Strictly for internal circulation andor for training education

Introduction to ICICI Pru Life. Link Wealth SP ü Single premium ULIP: Pay premiums

ICICI Pru Life. Link Wealth SP at a glance Minimum Premium Rs. 40, 000

How the plan works? You need to choose the following for your policy Premium

How the plan works? After deducting the premium allocation charge, the balance amount will

Choice of portfolio strategy Choose from two unique portfolio strategies: Click to know more

Maturity benefit ì At maturity the Fund Value including the Top up Fund Value,

Death benefit ì The nominee shall receive higher of the Sum Assured (reduced by

Partial withdrawals ì Allowed after completion of 5 policy years ì Minimum partial withdrawal

Automatic Transfer Strategy (ATS) • ATS is a strategy that will help you mitigate

Surrender value Surrenders are not allowed during the first five policy years On surrender

Other benefits • Customer can shift his investments from one fund to another •

Charge structure ì Premium Allocation Charges: Single Premium Charge < 5, 000 5% >=

Foreclosure condition If, after three policy years have elapsed, the Fund Value falls below

THANK YOU 17 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate

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Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

Introduction to ICICI Pru Life. Link Wealth SP ü Single premium ULIP: Pay premiums only once and stay invested for a long term ü Choice of 2 portfolio strategies – Fixed and Lifecycle based ü A unique Dynamic P/E Fund that uses reference to price-earning multiple of a basket of 50 large cap stocks , to determine asset allocation between equity and debt 2 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

Introduction to ICICI Pru Life. Link Wealth SP ü Loyalty Addition: Up to 2. 5% of Fund Value, at the end of every fifth policy year, starting from the tenth policy year ü Sum Assured: 125% of premium as the Sum Assured to suit your protection needs 3 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

ICICI Pru Life. Link Wealth SP at a glance Minimum Premium Rs. 40, 000 Policy term (yrs) 10 / 20 / 30 years Premium payment term Single Premium Sum Assured 125% of Single Premium Min/ Max age at entry 0/ 60 years Min/ Max age at maturity 18 / 70 years *Age completed birthday 4 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

How the plan works? You need to choose the following for your policy Premium amount Portfolio strategy Term 5 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

How the plan works? After deducting the premium allocation charge, the balance amount will be invested as per the portfolio strategy of your choice At maturity, the Fund Value including Top up Fund Value, if any, will be paid. Alternatively, settlement options can be chosen In the unfortunate event of death of the Life Assured during the term of the policy, your nominee will receive Sum Assured (reduced by partial withdrawals) or Fund Value, whichever is higher 6 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

Choice of portfolio strategy Choose from two unique portfolio strategies: Click to know more 7 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

Loyalty Additions ì Paid at the end of every five policy years, starting from the 10 th policy year ì The Loyalty Addition will depend on the single premium amount as shown below: ì Single premium amount Loyalty Addition (% of average Fund Value) Rs. 40, 000 - Rs. 49, 999 0. 0% Rs. 50, 000 – Rs. 99, 999 1. 5% Rs. 1, 000 - Rs. 4, 999 2. 0% Rs. 5, 000 and above 2. 5% Loyalty Addition will be calculated on the average of the Fund Values on 8 the last day of eight policy quarters preceding the said allocation Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

Maturity benefit ì At maturity the Fund Value including the Top up Fund Value, if any, shall be payable. ì You can also opt for the Settlement Option Click here to know more 9 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

Death benefit ì The nominee shall receive higher of the Sum Assured (reduced by applicable partial withdrawals) or Fund Value, including Top up Fund Value, if any ì If the Life Assured is below 7 years of age at the time of death, only the Fund Value, including Top up Fund Value, if any would be payable 10 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

Partial withdrawals ì Allowed after completion of 5 policy years ì Minimum partial withdrawal amount is Rs. 2, 000 ì One partial withdrawal allowed every three policy year (e. g. partial withdrawal can be made once from 6 th to 8 th policy year, once from 9 th to 11 th policy year and so on ) ì Maximum partial withdrawal amount: 20% of the FV as on the date of partial withdrawal ì Partial withdrawals are free of cost 11 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

Automatic Transfer Strategy (ATS) • ATS is a strategy that will help you mitigate any risk arising from market volatility Automatic Transfer Strategy • With this strategy, you can invest your premium as a lump sum amount in our Money Market Fund and transfer a chosen amount every month into any one of the following equity funds: Multi Cap Growth Fund / Opportunities Fund / Bluechip Fund • ATS can be chosen in the application form itself • The minimum transfer amount is Rs. 2000 • This facility will be available free of charge and if Fixed Portfolio Strategy is chosen 12 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

Surrender value Surrenders are not allowed during the first five policy years On surrender after completion of the 5 th policy year, the policy shall terminate and Fund Value including Top up fund value, if any, will be paid to the policyholder 13 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

Other benefits • Customer can shift his investments from one fund to another • Four free switches every policy year Switch • Available only under Fixed Portfolio Strategy Subsequent switches charged at Rs. 100/- per switch • CIPS (Change in portfolio strategy) • Allowed once every policy year and it is free of cost CIPS 14 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

Charge structure ì Premium Allocation Charges: Single Premium Charge < 5, 000 5% >= 5, 000 4% ì Top up allocation change: 1% of top up premium ì Pol Admin Charge: Rs. 60 p. m. for three policy years ì Mortality Charge ìCharged on a monthly basis based on the sum at risk ì Fund management charge: Fund FMC Return Opportunities Fund, Multi Cap Growth Fund, Bluechip Fund, Multi Cap Balanced Guarantee Fund, Income Fund, Dynamic P/E Fund 1. 35% p. a. 1. 25% p. a. Money Market Fund 0. 75% p. a. • There will be an additional charge of 0. 25% p. a. towards the cost of investment guarantee for the Return Guarantee Fund. 15 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

Foreclosure condition If, after three policy years have elapsed, the Fund Value falls below Rs. 10, 000, the policy shall be terminated by paying the Fund Value, post deduction of surrender charges (if any). 16 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

THANK YOU 17 Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.