Qishloq Qurilish Bank INVESTMENT PROPOSAL Qishloq Qurilish Bank

Qishloq Qurilish Bank INVESTMENT PROPOSAL

«Qishloq Qurilish Bank» In order to fulfill the requirements of the Resolution of the President of the Republic of Uzbekistan №RP-2454 dated December 21, 2015 "On additional measures to attract foreign investors to the joint-stock companies", the bank will sale not less than 15. 0% of the state share of the authorized capital of Qishloq Qurilish Bank to the strategic foreign investor. www. qqb. uz

«Qishloq Qurilish Bank» The list of major shareholders of Qishloq qurilish bank as of 01. 2016. № The name of shareholders The amount of shares (in billion UZS) Share in the authorized capital (%) 1 Ministry of Finance of the Republic of Uzbekistan 273, 3 76, 8 2 Fund for Reconstruction and Development of Uzbekistan 42, 3 11, 9 3 JSC "Uzdonmahsulot" 7, 3 2, 0 4 JSC "Uzbekistan Temir Yollari" 7, 2 2, 0 5 EINIC "Uzbekinvest" 3, 9 1, 1 6 Others 22, 0 6, 2 356, 0 100, 0% ВСЕГО www. qqb. uz

«Qishloq Qurilish Bank» PRIVILEGES AND PREFERENCES 01 To joint-stock companies in which the share of the foreign investor makes from 15 to 33 percent from authorized capital, privileges on income taxes of legal entities, on property, on improvement and development of social infrastructure, uniform tax payment are provided, and also obligatory contributions to Republican road fund is differentiated, depending on the volume of the investments brought by the foreign investor 02 03 The income of foreign investors in the form of the dividends on stocks belonging to them in joint-stock companies is exempted from the taxation for up to January 1, 2020 Joint-stock companies don't charge uniform social payment and insurance premiums for the income in a type of compensation of foreign employees of the joint-stock companies attracted as the administrative personnel 04 Income of foreign employees of joint-stock companies gained from their activity as the administrative personnel isn't subject to the taxation www. qqb. uz

«Qishloq Qurilish Bank» Joint Stock Commercial “Qishloq Qurilish Bank” was established by the Resolution of the President of the Republic of Uzbekistan № PR-1083 dated 30 March 2009 on the basis of existing joint-stock commercial bank "Galla. Bank", which was functioning since 1994. www. qqb. uz

About the bank «Qishloq Qurilish Bank» 592 000 Clients 42 branches 232 Retail service offices 2 835 staff www. qqb. uz

«Qishloq Qurilish Bank» Bank is a member of: Uzbekistan Banking Association SWIFT International payment system Individuals Deposit Guarantee Fund National payment system The Republican Stock Exchange "Tashkent” Foreign Currency Exchange of the Republic of Uzbekistan VISA International payment system Leasing Association of Uzbekistan www. qqb. uz

«Qishloq Qurilish Bank» The most important of a Bank Reliability Professionalism Efficiency www. qqb. uz

«Qishloq Qurilish Bank» Financial Indicators according to IFRS for the past 5 years 2010 (in billion UZS) 2014 in billion UZS) Total Equity 172, 1 338, 0 The ratio of 2014 to 2010 2, 0 Authorized capital 155, 6 317, 0 2, 0 1 026, 8 474, 0 3 402, 2 2 968, 0 Liabilities 624, 3 3 057, 0 3, 3 6, 3 4, 9 Due to Clients 426, 3 5, 0 316, 1 2 018 665, 2 21, 4 483, 7 2 698 Name of Indicators Assets Loan portfolio Net Profit Number of Clients (in thousands) Number of staff 1, 6 4, 2 1, 5 1, 3 www. qqb. uz

«Qishloq Qurilish Bank» One of the main projects of the Qishloq Qurilish Bank is promoting for the dramatic enhancement of the appearance of villages in Uzbekistan, improvement of living conditions of the villagers providing assistance in the accelerated development of the industrial and social infrastructure in rural areas through the introduction of the system of long-term concessional lending of housing www. qqb. uz

«Qishloq Qurilish Bank» The number of rural villages and hoses, built under standard design during 2009 – 2015 2009 The number of rural villages 42 2010 225 6 800 2011 355 7 400 2012 272 8 510 2013 352 10 000 2014 330 11 000 2015 293 12 000 Year The number of houses 847 www. qqb. uz

Partners «Qishloq Qurilish Bank» Within the framework of the State Program for the construction of individual housing in rural areas on standard design, the Bank is actively cooperating with the Asian Development Bank, Islamic Development Bank and Saudi Fund for Development. www. qqb. uz

Partners «Qishloq Qurilish Bank» The Bank is actively cooperating with international financial institutions. With the participation of the International Development Association (IDA), the International Bank for Reconstruction and Development (IBRD), the International Fund for Agricultural Development (IFAD) have been implemented the investment projects to support small and private businesses. www. qqb. uz

«Qishloq Qurilish Bank» Strategic targets of the Bank for the period 2015 -2020 (at the end of the year, billion UZS) № 1 1. 1. 2 2015 2016 2017 2018 2019 2020 The ratio of 2020 to 2015 Assets 4 240, 3 6 061, 6 7 826, 1 9 768, 8 12 085, 3 14 642, 9 3, 5 Loan portfolio 3 623, 1 5 530, 2 7 169, 4 8 995, 9 11 212, 7 13 630, 4 3, 8 Liabilities 3 603, 6 5328, 2 6 910, 5 8 650, 3 10 754, 4 13 072, 4 3, 6 Indicator 2. 1 Due to Clients 726, 7 1 448, 4 1 953, 0 2 463, 8 3 118, 8 3 892, 2 5, 4 2. 2 Due to Banks 175, 4 225, 0 265, 0 285, 0 320, 0 380, 0 2, 2 3 Total Equity 431, 9 659, 8 827, 3 1 009, 1 1 211, 8 1 440, 2 3, 3 Authorized capital 356, 1 573, 8 719, 7 879, 9 1 053, 8 1 246, 0 3, 5 Net Profit 38, 8 47, 2 64, 1 79, 2 100, 1 126, 3 3. 1. 4 www. qqb. uz

Qishloq Qurilish Bank In service of your well-being Address: Alisher Navoi str. , 18 A, Tashkent, 100011, The Republic of Uzbekistan. Tel. : (+998 71) 150 -76 -58, 150 -76 -59, 150 -77 -28. Fax: (+998 71) 150 -39 -93 www. qqb. uz e-mail: headoffice@qqb. uz SWIFT: GJSOUZ 22