Specially Prepared for NMCOG Jake Lujan Josh Lujan

Specially Prepared for: NMCOG Jake Lujan & Josh Lujan June 21, 2019

WHY HUB? June 21, 2019

HUB Scope and Scale We bring global resources to help you run your business more effectively. Regional HUB operating structure enables us to deliver local service and respond quickly to changing market conditions. June 21, 2019

Global Resources Local New Mexico Service HUB New Mexico is a dynamic and financially strong insurance brokerage with over 160 New Mexico-based employees dedicated to serving New Mexico Mutual Group’s insurance and risk management needs. HUB has 5 offices throughout New Mexico and has been recognized as the leading insurance and risk management solutions provider in the state*. This gives us the opportunity to provide you with a variety of valuable, locallyprovided services as well as the insurance protection you need and deserve. *Based on 2013 Albuquerque Business First Survey June 21, 2019

Our Process June 21, 2019

CAPABILITIES June 21, 2019

Commercial Risk Management Philosophy June 21, 2019

NM Department of Game & Fish Insurance Requirements • • 19. 30. 8. 10 OUTFITTER INSURANCE REQUIREMENTS: A. An outfitter applicant shall submit with their application a certificate of commercial liability insurance of at least $500, 000 from an insurance company stating they will insure the applicant for the current license year. B. A copy of the insurance certificate that indicates who is insured, effective dates, policy number and amounts of coverage, must be provided to the department upon issuance by the insurer and prior to engaging in any outfitting activity. C. Failure to provide proof of coverage during the registration period shall result in suspension of the registration for the period in which such insurance is required to be maintained. (1) If an outfitter applicant or a registered outfitter fails to submit a copy of a valid insurance certificate before the insurance certificate on file with the department expires, the non-compliance notice will be sent to the outfitter by the department. The outfitter shall be required to submit a copy of a valid insurance certificate and a $50 administrative fee. No outfitter will be registered until the administrative fee has been paid in full. (2) If the outfitter fails to comply with the non-compliance notice; the department shall issue the outfitter a notice of contemplated commission action. The outfitter shall then be required to submit a copy of a valid insurance certificate and a $250 administrative fee. No outfitter will be registered until the administrative fee has been paid in full. (3) If the insurance is not in effect, at any time while conducting any outfitting activity as defined herein, the outfitter's registration will be declared void and the outfitter’s registration shall be suspended until a valid insurance certificate and administrative fees are satisfied. June 21, 2019

Coverages Options General Liability Umbrella/Excess Liability • Comprehensive General Liability - available limits: - $1 M • Large Excess Limits available each occurrence - $2 M or $3 M aggregate Inland Marine • Employee Benefits Liability • Equipment, tools, saddles and tack, guns, small boats, • Damage to Premises Rented to You - $100, 000 snowmobiles, tractors, sleighs • Medical payments - $5, 000 ($1, 000 for hunting • Fine Arts /Mounts leases) • Electronic Data Processing • Blanket additional insureds Crime and Fidelity • Available coverage options: - Club members as • Employee Theft/Forgery or Alteration additional insureds - Hunting and fishing guides as • Theft, Disappearance, and Destruction additional insureds - Watercraft Liability - Dogs in the • Guest Property insured’s care, custody, or control - Most ISO Automobile endorsements • Non-owned/hired auto Liquor Liability • Owned Autos: commercial vehicles, service vehicles, • Limits to $1 M/$1 M (in most states) pick-up trucks, vans, and buses used to transport guests Property • Seasonal Coverage: company will process endorsements • Elite Property Enhancement: Great Outdoors, including: to add and remove coverage or vehicles based on - $100, 000 Business Income and Extra Expense - $2, 000 seasonal use per horse in insured’s care, custody, or control - $1, 000 per hunting dog in insured’s care, custody, or control $25, 000 Personal Property of Others • Replacement Cost or Actual Cash Value coverage • Available coverage options: - Blanket limits - CP 1410 Additional Covered Property June 21, 2019

QUESTIONS ? Jake Lujan Client Executive, VP HUB International Insurance Services Inc 7770 Jefferson NE Suite 101 Albuquerque, NM 87109 Direct Line 505 -228 -1559 June 21, 2019