Unit 8 Money and Banks Unit 8 Money
Unit 8 Money and Banks
Unit 8 Money and Banks
Unit 8 Money and Banks Lead-in I. What are your opinions on money and banks? Decide whether you agree or disagree with the following statements. Opinion Choice 1. Save a little money each month and at the end of the year you’ll be surprised at how much you have got. agree disagree 2. Money frees you from doing things you dislike. agree disagree 3. Lack of money is the root of all evil (邪� ). agree disagree 4. Never spend your money before you have earned it. agree disagree
Unit 8 Money and Banks Lead-in I. What are your opinions on money and banks? Decide whether you agree or disagree with the following statements. Opinion Choice 5. A bank is a place where they lend you an umbrella in fine weather and ask for it back when it begins to rain. agree disagree 6. Money plays the largest part in determining the course of history. agree disagree 7. It is easier to rob by setting up a bank than by holding up (劫持) a bank clerk. agree disagree 8. He who holds the opinion that money will do everything may well be suspected of doing everything for money. agree disagree
Unit 8 Money and Banks Lead-in II. Work in pairs. Choose one statement from the table above. Then discuss with your partner the reasons why you agree or disagree. You may use the patterns in the boxes below. Example A: Do you agree that lack of money is the root of all evil? B: No, I don’t agree. A: Why? B: Because those who have lots of money can also be evil. When we ask about opinions, we often use: Do you agree with …? Do you agree that …? Do you think …? When we ask about reasons, we often use: Why? Why not? What’s your reason? What’re the reasons?
Unit 8 Money and Banks Text A Translation Do you know anyone who has a lot of money but lives like a poor person? What do you think of this way of life? TEXT A
Unit 8 Money and Banks Text A Translation WILL POWER None of us had any idea what was going to happen when we arrived at the lawyer’s office. Dad had died two months earlier in his bed in the same two-bedroom house where we’d grown up. Apart from the house, we didn’t expect Dad to leave anything of value. 1
Unit 8 Money and Banks Text A Translation 2 Dad was an insurance salesman and we assumed he wasn’t successful because we could never afford a new toy and we always wore secondhand clothes. Dad used to find bits of wood and turn them into toy boats and dolls. Mum taught us to make and repair clothes. They had funny little sayings that they’d repeat whenever we complained about things: “Money’s silver, but a needle and thread is gold!” “Never throw away what you can repair. ” We laughed, but having so little money was often annoying.
Unit 8 Money and Banks Text A Translation 3 So we walked into the lawyer’s office and sat down. The lawyer started reading. I was hardly paying attention, really, but then the numbers seemed to continue without end. “Wait, I’m sorry, ” I said. “How much did you say he had? ” The lawyer smiled, “Two million, seven hundred and eightyone thousand, six hundred and fifty three pounds and eighteen pence. ” We didn’t know what to say! Nearly three million pounds! How? Why? We had so many questions, so many feelings.
Unit 8 Money and Banks Text A Translation The lawyer continued reading. It seemed Dad had actually earned quite a good salary, but he just preferred to save it. And he had been good at investing money too. Of the 2. 7 million pounds he was leaving, he had decided to give two million to a charity that looked after teenagers with problems. The rest was divided between me and my sisters. 4
Unit 8 Money and Banks Text A Translation For a moment, I felt deeply annoyed. Why had we lived like poor people? Why was he giving the money to other children? But then I thought, it’s stupid to think like that. I had a happy childhood and I’m very happy now. I remembered my parents reading us books they’d borrowed from the library and the hours we played cards together. It was fantastic what my parents had done. The love we had was far more important than money, but now maybe the money they saved can bring some love to others. 5
Unit 8 Money and Banks Text A Translation 6 The only problem I have now is what to do with a quarter of a million pounds – when I honestly don’t really need anything!
Unit 8 Money and Banks Text A New Words
Unit 8 Money and Banks Text A I. Match each opinions with the corresponding proof. . Opinion Proof a. We were never bought toys a 1. Dad wasn’t successful. ____ and we always wore secondⅠ. Match the opinions with theclothes. proper proofs. hand b. The love we had was far more important than money, c 2. Dad had earned quite a ____ and now the money they good salary. saved can bring some love to others. ____ c. He left 2. 7 million pounds b 3. It was fantastic what my parents had done. after his death.
Unit 8 Money and Banks Text A II. Choose the best answer for each question or statement below. 1. I was surprised when she heard the figure in the A will because. A. my father left nearly three million pounds but we had lived like poor people B. my father had decided to give two million to a charity C. of the nearly three million pounds, I got so little D. my mother did not get any money
Unit 8 Money and Banks Text A 2. What can we infer from “Dad had died. . . in the same two-bedroom house where we’d grown up. ” (para. 1)? C A. We had a deep love for the house. B. Dad and mum got married there. C. Dad had lived in the same house for a very long time. D. We expected the house to be of great value.
Unit 8 Money and Banks Text A 3. Which of the following best interprets the saying “Money’s silver, but a needle and thread is gold. ” (Para. 2)? A A. Money isn’t as important as being able to mend things. B. Thread was so difficult to make that it was more expensive than silver. C. A needle was as expensive as gold. D. Gold was not expensive in the past.
Unit 8 Money and Banks Text A 4. When the lawyer started reading, I was hardly B paying attention because _______. A. the lawyer’s voice was not attractive B. I did not expect there to be anything important in the will C. I did not like long numbers D. I wanted to read the will myself
Unit 8 Money and Banks Text A 5. My parents borrowed books from the library instead of buying them because B. A. they could not afford new books B. we preferred the books borrowed from the library better than books newly bought C. it was more convenient to borrow books from the library than to buy new ones D. they believed it was unnecessary to buy anything that they could borrow
Unit 8 Money and Banks Text A 6. What does the writer think of her parents in the end? A. They were fantastic. A B. They were annoying. C. They were stupid. D. They were honest.
Unit 8 Money and Banks Text A III. Check whether the following statements are True (T) or False (F). Correct the false ones. (T ) 1. Dad had died two months earlier. (T ) 2. Dad had never bought what he could borrow. (F ) 3. Of the 2. 7 million pounds Dad was leaving, he had decided to give two million to me and my sisters. The rest was divided between teenagers with problems→give two million to a charity that looked after teenagers with problems. The rest was divided between me and my sisters
Unit 8 Money and Banks Text A (T ) 4. I had a happy childhood though we had lived like poor people. (F ) 5. For us, the love we had was important, but money was more important. The love we had was far more important than money.
Unit 8 Money and Banks Text A 4 I. Complete the following sentences with words or phrases from the text and then put them in order. expect anything of value since we had 1. We didn’t ____ lived a poor life. 2. We were surprised to find out that Dad had left about million pounds. 2. 7 ____ 3. Dad had died and we were asked to listen to his will at lawyer’s office. the ____ do with 4. The problem is I don’t know what to ____the money! charity 5. Of the money, two million was donated to a ____ and the rest were divided between me and my sisters. 3 1 2 5 4 Order: □-□-□
Unit 8 Money and Banks Text A II. Write a summary of the text, using the five sentences above. Make changes if necessary. Tip You may need to use however to make your summary more fluent.
Unit 8 Money and Banks Text A __________________ Dad had died and we were asked to listen to his will at the lawyer's office. We didn't expect __________________ anything of value since we had lived a poor life. __________________ However, we were surprised to find out that Dad __________________ had left about 2. 7 million pounds. Of the money, 2 __________________ million was donated to a charity and the rest was __________________ divided between me and my sister. The problem is __________________ I don't know what to do with the money! ____________________________________
Unit 8 Money and Banks Text A Words and Phrases I. Complete the following sentences below with correct prepositions. I. 1. I arrived ______ work early this morning. at 2. There are many students ______ with problems who need help. of us will return to this terrible place. 3. None ______ in 4. The old lady died peacefully ______ her bed, her head on a white pillow. 5. We wanted to go out, but the rain seemed to continue without ______ end.
Unit 8 Money and Banks Text A Words and Phrases II. Complete the following sentences with the correct form of the given words. successful (success), 1. The salesman was very ______ and he built his own business two years later. funny 2. The story he told were so ______ (fun) that we all laughed. annoying 3. I like her even though she can be ______ (annoy) sometimes. hardly 4. He could ______ (hard) raise his arms for the lack of food. teenager 5. As a ______ (teenage), I had a weekend job in a fruit market.
Unit 8 Money and Banks Text A Words and Phrases III. Complete the following sentences with the words in the box below. Change the form if necassary. except salesman earn actually invest has invested millions of dollars in the 1. The city ______ museum since last year. salesmen 2. Jack is one of the best ______ in the company. expect 3. What present do you ______ from your parents for your birthday? earns 4. Being a doctor, John ______ a good salary and he is satisdied with that. actually 5. He seems to be doing nothing, but ______ he is waiting for his chance.
Unit 8 Money and Banks Text A Words and Phrases III. Complete the following sentences with the phrases in the box below. Change the form if necessary. of value pay attention bits of for a moment grow up bits of 1. We found _______ wood and built a small bridge with them. of value 2. Did the thieves steal anything _______ from your house. Pay attention when I'm talking to you 1 3. _______ grow up 4. A child has the right to _______ in a healthy and caring environment. for a moment and then I left. 5. I was there _______,
Unit 8 Money and Banks Text A Words and Phrases V. Translate the following sentences into English with the given words or phrases. 1. 妈妈找来一张纸,把它做成了一个扇子。(turn … into) Mum found a piece of paper and ________ turned it into a fan. 2. 虽然我有一张信用卡,但我更喜欢使用借记卡。(prefer) prefer to use I have a credit card, but I ________ a debit card. 3. 在这种情况下,我们不应该抱怨这些事情。(complain about) shouldn't complain about these things In this case, we _________________.
Unit 8 Money and Banks Text A 4. 这里的桔子曾经非常便宜,可现在却很贵。(used to) Oranges here ________ very cheap, but used to be now they are quite expensive. 5. 这笔钱将被分给四个儿子。(divided. . . between) will be divided between the four sons The money _________________.
Unit 8 Money and Banks Text A Grammar and Structure I. Complete the sentences below with the past perfect tense of the given words. 1. I did not have any money because I______ had lost (lose) my wallet. 2. By the time Alex finished his studies, he ______ had been (be) in London for over eight years. had visited 3. Tony knew Istanbul so well because he ______ (visit) the city several times. 4. When I showed up to take a look around, there were had arrived at least twenty other people who _______ (arrive) before me.
Unit 8 Money and Banks Text A 5. She was the only one who understood the movie had read because she _______ (read) the book. 6. Kristine _______ had not been (not be) to an opera before last night. 7. We were not able to get a hotel room because we had not booked (not book) in advance. _______ 8. They felt bad about selling the house because they had owned _______ (own) it for more than forty years.
Unit 8 Money and Banks II. ① ② ③ ④ ⑤ Text A Grammar and Structure Study the patterns in the boxes below and then translate the following sentences. … they’d repeat whenever we complained about things. 每当我们抱怨的时候,他们就会重 1. whenever 引 复说…… Whenever the mother appears, the 导时间状语从句 要点:whenever child smiles. 每当妈妈出现的时候,孩子就会 意为“每当”,相 笑。 当于every time。 ③ 每当我不高兴时,吉姆就会唱歌 给我听。 Jim sings for me whenever I am
Unit 8 Money and Banks Text A Grammar and Structure ① Never throw away what you can repair. 2. what从句做 动词宾语 要点:what在 从句中可充当 宾语或主语。 绝不要把你能修好的东西扔掉。 ② She certainly knows what is good for her. 她当然不知道什么是对她好的。 ③ 我不知道你刚才说了什么。 I don't know what you said just now.
Unit 8 Money and Banks Text A Grammar and Structure ① I was hardly paying attention. 3. 过去进行时 我几乎没有在关注。 ② It was raining hard when I left the office. was / were+现 要点:由 在分词构成, 表示过去正在 进行的动作。 当我离开办公室的时候,正下着大雨。 ③ 那时一些学生正在踢足球。 Some students were playing football at that time.
Unit 8 Money and Banks Text A Grammar and Structure ① I remembered my parents reading us books. . . 我记得爸爸妈妈读书给我们听…… ② I still remember clearly you saying that to my sister. 4. remember sb. doing sth. 我依然清楚地记得你对我姐姐说过 要点:意为“记得 那事。 某人做过某事”。 ③ 我记得他把门锁上了。 I remember someone locking the door.
Unit 8 Money and Banks Text A Grammar and Structure ① The only problem. . . is what to do with 5. “疑问词+不 a quarter of a million pounds. . . 定式”做表语 ② 唯一的问题是……怎么花这 25万英 镑…… 要点:此结构 中的疑问词均 ② Perhaps the most difficult challenge is how to survive without food. 充当一定成分, 也许最难的挑战就是怎样在没有食物 且不定式符号 的情况下生存。 to不可省略。 ③ 我的问题是什么时候离开这里。 My problem is when to leave.
Unit 8 Money and Banks Text A power n. 力量,能力 It is not within my power to help her. 我没有能力帮助她. will power 意志力 He's seriously ill, but he keeps on working with will power. 他病的很重,但仍然凭着意志力继续 作。 powerful adj. 强有力的 This is really a powerful engine. 这真是一台大功率的发动机。 Text
Unit 8 Money and Banks Text A lawyer n. 律师 law n. 法律 Vera is studying law because she wants to become a lawyer. 维拉正在学习法律, 因为她想当律师。 Text
Unit 8 Money and Banks Text A value n. 价值 The expert set a value of 10, 000 dollars on the painting. 专家给这幅画定价 1万美元。 of value 值钱的 Did the thief steal anything of value? 小偷偷走什么值钱的东西没有? valuable adj. 贵重的,值钱的 Is the watch valuable? 这块表很值钱吗? Text
Unit 8 Money and Banks Text A insurance n. 保险 She works in insurance. 她从事保险业 作。 insure v. 保险,投保 The boss insured his life for 50000 pounds. 这个老板为自己投 50000英镑的人寿保险。 Text
Unit 8 Money and Banks Text A salesman n. 售货员,推销员 The salesman showed her nearly all the hats in the shop. 这位售货员几乎把店里的帽子都拿给她看了。 sale n. 卖, 出售, 销售 He got 100 dollars from the sale of his bike. 他将自行车卖掉, 得了100美元。。 Text
Unit 8 Money and Banks Text A assume v. 认为,设想 We must assume him to be honest until he is proved to be a liar. 尚未证实他是撒谎者, 就得假定他是诚实的。 assumption n. 假定, 假设 It’s a wrong assumption that the price would fall. 认为价格会下降,这是个错误的假设。 Text
Unit 8 Money and Banks Text A successful adj. 成功的 He was successful in his studies. 他在学业上很成功。 success n. 成功 She is a success as an actress. 她是一名成功的演员。 succeed v. 成功 If at first you don't succeed, try again. 若一次不成功, 要再接再厉。 Text
Unit 8 Money and Banks Text A funny adj. 好笑的,有趣的 It was the funniest thing I’ve ever heard. 这是我所听到过最有趣的事。 fun n. 有趣的事 The kids had lots of fun at the fair today. 孩子们今天在游乐场玩得很高兴。 Text
Unit 8 Money and Banks Text A saying n. 俗语 “There’s no smoke without fire”, as the saying goes. 常言道:“无风不起浪。” say v. 说 Text
Unit 8 Money and Banks Text A whenever 每当(相当于no matter when) Whenever / No matter when we meet him, we speak to him. 每次我们见到他, 我们都和他讲话。 形近词: whatever =no matter what You can ask for whatever you want. 你可以要你想要的一切。 whichever =no matter which We'll eat at whichever restaurant has a free table. 哪个饭馆有空桌我们就在哪儿吃吧. however =no matter how However hard it may be, we should go on. 无论多难,我们都得继续。 Text wherever=no matter where
Unit 8 Money and Banks Text A apart from 除……之外 1. 相当于except for Apart from some spelling mistakes, the composition is fairly good. 除了一些拼写错误, 这篇文章写得很不错。 2. 相当于as well as Apart from his earnings as a football player, he also runs a sports shop. 除了当足球运动员的收入之外,他还开了一家体育用品 店。 Text
Unit 8 Money and Banks Text A used to do sth. 过去常常做某事(但现在不做) I used to do business with him. 我过去和他常有业务往来。 be used to doing sth. 习惯做某事 Mike is used to the weather here now. 麦克现在适应了这里天气。 Text
Unit 8 Money and Banks Text A afford 买得起, 担负得起 She cannot afford a new dress. 她没钱买新衣裳。 I can’t afford to buy a house. 我买不起房子。 Text
Unit 8 Money and Banks Text A complain v. 抱怨 complain to sb. 向某人抱怨 complain about sth. 抱怨某事物 He complained to the waiter about the food. 他向服务员抱怨食物不好。 complaint n. 投诉,抱怨 a letter of complaint 一封投诉信 Text
Unit 8 Money and Banks Text A prefer to do sth. 更喜欢做某事 She preferred to be called Jenny. 她更喜欢被叫做珍妮。 prefer to do A rather than do B 宁愿做A而非B The father prefers to work rather than stay at home. 这位父亲宁愿 作,也不愿待在家里。 Text
Unit 8 Money and Banks Text A divide … into … 把……分成(几部分) We can divide it into two parts. 我们可以把它分成两部分。 Text
Unit 8 Money and Banks Text A do with 处理,对待 I don't know what to do with it. 我不知道这件事该怎么处理。 deal with 处理 I don't know how to deal with it. 我不知道这件事该怎么处理。 Text
Unit 8 Money and Banks Text A thread n. 线 We a needle and thread for sewing. 我们需要缝纫用的针线。 thread v. 将(针、线等)穿过…… The child threaded the beads. 这孩子用线把珠子串起来。。 thread one’s way through (sth. ) 小心地穿过或挤过( 某物) Text
Unit 8 Money and Banks Text A annoying adj. 使人烦恼的 It is annoying that there is no hot water. 没热水, 真伤脑筋。 annoyed adj. 恼怒的,生气的 Ms Lin was annoyed that the books were missing. 书找不到了,林女士很生气。 annoy v. 使不悦,惹恼 These flies are annoying me. 这些苍蝇真使我心烦。 Text
Unit 8 Money and Banks Text A attention n. 注意 I need to give my full attention to what I am doing. 我必须全神贯注地做我所做的事。 pay attention (to) 注意…… We paid little attention to that boy. 我们没有注意那个男孩。 Text
Unit 8 Money and Banks Text A continue v. 继续,延续 The cold weather will continue. 寒冷的天气还要继续。 We continued talking till late. 我们一直谈到很晚。 continual adj. 不停的(形容在一段时间内多次重复的单独的 动作) These continual business trips are driving me mad. 没完没了的出差快要使我发疯了。 continuous adj. 连续的(形容没有简短的事物或事件) The brain needs a continuous supply of blood. 大脑需要不断供给血液。 Text
Unit 8 Money and Banks Text A actually adv. 实际上,相当于in fact Actually, it is not the case. 实际上,情况不是这样的。 actual adj. 实在的, 实际的, 事实上的 The actual cost was much lower than they had expected. 实际成本比他们预料的低得多。 Text
Unit 8 Money and Banks Text A earn v. 赚得,挣钱 He earns much more than before. 他赚的比以前多多了。 earn an honest penny 以正当的手段凭努力 作挣钱 In Text
Unit 8 Money and Banks Text A invest v. 投资 The best time to invest is now. 现在是投资的最佳时机。 invest sth. in sth 向……投资…… I have invest two million dollars in my son’s company. 我向儿子的公司投资了200万美元。 Investment n. 投资 They should attract foreign investment. 他们应吸引外资。 Text
Unit 8 Money and Banks Text A teenager n. (13 至 19 岁之间的)青少年 He is managing a club for teenagers. 他在经营一家青少年俱乐部。 teenage adj. 十几岁的 He is too old now for teenage parties. 他年龄太大了, 不适于参加少年聚会。 in one’s twenties 在某人二十多岁时 Text
Unit 8 Money and Banks Text A quarter n. 四分之一 Three quarters of theatre was full. 剧院的座位坐满了四分之三。 quarter n. 一刻钟 It’s a quarter past ten now. 现在是十点一刻。 quarter n. 三个月, 一个季度 The output value in the first quarter was 10 percent over the same period of last year. 第一季度产值比去年同期高出百分之十。 Text
Unit 8 Money and Banks Text A grow up 长大,成年 Tom wants to be a coach when he grows up. 汤姆长大后想当教练。 Jane grows up a tall woman. 简长成一个高个子姑娘。 Text
Unit 8 Money and Banks Text A for a moment 片刻,一会儿 Please wait for a moment. 请等一会儿。 at the moment 此刻,现在 She must be in the library at the moment. 她现在一定在图书馆。 for the moment 暂时,目前 For the moment we don’t have what you want. 目前我们没有你想要的东西。 Text
Unit 8 Money and Banks Text B Background Information Presidential Medal of Freedom 总统自由勋章 由美国总统向在科学、文化、体育 和社会活动等领域作出杰出贡献的 平民颁发的一种勋章。 TEXT A
Unit 8 Money and Banks Text B Translation Both the Nobel Peace Prize and the Medal of Freedom are great honor. We can learn a lot from the achievements of one man who was awarded TEXT A both.
Unit 8 Money and Banks Text B Translation Nobel Prize Winner Receives Medal of Freedom Professor Muhammad Yunus has many reasons to be proud. He was awarded the Nobel Peace Prize in 2006, and was presented with the Medal of Freedom by United States President, Barack Obama in 2009. 1
Unit 8 Money and Banks Text B Translation When famine hit Bangladesh in 1974, Professor Yunus was teaching at a university there. He was deeply shocked by the number of people dying in the streets, and wanted to do something to help. 2
Unit 8 Money and Banks Text B Translation He mixed with villagers, learning about their lives and their problems. One woman made bamboo stools. She was skilled and hardworking, but did not have the money to buy the bamboo. She was forced to borrow from a trader who then paid a low price for the stools, which he would then sell for a good profit. The woman’s profit was just a penny a day! 3
Unit 8 Money and Banks Text B Translation 4 Professor Yunus discovered that this was true for many villagers. Together with one of his students, he made a list of 42 people who worked like this woman. He decided to lend them the total amount they needed to become independent in their work – about £ 1 person – and told them it was a loan, but without interest. The Professor then persuaded a bank to provide such loans, with him as guarantor. The bank was not enthusiastic, but the system worked, and all the loans were paid back.
Unit 8 Money and Banks Text B Translation Professor Yunus realised that a new bank was needed; a bank that was owned by the people. In October 1983, the Grameen Bank was formed. Over the next few years, it made small loans to some of the poorest people in Bangladesh, so that they could become self-employed and escape poverty. It was a huge success. Since then, the bank has grown so much that it now has almost 8 million members, and 96% of them are women. Grameen’s system of microcredit is one of the most successful banking systems in the world, with 98% of all loans paid back in full. 5
Unit 8 Money and Banks Text B Translation 6 Professor Yunus has given the people of Bangladesh hope and a sense of pride.
Unit 8 Money and Banks Text B I. Match each event with the year when it happened. Year Event b 1974 ____ a. formed the Grameen Bank a 1983 ____ b. taught at a university in Bangladesh during the famine d 2006 ____ c. was presented with the Medal of Freedom c 2009 ____ d. was awarded the Nobel Peace Prize
Unit 8 Money and Banks Text B II. Decide whether the following statements are true (T) or false (F). (T ) 1. Professor Yunus was upset by the famine in Bangladesh. (T ) 2. The woman’s story showed how traders took advantage of the poor. (T ) 3. Professor Yunus helped the women and other workers by offering them loans. (T ) 4. Everyone paid back the money they had borrowed from the bank. ( F) 5. The bank has not been very successful.
Unit 8 Money and Banks Text B award v. 授予, 给予 They awarded John the first prize. 他们授予约翰一等奖。 award n. 奖,奖品 She showed us the awards she had won. 她向我们展示她获得的奖。 Text
Unit 8 Money and Banks Text B present v. 颁发,授予 be presented with 被授予 He was presented with a medal of honor. 他被授予一枚荣誉奖章。 present adj. 出席的 I was present when the news was announced. 宣布那消息时我在场。 present adj. 现在的 I am worried about the present situation. 我为现在的情形担心。 present n. 礼物 Text at present 目前
Unit 8 Money and Banks Text B mix with 相处,交往 Sam used to mix with those people. 萨姆过去常与那些人交往。 mix up 混淆 Never mix up these two words. 千万别把这两个词相混淆。。 Text
Unit 8 Money and Banks Text B force v. 迫使,强迫 Don’t force me to go with you. 不要强迫我跟你走。 force n. 力,力量 They had to use their force to break open the door. 他们不得不用力把门撞开了。 Text
Unit 8 Money and Banks Text B together with 和……一起 He sent her some books, together with a dictionary. 他送了她几本书,外加一本词典。 They, together with my father, have gone to Washington. 他们和我父亲一起去华盛顿了。 Text
Unit 8 Money and Banks Text B independent adj. 独立的 He is economically independent. 他在经济上是独立的。 反义词: dependent adj. 依靠的, 依赖的 dependent on 依靠…… He has a mother completely dependent on him. 他有一个完全靠他赡养的母亲。 independence n. 独立 This book is for young people who want independence from their parents. 这本书是为那些不想依赖父母的年轻人写的。 Text
Unit 8 Money and Banks Text B loan n. 贷款 The loan is interest free. 这贷款是无息的。 loan v. 借出 I have loaned his bicycle. 我把他的自行车给借出去了。。 Text
Unit 8 Money and Banks Text B interest n. 利息 What’s the rate of interest? 利率是多少? interest n. 兴趣 I have an interest in cooking. 我对烹饪有兴趣。 interests (复数)利益 You need to learn to protect your own interests. 你需要学会保护自己的利益。 interesting adj. 令人感兴趣的,有趣的 interested adj. 感兴趣的 Text be interested in 对……感兴趣
Unit 8 Money and Banks Text B persuade v. 说服 persuade sb. to do sth. 说服某人干某事 Why not try and persuade her to come out with you? 为什么不试试劝她跟你一起出去呢? persuade sb. into doing sth. 说服某人干某事 How can we persuade him into joining us? 怎么才能说服他参加我们的活动呢? Text
Unit 8 Money and Banks Text B guarantor n. 担保人 Many banks require borrowers to have a guarantor. 许多银行需要申请人提供一个保证人。 guarantee n. 保证 The watch comes with a year's guarantee. 这手表保修一年。 guarantee v. 保证 We guarantee to be here tomorrow. 我们保证明天来这儿。 Text
Unit 8 Money and Banks Text B enthusiastic adj. 热衷的 She is enthusiastic in playing golf. 她非常爱好打高尔夫球。 enthusiasm n. 热情 The speech aroused the enthusiasm of the students. 那篇演说唤起了学生们的热情。 Text
Unit 8 Money and Banks Text B pay back 偿还 I am sure that he will pay back every cent he owes you. 我敢肯定他会分文不差地把欠款还给你。 pay for 为……付钱 How much did you pay for the book? 那本书你付了多少钱? pay off 还清 Finally, he paid off all the debts. 最终,他还清了所有的债务。 Text
Unit 8 Money and Banks Text B poverty n. 贫穷,贫困 They lived in poverty. 他们生活在贫困之中。。 Text
Unit 8 Money and Banks Text B in full 全部地 Please write your name in full. 请写下你的全名。 Text
Unit 8 Money and Banks Text B so + adj. / adv. + that 如此…… 以至于 The boy is so clever that we all like him. 那个孩子很聪明,我们都喜欢他。 试比较: He is so clever a boy that we all like him. He is such a clever boy that we all like him. 他是如此聪明以至于我们都喜欢他。 Text
Unit 8 Money and Banks Listening & Speaking 1. Getting Value for Your Money Warming Up Write out the following numbers in words. 1 3, 444. 5 three thousand, four hundred and forty four point five six hundred and fifty three seven hundred and eighty-one thousand 3 781, 000 two point seven 4 2. 7 three fifths 5 3/5 6 2, 000 two million four point one two 7 4. 12 one thousand nine hundred and sixty-five 8 1965 one fourth / a quarter 9 1/4 four point five percent 10 4. 5% 2 653
Unit 8 Money and Banks Listening & Speaking 1. Getting Value for Your Listening Money statements. Write down the numbers I. Listen to seven you hear. Each statement will be spoken twice. 1. The minimum wage (最低 资 ) at that time was ____ pounds ____ an hour. 73 5 2. Inflation (通货膨胀 ) fell to _______ last month. 3. 4% 3. The government is going to invest _______ in schools. 600, 000 4. _______ of the population own a car. 5. The 3/4 new factory will create _______ jobs. 6. The house cost _______ euros. 825 7. We borrowed _______ from the bank. 360, 000 Script 194, 000
Unit 8 Money and Banks Listening & Speaking 1. Getting Value for Your Money Listening II. Listen to a conversation. Complete the table below. The conversation will be spoken twice. Colour Price (dollar) Energy Cost Customer’s Choice (dollar per year) Silver 450 123 White 789 78 Script √
Unit 8 Money and Banks Listening & Speaking Developing Conversations Comparing prices I. Match statements 1— 6 with statements a—f that have the most similar meaning. 1. Getting Value for Your Money b 1. It’s cheaper. __ e 2. Its price is higher. __ d 3. It saves more energy. __ c 4. They are both good. __ a 5. It uses more energy. __ f 6. It has greater power. __ a. It’s less energy-efficient. b. It’s less expensive. c. They are as good as each other. d. It’s more energy-efficient. e. It’s more expensive. f. It’s more powerful.
Unit 8 Money and Banks Listening & Speaking Developing Conversations Comparing prices II. Work in pairs. Compare the two products, using the information in the table below. 1. Getting Value for Your Money Products Microwaves Brand Names and Prices Spen is $99. Heet is $149. Queen is $450. Washing Machines King is $789. Information About the Products Features Spen has 800 watts. Heet is Heet has 1200 watts. powerful. Queen’s energy cost is $123/year. King’s is $78/year. King is energyefficient.
Unit 8 Money and Banks Listening & Speaking 1. Getting Value for Your Money Developing Conversations Comparing prices Example A: Excuse me. How much are these microwaves? B: The Spen is $99, and the Heet is $149. A: I see. The Spen is less expensive, but which one is better? B: They are both good. But the Spen has 800 watts, and the Heet has 1200 watts. A: So the Heet is more powerful. B: Yes, that’s right. A: I think I will take the Heet.
Unit 8 Money and Banks Listening & Speaking 2. Opening a Bank Account Warming Up Put the words and phrases in the box below into the three groups in the chart. email signature savings account ID card credit card student card phone number passport current account Account Identity Proof savings account ID card credit card current account student card passport Application Form email signature phone number
Unit 8 Money and Banks Listening & Speaking 2. Opening a Bank Account Listening I. Listen to a conversation. Decide whether the following statements are True (T) or False (F). The conversation will be spoken twice. ( F) 1. The conversation takes place in the morning. ( T) 2. The man wants to open a bank account. ( F) 3. The man’s ID card shows he is living in this city. ( T) 4. The student card shows the man’s current address. ( T) 5. The man needs to fill out some forms. Script
Unit 8 Money and Banks Listening & Speaking 2. Opening a Bank Account Listening Communication Strategy When dealing with problems in business situation, it is common to apogise and then offer an explanation of solution. I'm sorry. We need proof of your current address.
Unit 8 Money and Banks Listening & Speaking 2. Opening a Bank Account Listening II. Listen to a conversation. Choose the best answer for each question below. The conversation will be spoken twice. 1. What does the woman want to apply for? B A. A debit card. B. A credit card. C. A current account. D. An insurance account. 2. What does the man ask the woman to do with the application form? C A. To fill it out again. B. To put her current address on it. C. To sign her name on it. Script D. To give it to the manager.
Unit 8 Money and Banks Listening & Speaking 2. Opening a Bank Listening Account 3. What does the woman give as a form of identification? B A. A normal ID card. B. A temporary (临时的) ID card. C. A student card. D. An insurance contract (合同). 4. Which of the following statements is True? B A. The woman can finish opening the account immediately (立即). B. The woman gave her proof of income to the man. C. The man refuses to accept photocopied materials. D. The woman needs to pay some fees to open the Script account.
Unit 8 Money and Banks Listening & Speaking Developing Conversations Opening a bank account I. Match questions 1— 4 with responses a—d. 2. Opening a Bank Account ___ a 1. May I help you? / What can I help you with? / What can I do for you? ___ d 2. What kind of account? / What kind would you like to open? ___ c 3. Have you filled in the application form? / Would you please fill in the application form? b 4. Do you have any form of identification? ___ a. I would like to open a bank account. / I want to open a bank account. / I need to open a bank account. b. I’ve got my ID card with me. Is that OK? / Well, my ID card is lost, but I have a temporary one. c. Yes, here it is. d. I need a savings account. / I want to open a current account. / I just need a credit card.
Unit 8 Money and Banks Listening & Speaking Developing Conversations Opening a bank account II. Work in pairs. Decide what kind of account you are going to open and what form of identification you have. Take turns to open an account. You can refer to the expressions in Exercise I. 2. Opening a Bank Account Type Form of Identification
Unit 8 Money and Banks Listening & Speaking 2. Opening a Bank Account Developing Conversations Opening a bank account Sample Conversation A: May I help you? B: I would like to open a bank account. A: What kind would you like to open? B: I need a savings account. A: Have you filled in the application form? B: Yes, here it is. A: Do you have any form of identification? B: I’ve got my ID card with me. Is that OK? A: That’s would be all right.
Unit 8 Money and Banks Listening & Speaking 3. Bank Services Warming Up Decide whether you agree or disagree with the following statements. 1. Automatic (自� 的) phone banking services are very convenient. 2. It’s usually easy to get through to an adviser when using phone banking. 3. Profit has become all-important (最重 要) for banks. 4. It’s understandable for banks to charge some money for the services they provide. agree disagree
Unit 8 Money and Banks Listening & Speaking 3. Bank Services Listening I. Listen to a passage. Fill in the blanks with what you hear. The passage will be read three times. When I was growing up, my local bank was small-scale friendly My parents knew the clerks by (小规模的) and ____. name. People made deposits and got loans in the bank. needed you — and you needed them. The bank ____ During the 1980 s, though, things started to change. Banks started to expand (扩大) and add an endless range services They also began to charge loyal of new _____. customers large amounts of money for services that had for free Profit became all-importan once been provided ____. become The local branch ____ simply a tiny part of a much bigger beast (兽), a beast that fed off your hard-earned cash.
Unit 8 Money and Banks Listening & Speaking 3. Bank Services Listening II. Listen to a passage. Answer the following questions. The passage will be read twice. 1. What kind of organisation has the caller phoned? _____________________ A bank. 2. How many options (选项) are there? _____________________ Four. 3. Which number do you press if you want to speak to an adviser? _____________________ Four. 4. Which option does the caller choose? Four. _____________________ 5. How long must the caller wait to speak to an adviser? _____________________ About 12 minutes. Script
Unit 8 Money and Banks Listening & Speaking 3. Bank Services Discussion Work in groups. Discuss the following questions. 1. As banks grow rapidly, ATMs are common nowadays. do you prefer to use ATMs or bank tellers (银行出纳)? Why? 2. When you don’t want to go to the bank, do you prefer to use the phone service or the online service? Why?
Unit 8 Money and Banks Practical Reading New Century Banking Corporation Li Ming is looking for a job in the banking industry. He reads the profile of a bank called NCBC on a job-hunting website.
Unit 8 Money and Banks Practical Reading NCBC Bank We are Singapore’s longest established local bank, with a history that can be traced as far back as 1910. Today, NCBC is one of Asia’s leading financial services groups, with group assets of $164 billion. We have a network of more than 390 branches in 13 countries including Singapore, Malaysia, Indonesia, Thailand, Vietnam, China, Brunei, Myanmar, Japan, Korea, Australia, the UK and the USA. We are also among the top players in Singapore in home loans, personal credit and the small and mediumsized enterprises market.
Unit 8 Money and Banks Practical Reading We have an excellent history of innovation. We constantly introduce “firsts” into the market. We have won a series of international awards, amongst them Best Corporate Internet Bank in Singapore. We are dedicated to creating more value for customers, shareholders and staff. Looking ahead, we will continue to seek growth in other places.
Unit 8 Money and Banks Practical Reading I. Decide whether the following statements are True (T) or False (F) 1. The bank has no branches in Europe. (F) 2. The bank is small compared to other local ones in Singapore. (T) 3. The bank keeps on introducing innovations into the market. (T) 4. The bank has won many awards. (T) 5. The bank plans to grow business in other places.
Unit 8 Money and Banks Practical Reading II. Complete the answer to each question below. 1. When was the bank established? It was established in _______. 1910 2. How many branches does the bank have? More than 390 ________. 3. What is the bank dedicated to doing? creating more value for It’s dedicated to _________ customers, shareholders and staff.
Unit 8 Money and Banks Practical Writing A Letter Introducing a Bank Li Ming wrote a letter to Dasheng Bank to enquire about job vacancies. The HR manager, Wang Lei, is replying to his letter.
Unit 8 Money and Banks Practical Writing Complete the letter below with the given information. was founded in 1980 We have 100 employees Our main business Thank you for your interest in Dear Li Ming Yours sincerely application form
Unit 8 Money and Banks Practical Writing 1 _______, Dear Li Ming Thank you Glad to receive your letter of June 19 th. 2 _____ for your interest in our bank. Here’s some information _________ about it. Dasheng Bank 3 _________ was founded in 1980 and has three branches located in the city of Fuzhou. 4 ______ Our main ______ is deposits and loans for small and business medium-sized enterprises, most of which are in the local province.
Unit 8 Money and Banks Practical Writing ___________, We have 100 employees 50 of whom are engaged in marketing and sales. We are currently looking for a trainee to help us grow local business. If you are interested in the position, please complete the 6 ________ online. application form 5 ________, Yours sincerely Wang Lei HR Manager, Dasheng Bank 7
Unit 8 Money and Banks Practical Speaking Which Bank Is Better? Li Ming has succeeded in getting job offers from both banks, but he can’t decide which one is better for him. He talks with Liu Tao, a friend of his, about the two banks.
Unit 8 Money and Banks Practical Speaking Work in pairs. Complete the conversation below and then role-play it. You may use the information from Practical Reading and Practical Writing. Li: I’ve got offers from both NCBC and Dasheng Bank. Liu: Really? Congratulations! Li: Thank you. But I can’t decide which one is better for me. Liu: What are the major differences between the two? Li: Well, NCBC is a large organisation while Dasheng is smaller. NCBC began in 1 ______, 1910 while Dasheng was founded in 2 ______. 1980 Liu : How many employees does Dasheng Bank have? Li : About 100, and 50 of them are engaged in 3 ______ marketing and sales.
Unit 8 Money and Banks Practical Speaking Liu : Well, that sounds a fairly small bank. Li : Yes. NCBC has businesses in many countries, while Dasheng only deals with 4 ______ small and _______ medium-sized enterprises in the local province. Liu : What about the future plans of the two banks? Li: Well, NCBC plans to expand its business in other places in the world, while Dasheng is going to grow local business in the near future. Liu: If I were you, I would choose 5 ______. Li: Thank you for your suggestion. NCBC I think I’ll need to consider it more.
Unit 8 Money and Banks Listening & Speaking 1. Getting Value for Your Money 8. 4 1. The minimum wage at that time was five pounds seventy-three an hour. 2. Inflation fell to three point four percent last month. 3. The government is going to invest seven hundred million in schools. 4. Three-quarters of the population own a car. • The new factory will create eight hundred and twenty -five jobs. 6. The house cost three hundred and sixty thousand euros. 7. We borrowed a hundred and ninety-four thousand Exercise from the bank.
Unit 8 Money and Banks Listening & Speaking 1. Getting Value for Your Money 8. 5 W: Excuse me. How much are these washing machines? M: The silver one is 450 dollars and the white one is 789 dollars. W: I see, the silver one is less expensive, but which one is better? M: They’re both good, but the silver one’s energy cost is 123 dollars per year, and the white one’s energy cost is 78 dollars. W: So the white one is more energy efficient. M: Yes, that’s right. W: Hmmm, I think I’ll take the cheaper one. Exercise
Unit 8 Money and Banks Listening & Speaking 2. Opening a Bank Account 8. 6 W: Good afternoon. May I help you? M: Yes, I’d like to open a bank account, please. W: Certainly. Do you have some form of identification? M: Yes, I’ve got my ID card with me. Is that OK? W: Yes, that’s fine. Well, the ID card shows you are not living in this city. I’m sorry. We need proof of your current address. M: You see, I’m a student, living in a college dorm. Oh, here, I have the student ID with me. W: Ah OK, I see. Right, well, this should be fine. What kind of account were you after? M: Just a normal current account. W: OK. Please fill out these forms … Exercise
Unit 8 Money and Banks Listening & Speaking 2. Opening a Bank Account 8. 7 M: Good morning. Can I help you? W: Yes, I’d like to apply for a credit card. M: OK. Have you filled in the application form? W: Yes, here it is. M: OK, please sign your name on that blank. And do you have some form of identification? W: Well, I lost my ID card, but I have a temporary one. And I also have this proof of income. M: That’s good. I need to photocopy them and send them to the credit card centre. W: Thanks for your help. Exercise M: You are welcome!
Unit 8 Money and Banks Listening & Speaking 3. Bank Services Thank you for calling Lucibello Bank. To check your account balance, press one. For information about opening a new account, press two. For Internet banking services, press three. To speak to an adviser, press four. [beep] Thank you for calling Lucibello Bank. Your call is important to us. Our customer services team will be available to speak to you shortly. Please note that calls may be recorded. Unfortunately, all of our customer service members are busy now. Your call is held in a queue. There are 12 customers before you. Your wait time is about 12 minutes. You can also choose to call back later. Exercise
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