v TYPES OF CREDIT PUBLIC CREDIT CONSUMER CREDIT

v TYPES OF CREDIT Ø PUBLIC CREDIT Ø CONSUMER CREDIT Ø BUSINESS CREDIT Ø SINGLE – PAYMENT CREDIT Ø INSTALLMENT CREDIT 2/28/2021 ��. ������� 2

v v v v v 2/28/2021 ON CALL SHORT TERM MEDIUM TERM LONG TERM COLLATERAL RETAILING SME’s PERSONAL BUSINESS ��. ������� 3

v INTERBANK v FACTORING v AGRICULTURE v IMPORT – EXPORT 2/28/2021 ��. ������� 4

v DOMESTIC CREDIT v FOREIGN CREDIT v CASH OR GUARANTEE v INDUSTRIAL v COMMERCIAL 2/28/2021 ��. ������� 5

v SERVICE v REAL ESTATE v AGRICULTURAL v HEAD OFFICE v REGION / BRANCH 2/28/2021 ��. ������� 6

DOMESTIC CREDIT v Bank Overdraft : O/D v Short Term Loan : S/T v Long Term Loan : L/T Ø Baht Loan Ø Off Shore Loan Ø London Interbank Offering Rate : LIBOR Ø Singapore Interbank Offering Rate : SIBOR v SYNDICATED LOAN 2/28/2021 ��. ������� 7

v Loan Against B/E v Mortgage Financing : M/F v Clean Bills Discounted : C. B. D. v Letter of Guarantee : L/G v Avalled /Accepted Bills v Domestic Letter of Credit : D. L/C v Domestic Packing Credit : D. P/C v Refinance 2/28/2021 ��. ������� 8

FOREIGN CREDIT v Import Financing Ø Letter of Credit and Trust Receipt : L/C T/R Ø Shipping Guarantee : S/G v Export Financing Ø Packing Credit : P/C Ø EXPORT BILL FOR SME’s BANK Ø EXPORT BILL DISCOUNTED 2/28/2021 ��. ������� 9

6 C’s POLICIES v. Character v. Capacity v. Capital v. Collateral v. Condition v. Country 2/28/2021 ��. ������� 10

3 P’s POLICIES v Payment v Purpose v Protection 2/28/2021 ��. ������� 11

Credit or Debt instrument Book Account : Invoice : Bill of Lading Promissory Notes : P/N Bill of Exchange : B/E Bank Bill of Exchange Trade Bill of Exchange 2/28/2021 ��. ������� 12

Trade Acceptance v General Acceptance v Qualified Acceptance Ø Conditional Acceptance Ø Partial Acceptance Ø Change Place Ø Change Time 2/28/2021 ��. ������� 13

CHEQUE v Bearer’s Cheque 2/28/2021 ��. ������� 14

v Order Cheque 2/28/2021 ��. ������� 15

ENDORSEMENT v. Blank Endorsement v. Special Endorsement v. Restrictive Endorsement 2/28/2021 ��. ������� 16

Crosses Cheque v. General Crossing 2/28/2021 ��. ������� 17

v. Special Crossing 2/28/2021 ��. ������� 18

INSTRUMENT FOR INVESTMENT v. Common Stock v. Preferred Stock v. Debenture Bonds v. Bonds Ø Government Bonds Ø Corporate Bonds 2/28/2021 ��. ������� 19

INDIVIDUAL ASSIGNMENT SEARCH DATA , PICTURE & LOGO ABOUT COMMERCIAL BANK IN THAILAND IN POWER POINT PATTERN NEXT MONDAY MORNING 2/28/2021 ��. ������� 20