Katie Reger Account Executive Spend every day wisely

Katie Reger Account Executive Spend every day wisely Further | Proprietary + Confidential

HSA/VEBA Hybrid option Available on all HSAcompliant health plans Allows increased flexibility for members Helps increase health spending awareness by employees Drives smarter consumer decisions on health Increased ability for group to save $$ FICA tax Allows members to decide: 100% VEBA, 100% HSA or 50/50 Any choice allows member to still fund HSA up to IRS max

2020 changes • HSA limits increased • Family - $7, 100 • Single - $3, 550 • FSA limits not announced (Usually by 10/31) • Auto-increase for group already at $2, 700 • OE meetings • Time available confirmation • Get requests in as soon as you can! • First come, first served Further | Proprietary + Confidential

Mobile app Features: • Fingerprint unlock • Snap and save document photos • Barcode scanner to check eligibility • Mobile access to all primary actions • • View activity Pay bills Make deposits Get reimbursed Further | Proprietary + Confidential

Digital Pay – COMING SOON! APPLE PAY, GOOGLE PAY, AND SAMSUNG PAY CAPABILITIES WITH THE FURTHER MOBILE APP • You choose to connect spending account debit card to digital pay method • You make the decision to use digital pay when making payment to provider • Greater convenience and ease when paying providers Further | Proprietary + Confidential

Learning Center • Designed to help employees understand maximize their accounts, the Learning Center offers a robust array of articles, tools and resources including: • Savings calculators, videos and popular forms • Extensive employee educational resources: • Tips for submitting claims • Help using and managing their account • Tax implication information • How to get reimbursed • FAQs Further | Proprietary + Confidential