Welcome Orientation Handbook for New Employee 2018 New

Welcome Orientation Handbook for New Employee 2018

New Employee Orientation What will we cover today? Introduction to the business HR Basics Environmental, health and safety Agfa policies and practices üMission and vision üHR services üWhat to do if injured at work üSexual harassment policy üAgfa history üHR core domains üWorkplace violence policy üExecutive management üEmployee life cycle üWhat to do in case of an emergency evacution üCompany structure üPerformance management üHazard communication program üInternal mobility üPlants & locations üPay üEmployee referral program üOrganizational chart üVacations üSocial media 2 üDiversity

1. Introduction to the Business

Mission and vision Our Mission “Agfa strives to be the partner of choice in Imaging, by offering leading edge technology, new innovative ways of working and an understanding of the businesses and individual needs of our customers that goes far beyond that of our nearest competitor. ” Our Vision “In the future, Imaging will increasingly hold the key to communication. In facilitating the exchange of information, knowledge and emotion, images can overcome physical and linguistic barriers, minimize misinterpretation and provide an enduring record of complex situations and ideas. The power of imagery lies in its ability to provide a universal language and deeper understanding. The thinking behind Imaging will always be Agfa. ” 4

Agfa history 150 years of experience A long and illustrious record of innovation and technological leadership ü Agfa and Gevaert were established in the nineteenth century. ü Agfa continued to improve color photography, while Gevaert launched an innovative assortment of X-ray films on the market. ü 1964, the year of the historic merger between Agfa and Gevaert. ü In the 1980 s and 90 s , From Analog to Digital ü 1999 – Now: Agfa is now a 100% business-to-business company, fully focused on its three business groups: Graphics, Health. Care, and Materials. 5

Executive Management CEO CFO Christian Reinaudo Kris Hoornaert Presidents of … 6 Materials Graphics Health. Care Luc Delagaye Stefaan Vanhooren Luc Thijs

Company structure 7

Plants & locations Septestraat 27 2640 Mortsel Belgium The Agfa-Gevaert Group's head office (HQ) is located in Mortsel, Belgium. The Agfa-Gevaert Group's three business groups run their own manufacturing sites and sales networks. You will find their worldwide addresses on the Agfa intranet page 8

Organization chart (of the department) Pictorial representation of the Agfa Company’s structure and reporting relationships Link: http: //orgchart. agfa. net/Published. Charts/Agfa. htm Note: You must use Internet Explorer 9

2. HR Basics

HR Services Are offered in the areas of üPolicy development üPayroll administration üBenefits administration üClassification and compensation üDirect recruiting üTraining and development üWorkforce planning üRecords maintenance 11

HR Core domains Staffing 12 Talent Management Training Development Compensation & benefits

Employee life cycle 13

Performance Management üCorporate and team goal setting (February-March) üFocus on Individual Target Setting aligned with team goals üFocus on reviewing performance of the past 12 months (January-February) 14 üReviewing performance of past 6 months üFocus on integrated development (June-September)

Pay Agfa has developed a formal philosophy statement to apply to all Agfa activities worldwide which will: üEnsure consistency throughout all Agfa locations in terms of how COMPENSATION & BENEFITS PLANS are analyzed, described and evaluated üProvide support to the regional/local Human Resources Department üEnsure a balanced link between local and corporate requirements üContinue with the partnership we have developed until now. 15

Pay Day • Payday is bi-weekly, every other Thursday • Work week is Monday through Friday • Direct Deposit of your paycheck is required • Direct Deposit Form is included in your new hire orientation package, or can be obtained direct from the Inside. Agfa intranet or Payroll Department. • Pay Reviews are annual (April) and based on performance and budget. 16

View Electronic Pay Records through i. Pay Through ADP, our payroll provider, you have online access to your earnings statements and W-2 forms 24 hours per day, 7 days a week. • If you have not yet registered on ADP i. Pay. Statements, please follows these simple instructions: Go to: https: //paystatements. adp. com • Click on “Register Now” again Enter the Self Service Registration Pass Code: agfacorp-reviewmypay • Enter your personal contact information: - First Name - Middle Initial - Last Name - Social Security Number - Confirm Social Security Number - Birth Month and Day • Enter your e-mail address (twice) and phone number Enter your City or Town of Birth • 17 To complete the registration process, you must answer two security questions and select a password.

New Hire Website 18

Employee Benefits 2018

Benefits Program Begins With Agfa Date of Hire: • Medical (including Prescription Drug Coverage) • Health Savings Account (first of the month following hire date for High Deductible Health Plan members) • • • 20 Dental Vision Short Term Disability Long Term Disability Employee Basic Life – 1. 5 x Base Supplemental Employee Life - Optional Voluntary Spouse Life and Child Life – Optional Accidental Death and Dismemberment - Optional Healthcare Flexible Spending Account Dependent Care Spending Account 401(k)

New Hire Benefit Enrollment • Benefit Enrollment Guide From Mercer Marketplace via company email • Includes information about your health and welfare benefit options and contributions. • Effective date of coverage is your Agfa Date of Hire • Easy Enroll: • Access the secured Mercer Marketplace website, https: //mercermarketplaceagfa. secure-enroll. com/go/mercermarketplace-agfa and follow Guide enrollment instructions, or • Call 1 -888 -281 -3682 to speak with a Benefits Counselor • Covered Dependents Require: • Social Security Number • Copies of proof documents for benefit enrollment eligibility (i. e. copies of marriage or birth certificate). • Upload to Mercer Marketplace within 15 days from date of enrollment. • Deadline: Must enroll within 31 days from date of hire • If you do not make an “active” election, you will be assigned the “default” coverage for remainder of the calendar year. 21

Two Ways To Access Mercer Marketplace • Log on to https: //mercermarketplace-agfa. secure-enroll. com/go/mercermarketplace-agfa from any computer: • Call Mercer Marketplace at 1 -888 -281 -3682 and speak with a Counselor 22

Domestic Partner Coverage • Agfa’s benefit plans and programs are provided equally to employees with spouses and employees with Domestic Partners (same or opposite gender) • Domestic Partner Affidavit and Instructions forms available on the Mercer Marketplace site at https: //mercermarketplace-agfa. secureenroll. com/go/mercermarketplace-agfa • If you cover a domestic partner, you will have imputed income for the cost of your domestic partner coverage. • Complete, sign and return Domestic Partnership Affidavit, with required supporting documentation: to Dawn Clarke– HR Dept, Elmwood Park, NJ • Proof of same residence • Proof of shared financial obligation • Proof of one-year relationship 23

Spouse/Domestic Partner Surcharge • Surcharge is an additional cost to you above the normal pay-period deduction associated with the medical plan and coverage level you select • Automatically applied when employee covers a spouse/domestic partner who has access to medical coverage through his/her employer • Amount of surcharge is based on your Salary • If below $75, 000: $25 surcharge is applied bi-weekly • If at or above $75, 000: $50 surcharge is applied bi-weekly • Your Base Benefit Salary will be recalculated each December • You will be required to complete an online certification with Mercer Marketplace when you enroll your spouse/domestic partner for 2017 medical coverage • Surcharge will be waived when: • Your spouse/domestic partner is unemployed or does not have access to medical coverage through his/her employer • Your spouse is self-employed • Your spouse is eligible for any part of Medicare • You and your spouse are employed by Agfa and both of you are enrolled under one Agfa medical plan (such as Employee + Spouse/Domestic Partner or Employee + Family) • You enroll in one of the High Deductible plans with HSA medical option for 2017 • You become a retiree, become enrolled in COBRA or are a survivor spouse 24

Medical Coverage – United. Healthcare 25

Prescription Drug Coverage – United. Healthcare 26

Health Savings Account HEALTH SAVINGS ACCOUNT (HSA) • With the $1, 850 and $2, 850 Deductible Plans, you’re eligible to contribute money to a Health Savings Account (HSA). HSAs are tax-advantaged savings accounts you can use to help pay for eligible health care expenses as you incur them, or you can build up the money in your account and use it for future expenses, even during retirement. Your HSA is always yours to keep — if you leave your employer, your HSA goes with you. Key features • Company contribution just for being enrolled in the plan. Receive a contribution amount of $600/employee or $1, 200/employee+1 or more (prorated annually) from Agfa for enrolling in an HSA. Even if you aren’t planning to contribute to the account, you must actively open/elect to have an HSA each year to receive your employer's contribution. • Works like a bank account. Use account funds to pay for eligible health care expenses by using your debit card when you receive care, or submit a claim for reimbursement for payments you’ve made (up to the available balance in your account). • You can save. You decide how much to contribute to your HSA, up to the available limit and can change that amount at any time. • It’s tax-advantaged. You don’t pay federal taxes and in most cases, state taxes on contributions from your paycheck with the exception of some states. Please consult with a tax advisor if you are unsure of your state requirements. • It’s your money. Unused funds can be carried over each year and invested for the future — you can earn tax-free interest on your HSA balance. Once your account reaches $1, 000, you will have investment choices for the money. You can even take the account with you if you leave Agfa, or save it to use during retirement. • You are not eligible to contribute to an HSA if you: o Are enrolled in Medicare Are covered by any health insurance (including Tricare) other than a qualified high deductible health plan Can be claimed as a dependent on another person’s tax return Have access to reimbursement under a Health Care Flexible Spending Account (FSA) established by another employer for you, your spouse or domestic partner, or other family member Contributions To help you get your HSA started, Agfa will contribute: Individual coverage = $600, Employee+spouse, employee+child(ren) or family coverage = $1, 200 (prorated annually) For 2017, you can make pre-tax contributions from your paycheck up to: • Individual coverage = $3, 400* • Family coverage = $6, 750* • If you’re age 55 or older, you can contribute an additional $1, 000 per year. *The contribution amounts listed above include both your contributions and any contributions you receive from Agfa. 27

UHC Member Tools Available Online • Register for www. myuhc. com • Find network doctors/hospitals • Estimate costs • Track claims status • Build a health improvement program • Keep a Personal Health Record • Get health product discounts • Review plan details • Customer Service: 1 -877 -686 -2024 28

Dental Insurance – Delta Dental of NJ ENHANCED WITH ORTHODONTIA BASIC PLUS Annual Maximum Benefit $2, 000 $1, 000 IN-NETWORK Individual/Family Deductible (waived for preventive services) $50/$150 Preventive Services Plan pays 100%* Basic Services Plan pays 80% Plan pays 70% Major Services Plan pays 50% Orthodontia Services Plan pays 50% Not covered Orthodontia Maximum Lifetime (in-network and out-of-network) $2, 500** Not covered 29

Contact Delta Dental Call 1 -800 -DELTA-OK Members can go to www. deltadentalnj. com to: • • 30 Find a Delta Dental dentist – zip code generated Check claim status and payment information Review benefit levels Review annual/lifetime maximum status Customize provider list Receive oral health information Assess your risk; dental disease questionnaire Secure e-mail to Customer Service

Vision Insurance - United. Healthcare 31 ENHANCED STANDARD IN-NETWORK COPAY Exam $10 (1 per 12 months) Lenses $10 (1 per 12 months) $25 (1 per 12 months) Contact Lens Fitting Not to exceed $60 (1 per 12 months) RETAIL ALLOWANCE Frames Up to $175; 20% off any amount over allowance (1 per 12 months) Up to $130; 20% off any amount over allowance (1 per 24 months) Contact Lenses (in lieu of Frames & Lenses) Up to $175 (1 per 12 months) Up to $130 (1 per 12 months)

Contact United. Healthcare (UHC) Vision • Call Customer Service Center 1 -800 -638 -3120 • • • Call Interactive Voice Response 1 -800 - 839 -3242 • • • Provider Locator Toll Free, 24 hours a day, 7 days a week http: //www. myuhcvision. com • • 32 8: 00 a. m. to 11: 00 p. m. ET Monday - Friday 9: 00 a. m. to 5: 30 p. m. ET Saturday 24 -hour benefit access Provider Locator & FAQ Claims and eyewear order tracking Nominate a provider to join our network

Flexible Spending Accounts (FSAs) • • FSA enrollment is easy way to save money and reduce your medical/dental and dependent care expenses. Let’s you to set aside “tax-free” dollars from each paycheck into a spending account to pay eligible expenses such as: • Dependent Day Care Account - up to $5, 000 • For qualified care expenses for your children age 12 and younger, as well as for qualifying elder care to enable you (and your spouse) to work. Annual limit is $2, 500 if you are married filing separate tax returns. • Health Care Account - up to $2, 600 (as of January 1, 2017) • For deductibles, eligible medical / dental / vision expenses not covered by your Plans. All HCRA participants will receive Flexible Spending Benefits Cards. • You cannot submit expenses for Domestic Partner • You nor your spouse can be actively participating in a HSA. Plan Conservatively Before Your Enroll – Know Your Out-of-Pocket Expenses Effective January 1, 2011, the IRS will no longer allow the reimbursement for over the counter (OTC) drugs, unless the FSA claim is accompanied with a current written prescription from the attending physician with diagnosis • FSA claims are filed direct with Mercer Marketplace/Discovery Benefits: Receipts and EOBs must be submitted for reimbursement no later than March 31 st of the following year • If you wish to participate every year, you must re-enroll during annual enrollment every November • CHOOSE WISELY – USE IT OR LOSE IT PROVISION STILL APPLIES. 33

2018* BI-WEEKLY PAY PERIOD DEDUCTIONS FOR BENEFITS FOR FULL-TIME EMPLOYEES 2018 Spousal Surcharge will be WAIVED for those electing High Deductible with H S A 34

Disability Benefits • Short Term Disability (STD): • Provides salary continuation for disability(ies) approved by Liberty Mutual based on supporting medical documentation for up to 26 weeks maximum. • STD benefit is based on employee’s length of service. For a sales employee, STD benefit is calculated using base salary plus previous 12 months commissions. • Coverage Paid by Agfa. Benefit Paid by Agfa. • Basic Steps to apply for STD – Full instructions available on intranet: • Notify your manager and contact Liberty Mutual at www. mylibertyconnection. com or 1 - 888 -408 -7300 if you will be unable to work and absent for 8 or more consecutive calendar days as approved by physician due to your own medical condition. • Follow-up with your physician to ensure s/he submits timely medical documentation to Liberty Mutual as you progress, extend, and/or recover from your disabling condition. This is important to facilitate approvals and timely payment of your STD benefits. • If physician indicates work restrictions with your return to work, all limitations and their duration must be confirmed in writing and presented timely to Liberty Mutual for adequate review prior to your returning to work. • Written Return To Work Release by attending physician is required no later than the day you return to work. • Call Human Resources Manager on day you return to confirm you have returned to work as scheduled 35

Disability Benefits • Long Term Disability (LTD) available only to employees scheduled to work a minimum of 32 hours per week. • Supporting medical documentation from attending physician is required, for disabilities expected to continue beyond 26 weeks of STD, and approved by insurance company. 60% LTD Benefit @ no cost to you • 36 When LTD benefits are paid, they are taxable to the employee

Life Insurance Benefits • Employee Basic Life Insurance Benefit - No Cost To You: • 1. 5 x Annual Benefit Base Salary (base salary plus previous 12 months sales commissions) • Imputed income for coverage amounts in excess of $50, 000 • Employee may elect a flat $50, 000 coverage level to avoid incurring imputed income • Voluntary Life Insurance Options – Employee May Buy Up: • • Employee Supplemental Life – Up To Additional 4 x Annual Base Salary Spouse or Domestic Partner Life (5 Options: $10, 000 - $150, 000) Child Dependent Life (2 Options $5, 000 or $10, 000 per Covered Child) Accidental Death & Dismemberment Insurance • 20 Options Available For Employee Plus Family ($50, 000 – $1, 000) • Remember to designate your life insurance beneficiary(ies) on the Mercer Marketplace secure site. 37

Family / Work Life Status Changes • Your benefit elections remain in effect for the entire calendar year. You will have an opportunity to make changes during open enrollment each November for the following calendar year. • However, if you experience a family/work life status change at any time during the calendar year, you must call Mercer Marketplace at 1 -888 -281 -3682 within 30 days of the event date to change your benefit elections. Failure to call within 30 days may result in restrictions on your ability to make changes until the next open enrollment period. Common examples of family status changes: • Marriage or divorce • Death of spouse or dependent • Birth or adoption of child • Gain or loss of spouse’s employment • Change between part time and full time employment for your spouse • Eligibility or ineligibility of a domestic partner • Child dependent age out (end of the month in which they turn age 26) 38

Benefit Default Coverage - When You Do Not Make An “Active” Election Within 31 Days From Agfa Date Of Hire DESCRIPTION DEFAULT COVERAGE United Health Care $2850 Deductible Plan w/HSA ** Employee Only Account cannot be open until authorization is completed. Employer contributions will then be made on a forward going basis. H S A Delta Dental Basic Employee Only Vision No Coverage 1. 5 x Annual Benefit Base Salary With Imputed Income For Coverage in Excess of $50, 000 Employee - Basic Life Supplemental Employee Life No Coverage Supplemental Spouse Life No Coverage Supplemental Child(ren) Life No Coverage Long Term Disability 60% Long Term Disability Benefit Level Healthcare Flexible Spending Account (FSA) Cannot Participate Dependent Care Flexible Spending Account (FSA) Cannot Participate Claims are subject to annual deductibles and co-insurance. 39

Vacations • Eligibility for Vacation: • Your Vacation Level will be noted on your welcome letter. Years of Service # of Days / Weeks • 1 -4 10 / 2 weeks • 5 -9 15 / 3 weeks • 10 -19 20 / 4 weeks • 20 -25 25 / 5 weeks • Carry Over Policy - With supervisor’s approval, you may carry over up to five vacation days earned in a year into the following year • Vacation days during the first year are pro-rated based on your start date. 40

Academy Learning Platform (ALP) Are you looking for training, but you don’t know where to start? Let us introduce you to the Academy Learning Platform, or ALP. The ALP is Agfa’s global training platform. The ALP is your one-stop-shop to cover your training needs. It offers you classroom training, webbased training, virtual classroom training and certification tracks. All courses we offer in Agfa, should become available in the ALP. 41

Academy Learning Platform (ALP) ALP offers the possibility to allow all employees to access a large course catalog, and perform self-registrations on (virtual) classroom training, or take online training. Today, you’ll find: • • • 42 Behavioral skills training on all Agfa behaviors Sales, Services and Application training from Imaging and IIBU portfolio Products, solutions and strategy updates, overviews and features training Desktop training (Office, Lotus Notes, Windows) Processes and software training Quality and Regulatory Compliance training New hires introduction training Clinical knowledge training Management & Leadership programs

Holidays • Twelve company-paid holidays per year* • (Four of which are Discretionary Days) • Eight Designated Holidays: New Year’s Day Thanksgiving Day Memorial Day after Thanksgiving Independence Day Christmas Day Labor Day after Christmas Day 43

Holidays (continued) • Four discretionary days per year for use after your first three months of service • For new hires, discretionary days are prorated: • January & February 4 Days • March & April 3 Days • May & June 2 Days • July & August 1 Day • Unused discretionary days may not be carried over from year to year except as required by state law 44

Internal Job Postings • Agfa job opportunities are posted on the company intranet • To apply for a job opportunity you must be in good standing • Preference is normally given to those who have been in their current job for at least 12 months 45

Employee Referral Award Program • Agfa employees may earn an Employee Referral Award for referring applicants for open positions in Agfa. Awards are subject to all required withholding deductions. The award amount may vary based on a variety of factors such as employee classification, technical vs. non-technical position, etc. • The full Referral Award Program details can be viewed on the HR website. 46

• Service Awards Program • Selection of a gift from website or catalog • Service awards begin at five years of employment, and then at each fiveyear milestone thereafter • Regular employees, working 30+ hours per week are eligible • Special Recognition Award Program • Program developed to show appreciation to employees for extraordinary effort and significant accomplishments • Promotes timely and appropriate recognition through ease of use • Complete program details on Inside. Agfa 47

Education Assistance • For job-related degree programs • Requests must be submitted & approved prior to enrollment • 50% paid up front & 50% paid upon course completion with grade of C or better • Covered: tuition, books, lab and registration fees • Payback provision • $6000 undergraduate & $9000 graduate yearly maximum 48

Employee Assistance Program - Aetna Resources for Living • Aetna Resources for Living is a confidential counseling service, available at no cost to employees and/or family members • Offers range of work-life services to support you through all life stages from pregnancy to elder care, such as: - Substance Abuse/Addiction - Stress - Relationships - Health/Wellness - Family Life/Adoption/Parenting - Financial/Legal Consultations - Personal Growth/Development - Grief & Coping With Any Loss 1 -800 -492 -4357 www. mylifevalues. com Username: AGFA Password: 8004924357 49

Agfa Employee Savings Plan

Employee Contributions • Contributions are deducted from each paycheck • You may contribute from 1% to 50% of your eligible compensation $275, 000 is the 2018 IRS compensation limit • Before-Tax, After-Tax and Roth Contributions are permitted $18, 500 is the combined 2018 IRS limit for Before-Tax and Roth Contributions • If you are age 50 or older in 2018 and contribute the IRS limit, you may contribute a “catch up contribution” of an additional $6, 000 (=$24, 500 total) • If you reach the combined Before-Tax and Roth Contribution limit during the year, you are automatically switched to After-Tax Contributions in the pay period that follows the pay period when the limit was reached • $55, 000 is the 2018 IRS combined limit for Before-Tax, After-Tax, Roth and Employer Matching Contributions • Sign up to increase your Before-Tax Contributions automatically each year with the One Step Save™ option • 51 Changes Permitted at Any Time: • Employee contribution rate changes • Investment changes (subject to prospectus rules) • Beneficiary changes

Important Information Links • Employees have instant access to Employee Savings Plan information and documents via the intranet and access to Vanguard via the internet • Intranet Access to all Employee Savings Plan Information • Employee Savings Plan Benefits • Internet Access • Refer to Agfa Corporation Employee Savings Plan ekit for full details: (http: //agfa. vanguard-education. com/ekit) – Agfa Graphics and Agfa Materials employees • Refer to Agfa Health. Care Employee Savings Plan ekit for full details: (http: //vanguard-education. com/agfahc/ekit/) – Agfa Health. Care employees 52

Employer Contributions • Company Matching and Discretionary Contributions: • Agfa matches 100% on the first 3% of employee contributions plus 50% on the next 3% of employee contributions • When you contribute 6%, you get a matching contribution of 4. 5% • The Company Match applies to Before-Tax, After-Tax and Roth Contributions • Agfa may make an annual discretionary employer contribution called Basic Employer Contribution (BEC) of up to 3% of your eligible compensation. You must be employed as an eligible employee on December 31 of the Plan Year for which a BEC is announced to be eligible to receive the BEC 53

Auto Enroll for 401(k) Participation for New Hires • You will be automatically enrolled at a 6% Before-Tax Contribution level. The Company Match for your contribution will be 4. 5%. • You will also be set up to have an additional 1% withheld each June until your employee contribution percentage reaches 20% • All contributions are invested in the Vanguard Target Retirement Fund that is closest to your normal retirement age (age 65) • All IRS compensation and contribution caps and limits apply • There is a 45 day window from your Agfa date of hire for the auto enrollment (and paycheck deductions) to begin • During this 45 day window, you may enroll or change your 401(k) contributions and investment options by contacting Vanguard • During the 45 day window you may elect to “opt out” of the auto enroll program and/or the One Step Save™ option. You may also stop participating at any time in the future or change your One Step Save™ option month. Simply call Vanguard who will assist you with your request. 54

Vesting • Employee Contributions • You are always 100% fully vested in any rollover, Before-Tax, After-Tax and Roth Contributions you make • Employer Contributions • Fully vested in your Company Match and/or Basic Employer Contributions after three (3) full years of service • If you leave Agfa before completing three (3) full years of service, your Company Match and/or BEC account will be forfeited • There is no partial vesting • Full vesting upon reaching age 65, disability or death 55

Investment Funds • Vanguard offers many investment fund options for our plan • For Agfa Corporation: Fund fact sheets are available online through the 401(k) e-kit at: http: //agfa. vanguard-education. com/ekit • For Agfa Health. Care: Fund fact sheets are available online through the 401(k) e-kit at: http: //vanguard-education. com/agfahc/ekit • More information on funds available by visiting www. vanguard. com or calling Vanguard Participant Services 1 -800 -523 -1188 56

Employee Communications from Vanguard • You will receive confirmations from Vanguard for your enrollment and other changes you initiate • On-line access via your home computer at www. vanguard. com (your computer must meet security protocols) • If you provide Vanguard with an e-mail address, Vanguard sends an e-mail notifying you to access communications on Vanguard’s website • Otherwise, Vanguard sends communications by mail to your address of record • Quarterly statements are provided on-line by accessing your account at Vanguard. com • If you wish to receive paper statements mailed to your address of record, log on to your account at Vanguard. com or contact Vanguard at 1 -800 -523 -1188 to change your mailing preferences 57

Withdrawals and Loans While Employed Withdrawals • Hardship withdrawals in certain circumstances • After-tax withdrawals • In-service withdrawals starting at age 59 ½ Loans • Subject to application and administrative fees • Loan balance must be repaid should you leave the Company for any reason or the loan will default, unless it is paid in full by the end of the quarter following the quarter in which you leave the company 58

Easy Account Access www. vanguard. com 1 -800 -523 -1188 • Automated System (VOICE®) available 24 hours a day or speak with a Participant Services Representative, Monday through Friday, 8: 30 a. m. to 9: 00 p. m. , ET (Spanish speaking representatives available) • VOICE access available once Vanguard sends you a PIN • Check account balances and activity record as of the close of previous business day • Make contribution percentage changes, investment changes (subject to fund prospectus rules), investment exchanges, transfers, or beneficiary changes • Online access via your home computer – Your computer must meet security protocols www. vanguard. com 1 -800 -523 -1188 59

Signing Up For the 401(k) Plan • Vanguard enrollment notification letter sent via mail to address of record • Plan details available at http: //vanguard-education. com/agfahc/ekit/ for Agfa Health. Care employees and at http: //agfa. vanguard-education. com/ekit for Agfa Graphics and Agfa Materials employees • Enroll by contacting Vanguard at 1 -800 -523 -1188 or visit www. vanguard. com. You’ll need your Social Security Number plus the following plan numbers: • Agfa Health. Care Plan # 095673 • Agfa Corporation Plan # 090073 (applies to Agfa Corporation (Graphics), Agfa Materials Corporation and Agfa Finance Corporation employees) • Contributions will begin as soon as administratively possible following enrollment • Remember to complete and submit your Beneficiary Designation either on-line or by printing a form and returning it to Vanguard – Keep a copy for your records • Automatic enrollment provisions will apply if no action is taken within the 45 day window from your date of hire 60

Human Resources on the Inside. Agfa Intranet Home Page 61

3. Environmental, Health and Safety

What to do if injured at work ü Seek EMERGENCY treatment immediately § Remember, first responsibility is to your immediate health – get assistance § Advise the hospital/emergency room that the injury is work related § If injured at an Agfa site (facility), follow local procedure Notify and report immediate facts to your Supervisor. Inform your Human Resources Manager. You have a right to any of your own work related medical records. If you would like information on your own medical records, contact your Human Resources Manager 63

What to do in case of an Emergency Evacuation Your first responsibility is to evacuate and warn others The basics are always the same if an alarm is given: 1. Shut down any hazardous equipment if easy to do and quick 2. Leave your area and do not bring anything but your wallet/purse, car keys, and coat (if needed and easily at hand) 3. Close the door to any room you are in behind you 4. Leave by the nearest safe exit and go to your assembly area 64

Hazard Communications Program List of Hazardous Chemicals are maintained at each large site ü Hazard Determination is made by manufacturer and reviewed by EHS or local site EHS personnel ü Labeling is required and provided by manufacturer or EHS ü MSDS’s are available on the company Internet and through site EHS ü Information and Training are provided by EHS and local personnel 65

4. Agfa Policies and Practices

Sexual Harassment or other forms of Harassment ü Agfa is committed to maintaining a workplace that is free from all forms of discrimination, including actions that may be considered as sexual harassment. ü It is the responsibility of the entire Agfa community for maintaining a professional environment free from harassment. Violations of this policy will not be tolerated. ü Please notify your immediate supervisor or Human Resources of any form of harassment. 67

Workplace Violence Policy ü Agfa is committed to providing a safe and secure work environment Threats, harassment or acts of violence will not be tolerated ü Employees are responsible for notifying Management of any threat or violent behavior, or if an incident occurs which requires immediate Security or Medical help 68

Diversity ü Agfa is committed to fostering an environment that recognizes and values DIVERSITY so that every employee can reach their fullest potential 69

Social Media Agfa goes social ü Social media is everywhere and is determining the way people interact with each other. ü Guidelines on how (not) to use them in relationship to your job. 70 Agfa Graphics http: //intra. agfanet/graphics/index. nsf/en/socialmediaguidelines. htm Agfa Health. Care http: //intra. agfa. net/he/global/en/mainhe/mc/socialmedia/index. jsp Agfa Specialty Products http: //intra. agfa. net/co/global/en/corporate_communication/guidelines_policies/Social_Media/index. jsp

Congratulations on your new job You are now an official Agfa member 71

Wrap Up: Who To Contact? Where To Look? • Who To Contact? • • • Mercer Marketplace: Mercer Marketplace United. Health Care Medical / Optum Rx United. Health Care Vision Delta Dental Aetna Resources for Living (EAP): 1 -888 -281 -3682 or https: //mercermarketplace-agfa. secure-enroll. com/go/mercermarketplace-agfa 1 -877 -248 -0510 or https: //mercermarketplace. lhondemand. com 1 -877 -686 -2024 or www. myuhc. com 1 -800 -638 -3120 or http: //www. myuhcvision. com 1 -800 -DELTA-OK or www. deltadentalnj. com 1 -800 -492 -4357 or https: //www. mylifevalues. com Vanguard 401(k): 1 -800 -523 -1188 or www. vanguard. com Where To Look? Inside Agfa Intranet > Click on Human Resources • • For Employee Handbook and Human Resources / Payroll Forms. Click on Employee Benefits for information about: • Employee Saving Plan Benefits – 401(k) Summary Plan Description (SPD) and related Amendments. • http: //intra. agfa. net/cc/us/en/hr/new_employee/index. jsp • Mercer Marketplace site at https: //mercermarketplace-agfa. secure-enroll. com/go/mercermarketplace-agfa and you may: • • • Enroll: Obtain: Retrieve: Download: Review: Confirm: Research: View: As New Hire within 31 days from your Agfa date of hire During Annual Open Enrollment (Every Fall During Announced Open Enrollment Period) Summary Plan Descriptions (SPDs) and Summary of Benefits and Coverage (SBCs) for reference information Forms, such as Domestic Partner Affidavit and Instructions Claim Forms for Medical, Dental, Prescription and Flexible Spending Accounts Benefit Highlights and Default Coverage Bi-weekly payroll deduction rates COBRA rates Your personal information (address, hire date, birth dates, covered dependent, etc. ) Your personal benefits summary, including your payroll benefit deductions for health/welfare • Important: Summary Plan Descriptions (SPDs) and related Plan Amendments provide important information about employee benefits and are therefore important to read and familiarize yourself with all of your benefits. • Questions about your employee benefits? Contact the appropriate vendor partner listed above. • If you are unsure of who to call, please call Mercer Marketplace at 1 -888 -281 -3682 for assistance. 72

Human Resources Contacts • Nadine Lauzon – Director GS Human Resources, Elmwood Park, NJ • (201) 373 -4090 – Office • (201) 638 -0887 – Mobile • Nadine. lauzon@agfa. com • Susan Elmi – HR Business Partner, Branchburg, NJ • (908) 231 -5178 – Office • (908) 268 -1429 - Mobile • Susan. elmi@agfa. com • Ellen Lucia– HR Business Partner, Elmwood Park, NJ • (201) 373 -4036 – Office • Ellen. Lucia@agfa. com • http: //intra. agfa. net/cc/us/en/hr/new_employee/index. jsp 73

Important • This presentation is provided for informational purposes and contains generalizations regarding employee benefits. • It does not constitute a contract, grant you any right or entitlement or alter any term or condition of any Agfa benefit plan. • While we have endeavored to accurately convey benefit plan information, Agfa benefits are governed wholly and exclusively by the terms of the applicable plans. In the event of any conflict between this presentation and any plan document, the plan document will govern. • Agfa Corporation, like most other companies, reserves the right to make changes in its employee benefits programs at any time and for any reason. 74