WELCOME PrePaid Legal Services Inc Proudly Presents Platinum

WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250, 000 Ring Earner Millionaire Club Member Parker, CO

Robert Kiyosaki Author of RICH DAD POOR DAD NEW YORK TIMES BEST SELLER From His Book CASHFLOW QUADRANT 25 = 40 Years/Wealth 65 Balance Time/Money Where Are You On Your 40 Year Plan? A Small Chance To Create Wealth! B E I S Where Most Wealthy People Are! We Need An Affordable “Vehicle” To Create Wealth!

THE COMPANY • 31 Years In Business • Began With A Serious Auto Accident • Publicly Traded Since 1976 (PPD) • Pre-Paid Legal Services, Inc. (PPLSI) • Approximately $40 Million In Cash • Purchased Over $159 Million Of Our Own Stock Since April 1999 • Opening a New $32 Million 187, 000 Square Foot Office In November/December 2003

THE DOCUMENTATION Featured in all These Publications!

THE NEED “More Than Half Of All Households Have A legal Situation Right Now. ” -American Bar Association “Even Law Abiding Americans Will Encounter A Potential Legal Situation An Average Of Four To Six Times Per Year!” -National Resource Center for Consumers of Legal Services “Identity Theft Is The Fastest Growing White Collar Crime In America!” Federal Bureau of Investigation-FBI (Reprinted from the Dallas Business Journal)

THE NEED Latest 12 Month Statistics 100 M 91 MILLION 75 M 50 M 25 M 0 34 MILLION Hospitalizations Court Filings You Are Almost THREE TIMES More Likely To End Up In Court Than You Are To Be Hospitalized!

THE NEED-SURVEY Have You Ever… • Had An Error On Your Credit Report? • Been Treated Unfairly by Someone? • Tried to Return a Defective Product? • Lost A Security Deposit? • Been Audited By The IRS? • Received a Speeding Ticket? • Had To Collect Child Support? • Purchased A Home? • Prepared A Will? • Signed a Contract?

The American Bar Association: “Americans have come to view legal assistance as a necessity. The best way for the majority of Americans to be able to assure themselves of legal assistance when they need it…is through a “Pre-Paid Legal Plan”.

THE NEED The Main Reasons People Don’t Seek Legal Counsel: • We Are Intimidated By Lawyers • We Don’t Know Who To Call • We Believe It Would Cost Too Much The Most Common Responses To A Legal Dispute: • Ignore The Problem • Try To Handle It Personally

THE PRODUCT For A Small Monthly Cost of $26. 00, Our Members Receive A Comprehensive Plan That Provides Your Family With Peace Of Mind, Protection, And Security.

THE PRODUCT Who Is Covered By The Membership? u. The Member v. The Member’s Spouse Or Significant Other w Never Married Dependent Children Under 21 Living At Home x. Dependent Children Under Age 18 For Whom The Member Is Legal Guardian y. Full Time College Students Up To Age 23 Never Married, Dependent Children z. Physically Or Mentally Challenged Child Living At Home

THE PRODUCT Preventive Legal Services • Telephone Consultations For An Unlimited Number of Personal or Business Matters • A Letter Written or Phone Call Made On An Unlimited Number of Personal Issues For You and Your Family • An Unlimited Number of Personal Contracts or Documents Reviewed Up to 10 Pages each. • Will Preparation And Annual Updates Included For the Member

THE PRODUCT Motor Vehicle Legal Services Effective 15 Days After Enrollment • Representation for an Unlimited Number of Moving Traffic Violations, including Teenage Drivers! • Representation For Certain Motor Vehicle Related Criminal Charges • Up To 2. 5 Hours For Help With: – Suspended License – Personal Injury / Property Damage Collection Assistance Of $2, 000 Or Less

THE PRODUCT Trial Defense Your Provider Attorney Will Assist In The Defense Of Civil Suits And Covered Job-Related Criminal Charges. Up To 75 Hours Of Assistance The First Year, Including 17 ½ Hours Of Pre-Trial. Benefits Increase Each Year To A Maximum Of: • • 2 nd Year-140 Total Hours-23 Hours PT 3 rd Year-205 Total Hours-28 ½ Hours PT 4 th Year-270 Total Hours-34 Hours PT 5 th Year-335 Total Hours-39 ½ Hours PT

THE PRODUCT IRS Audit Legal Services Scheduled Benefit, Up To 50 Hours Of Professional Services From Your Provider Attorney, Including 3. 5 Hours Of Pre-Trial Time. Coverage Includes The Tax Return Due On April 15 th Of Your Membership Year

THE PRODUCT Legal Shield Emergency Protection: 24 Hours Per Day, 7 Days Per Week If You Are Being Questioned, Detained or Arrested, Not Including Alcohol or Drug Related Matters

THE PRODUCT Preferred Member Discount-25% Sometimes Bad Things Happen to Good People! Divorce, Bankruptcy, DUI, Child Custody Issues, etc. Option A: 1. Hire A Lawyer On Your Own 2. Pay Full Price 3. How Important Do You Feel Option B: 1. Let A 31 Yr Old NYSE CO Ensure You Have A Top Quality Law Firm! 2. Get A 25% Discount! 3. Be A Part Of The #1 Paying Client of The Law Firm! In Your Worst Case Scenario, Which Of These Two Options Is Better For You?

PERSONAL SECURITY Report: ID theft claims 27 million victims over last 5 years WASHINGTON - More than 27 million people have been victims of identity theft in the last five years, costing them $5 billion and businesses and financial institutions almost $48 billion, the Federal Trade Commission said Wednesday. The FTC released a survey showing that in the last year alone, 9. 9 million people were victims of identity theft. September 3, 2003

THE PRODUCT There Are Four Common Questions 1. What Kind Of Representation Will I Get For Such A Small Monthly Cost? 2. Why Would A Major Law Firm Want To Do This? 3. I Have A Friend Or Relative Who Is An Attorney. 4. I Don’t Need An Attorney.

PRE-PAID LEGAL Success Stories

The Business Opportunity! The Pre-Paid Legal Business Opportunity Is Simply… Introducing Other People To Our Protection Plans!

How Do We Introduce Pre-Paid Legal? • • Private Business Receptions Executive Luncheons Corporate Business Briefings (like tonight) Employee Benefit Programs Business Owners Programs Work From Home Via Your Telephone/Computer Utilize Videos, CD’s, Audios, Websites To Be The Messenger, So You Don’t Have To Be The Message! Which Way Is The Right Way For You?

THE TIMING The Market Timing Is Perfect U. S. Comparison To Europe 100 % 75% 50 % 25% 0% 1 ½ % of Americans Have A Pre-Paid Legal Services Membership Approximately 80% Of Europeans Have Legal Coverage

THE TIMING 80% of Europeans Have A Prepaid Legal Plan. Pre-Paid Legal’s First 30 Years Have Been In Lock Step With Arag’s First 28 Years In Europe!

THE ECONOMY Bankruptcies! 1, 577, 651 Filed In 2002 -More Than Any Previous Year! Bloomberg Consumer Debt! American consumers now owe about $1. 7 trillion in credit card and other debts -- an amount roughly equal to the gross national product of England Russia combined. On average, Americans spend most of what they earn, and in some cases, a little bit more. NPR Unemployment! Up 5. 8% During The First Three Qtrs of 2003 vs 2002 Bureau of Labor Statistics

There’s Not Enough Room On This Chart! THE FUTURE! What Is The Projected Growth? + $650 M $350 $300 $250 2002 Represented PPL’s 10 th Consecutive Year Of Record Growth And Earnings…. . On A Month To Month Membership. With No Contracts! $200 $150 $120 $80 $50 1995 1996 1997 1998 1999 $59 $85 $119 $154 $197 2000 2001 2002 $248 $303 $350 $1 Billion! Projected In A Few Years

THE TIMING Top 10% The Wealthy Have Access To Attorneys And It’s NOT Because They Are In Trouble With The Law 80% Success Magazine- Middle Income America “It’s the wave of the future!” Bottom 10% Target Customer-Working Class! A $15 - $25 Billion Industry The Less Affluent Have Access To The Public Defender Or Legal Aid

THE TIMING “To Us, It Sounds Like Healthcare Coverage Before It Turned Into A Trillion Dollar Industry”

COMPENSATION PLAN $249 Education You Collect $26 + $9. 95 + $10 Enrollment=$45. 95 Executive Director-3 Director Teams & 75 Members Monthly Director-3 Manager Teams Manager-3 Assoc and 8 Members Senior Associate-After First 5 Members Associate One-Year Personal Sales Advance 252. 35 207. 41 172. 84 138. 27 103. 71 Team Override Advance Residual Income Begins 34. 57 Month 13 34. 57 Get Paid Month After 34. 56 Month For The Life Of The Membership 44. 94 Immediate Goal Is 5 Memberships: YOU EARN $518. 55 And Receive Your Promotion To Senior Associate

THE COMPENSATION The CASH FLOW Is INCREDIBLE Because WE GET PAID… EVERY DAY!!!!! Monday Tuesday Wednesday Thursday Friday Pre-Paid Legal Services, Inc. 321 Pre-Paid East Main St. Services, Inc. Legal Ada, Oklahoma 74821 321 East Main St. Services, Inc. Pre-Paid Legal Ada, Oklahoma 74821 321 Pre-Paid East Main St. Services, Inc. Legal Ada, Oklahoma 321 East Main 74821 St. Ada, Oklahoma 74821 Pay to the order of 120589 120589 $1000. 00 YOUR NAME ONE THOUSAND 1110001560 31 2508 0 Dollars 1251

Players Club Persistency Bonus By Earning 5 Points Per Month, For 12 Months And Meeting PPL’s Persistency Requirements YOU Can Win! New Associate=Up To 2 Points, New Membership=1 Point WIN CAR ALLOWANCES FROM $300 -$700 PER MONTH WIN ANNUAL TRIPS FOR TWO TO EXOTIC PLACES Air fare included

PRE-PAID LEGAL Success Stories

Why YOU Need A Membership! 1. 2. 3. 4. 5. You Will Need Legal Advice In The Future! You Will Be Treated Unfairly Again! You Will Sign More Contracts! You Need To Get Your Will In Place! You Need To Protect Your Identity/Credit Report! So The Only Question Is…………. . When You Are Faced With These Situations…. HOW WILL YOU HANDLE THEM? ? ? Will You Do What You’ve Done In The Past…. . And Go Through The Same Stress? ? ? OR WILL YOU JUST PICK UP THE PHONE AND LET YOUR ATTORNEY HANDLE YOUR CHALLENGES?

THE DOCUMENTATION Featured in all These Publications!

Robert Kiyosaki Author of RICH DAD POOR DAD NEW YORK TIMES BEST SELLER From His Book CASHFLOW QUADRANT 25 Who’s 40 Year Plan Do You Want To Be On? 65 About An 8% Chance To Create Wealth! B E I S Where Most Wealthy People Are! We HAVE An Affordable “Vehicle” To Create Wealth!

PRE-PAID LEGAL Next Weeks Speaker MR. PATRICK SHAW PLATINUM EXECUTIVE DIRECTOR $250, 000 RING EARNER REGIONAL VICE PRESIDENT Denver, CO

PRE-PAID LEGAL Protecting Families