pell Grant Institutional Aid (estimate) Unmet Need (estimate) Cañada College $19, 785 $1, 672 $5, 920 $1, 104 -Promise grant $600 -FTSSG grant ~$10, 489 UC Berkeley $30, 642 $14, 302 $5, 920 Up to $6, 848 ~$9, 500 CSU East Bay $24, 999 $7, 414 $5, 920 None ~$11, 665 Academy of Art University $40, 490 $10, 756 $5, 920 None ~$23, 814 Institution (State) (Federal) Disclaimer: These figures are estimates designed to reflect average student aid based on the assumptions in the previous slide. Institutional aid estimates are based on the institution’s website. Making education beyond high school financially accessible to all Californians.

California Student Aid Commission The Problem: Cost of Attendance • State aid focuses on tuition/fees but does not fully address books/supplies, housing/food, technology, transportation, etc. • Total COA is defined as the total average amount it will cost a student to go to college each year. Making education beyond high school financially accessible to all Californians.

California Student Aid Commission The Problem: A Perfect Storm • Food and Housing Insecurity • • 1/3 rd of CCC students faced uncertain housing/homelessness 12% could not afford adequate food (SDSU) Food/housing insecurity is more prevalent at community colleges (Hunger on Campus) Student Debt Crisis • Average student loan debt (CA): $22, 744 (TICAS, 2018) Making education beyond high school financially accessible to all Californians.

California Student Aid Commission The Problem: A Complicated System �Lack of early awareness � Students/families are unaware of existing programs and how much they would qualify for �Too much bureaucratic red tape � Too many different programs, applications, arcane requirements, etc. �Not user-friendly � Too many different points of customer-interface Making education beyond high school financially accessible to all Californians.

California Student Aid Commission The Future of Financial Aid • Financial Aid Consolidation Report • • Student Expenses & Resources Survey (SEARS) • • Understanding total cost of attendance Grant Delivery System Modernization (GDSM) • • Streamlining existing state aid programs and re-thinking COA Efficiency in processing awards and supporting students Increasing Access to Cal Fresh • Notifying Cal Grant recipients of Cal Fresh eligibility Making education beyond high school financially accessible to all Californians.

California Student Aid Commission Consolidation Report Step 1: Reconfigure the Cal Grant • • One Cal Grant entitlement regardless of age, time out of high school, GPA, etc. Step 2: Better define COA • • • Standardize non-tuition budgets Adjust expected family contributions to account for CA COA Step 3: Meet full need • • • Filling in unmet need for lowest-income students Provide adequate funding for new, simpler program In order to achieve a student-centered financial aid system, California needs to enhance communication, early awareness, and data sharing. Making education beyond high school financially accessible to all Californians.

California Student Aid Commission Student Expenses & Resources Survey • Statewide survey on COA for students at all segments to inform financial aid policy • CCC student sampling tentatively scheduled for Fall & Spring • Determining student expense budgets • Contracted by: Mathematica Policy Research • • Funded by: College Futures Foundation SEARS Advisory Committee: representatives from each segment Making education beyond high school financially accessible to all Californians.

California Student Aid Commission Grant Delivery System Modernization • CSAC processes more than 7 million applications per year (grants, scholarships, loan payback) • GDSM = modernization of legacy systems • • Efficiently process awards Support student financial aid • Governor’s proposed budget allocates funding to the project • Estimated GDSM launch: Summer 2020 Making education beyond high school financially accessible to all Californians.

California Student Aid Commission Increasing Access to Cal. Fresh • AB 214 (Weber) – Effective Jan. 1, 2018 • CSAC provides written notice to Cal Grant recipients that qualify for Cal. Fresh • • Exempt from part-time work requirement Partnership with Department of Social Services Making education beyond high school financially accessible to all Californians.

California Student Aid Commission Opportunities to Engage • • • Participate as a Commissioner for CSAC Attend Commission meetings – public comment Increasing access/utilization of Cal Grant C Financial Aid Officer Trainings AB 1037 (Limón): Cal Grant B Incentive Grant

California Student Aid Commission Recommendations? Questions? Comments? Making education beyond high school financially accessible to all Californians.

California Student Aid Commission Contact Us: Lupita Alcalá: Lupita. Alcala@csac. ca. gov Catalina Mistler: Catalina. Mistler@csac. ca. gov www. csac. ca. gov Call Center: 888 -224 -7268