Welcome to GMCC GMCC is a direct lender

Welcome to GMCC!! GMCC is a direct lender with over 100+ investors, specializing in jumbo and a direct seller to Fannie Mae and Freddie Mac 1

Contact Information Business card and administration issues May Chen mchen@gmccloan. com 408 -777 -1800 x 157 Accounting (commission check) Vivian Kuang vkuang@gmccloan. com 650 -389 -6209 IT - logins and password, any computer and printer issues itsupport@gmccloan. com GMCC is a direct lender with over 100+ investors, specializing in jumbo and a direct seller to Fannie Mae and Freddie Mac 2

Production Team Manager Mandie Law Production Team mlaw@gmccloan. com Kathleen Mok – kmok@gmccloan. com Cell: 408 -893 -1561 Office: 408 -777 -1800 x 211 Office: 408 -777 -1800 x 162 Frances Hang – fhang@gmccloan. com Office: 650 -340 -7800 x 115 GMCC is a direct lender with over 100+ investors, specializing in jumbo and a direct seller to Fannie Mae and Freddie Mac 3

Help Desk We will have a help desk to answer your questions on setup and processing flow. Help desk is available from 2 to 4 pm each day. You can make an appoint and come by the office during this time frame. We will more than happy to go over the questions that you may have (except scenario) during your transition period. Help desk Monday : Tuesday : Wednesday : Thursday : Friday : Teresa Liao - tliao@gmccloan. com Jenny Park - Jpark@gmccloan. com Nicole Chieng – ychieng@gmccloan. com May Chen – mchen@gmccloan. com Sarah Jiang – sliang@gmccloan. com 408 -777 -1800 x 212 408 -777 -1800 x 208 408 -777 -1800 x 213 408 -777 -1800 x 157 408 -777 -1800 x 300 GMCC is a direct lender with over 100+ investors, specializing in jumbo and a direct seller to Fannie Mae and Freddie Mac 4

Logins You will have 4 different logins from gmcc: 1 - Gmcc email account – when your NMLS has been transferred to GMCC, IT support will create your GMCC email account. You will receive email from Godaddy regarding you gmcc email login and password. You MUST use this email account to conduct gmcc business. GMCC is a direct lender with over 100+ investors, specializing in jumbo and a direct seller to Fannie Mae and Freddie Mac 5

Logins You will have 4 different logins from gmcc: 2 - MTG pricing account You will receive your personal login and password from IT Support. Login info will be sent to your gmcc email. You can run pricing and check investor guidelines from this website. The web-site is: https: //epps. elliemae. com/login. aspx GMCC is a direct lender with over 100+ investors, specializing in jumbo and a direct seller to Fannie Mae and Freddie Mac 6

Logins You will have 4 different logins from gmcc: 3 - Encompass account This is our processing software. When you submit your first loan to our setup team, IT support will automatic create an Encompass login for you. You can use this to monitor your pipeline. And you will need this login to sign initial disclosures. GMCC is a direct lender with over 100+ investors, specializing in jumbo and a direct seller to Fannie Mae and Freddie Mac 7

Logins You will have 4 different logins from gmcc: 4 - Gmccloan. net website This is GMCC internal website. We have lots of information/training on this website. Please spend some time to browse thru gmccloan. net. GMCC is a direct lender with over 100+ investors, specializing in jumbo and a direct seller to Fannie Mae and Freddie Mac 8

Pricing – It is LO’s responsibility to check pricing and program. https: //epps. elliemas. com User ID: Password: xxxxxx (LO will assign their own account by IT support) xxxxx Most of the forms and information can be found on our internal website: www. gmccloan. net GMCC is a direct lender with over 100+ investors, specializing in jumbo and a direct seller to Fannie Mae and Freddie Mac 9

Processing flow 1 - Email all required doc, origination cover sheet and complete 1003 to Setupcupertino@gmccloan. com Our setup team will enter data into Encompass system and send E-consent E-disclosures If your borrower does not want to do e-signature, please let the setup team know. We can print the disclosures for borrower to wet sign. GMCC is a direct lender with over 100+ investors, specializing in jumbo and a direct seller to Fannie Mae and Freddie Mac 10

Documents needed a. A complete 1003 – include borrowers’ email address, accurate property address, property type, current employment address and phone number, citizen, 2 year residence and employment history. b. A complete Loan Origination Form c. 2 current paystubs d. Most current 2 years w 2 e. First 2 pages of the tax return (to order 4506 T) f. Most current 2 years 1040 (for self-employed) g. Most 2 months bank and assets statements h. Insurance on ALL properties owned with insurance agent’s information i. ALL Mortgage statements j. ALL property tax statements k. Condo – need HOA statement/coupon l. Driver’s license / Green Card (front and back in pdf format) Please send ALL these to setupcupertino@gmccloan. com. Our setup team will setup the file with 24 hours. GMCC is a direct lender with over 100+ investors, specializing in jumbo and a direct seller to Fannie Mae and Freddie Mac 11

New Agent Origination form CAR Acknowledgement Form https: //na 3. docusign. net/Member/Power. Form. Signing. aspx? Power. Form. Id=73 a 493 a 6 -494 c-4 e 05 -87 dd-4 e 822 d 3668 f 8 Unclosed Loan Acknowledgement Form https: //na 3. docusign. net/Member/Power. Form. Signing. aspx? Power. Form. Id=51 b 8 aba 7 -a 858 -46 b 5 -9 e 79 -363 eb 9 c 28811 Confidentiality Agreement https: //na 3. docusign. net/Member/Power. Form. Signing. aspx? Power. Form. Id=bae 218 de-0 a 8 e-46 bc-9317 -31 fbd 0 b 5739 d W 9 Form https: //na 3. docusign. net/Member/Power. Form. Signing. aspx? Power. Form. Id=6 a 370 e 69 -a 055 -4 ec 0 -bff 3 -76408 e 302 be 0 Emergency Contact Information https: //na 3. docusign. net/Member/Power. Form. Signing. aspx? Power. Form. Id=e 4 e 18 df 2 -ae 17 -4 dc 9 -9 a 0 e-a 017 a 802720 d 12