Risk Management PLUS Online SM to help you

Risk Management PLUS+ Online. SM to help you reduce your exposure to employment-related lawsuits and achieve a safer and more productive workplace.

• SM SM Risk Management PLUS+ Online Your comprehensive risk management and loss control program devoted to employment practices. Introducing Risk Management PLUS+ Online • St. Paul Travelers Bond, your risk management and loss control partner, provides Risk Management PLUS+ Online at no additional cost to insureds with the purchase of any of following insurance coverages: — Employment Practices Liability — Private Company Directors & Officers Liability — Healthcare Directors & Officers Liability — Not for Profit Directors & Officers Liability

SM Risk Management PLUS+ Online Features: Ø Ø Ø Web-based training for the workplace Weekly articles on current workplace issues Model policies and forms A resource library Free employment practices hotline

SM Risk Management PLUS+ Online. SM Web-based Training • Risk Management PLUS+ Online offers interactive online training 24 hours a day, seven days a week. • Preventing Sexual Harassment in the Workplace complies with California AB 1825 & requirements of most other states. • Trainees can contact the trainer with their questions and comments via email.

SM Risk Management PLUS+ Online. SM Training Modules Offered: • Best Practices for Preventing Sexual Harassment for Managers & Supervisors • Best Practices for Preventing Workplace Discrimination for Managers & Supervisors • Best Practices for Preventing Wrongful Termination in the Workplace • Best Practices for Promoting an Ethical Behavior in the Workplace

SM Risk Management PLUS+ Online. SM Training Features: Ø Entertaining content Ø Pre and post-training questionnaires Ø Tracking of who has (and has not) completed training Ø Monitored progress of each trainee Ø Ability to print training text for future reference Ø Individualized training schedule Ø Regular bulletins to update material already learned

SM Risk Management PLUS+ Online. SM Information & Consulting on Important Issues Ø Each week Risk Management PLUS+ Online posts news, information, and expert commentary on issues pertaining to the workplace. Ø Topics regularly covered include how to manage wrongdoing in the workplace; how to identify and lower your workplace risks; and how to continue to improve your workplace.

SM Risk Management PLUS+ Online Offers an Extensive Library of Information on the Workplace to Help You and Your Managers

SM Risk Management PLUS+ Online. SM Model Policies and Forms Risk Management PLUS+ Online provides model employment policies and forms for downloading or printing.

SM Risk Management PLUS+ Online. SM Model Policies — Available in English and Spanish Ø Harassment free workplace Ø At-will policy Ø Ethics—conflict of interest Ø E-mail policy Ø Equal employment Ø Family medical leave Política Modelo para Centros Laborales Empleo a Voluntad Usted es un empleado a voluntad, y ninguna parte de este [memorándum, declaración, Manual de Empleados] constituirá un contrato que garantice empleo ni compensación por ningún plazo específico.

SM Risk Management PLUS+ Online. SM Model Forms: Available for Download Ø Commendation Ø Reprimand Ø Application for Employment Ø Warning Ø Incident report Ø Exit Interview Ø Performance Review

Risk Management PLUS+ Online. SM KNOWLEDGE VAULT Your own resource center providing: • An online library of information and education • A database of checklists for self-evaluation of workplace best practices • Links to important federal and state sites for the workplace.

SM Risk Management PLUS+ Online. SM Online Control Panel Allows: • Control by Site Administrator over which features individual users can access • Online training report viewing and generation by authorized personnel • Email notification of new articles • Secured registration for your employees • Self-registration for employees and supervisors • Online User Guide • Instant customer service links

SM Risk Management PLUS+ Online. SM Free Employment Practices Hotline Ø Staffed by attorneys from the law firm of Jackson Lewis. Ø Receive free general guidance on employment issues.

SM Risk Management PLUS+ Online. SM Customers with any of the following Renewal Premium Credits Are insurance Available policies may become eligible for up to a 10 percent credit on their next policy renewal with St. Paul Travelers Bond: Employment Practices Liability — Private Company Directors & Officers Liability — Healthcare Directors & Officers Liability — Not for Profit Directors & Officers Liability —

SM Risk Management PLUS+ Online. SM Renewal Premium Credits Are Available Purchase and implementation of the following additional risk control programs can qualify a policyholder for the credit: Ø The Model Handbook Ø Handbook Review Ø Workplace Investigation Services

SM Risk Management PLUS+ Online. SM ØRenewal To receive. Premium the credit, the policyholder Credits Are must: Available — purchase the additional risk management or risk control products and/or services from The Mc. Calmon Group, Inc. , — pay The Mc. Calmon Group, Inc. in full for the products and/or services, and — successfully implement the products and/or services. Ø Once payment has been received and implementation achieved, The Mc. Calmon Group, Inc. will notify the policyholder and St. Paul Travelers Bond to confirm eligibility for the credit.

Risk Management PLUS+ Online. SM The Risk Management PLUS+ Online Solution When you purchase eligible coverage from St. Paul Travelers Bond, you join other organizations across the country who are using Risk Management PLUS+ Online tools to minimize the risk of incidents that lead to costly employments litigation, and to generate safe and productive workplaces.