Synod Rostered Leader Time Bishop Jon Anderson Sept
Synod Rostered Leader Time Bishop Jon Anderson Sept. 2013
Koinonia Diakonia Kerygma Didakai
How is the ELCA? How is the synod? How is your congregation? How is the state of your soul?
Boldly Serving in Christ’s Mission Engaging Leaders Equipping Congregations Serving in God’s World
2014 Open Enrollment The 15 -minute Primer Presented by Steve Knutson Director of Health Products Portico Benefit Services 1000 -32
8 Count on Portico to See You Through Health Care Reform ELCA Philosophy of Benefits ELCA Health Benefits Plan
9 In a Nutshell • Portico is offering 4 ELCA-Primary health benefit options for 2014 • Health contributions vary by member age, geography, defined compensation and coverage option • ELCA Church Council recommends employers offer Gold+
10 Four Options: Same Great Benefits • • • Medical & Mental Health Prescription Drugs Dental Employee Assistance Program (EAP) ELCA Nurse. Line. SM Fitness Center Discount Wellness Dollars Mayo Clinic Embody. Health Hearing Discount Health Care Advocacy Team
11 The Difference ― Who Pays What Gold+ • Recommended by ELCA Church Council • Same deductible and out-of-pocket limit as today (preserves current compensation level) Platinum+ Silver+ Bronze+ • Lower deductible and • Higher deductible than • Highest deductible and out-of-pocket limit than today out-of-pocket limit today • Health Savings Account • Highest contribution rate (HSA) helps members manage expenses • Lowest contribution rate
12 Now • Read enrollment guide • Use online tools – Personal Comparison Report for members – Custom Comparison Report for employers • Members, employers, discuss before deciding
13 Open Enrollment Dates • Sept. 16 – Oct. 14 Employers sign in to Employer. Link, enter their 2014 selection • Nov. 1 – 22 Members sign in to my. Portico – Enroll in the option the employer chose, buy up, or waive – Enroll in other benefits
14 Top Question #1 • Q: I’m concerned my employer will select the cheapest health option. What resources are available to help select a plan that is best for our ministry? • A: 1. My. Portico and Employer. Link information 2. ELCA Church Council 3. Synod Resources 4. Philosophy of Benefits
15 Top Question #2 • Q: How do the ELCA costs compare to the exchange costs? • A: We won’t officially know until October 1, but factors include overall benefits, provider network, risk pool and additional fees
16 Top Question #3 • Q: I’m a (Insert Unique Situation Here). How will this change affect me? • A: Church-sponsored health plans are unique. Go to My. Portico and Employer. Link for more information on your particular situation
17 Why all this change? As part of this ministry community, Portico: • Introduces change in response to health care reform • Tailors benefits to empower healthy leaders who meet church needs • Supports leaders ― today and tomorrow
Boldly Serving in Christ’s Mission Engaging Leaders Equipping Congregations Serving in God’s World
- Slides: 19