Saving Saving The more we save the easier

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Saving

Saving

Saving The more we save, the easier it is to achieve our goals and

Saving The more we save, the easier it is to achieve our goals and get ahead. Saving | Sorted in Schools

Saving In almost all cases, it’s cheaper to save for goods – a phone,

Saving In almost all cases, it’s cheaper to save for goods – a phone, a car, a holiday – than to go into debt to buy them. Saving for the future also gives us more options later on and keeps us prepared for anything unexpected. Saving | Sorted in Schools

Saving is a habit to start as soon as we can. One of the

Saving is a habit to start as soon as we can. One of the best habits we can get into is “paying ourselves first” and making it automatic by setting up a savings plan. Saving | Sorted in Schools

Saving The first savings goal is to build an emergency fund to help with

Saving The first savings goal is to build an emergency fund to help with unexpected life events. Try to save about three months’ salary. This helps to avoid the use of highinterest debt to fix your car if it breaks down, or continue to pay your bills if you are between jobs. Saving | Sorted in Schools

Savings also support longerterm goals, including building a deposit for a house and saving

Savings also support longerterm goals, including building a deposit for a house and saving for retirement through Kiwi. Saver. Saving | Sorted in Schools

Kiwi. Saver is a voluntary savings scheme set up by the government to help

Kiwi. Saver is a voluntary savings scheme set up by the government to help New Zealanders save for their retirement. It enables us to save regularly directly from our pay to build a retirement fund for when we stop working. Saving | Sorted in Schools

We can choose to contribute 3%, 4% or 8% of our gross (before tax)

We can choose to contribute 3%, 4% or 8% of our gross (before tax) wage or salary to our Kiwi. Saver account. Our employer has to contribute as well – at least 3% of our gross salary. Saving | Sorted in Schools

Kiwi. Saver Along with Kiwi. Saver employer contributions, there's an annual Kiwi. Saver government

Kiwi. Saver Along with Kiwi. Saver employer contributions, there's an annual Kiwi. Saver government contribution. It’s a good deal! Funds are invested on our behalf by the Kiwi. Saver provider. Saving | Sorted in Schools

Kiwi. Saver We can also use our Kiwi. Saver funds to help buy our

Kiwi. Saver We can also use our Kiwi. Saver funds to help buy our first home through a Kiwi. Saver Home. Start grant. When we change jobs or leave the workforce, our Kiwi. Saver account moves with us. If we experience hardship, it is possible to access our funds. Saving | Sorted in Schools

Saving Have a clear plan to keep your savings on track. Successful saving needs

Saving Have a clear plan to keep your savings on track. Successful saving needs to be: ● little and long – every time you get paid, save at least a small amount. ● purposeful – set a goal for your savings and plan how to get there ● separate – keep your savings separate from your day-to-day accounts. Saving | Sorted in Schools

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