Vehbi Zeqiri Executive Director START Microfinance Institution Republic

Vehbi Zeqiri Executive Director | START Microfinance Institution | Republic of Kosovo Islamic Microfinance at the ‘Front-line’ 7 th Global Islamic Microfinance Forum November 24 th 2017 Photo by: Vehbi Zeqiri Prizren, Kosovo

Experience/ Practitioners Photo by: Vehbi Zeqiri Aman, Jordan

Global Forum IMPACT? Photo by: Vehbi Zeqiri Boge, Kosovo

Everyone needs Money Photo by: Vehbi Zeqiri Prishtina, Kosovo

Maintaining Balances Donors/ Funders Clients/ Beneficiaries MFIs/ Govt. Photo by: Vehbi Zeqiri New York, USA

Outreach vs. Sustainability Candle vs. Led Lamp Helping Poor vs. Repayment Rate

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PROFILE Established in 2002 Qard Hasan & Murabaha 16, 500 Loans - 23 million € 1 st Islamic Financial Institution Centre of Excellence IRW; IDB; IICO / Funders Portfolio - 3 million € Photo by: Vehbi Zeqiri Bardhosh, Kosovo

MIS – START’s Software Photo by: Vehbi Zeqiri Vlore, Albania

Software modules/components

Social & Humanist Approach q Cheapest Offer q Debt/ Liability Relief q Caring Approach q Charity Activities q Leadership Approach q Ingrained Values Photo by: Vehbi Zeqiri Istanbul, Turkey

Future Plans ☀ START Academy ☀ ‘Social Enterprise’ Model ☀ Invest in Waqf Properties ☀ Self-sustainability/ Outreach ☀ New Islamic Financing Techniques Photo by: Vehbi Zeqiri Colorado, USA

Challenges ☀ Islamic Finance Awareness ☀ Social Justice ☀ Lack of Opportunity ☀ Self-Sustainability/ Funding? ☀ Huge Needs for Social Finance Photo by: Vehbi Zeqiri Bardhosh, Kosovo

Sincerity, Ethics, Accountability, Trust, Quality, Friendly, Honesty, Transparency, Fairness, Integrity, Excellence, Confidentiality, Caring, Professionalism, Loyalty Values ☀Influencing Authorities & Policy Makers ☀Explaining the Benefits of the IMFIs Photo by: Vehbi Zeqiri Istanbul, Turkey

If you can’t explain it to a 6 years old kid, you don’t understand it yourself

Thank you Vehbi Zeqiri Photo by: Vehbi Zeqiri Durres, Albania