Tradex RESP Registered Education Savings Plans DONATION PROGRAM

Tradex RESP Registered Education Savings Plans DONATION PROGRAM

Who is Tradex? Founded in 1960 by members of the Trade and Commerce and External Affairs, where the name comes from. We are a not-forprofit mutual fund company offered exclusively to past and present Public Servants and their families. We also offer financial advisory services with access to most of the over 5, 000 mutual funds in Canada, GICs, High Interest Savings Accounts, and Insurance products.

2019 Fundraising Partner-Special Events

What is an RESP? • Registered Education Savings Plans (RESPs) help you save for a child’s education. • The Government of Canada provides a 20% cash grant of up to $500 per year per child until age 17 (Quebec additional 10%). • The grant room is cumulative and allows you to catch up on “unused” grant, for a maximum of $1000 per beneficiary in any one year. • Contributions are not tax-deductible. Income and gains grow taxdeferred, and are then favorably taxed in the hands of the student when withdrawn.

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What’s the catch? No catch! How: Tradex is not-for-profit. The ‘A’ version pays commission we do not normally collect hence we are free to donate in your name. 5% Commission donated, 6 year hold period, 10% free switch each year.

What are some of the RESP Options?

Why invest in RESPs? The annual combination of a $2, 500 contribution and a $500 Canada Education Savings Grant, compounding at 8%, can grow to $43, 460 over 10 years • Transfer to Program at 5% donation is $2, 173 • In Ontario tax credit is $832. 46

RESP Program Donations Over $90, 000 donated Since 2012

RESP PROGRAM DONATIONS Year Donation 2018 $8, 166 2017 $7, 761 2016 $13, 350 2015 $9, 254 2014 $24, 763 2013 $6, 892 2012 $9, 802

Who has participated? YEAR DONATION No. of Donors No. of Departments 2012 2013 2014 2015 2016 2017 2018 2019* $9, 802 $6, 892 $24, 763 $9, 254 $13, 350 $7, 761 $8, 166 $9, 649 11 21 37 37 46 42 46 34 5 12 17 19 19 20 23 19 *Accumulated so far, will be paid 1 st inst. Sept. 2019

Transfer and Make a Major Impact! • One public servant transferred their RESP under the program in 2019 and created a donation of … $3, 878 !

What do participants need to do? Visit us at www. tradex. ca

Going Forward �Contact Information • • Tradex Team (Blair, Brien, Debby, Natalya, Luc, Jane, Isabelle, Jorn, Esther) 613 -233 -3394 or info@tradex. ca �Send Information Electronically • • Presentation Materials Enrollment Forms �Presentations to your groups �Booth set up at various department events

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