WELCOME 2019 Benefits Annual Enrollment Meeting 2019 BENEFITS

WELCOME! 2019 Benefits Annual Enrollment Meeting

2019 BENEFITS ANNUAL ENROLLMENT • Benefit plan changes will be minor • Most 2018 elections will carry forward to 2019 • Online: Sysco. Benefits. com, via Total Rewards Cafe • Via phone: 1 -800 -55 -SYSCO, say “Annual enrollment” October 8 – 22 1

H&W BENEFITS OVERVIEW Available Now! Early Oct. Sysco. Benefits. com Available 24/7, no login required! 2019 Highlights mailed to your home Available Oct. 8 Contains your personalized benefits view, including 2019 rates

BENEFITS YOU CHOOSE October 8 – 22 3

YOUR 2019 BENEFITS* Automatic Company-Provided Benefits You Elect • • Medical, Dental, Vision Supplemental Life Insurance Voluntary AD&D Insurance Critical Illness Coverage Hospital Indemnity Coverage Legal Insurance Plan Identity Theft Protection • • • Basic Life Insurance Basis AD&D Insurance Short-Term Disability Long-Term Disability Employee Assistance Program * May differ for associates covered by a Collective Bargaining Agreement 4

WHAT’S NEW IN 2019? Hospital Indemnity • New Insurer: Met. Life • Associate must enroll to have dependent coverage • Basic plan participants must enroll to have coverage 5 Critical Illness • New Insurer: Met. Life • Associate must enroll to have dependent coverage Supplemental Life Insurance Vision Guaranteed Issue: No EOI Higher Allowances! • Currently covered: 5 x annual earnings or $500, 000 • New enrollees: 1 x annual earnings • Frames: $230 (was $200) • Contacts: $180 (was $120)

ANNUAL ENROLLMENT October 8 – 22 6

MEDICAL / RX – 4 NATIONAL PLANS Your Price 7 Basic HSA PPO HMO $ $$ $$$$ HSA Seed n/a $250/ $500 n/a Deductible $5, 000/ $10, 000 $2, 000/ $4, 000 $1, 500/ $4, 500 $0/ $0 Co-pays $25 n/a $25 Co-insurance 70% 90% 80% 100% New medical plan ID cards will be sent to ALL BCBS plan participants prior to January 1! More details about each plan, including premium costs, will be available in the Total Rewards Café beginning October 8!

MEDICAL / RX – 4 NATIONAL PLANS Your Price 8 Basic HSA PPO HMO $ $$ $$$$ HSA Seed n/a $250/ $500 n/a Deductible $5, 000/ $10, 000 $2, 000/ $4, 000 $1, 500/ $4, 500 $0/ $0 Co-pays $25 n/a $25 Coinsurance 70% 90% 80% 100% Insert Local HMO (if appl) ALTERNATIVE SLIDE New medical plan ID cards will be sent to ALL BCBS plan participants prior to January 1! More details about each plan, including premium costs, will be available in the Total Rewards Café beginning October 8!

HEALTH SAVINGS ACCOUNT by Fidelity • • Sysco contributes money − $250 associate only coverage − $500 all other coverage tiers • Invest savings to earn even more Another pre-tax savings vehicle − Contributions are not taxed when used for health expenses • Unused HSA dollars roll forward − − Not a “use it or lose it” account Keep the money, even if you change plans or leave the company 9 Note: Only available for HSA medical plan participants

HEALTH CARE FLEXIBLE SPENDING ACCOUNT • Pre-tax spending vehicle • FSA dollars do not carry forward • “Use it or lose it” • Must use for current expenses • Pay for medical, dental, Rx, and vision expenses Debit card and Auto. Pay features make managing claims easier! 10

DEPENDENT DAY CARE FLEXIBLE SPENDING ACCOUNT • Reimburse yourself for elder care and day care for your dependents • Vehicle for tax savings • Contributions are not taxed • FSA dollars do not carry forward • “Use it or lose it” ALL eligible associates can participate! 11

FLEXIBLE SPENDING ACCOUNTS (FSA) by Alight Health Care Flexible Spending Account (FSA) Enrolled in Basic, PPO, or HMO medical plan or waive coverage Limited Use FSA Enrolled in the HSA plan Dependent Day Care FSA For day care or elder care You can save more pre-tax! Look for the Alphabet Soup in the Helpful Tools section of Sysco. Benefits. com for more information! 12

OPTIONAL SLIDE 2019 WELLNESS REWARDS DEADLINE: OCTOBER 1, 2018 — GO TO SYSCOBENEFITS. COM Eligibility Rewards What Counts • Any Sysco medical plan • Associates and spouses • Enroll in a Syscosponsored medical plan in 2018 and 2019 $400 Associate $200 Spouse Received 1/1/18 – 10/1/18 • • 13 Reduction in paycheck premium (if completed by 10/1/18) —OR— Contribution to health care expense accounts in January 2019! • • Biometric screening —OR— Annual preventive physical (includes annual physical or well-woman exam)

TWO DENTAL PLANS by Met. Life Basic • • Premium Same extensive network of providers applies to both plans You don’t have to see a Met. Life provider but when you do you’ll get better discounts and benefit levels No ID cards provided You choose between levels of coverage and payroll deduction differences between the two plans Paid for by You & Sysco 14 OPTIONAL SLIDE

OPTIONAL SLIDE TWO DENTAL PLANS by Met. Life Basic • • • Premium Higher deductible Diagnostic and preventive services at 100% Lower premium • • Lower deductible Diagnostic and preventive services at 100% Higher benefit maximum Higher premium Paid for by You & Sysco 15

VISION COVERAGE by VSP • Coverage includes routine eye exams, prescription eyeglasses, and contact lenses Costs are lower when you use a VSP provider ü ü ü $10 copay for exam $25 lenses copay with $230 retail allowance for frames $180 allowance for most contact lenses • Higher allowances for Frames and Contact Lenses in 2019 • No ID cards required Paid for by You and Sysco 16 Increased Coverage!

BASIC LIFE AND AD&D by Prudential Basic Life Insurance Basic AD&D Insurance 1. 5 x your previous year’s eligible earnings up to $225, 000 1 x your previous year’s eligible earnings up to $150, 000 Paid for by Sysco 17 Automatic Benefit

SUPPLEMENTAL LIFE AND AD&D by Prudential For You Supplemental Life Insurance • • Voluntary AD&D Insurance You may elect up to 8 x your previous year’s eligible earnings $1, 000 plan maximum There is no proof of good health requirement (EOI) up to the lesser of 5 x or $500, 000 for you, if you are currently enrolled in supplemental life. • • There is no proof of good health requirement for AD&D coverage. Paid for by You 18 You may elect up to 10 x your previous year’s eligible earnings $1, 000 plan maximum

SUPPLEMENTAL LIFE AND AD&D by Prudential For Your Family Supplemental Life Insurance • • • Voluntary AD&D Insurance For your spouse + your children Spouse election up to $150, 000 Child Life coverage up to $15, 000 There is no proof of good health requirement (EOI) up to $50, 000 for your spouse. • Family AD&D plan in 3 ways − Both spouse + child(ren): 50% / 15% − Spouse only: 60% − Child only: 20% to a maximum $150, 000 per child There is no proof of good health requirement for AD&D coverage. Paid for by You 19

LEGAL INSURANCE by ARAG Help with common legal events • Will preparation • Estate planning • Civil suits • Insurance disputes • Home equity loan • Refinancing • Elder law Paid for by You 20 OPTIONAL SLIDE

IDENTITY THEFT PROTECTION by ID Watchdog Help Better Protect Your Identity • Monitoring across credit cards, bank accounts, billions of public records and the dark web • Alerts when activity that could indicate potential fraud is detected • Fully managed identity theft resolution Paid for by You 21 OPTIONAL SLIDE

CRITICAL ILLNESS COVERAGE by Met. Life Extra coverage for major illnesses, like cancer or a heart attack • Great complement for all plans • Not required to enroll in Sysco medical Paid for by You 22

HOSPITAL INDEMNITY COVERAGE by Met. Life Help pay for hospital costs • Great complement for all plans • Not required to enroll in Sysco medical Paid for by You 23

OTHER BENEFITS 24

401(k) by Fidelity 25

EMPLOYEE STOCK PURCHASE PROGRAM (ESPP) by Fidelity • Administered by Fidelity • The ESPP allows you to purchase up to 10% of your income in company stock at a discount • • • You must enroll before the quarterly offering period begins • • Payroll deducted Purchased at 85% of the cost on the last trading day of the offering period Enroll at Net. Benefits. com You may cancel your enrollment at any time Learn more at Sysco. Benefits. com 26

TOOLS & RESOURCES 27

Sysco. Benefits. com ● Go-to place for benefits resources ● Easy to navigate ● Interactive learning tools and videos 28

Sysco. Benefits. com Available Now! • • 29 How-to videos online How-to Helper online and in your packet

MEDICAL EXPENSE ESTIMATOR Available Oct. 8 See the real cost of health care • Enter typical health care use • Out-of-pocket costs • Paycheck costs The medical plans you are eligible for will be reflected in the Estimator. 30

HOW TO ENROLL 31

TOTAL REWARDS CAFÉ – Our Enrollment System 32

TOTAL REWARDS CAFÉ – Your Total Rewards site 33

2019 BENEFITS ANNUAL ENROLLMENT • • • Elections become effective 1/1/19 Via phone: 1 -800 -55 -SYSCO, say “Annual enrollment” Online: Sysco. Benefits. com, via Total Rewards Cafe – Look for the green “enroll” button on the home page to go to the Café and enroll OCTOBER 8 – 22 34

THE SYSCO BENEFITS CENTER 1 -800 -55 -SYSCO Benefits Support Monday — Friday 7: 00 a. m. – 7: 00 p. m. CST 35

QUESTIONS?
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