UNIBA Partners FORWARD 2020 New AXA capabilities digital

UNIBA Partners FORWARD 2020 New AXA capabilities digital Consulting risk assessment XLin. Risk Paola Guiao, Country Manager Germany, Risk Consulting October 23, 2020

Increasing complexity and cost pressure in our industry « Hard » market Mergers & Acquisitions New business units Small unknown company sites Budget pressure Management of unstructured data 2 | AXA XL Risk Consulting | 23. 10. 2020 Shut-down of sites Change of production mode

Introduction AXA XL Risk Consulting

AXA XL Accelerating the delivery of complex risk solutions around the world Offers property, casualty, professional, financial lines and specialty insurance solutions to midsized companies through to large multinationals globally and even some (ultra) high-net worth individuals. 4 | AXA XL Risk Consulting | 23. 10. 2020 Blends underwriting discipline, analytic excellence and a strong market focus to create superior partnerships with clients and brokers. Empowers clients to improve business results and protect assets and brand value by delivering a comprehensive range of risk management solutions and consulting services. With a global network of experts they help identify current and future risks, and provide practical and realistic solutions to optimize and help mitigate them.

AXA XL Risk Consulting Our 400 Risk Consultants support over 2000 clients worldwide in various industries EUROPE AMERIC AS • • • Brazil Canada Chile Mexico Puerto Rico • United States 5 | AXA XL Risk Consulting | 23. 10. 2020 • • • • Belgium Denmark Finland France Germany Ireland Italy Netherlands Poland Russia Spain Sweden Switzerland United Kingdom ASIA PACIFIC • • • AFRICA & MIDDLE EAST • Serviced from Europe >2000 >7500 400 26 24 Clients Surveys Risk Consultants Countries Language s Australia China Hong-Kong India Japan Singapore

Committed to client service Taking our reputation for superior Risk Consulting service to the next level In a world ever more complex and unpredictable, multinational companies need a strong partner to improve their risk profile. Our Risk Consulting business group helps clients anticipate, prepare for and prevent losses. Close to 400 Risk Consulting Professionals Serving around 2, 000 clients Process Supply Chain, Operational Processes, Data, Cyber Properties Buildings, Equipment, Construction projects, Goods 6 | AXA XL Risk Consulting | 07. 09. 2020 People Health & Safety, Key people management Public Environment, Reputation, Third parties, Corporate Responsability

Efficiency and flexibility in risk data collection

Risk data collection methods When to use which form? Site survey Level of Remote risk dialogue Risk survey Analysis of 3 rd party risk reports Public data ncy detail p er locat io n Flexibil cie ost effi c d n a y it Source: AXA XL 8 | AXA XL Risk Consulting | 23. 10. 2020

Analyse location data with data mining and AI

Efficient data collection for large portfolio of sites Online risk data analysis- in case a site survey is economically not viable Step 1 Step 2 Step 3 Step 4 Peril scope & onboarding Choice of geograpgy, peril, risk algorithm Data collection Offline or Online data capturing Risk data analysis Processing of data, AI algrorithm Risk Mitigation Recommendations & Data Management Access results on platform and follow-up on risk mitigation measures Quelle: AXA XL 10 | AXA XL Risk Consulting | 07. 09. 2020

„Risk Scanning“- a service of AXA XL We combine flexible data colletion with intelligent data analysis via AI Flexible Data input (Data Mining) Risk data analysis with AI Risk mapping and risk mitigation recommendations Source: AXA XL 11 | AXA XL Risk Consulting | 07. 09. 2020

Benefits for our clients Flexible analysis for smarter risk management decision taking Portfolio transparency Multi-peril approach Clear basis for decision taking Monitoring of risks 12 | AXA XL Risk Consulting | 23. 10. 2020 Prioritisation of investments Follow-up on actions Risk Management strategy Benchmarking

Our AXA XL Risk Scanning platform State-of-the-art IT platform for risk data analysis 13 | AXA XL Risk Consulting | 23. 10. 2020

Use case: portfolio analysis for property risks

Sneak peak into our AXA XL Risk Scanning platform Source: AXA XL 15 | AXA XL Risk Consulting | 23. 10. 2020

Sneak peak into our AXA XL Risk Scanning platform Source: AXA XL 16 | AXA XL Risk Consulting | 23. 10. 2020

Sneak peak into our AXA XL Risk Scanning platform Source: AXA XL 17 | AXA XL Risk Consulting | 23. 10. 2020

Sneak peak into our AXA XL Risk Scanning platform Several visualization types § Aerial imagery § Street view § Topography view § … Readily available peril layers § Earthquake § Flash / Surface Water Flood § Riverine Flood § Coastal Flood § Extra Tropical Storm § Tornado § Tropical Cyclone § Storm Surge § Tsunami § Wildfire § Hail § Lightning § Volcano Coming soon § Environmental Sensitivity § War & Terrorism § Political Risks § Kidnap & Ransom Source: AXA XL Layers from scientific literature 18 | AXA XL Risk Consulting | 23. 10. 2020 Layers from major vendors

Use case: supply chain risk

Potential questions of a client How can my supply chain risk be assessed and mitigated? What are the business interruption risks of my main suppliers? How strongly does my turnover depend on failures of each supplier? Which actions should be taken to reduce the business interruption risk of my suppliers? 20 | AXA XL Risk Consulting | 23. 10. 2020

Supply chain analysis tailored to the clients needs Modular service levels – adapted to the clients or industry needs Benefits § Supply chain transparency § Estimate of the potential financial impact of a business interruption and risk mitigation strategy Growing level of detail Level 1 Supplier Risk Index 21 | AXA XL Risk Consulting | 23. 10. 2020 Level 2 Supplier Screening Thousands Hundreds Dozens Level 3 Site survey

Service level can be combined or used separately Short overview Project scoping and Onboarding 22 | AXA XL Risk Consulting | 23. 10. 2020 Level 1 Supplier Risk Index Level 2 Supplier Scanning Level 3 Site survey (remote or in person)

Two dimensions are considered Holistic view allows for clear prioritisation and smart decision taking Risk drivers like occupancy, location data about fire protection, theft risk, BI, Natural Hazards, etc. 23 | AXA XL Risk Consulting | 23. 10. 2020 Vulnerability Prioritised suppliers Severity e. g. Which impact on the client’s turnover has a supplier

Holistic view on the supplier Which suppliers are both, highly exposed and important for my turnover? Prioritisation by potential severity of a loss 24 | AXA XL Risk Consulting | 23. 10. 2020 Prioritisation by impact on turnover Holistic view

Questions? 25 | AXA XL Risk Consulting – Webinar | 07. 09. 2020

Global Asset Protection Services, LLC, AXA Matrix Risk Consultants S. A. and their affiliates (“AXA XL Risk Consulting”) provide loss prevention and risk assessment reports and other risk consulting services, as requested. In this respect, our property loss prevention publications, services, and surveys do not address life safety or third party liability issues. This document shall not be construed as indicating the existence or availability under any policy of coverage for any particular type of loss or damage. The provision of any service does not imply that every possible hazard has been identified at a facility or that no other hazards exist. AXA XL Risk Consulting does not assume, and shall have no liability for the control, correction, continuation or modification of any existing conditions or operations. We specifically disclaim any warranty or representation that compliance with any advice or recommendation in any document or other communication will make a facility or operation safe or healthful, or put it in compliance with any standard, code, law, rule or regulation. Save where expressly agreed in writing, AXA XL Risk Consulting and its related and affiliated companies disclaim all liability for loss or damage suffered by any party arising out of or in connection with our services, including indirect or consequential loss or damage, howsoever arising. Any party who chooses to rely in any way on the contents of this document does so at their own risk. AXA, the AXA and XL logos are trademarks of AXA SA or its affiliates. © 2020. 26 | AXA XL Risk Consulting – Webinar | 07. 09. 2020