Proposed NU Business Name Zasim Dairy Farm Business

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Proposed NU Business Name : Zasim Dairy Farm Business Category : Fisharies & Animal

Proposed NU Business Name : Zasim Dairy Farm Business Category : Fisharies & Animal Husbandry, Dairy Farm Business Proposal Identified & Prepared by : Md. Khairul Islam, Unit Incharge, Fultola , Khulna, All Zone. Business Proposal Verified by : Md. Zinnat Ali

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : Md Zasim shaikh

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : Md Zasim shaikh Vill: Garakhola, Union: Damodarpur, District: Khulna Age : 35 years Marital Status : Single Children : No childrens No. of siblings : 1 (One) Brother and 1 (One) Sister Parent’s and GB related Info: (i) Who is GB member : Mother (ii) Mother’s name : Moriam Bibi (iii) Father’s name : Md Rustom shaikh (iv) GB member’s info : Moriam Bibi Branch: Fultala, Centre # 42 Loan no. : 4538/1, Member since 01 January 2013 Existing loan: Tk. 30, 000 Outstanding loan: Tk. 17, 460 Further Information: (v) Who pays GB loan installment : Entrepreneur's Husband (vi) Mobile lady : No (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : Under SSC Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) : He has 3 (Three) year(s) of experience in running his own business. He started the business with BDT 25, 000 (Twenty Five Thousand) : Other Own/Family Sources of Income : Father's occupation: Services Holder Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 01928475224 NU’s NID/Birth Certificate No. : 4716938779087 NU Project Source/Reference : Grameen Shakti Samajik Byabosha Ltd Mother's occupation: Housewife

BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ Moriam Bibi is a GB

BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ Moriam Bibi is a GB member since 01 January 2013, at first she took GB loan BDT 5, 000 (Five Thousand). ■ Gradually she took GB loan several times and utilized it for Farming, Household. ■ Finally GB loan helped her to improve Livelihood, Repair of houses.

PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Zasim Dairy Farm Address/ Location :

PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Zasim Dairy Farm Address/ Location : Garakhala Total Investment Required in BDT : Tk. 210, 000 Financing : Self Tk. 160, 000 Required Investment Tk. 50, 000 Present salary/drawings from business : N/A Proposed Salary : N/A Proposed Business Implementation Plan (i) % of present gross profit margin : From Product 18% (ii) Estimated % of proposed gross profit margin : From Product 40% (iii) In future risk mgt. plan (from fire, disaster etc. ) : From Other 5%, From Fire Distingue 3%

INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s)

INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s) 2, 143 60, 004 720, 048 Total Sales/commission (A) 2, 143 60, 004 720, 048 Cost of Product(s) 1, 750 49, 000 588, 000 Total Cost of Sales and Services (B) 1, 750 49, 000 588, 000 393 11, 004 132, 048 Electricity Bill 150 1, 800 Transportation Expense 200 2, 400 Self Salary 5, 000 60, 000 Mobile Bill 150 1, 800 0 0 Total Operating Cost (D) 5, 500 66, 000 Net Profit (C-D) 5, 504 66, 048 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Non Cash Item Deprecation Expenses

PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Proposed Investment in products (Bokna,

PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Proposed Investment in products (Bokna, basur etc. ) Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Total Capital Existing Business (BDT) 160, 000 0 0 (0) 160, 000 Proposed (BDT) Total (BDT) 50, 000 210, 000 50, 000 0 0 (0) 210, 000

SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 160, 000 (76%) ■ GSSB's Investment BDT

SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 160, 000 (76%) ■ GSSB's Investment BDT 50, 000 (24%) ■ Total Capital BDT 210, 000

FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2

FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly Estimated sales income from Product(s) 911 25, 508 306, 096 957 26, 796 321, 552 1, 053 29, 484 58, 968 Total Sales/commission (A) 911 25, 508 306, 096 957 26, 796 321, 552 1, 053 29, 484 58, 968 Estimated cost of Product(s) 546 15, 288 183, 456 573 16, 044 192, 528 630 17, 640 35, 280 Est. Total Cost of Sales and Services (B) 546 15, 288 183, 456 573 16, 044 192, 528 630 17, 640 35, 280 Gross Profit (C) [C=(A-B)] 365 10, 220 122, 640 384 10, 752 129, 024 423 11, 844 23, 688 Electricity Bill 150 1, 800 165 1, 980 182 364 Transportation Expense 250 3, 000 275 3, 300 303 606 Mobile Bill 200 2, 400 220 2, 640 242 484 Self Salary 5, 000 60, 000 5, 500 66, 000 6, 050 12, 100 417 4, 170 417 5, 004 417 826 Less: Cost of Sales Less: Operating Cost Ownership Transfer Fee Non Cash Item Depriciation Expenses 0 0 0 Total Operating Cost (D) 6, 017 71, 370 6, 577 78, 924 7, 194 14, 380 Net Profit (C-D) 4, 203 51, 270 4, 175 50, 100 4, 650 9, 308 Retained Income 51, 270 101, 370 110, 678 Notes: 1. Agreed grace period: Two months 2. Investment Payback schedule: Monthly installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account

CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular Year 1

CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 50000 1. 2 Net Profit (Ownership Transfer Fee Added Back) 55440 54952 10089 1. 3 Depreciation Expense 0 0 0 1. 4 Opening Balance of Cash Surplus 0 30440 55392 105440 85392 65481 Total Cash Inflow 2. 0 Cash Outflow 2. 1 Product Purchase 50000 2. 2 Investment Payback Including Ownership Transfer Fee 25000 30000 5000 Total Cash Outflow 75000 30000 5000 Total Cash Surplus 30440 55392 60481 3. 0

SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 2 Others

SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 2 Others (beyond family): 0 Future employment: 0 ▢ Trade License in his own name ▢ Skilled and working experiences (3 Years) ▢ Can not supply goods and Service as per demand; O T PPORTUNITIES ▢ Increasing demand; HREATS ▢ Theft;

Presented at 462 nd FO Executive Social Business Design Lab (GSSB) on May 15,

Presented at 462 nd FO Executive Social Business Design Lab (GSSB) on May 15, 2019 at Grameen Shakti Samajik Byabosha Ltd Premises Thank you