Welcome to System Office Benefits Orientation Gale Loftus

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Welcome to System Office Benefits Orientation Gale Loftus Manager, Benefits and Records Wendy Winter

Welcome to System Office Benefits Orientation Gale Loftus Manager, Benefits and Records Wendy Winter HR Specialist

Notice of Privacy Practice (HIPAA) • HIPAA privacy notice is available online • Trinity

Notice of Privacy Practice (HIPAA) • HIPAA privacy notice is available online • Trinity Health takes the security of its colleagues’ and family members’ Personal Health Information (PHI) very seriously. To access a copy of the Health Insurance Portability and Accountability Act (HIPAA) Privacy Notification, visit http: //mybenefits. trinity health. org. Click on “Compliance” then Notice of Privacy Practices. • If you are unable to access the HIPAA notice, you can also view it at: http: //mybenefits. trinity health. org/notice of privacy practice © 2014 Trinity Health Livonia, MI 2

Summary Of Plan Descriptions • Under the Employee Retirement Income Security Act of 1974

Summary Of Plan Descriptions • Under the Employee Retirement Income Security Act of 1974 or (ERISA), Trinity Health is required to periodically distribute Summary Plan Descriptions (SPD) of benefit plans to colleagues. • The SPD describes the terms and conditions of coverage and benefits, and will provide you with important information regarding your benefit plans. • Current year SPD’s can be located on mybenefits website at: http: //mybenefits. trinity health. org/medical and pharmacy 1391 © 2014 Trinity Health Livonia, MI 3

Benefits Eligibility/Eligibility Hours • New Hires First of the month following thirty (30) days

Benefits Eligibility/Eligibility Hours • New Hires First of the month following thirty (30) days of benefit eligible employment • Transfer Colleagues First day on Trinity Health Payroll Colleague Status Full time Part time Hours Per Pay Period 80 Hours 40 Hours © 2014 Trinity Health Livonia, MI 4

Benefits Enrollment • Please enroll as soon as possible. You have 30 days from

Benefits Enrollment • Please enroll as soon as possible. You have 30 days from your start date to complete your benefits enrollment. • Transfer Colleagues must enroll as soon as possible. • Enrollment is completed through your inbox in Workday. After you complete your on line benefits enrollment, you may want to print out, or save, a copy of your benefits summary to keep for your records. • If you see any errors, go back to the Benefits Worklet to correct your elections or contact the HR Service Center at 877 750 4748 or at: HR 4 [email protected] health. org for assistance. © 2014 Trinity Health Livonia, MI 5

Dependent Eligibility Verification • As part of Trinity Health’s mission to wisely steward the

Dependent Eligibility Verification • As part of Trinity Health’s mission to wisely steward the resources entrusted to us, we verify the eligibility of each family member our colleagues enroll for coverage. • Trinity Health requires you to submit documentation to validate dependent eligibility. http: //mybenefits. trinity health. org/trinity health dependent verification (this document was also provided to you during the electronic onboarding process). • This paperwork must be verified in the HR Service Center within 30 days after your hire date. Failure to provide documentation will result in no coverage for dependent(s). • Please upload the dependent verification documents into the Workday System, at the time of benefits enrollment, or scan and email to the HR Service Center at: HR 4 [email protected] health. org. © 2014 Trinity Health Livonia, MI 6

Pulse – System Office Intranet Site System Office website that includes: • Policies and

Pulse – System Office Intranet Site System Office website that includes: • Policies and procedures • Links to System Office department pages • Link to Workday Employee Login, Job Aids and general information • Links to our Kronos Timekeeping System, job aids and general information. • “Pulse Community” Link – System Office Weekly E newsletter. (If you are not receiving a copy of Pulse. Community in your Outlook e mail box Monday afternoons, please contact the IS Service Now or put in an issue to be placed on a System Office e mail list. ) HR Service Center Portal, which includes links to the following: • My Benefits (benefit plan summaries, FAQ’s, link to “My Self Service” to enroll in benefits or make benefit changes) • My Career (links to job listings, online learning and performance management tools) • My Paycheck (access “My Self Service” to view paychecks, link to the Kronos Timekeeping system, download payroll schedules) • My Worklife (employee discounts, Employee Assistance (EAP) © 2014 Trinity Health Livonia, MI 7

Benefit Changes During the Year • According to IRS regulations, you can ONLY change

Benefit Changes During the Year • According to IRS regulations, you can ONLY change your coverage during the benefit year if you have a qualified family status change. A qualified change in family status includes: • Birth, adoption or the placement of a child for adoption • Marriage • Divorce or legal separation • Death of dependent • A dependent loses or gains eligibility • A change in employment status for your spouse • Your or your spouse enroll in Medicare or Medicaid • A court order requiring you to cover an eligible dependent • Domestic violence victim • You will have 30 days from the date of the qualified event to change your benefits. If you miss the deadline your next opportunity to make any changes will be the next Annual Enrollment period. • To make changes log into Workday from the Pulse Website. Once into Workday go to the Benefits Worklet, under Change click on Benefits and complete the required fields. © 2014 Trinity Health Livonia, MI 8

Open Enrollment • Annual benefits enrollment (i. e. “Open Enrollment”) runs for three weeks

Open Enrollment • Annual benefits enrollment (i. e. “Open Enrollment”) runs for three weeks late October through mid November. • Reminder post cards and mailers will be sent to your home address. • Watch Pulse Community to receive important information regarding open enrollment as well as link to view the open enrollment guide on the my benefits website. • Be sure to enroll during timeline no grace periods are given for late enrollments. © 2014 Trinity Health Livonia, MI 9

Choosing a Primary Care Physician (PCP) • Maintaining a relationship with a primary care

Choosing a Primary Care Physician (PCP) • Maintaining a relationship with a primary care physician is an important factor in overall health. Recognize health problems Identify and meet health goals Help prevent serious, long term health conditions Following preventive recommendations help keep cost of health care low • All members enrolled in an self insured standard medical plan thru BCBSM (regardless of age) will be required to have a PCP on record • Members will select PCP via the medical vendor’s online portal or at www. bcbsm. com. © 2018 Trinity Health Livonia, MI 10

2020 Well Being Rewards – Virgin Pulse • Live your Whole life Well Being

2020 Well Being Rewards – Virgin Pulse • Live your Whole life Well Being Program Focused on helping the colleague stay healthy in body, mind and spirit. Resources to help you understand your current state of health and take action to support your well being. If you are enrolled in our medical plans, failure to participate increases bi weekly benefit contribution by $15 person (colleague and spouse and eligible adult only; dependent children and adult children are excluded). Colleagues who are not enrolled in a medical plan are not required to participate. All new colleagues and transfers who are enrolled in our medical plans will need to participate in the program. © 2014 Trinity Health Livonia, MI 11

2020 Live Your Whole Life well being incentive design summary – Virgin Pulse •

2020 Live Your Whole Life well being incentive design summary – Virgin Pulse • Timeline • Incentive program year to launch 1/2/2020 • Three incentive quarters within the plan year • Action • Earn points by completing program activities • Points earned within a quarter drive progress through new levels of the game • Complete four levels of the game (earn 5000 points) each active incentive quarter to maintain a lower pay cost for medical coverage • Game resets each quarter • Incentive • Those who complete level four (4) by the end of a quarter will maintain the reward of lower pay cost for medical coverage during the next incentive adjustment cycle © 2019 Trinity Health 12

Year at a glance: quarterly “game” design Dates Action Incentive Month Incentive Adjusted If

Year at a glance: quarterly “game” design Dates Action Incentive Month Incentive Adjusted If Level 4 not complete Quarter 1 1/2 – 3/31/20 Complete Level 4 Maintain lower pay cost for medical coverage May Quarter 2 4/1 – 6/30/20 Complete Level 4 Maintain lower pay cost for medical coverage Aug Quarter 3 7/1– 9/30/20 Complete Level 4 Maintain lower pay cost for medical coverage Nov Quarter 4 10/1 – 12/31/20 Action n/a © 2019 Trinity Health 13

2020 Well Being Rewards– Virgin Pulse • You and your covered spouse/eligible adult will

2020 Well Being Rewards– Virgin Pulse • You and your covered spouse/eligible adult will both need to register for your online account at: http: //mybenefits. trinity health. org/lywl. For assistance contact Virgin Pulse at: 855 491 8781 for: • • Support Strategy Administrative Support Username / Password Reward Status Platform Navigation Exception Requests / Status Updates Language Line © 2014 Trinity Health Livonia, MI 14

Benefits Overview © 2019 Trinity Health 15

Benefits Overview © 2019 Trinity Health 15

Calendar Year 2020 Contribution Schedule (These premiums are deducted bi-weekly for 26 weeks)*NOTE: Premium

Calendar Year 2020 Contribution Schedule (These premiums are deducted bi-weekly for 26 weeks)*NOTE: Premium contributions may vary from the amount shown on your pay advice due to rounding. Coverage Election Employment Status Medical Coverage Annual base salary below $132, 900 Traditional PPO – BCBSM Health Savings PPO BCBS Essential PPO BCBSM Medical Coverage Annual base salary above $132, 900 Traditional PPO – BCBSM Health Savings PPO BCBS Essential PPO BCBSM Dental Coverage Delta Dental High Plan Delta Dental – Standard Plan Vision Plan United Health Care – High Plan United Health Care – Standard Plan Employee Contribution (These premiums are deducted bi weekly for 26 weeks) EE only EE + Spouse EE + Child(ren) Family Full time Part time $ 57. 99 $110. 17 $ 40. 09 $ 88. 19 $ 24. 62 $ 68. 93 EE only $159. 46 $274. 27 $117. 59 $223. 42 $ 81. 24 $178. 72 EE + Spouse $112. 35 $193. 24 $ 82. 85 $157. 41 $ 57. 23 $125. 92 EE + Child(ren) $199. 32 $342. 84 $146. 99 $279. 27 $101. 54 $223. 40 Family Full time Part time $ 72. 48 $124. 67 $ 53. 45 $ 101. 55 $ 36. 93 $ 81. 24 EE only $191. 35 $306. 16 $146. 99 $252. 82 $108. 31 $205. 80 EE + Spouse $134. 82 $215. 71 $103. 56 $178. 12 $ 76. 31 $144. 99 EE + Child(ren) $239. 19 $382. 70 $183. 73 $316. 02 $135. 39 $257. 25 Family Full time Part time $ 8. 46 $ 12. 27 $ 5. 23 $ 7. 92 EE only $ 19. 04 $ 26. 66 $ 11. 95 $ 17. 33 EE + Spouse $ 21. 42 $ 29. 99 $ 13. 44 $ 19. 49 EE + Child(ren) $ 30. 94 $ 43. 32 $ 19. 42 $ 28. 16 Family Full/Part time $ 5. 29 $ 3. 17 $10. 98 $ 5. 81 $ 11. 52 $ 6. 11 $16. 22 $ 8. 43 © 2017 Trinity Health 16

Medical and Pharmacy Cards • Each new hire that enrolls in our medical plans

Medical and Pharmacy Cards • Each new hire that enrolls in our medical plans will receive two Blue Cross Blue Shield of MI (BCBSM) medical cards and two Optum. Rx pharmacy cards. • Transferees that have our medical plans will keep the current cards they have for medical and pharmacy. • Transferees that have to enroll in a medical plan will received two BCBCM and two Optum. Rx pharmacy cards. • To order more cards contact the number on the back of the cards you’ve received or log into the vendor websites at: www. BCBSM. com and www. optumrx. com. © 2014 Trinity Health Livonia, MI 17

Medical Plans Traditional PPO Health Savings PPO (HSAPPO) Essential PPO © 2014 Trinity Health

Medical Plans Traditional PPO Health Savings PPO (HSAPPO) Essential PPO © 2014 Trinity Health Livonia, MI 18

Three medical network tiers • Each plan offers three network tiers • Each Tier

Three medical network tiers • Each plan offers three network tiers • Each Tier offers choice in where to receive care • You receive the highest level of benefits when you use the Tier 1 network and the lowest level benefits when you use the Tier 3 network TIER 1 TIER 2 TIER 3 Trinity Health network facilities and aligned providers — highest benefit BCBSM in network providers All other providers (out of network) — lowest benefit © 2018 Trinity Health Livonia, MI 19

Traditional PPO BCBSM Tier 1 Tier 2 Tier 3 Annual Deductible (single/family) $250/ $500

Traditional PPO BCBSM Tier 1 Tier 2 Tier 3 Annual Deductible (single/family) $250/ $500 $750/ $1, 500/ $3, 000 Out of pocket max $2, 500/ $5, 000 $4, 750/ $9, 500/ $19, 000 Inpatient copay $0 $500 $1, 000 Outpatient Surgical copay $50 $100 $200 • Family deductible met by more than 1 family member Member Coinsurance 10%* 20%* 40%* $20/$30 $30/$40 40% • May enroll in Flexible Spending Account, but not the Health Savings Account. Rx – retail (34 days) Generic Brand Formulary other brand $10/ 20% ($30 min, $80 max)/ 40% ($60 min, $100 max) Rx – mail (90 days) Generic Brand Formulary other brand $25/ 20% ($75 min, $200 max)/ 40% ($150 min, $250 max) • Lowest out of pocket expenses at time of service • Highest colleague contribution per pay period (*after deductible) Office Visit (PCP/SP) © 2014 Trinity Health Livonia, MI 20

Health Savings PPO BCBSM • Second lowest colleague contribution per pay period • Highest

Health Savings PPO BCBSM • Second lowest colleague contribution per pay period • Highest out of pocket cost at time of service compared to Traditional PPO. Annual Deductible (single/family) Account seed money Health Savings Account (HSA) Tier 2 Tier 3 $1, 500/ $3, 000 $2, 500/ $5, 000 $3, 500/ $7, 000 $650 single $1, 300 family $2, 600/ $5, 200 $5, 000/ $10, 000 $7, 000/ $14, 000 Inpatient copay None $500 $1, 000 • Select generic Rx covered at 100% Outpatient Surgical copay None $100 $200 • Family deductible can be met by 1 family member Member Coinsurance, including office visit 10%* 20%* 40%* • Rx paid like medical • Access to HSA with employer contribution, cannot enroll in FSA Out of Pocket Max (OOPM) Tier 1 (*after deductible) Rx – retail (34 days) 20% Rx – mail (90 days) 20% © 2014 Trinity Health Livonia, MI 21

Health Savings Account (HSA) – Health Equity • Included with Health Savings PPO medical

Health Savings Account (HSA) – Health Equity • Included with Health Savings PPO medical plan • Use it to pay for current or future health care costs • HSAs are a great way to save on taxes: Health Savings PPO No taxes on the amount contributed through payroll deductions No taxes on the amount withdrawn for qualified expenses No taxes on the interest earned in the account (up to amounts set by federal law) Great tax efficient savings vehicle for retiree medical. HSA • Trinity Health will make a full contribution to HSAs in January based on the coverage level elected • Any money not used during the year is carried over, without any limits • HSA money is yours to keep — and can be used for health care expenses even if you change jobs or retire © 2018 Trinity Health Livonia, MI 22

Health Savings Account (HSA) – Health Equity • How is it funded? Employee and

Health Savings Account (HSA) – Health Equity • How is it funded? Employee and employer contributions are permitted up to annual statutory limits • Single: $3, 550 • $650 employer contribution • Colleague can contribute up to $2900 • Family: $7, 100 • $1300 employer contribution • Colleague can contribute up to $5800 • Catchup provision for age 55+: $1, 000 Funds available as contributions are made • Contributions available shortly after first pay that you have benefit deductions • Colleagues cannot borrow forward The employer or colleague can fully fund the HSA any time of year, subject to the annual maximum amount. Can change the amount deducted from pay by logging into Workday, and creating a benefits change event or contact the HR Service Center for assistance. Deposits to HSAs can be made pre tax through payroll deduction, online, or sent directly to Health Equity © 2014 Trinity Health Livonia, MI 23

Health Savings Account (HSA) Health Equity • How do colleagues pay for health care

Health Savings Account (HSA) Health Equity • How do colleagues pay for health care expenses? Ways to pay for qualified health care expenses • • • Use Health Equity HSA debit card for payment Make an online payment via the web, Make an electronic fund transfer payment to your personal bank account Have an online check sent to yourself ($2 fee applies) Online payments or smartphone mobile app Keep receipts and records of payment • Colleague’s responsibility to use account for qualified expense Health Equity customer service: • By telephone: 866 212 4721 • Online: www. healthequity. com © 2014 Trinity Health Livonia, MI 24

Essential PPO BCBSM Tier 1 Tier 2 Tier 3 Annual Deductible (single/family) $1, 000/

Essential PPO BCBSM Tier 1 Tier 2 Tier 3 Annual Deductible (single/family) $1, 000/ $2, 000 $2, 500/ $5, 000 $4, 000/ $8, 000 • Lowest colleague contribution per pay period Out of pocket max $3, 500/ $7, 000 $5, 500/ $11, 000 $9, 000/ $18, 000 Inpatient copay $0 $750 $1, 000 • Higher out of pocket cost at time of service compared to Traditional PPO. Outpatient Surgical copay $50 $100 $200 Member Coinsurance, including office visit 20%* 30%* 40%* • Family deductible met by more than 1 family member • May enroll in Flexible Spending Account, but not the Health Savings Account. (*after deductible) Rx – retail (34 days) Generic/brand formulary/other brand $10/ 25% ($30 min, $80 max)/ 50% ($60 min, $120 max) Rx – mail (90 days) Generic/brand formulary/other brand $25/ 25% ($75 min, $200 max)/ 50% ($150 min, $300 max) © 2014 Trinity Health Livonia, MI 25

Dental Plans – Delta Dental of Michigan • You have a choice of two

Dental Plans – Delta Dental of Michigan • You have a choice of two dental Plans: Dental High Plan Dental Standard Plan • Both plans utilize both the Premier and PPO networks • ID Cards will not be issued. In Network dentists can view eligibility on line. • To find in network providers, print ID cards or get more information visit the Delta Dental website at: www. deltadentalmi. com • Delta Dental Customer Service: 800 524 0149 © 2014 Trinity Health Livonia, MI 26

Dental Plan Comparison – Delta Dental of Michigan High Plan Standard Plan PPO Plan

Dental Plan Comparison – Delta Dental of Michigan High Plan Standard Plan PPO Plan Type In Network Out of Network Individual Deductible $25 $50 $100 Family Deductible $50 $100 $150 Annual Max (Non. Ortho) $1, 750 $1, 250 $1, 500 $1, 000 Preventive Care 100% U&C Applies Class II - Basic Restorative 80% subject to deductible Class III - Major Restorative 60% subject to deductible Plan Design: 80% subject to deductible, subject to U&C 60% subject to deductible 50% subject to deductible 60% subject to deductible, subject to U&C 50% subject to deductible, subject to U&C Class IV - Ortho (including child and adults) 50% subject to U&C Not Covered Ortho Life Time Max $1, 500 Not Applicable © 2014 Trinity Health Livonia, MI 27

Vision Plans – United. Healthcare Vision • You have the choice of two vision

Vision Plans – United. Healthcare Vision • You have the choice of two vision plan options: Trinity Health High Plan Trinity Health Standard Plan • ID Cards will not be issued. In Network providers can view eligibility online • Colleagues can print ID Cards online the UHCVision website at: www. myuhcvision. com • Hearing Aid discount available through UHC– see vision and hearing aid discount flyer on the mybenefits website for details. • • United. Healthcare Vision Customer Service: 800 638 3120 United. Healthcare Vision Provider Locator: 800 839 3242 © 2014 Trinity Health Livonia, MI 28

Vision Plan Comparisons 1 2 Two Vision Plan Options: High Plan Standard Plan In-Network

Vision Plan Comparisons 1 2 Two Vision Plan Options: High Plan Standard Plan In-Network Highlights High Plan Standard Plan Vision exam 100% covered $10 copay Lenses 100% covered for: • Standard, Deluxe, Premium, Platinum • Polycarbonate lenses Progressive, Photochromic and • Standard scratch resistant Polycarbonate lenses coating • Standard scratch resistant, standard anti reflective, ultraviolet and edge coating • Tints Frames Contact lenses (in lieu of eyeglasses) • Necessary • Elective (selection) • Elective (nonselection) $150 retail allowance • 100% covered (up to 8 boxes) • $200 allowance • 100% covered (up to 6 boxes) • $175 allowance © 2018 Trinity Health Livonia, MI 29

Health Care and Dependent Care Flexible Spending Accounts 2020 Wageworks • • • Two

Health Care and Dependent Care Flexible Spending Accounts 2020 Wageworks • • • Two separate accounts regulated by IRS Section 125 Used to pay for qualified healthcare or dependent care expenses Contributions to the accounts are made pre tax, bi weekly Enrollment allowed upon new eligibility or open enrollment only Subject to “Use it or Lose it “rules Health Care Flexible Spending Account • minimum yearly election amount $130 • maximum yearly election amount $2, 700 • Dependent Care Flexible Spending Account • minimum yearly election amount $130 • maximum yearly election amount $5, 000 © 2014 Trinity Health Livonia, MI 30

Flexible Spending Accounts (FSA) Wage. Works • Will receive a debit card front loaded

Flexible Spending Accounts (FSA) Wage. Works • Will receive a debit card front loaded with your Health Care Spending Account election amount for the year. This card can be used at your doctor's office, pharmacy, dentist office and at your vision care providers office to pay for deductibles and co pays. Keep your receipts in the event you are asked to substantiate your debit. • Mail or online claim submission at: www. wageworks. com • Smart phone EZ Receipts app. • Direct Deposit for both HCFSA & DCFSA to your personal bank account. © 2014 Trinity Health Livonia, MI 31

Health Care Spending Account Wage. Works • Over the counter drugs are not reimbursable

Health Care Spending Account Wage. Works • Over the counter drugs are not reimbursable unless have a prescription from your doctor • You can join even if you or your IRS dependents are not enrolled in the medical plans • Claims must be incurred during the coverage period (From your benefit start date through March 15 th) • Claims must be received at Wage. Works by March 31 st • For a list of covered and non covered items under the Healthcare spending account, look under the Wage. Works website at: www. wageworks. com © 2014 Trinity Health Livonia, MI 32

Dependent Care Spending Account Wage. Works Dependent Care Eligible Expenses • • Dependent care

Dependent Care Spending Account Wage. Works Dependent Care Eligible Expenses • • Dependent care expenses paid so you (and your spouse) can work or look for work Child care expenses for your eligible dependents under age 13 or disabled Elder care for your eligible dependents (as defined by the WFTRA ruling) $2, 500 maximum if married and filing separately / $5, 000 maximum if married and filing jointly Dependent Care Ineligible Expenses • • • Dependent care provided by another dependent, or by your child under age 19 Dependent care expenses also claimed as a tax credit Overnight camps, food, clothing, entertainment/activities fees and expenses for schooling or Kindergarten © 2014 Trinity Health Livonia, MI 33

Life Insurance and AD&D- The Hartford Trinity Health paid Basic Life & AD&D Coverage

Life Insurance and AD&D- The Hartford Trinity Health paid Basic Life & AD&D Coverage is a combined benefit Basic Life Insurance Basic AD&D 1 x annual base salary (max $1. 5 million) Colleague paid EOI is required on EE Supplemental Life valued over 3 x salary, or over 1 M, and for any Spouse life over $20, 000 Supplemental Life and AD&D (these are separate elections) 1 x to 8 x annual base salary (max $1. 5 million) Child Life Spouse Life $10, 000, $20, 000, $50, 000, $80, 000 or $100, 000 $5, 000, $10, 000 or $20, 000 © 2018 Trinity Health Livonia, MI 34

Employee Basic & Supplemental Life Insurance – Hartford • Upon initial enrollment elections beyond

Employee Basic & Supplemental Life Insurance – Hartford • Upon initial enrollment elections beyond 3 x salary, or over $1 M, will require an Personal Health Application (evidence of insurability) to be completed and submitted to Hartford. This is sent directly from The Hartford. • Spouse life that is increased and valued beyond $20, 000 will require a Personal Health Application (evidence of Insurability) to be completed and submitted to Hartford. This is sent directly from The Hartford. • Child life insurance is just one price for all eligible dependent children. • If you elect supplemental life insurance you qualify for free will preparation through Hartford’s Estate Guidance Will Services • ALSO please make your life insurance beneficiary designations during your on line benefit enrollment through Workday. For assistance contact the HR Service Center at 1 877 750 4748 © 2014 Trinity Health Livonia, MI 35

Time Away Short Term Disability/Sick Time – The Hartford Program A Non Management Colleagues

Time Away Short Term Disability/Sick Time – The Hartford Program A Non Management Colleagues (Hourly & Salaried) If a non management colleague calls in sick they would use PTO time. • Short Term Disability (STD) benefits are provided to full and part time non management colleagues and are effective 1 st of the month following 30 days of benefit eligible employment • 7 calendar day waiting period (5 days of PTO to be used) • 60% of weekly salary • Up to 26 week maximum • For all colleagues, to initiate a short term disability claim please contact The Hartford at: 855 532 7880. © 2014 Trinity Health Livonia, MI 36

Time Away Short Term Disability/Sick Time – The Hartford Program B Management Level Colleagues

Time Away Short Term Disability/Sick Time – The Hartford Program B Management Level Colleagues and Higher • If a salaried management or higher level colleague calls in sick prior to their benefit effective date, they would use their PTO time for sick time. • Salary Continuation benefits are provided to full and part time management and higher level colleagues 1 st of the month following 30 days of benefit eligible employment. Management or higher level colleagues will receive 100% salary continuation for any incidental illness or short term disability up to 26 weeks. • For all colleagues, to initiate a short term disability claim please contact The Hartford at: 855 532 7880. © 2014 Trinity Health Livonia, MI 37

Time Away Long Term Disability (LTD) The Hartford • After the 26 week waiting

Time Away Long Term Disability (LTD) The Hartford • After the 26 week waiting period: • Program A Non Management Level Colleagues 60% of base pay (employer provided / paid) • Program B Management Level and Higher Colleagues 70% of base pay up to $15, 000 per month Directors 70% of base pay up to $25, 000 per month. © 2014 Trinity Health Livonia, MI 38

Time Away Paid Time Off (PTO) • PTO is offered to all full time

Time Away Paid Time Off (PTO) • PTO is offered to all full time and part time colleagues • Program A Non Management Level Colleagues You begin earning PTO, on an accrual basis, your first day of work. You are required to have PTO in your bank order to take PTO is calculated based on all paid hours. PTO does not have to be used by the end of the year. Your PTO bank carries into the next year. You will stop accruing PTO when your bank reach 1. 5 x your annual maximum accrual. PTO requests are made and approved through the Kronos (the time and attendance system) Non management colleagues are eligible to cash out up to 80 hours of PTO once each calendar year during open enrollment. A minimum PTO balance of 40 hours must be maintained to cash out any hours. PTO payouts are made in November of the following year. © 2014 Trinity Health Livonia, MI 39

Time Away – Program A Non Management PTO Schedule Accrual Based on Paid Time

Time Away – Program A Non Management PTO Schedule Accrual Based on Paid Time Service Level (Years) Service Level Accrual Rate Days (per hour) (Months) Per Pay Max Accrual (80 hr. max) Annual Bank Max 1 X Annual Accrual Bank Max 1. 5 X Annual Accrual (hours) < 1 YOS < 12 Months 18 0. 069231 5. 538 144 216 1 thru 4 YOS 12 – 59 mo. 21 0. 080769 6. 462 168 252 5 thru 9 YOS 60 – 119 mo. 24 0. 092308 7. 385 192 288 10 thru 14 YOS 120 – 179 mo. 27 0. 103846 8. 308 216 324 15 plus YOS 180+ months 30 0. 115385 9. 231 240 360 © 2014 Trinity Health Livonia, MI 40

Time Away Paid Time Off (PTO) • Program B- Management and Higher Level Colleagues

Time Away Paid Time Off (PTO) • Program B- Management and Higher Level Colleagues New hires that start after the first pay period will get a pro rated amount of PTO which will be dropped into their PTO bank. Colleagues will get a front loaded drop in amount of 27 days PTO at the beginning of the year. This is a use it or lose it plan (drop in plan), colleagues are encouraged to take their full time of allocations off each year. If you leave the company, remaining balances will not be paid out. At the end of the calendar year, colleagues will be able to carry over up to 5 days of PTO into the next calendar year. Last day to use PTO is the last Friday of December. PTO requests are made and approved through the Kronos (the time and attendance system) © 2014 Trinity Health Livonia, MI 41

Time Away Paid Holidays • All full and part time colleagues regularly scheduled to

Time Away Paid Holidays • All full and part time colleagues regularly scheduled to work at least 20 hours per week are eligible for the following 7 paid holidays: • Floating Holiday can be used any day during calendar year • • The float holiday does not carry over into the new year, if you do not use it you lose it. • Elections for Float Holiday are made through Kronos Christmas Day New Year's Day Memorial Day July 4 th Labor Day Thanksgiving Day • You are not required to use your PTO when taking a holiday. © 2014 Trinity Health Livonia, MI 42

Time Away Bereavement Pay • Colleagues are eligible for three (3) days off work,

Time Away Bereavement Pay • Colleagues are eligible for three (3) days off work, with pay, to make arrangements and attend the funeral of an immediate family member. • Time off should be requested through Kronos. © 2014 Trinity Health Livonia, MI 43

Jury Duty & Court Witness Pay • If a colleague is called to jury

Jury Duty & Court Witness Pay • If a colleague is called to jury duty or subpoenaed as a court witness on behalf of Trinity Health, will receive their regular compensation for the work time missed. • Time off should be requested in Kronos. • Money colleague receives while on jury duty is theirs to keep. • See the Jury Duty and Court Witness Pay Policy for more information. © 2014 Trinity Health Livonia, MI 44

Tuition Reimbursement • Reimbursement for undergraduate and graduate degree level courses (tuition, books, fees)

Tuition Reimbursement • Reimbursement for undergraduate and graduate degree level courses (tuition, books, fees) after course completion. • Newly hired colleagues have a 6 month waiting period before they can utilize this benefit. • Colleagues eligible for up to: • $4, 000. 00 per year for full-time colleagues • $2, 500. 00 per year for part-time colleague See the Tuition Reimbursement Policy for more information. © 2014 Trinity Health Livonia, MI 45

Adoption Assistance • Available to regular full time and part time benefit eligible colleague.

Adoption Assistance • Available to regular full time and part time benefit eligible colleague. • The plan will reimburse the colleague up to $4000/up to $6000 if the child has special needs, for medical and hospital expenses, legal services and agencies fees for each adopted child, once child is lawfully placed in the colleague’s home (the amount is capped at $4000/$6000 per child even if both parents are employed by any ministry organization). • For further information contact the HR Service Center at: 877 750 4748 or HR 4 [email protected] health. org. © 2014 Trinity Health Livonia, MI 46

MESP – Michigan Educational Savings Plan A 529 College Savings Plan • Program offered

MESP – Michigan Educational Savings Plan A 529 College Savings Plan • Program offered by the State of Michigan for your children’s future higher education expenses (including, tuition, fees, certain room and board costs, books, supplies and equipment). • Participants may be eligible for an annual Michigan state income tax deduction (maximum of $5000 for single filers and $10, 0000 for joint filers). • Direct deposit is available • For more information visit: www. misaves. com or call 1 877 861 MESP (6377) © 2014 Trinity Health Livonia, MI 47

my. Voluntary Options – The Farmington Company • Trinity Health offers full and part

my. Voluntary Options – The Farmington Company • Trinity Health offers full and part time benefit eligible colleagues a comprehensive voluntary benefits program. Voluntary benefits are separate from your flexible benefits (meaning you choose to participate or not) and are paid through the convenience of bi weekly payroll deductions. Elections can be made at any time during the year. • Eligibility: • • • New Hires eligible first of the month following 30 days of benefits eligible employment (except for Auto & Homeowners) • Transfer colleagues effective first pay at new location For more detailed information go to the mybenefits website under voluntary options To enroll contact “The Farmington Company” at 1 866 251 9529 Voluntary Benefit Options: Whole Life Insurance Legal insurance Critical Illness Insurance Auto/home Insurance (must be employed one (1) year) Pet Insurance Identity Theft Insurance Hospital Indemnity Accident Insurance © 2014 Trinity Health Livonia, MI 48

Questions? ? If you have questions regarding information that was discussed during this orientation,

Questions? ? If you have questions regarding information that was discussed during this orientation, please contact: Gale Loftus at: 734 343 1427 or by e mail at [email protected] health. org or Wendy Winter at: 734 343 1310 or by e mail at wendy. [email protected] health. org All other questions regarding benefits and enrollment should be directed to the HR Service Center at 877 -750 -4748 or by e-mail at: HR 4 [email protected]ealth. org. © 2014 Trinity Health Livonia, MI 49