Teamsters Local 237 Retiree Division New Retiree Orientation

Teamsters Local 237 Retiree Division New Retiree Orientation 2021 “Retired from Work, Not from the Union”

CONGRATULATIONS ON YOUR RETIREMENT! The staff at the Retiree Division understands you have questions and concerns. We are here to answer questions and to assist you through it. This presentation will serve as a checklist to guide you through the retirement process Let’s Begin… 1, 2, 3

STEP ONE: Your Retirement Date, Health Benefit Application and Medicare. . q Contact your employer personnel, human resources, timekeeper, etc. and obtained a RETIREMENT DATE. This is NOT when you start using accumulated time. Your RETIREMENT DATE is the date AFTER you are taken OFF PAYROLL. q Complete a HEALTH BENEFIT APPLICATION with your employer. You will need to have a minimum of 10 years accredited service with your pension system, NYCERS to be ELIGIBLE FOR HEALTH INSURANCE from the city. q Are you going to be MEDICARE ELIGIBLE ( turning 65 years old ) at the time of retirement? Contact the Social Security Administration as soon as you know your retirement date to apply for Medicare Part B. q A copy of the Medicare card should be submitted with your Health Benefit Application.

Let’s talk about Medicare. . General Information You are eligible for Medicare Part B if: 1. You turn 65 years old 2. You have been receiving Social Security Disability for 24 months • If you’re receiving Social Security when you turn 65 years old, the Social Security Administration will send you a Medicare card 3 months before your birthday. • If you’re NOT receiving Social Security, you will need to apply for Medicare Part B three months before your 65 th birthday. • If you’re receiving Social Security Disability, you will be eligible for Medicare Part B about 24 months from your first payment. You must accept your Medicare Part B…. UNLESS… You’re still working, or you’re covered by a working spouse’s health insurance.

If you will have Medicare at the time of your retirement, contact the Retiree Division to review how your health insurance may be affected. For example: If you’re currently in Emblem HIP, once your Medicare Part B takes affect, it will convert to HIP VIP Premier with RX. You no longer will receive your drug coverage from the Union’s AETNA Prescription plan. HIP VIP will provide unlimited drug coverage. This drug coverage or PART D from HIP VIP will cost you a monthly premium from your pension. If you are in Emblem GHI, it will be converted into the GHI Senior Care. Medicare will be your primary insurance And GHI /Blue Cross Blue Shield will be your supplemental plans. ONLY with the GHI Senior Care plan will you continue to use the union’s AETNA Prescription plan. Once your Medicare Part B becomes effective, the unions AETNA Prescription plan is your PART D and increases to $23, 500 per year/family. There is no need to enroll in any outside plans. There is no premium out of your pension to have GHI Senior Care. Don’t hesitate to consult with the staff of the Retiree Division to discuss these changes further!

So again, if you will be 65 at time of retirement contact the Social Security Administration to apply for your Part B. Do this as soon as you know your Retirement Date. Once you receive your Medicare card, a copy of your card needs to be submitted with your Health Benefit Application. Medicare Part B has a premium that’s deducted from your social security check. As a NYC retiree, you may be eligible for an annual reimbursement. For information about Medicare Part B Reimbursement- visit the Health Benefit Program’s website https: //www 1. nyc. gov/site/olr/healthvideos/healthvideomedicarepartbreimbursement. page

PLEASE READ THE FOLLOWING CAREFULLY Important as of 2/1/21 Notice from the website of the NYC Health Benefits Program The Health Benefits Retiree client service walk-in center is closed. Due to the closure of the office, retirees who mailed or faxed forms or correspondence March 11, 2020 or after, we cannot access or process that form. Please resubmit inquiries and documents as follows: 1) Forms and documents can be submitted electronically through Leap. FILE. Before you begin, you may wish to view instructions and a short video on how to submit your forms/documents. When you are ready, use the following link to submit your forms and documents: https: //nycemployeebenefits. leapfile. net Please do NOT submit your form/document more than once. This will only delay processing. You will immediately receive notification stating "Success! Your file has been received" upon completion of your document upload. You will not receive a separate email confirmation. Please allow 30 -45 days from the day you submit your document(s) for them to be processed. Coverage will be retroactive to the effective date of retirement. Also, please do not send forms or documents via express mail. and the package cannot be accepted. The office is closed 2) Inquiries and questions can be emailed to: healthbenefits@olr. nyc. gov - do not send forms through email (see #1 above)

STEP TWO: Once you have your RETIREMENT DATE you can apply for your PENSION (From the NYCERS. org website) Operations During Pandemic NYCERS has made significant temporary operational changes in order to continue serving our members while keeping our staff safe in the midst of the COVID-19 pandemic. Apply for ervice Retirement online n y. NYCERS. Go owww. mynycers. org nd register your account. Then submit your Service Retirement application online. nce your application is processed, you will eceive notification o submit your Retirement Option Election online as well, and to specify how you would like your benefit to be paid. If I file or ervice Retirement online, how will I get the Retirement Receipt to give to my employer? You will receive a confirmation page at the end of the online application process which you can download and share with your employer. his confirmation page is considered a replacement for the manual retirement receipt.

STEP THREE: Applying for your WELFARE FUND BENEFITS from LOCAL 237 To obtain your union benefits YOU MUST ENROLL as a RETIREE: Contact the union and request a RETIREE ENROLLMENT PACKAGE from the Local 237 Welfare Benefits Fund. Inform them of your retirement date. The package will include Local 237’s RETIRE ENROLLMENT FORM. It can also be printed from the NEW RETIREE ORIENTATION section of the union’s website. www. local 237. org To enroll as a retiree, submit the following: RETIREE ENROLLMENT FORM A COPY OF THE HEALTH BENEFIT APPLICATION THE NYCERS CONFIRMATION OR COPY of your 1 st PENSION CHECK Documents can be submitted to the Welfare Fund via email welfareinfo@local 237. org

YOUR LOCAL 237 WELFARE BENEFITS: • DENTAL; ANNUAL CAP/YEAR OF $1250 FOR EACH MEMBER AND ELIGIBLE FAMILY MEMBERS. • EYEGLASSES AND EXAM; ONCE/2 YEARS FOR EACH MEMBER AND ELIGIBLE FAMILY MEMBERS. • HEARING AID; $1000 ONCE IN 5 YEARS, (EFFECTIVE 1/1/2015) • DEATH BENEFIT; $2500 MEMBER ONLY. PRESCRIPTION DRUGS; CAP DEPENDS ON AGE AND/OR DISABILITY AND YOUR HEALTH INSURANCE PLAN. Click the links in this New Retiree Orientation section to download a complete presentation outlining your benefits from the Local 237 Welfare Fund and Legal Services Plan.

Your Local 237 Retirees Legal Services Plan Free legal representation in specific legal matters • Absolutely no attorney fees • After paying a $150 deductible, $500 available for your litigation Expenses For RETIREES only, there is a reimbursement schedule for paid attorney fees incurred when you live outside of our covered area Click the links in this New Retiree Orientation section to download a complete presentation outlining your benefits from the Local 237 Welfare Fund and Legal Services Plan.

Covered Legal Matters: Family Law: custody, orders of protections, child protective services proceedings, and private adoptions and some child support matters • Matrimonial Actions • Housing Court Tenant representation in non-payment and holdover proceedings • Civil Court Consumer actions and name changes • Foreclosure Actions • Chapter 7 and Chapter 13 Bankruptcy Filings • Real Estate: purchase, sale and refinance of coop, condo, one or two family homes • Wills, Powers of Attorney and Health Care Proxies Click the links in this New Retiree Orientation section to download a complete presentation outlining your benefits from the Local 237 Welfare Fund and Legal Services Plan.

The staff at the Retiree Division knows the retirement process is Not as easy as 1, 2, 3! However, as a Teamster Local 237 member, you “Retired from Work, Not from the Union” The Retiree Division is here to support and guide you on your retirement journey. We are located on the 8 th floor of the union headquarters, and have friendly, knowledgeable staff to answer questions, provide social work services, share community resources, coordinate educational seminars, recreational activities and so much more!

Welcome to the Teamsters Local 237 Retiree Division!

The Retiree Division Staff Susan Milisits Co-Director Julie Kobi Co-Director Edith Johnston Assistant Director Luz Nieves Carty Assistant to the Director Shavon Banks Secretary Noelia Quinones Assistant Secretary The Retiree Division is located on the 8 th floor 216 West 14 th Street, New York, NY 10011 Telephone: 212 -807 -0555 Email: retirees 2@local 237. org “Retired from Work, Not from the Union”