Proposed NU Business Name Tasfia Electronics Business Category

Proposed NU Business Name : Tasfia Electronics Business Category : Micro Business, Electrical Business Proposal Identified & Prepared by : Nurul Islam, Unit Incharge, Kaliyakoir , Dhaka, All Zone. Business Proposal Verified by : Eaqub Ali

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : Md Rasadul Islam H/05, R/12, Vill: Kaler Vita, Union: Mouchak, District: Gazipur Age : 32 years Marital Status : Married Children : 1 (One) Son and 1 (One) Daughter No. of siblings : 1 (One) Brother and 1 (One) Sister Parent’s and GB related Info: (i) Who is GB member : Mother (ii) Mother’s name : TARA VANU (iii) Father’s name : MD ABDUL MANNAN (iv) GB member’s info : TARA VANU Branch: Mauchak Kaliakair, Gazipur, Centre # 7 Loan no. : 3571, Member since 20 January 2001 First loan: Tk. 5, 000 Further Information: Last loan: Tk. 30, 000 (v) Who pays GB loan installment : N/A (vi) Mobile lady : No (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : Higher Secondary Certificate Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) Other Own/Family Sources of Income : He has 10 (Ten) year(s) of experience in running his own business. He started the business with BDT 45, 000 (Forty Five Thousand) : : Father's occupation: Small/Large Businessman Income: Tk. 100, 000 Mother's occupation: Small/Large Businessman Income: Tk. 100, 000 Occupation of other member(s): Small/Large Businessman Developments from entrepreneur's current business are Land Purchase, Child education development, Prevention of child marriage, Other, SisterBrother's Marriage etc. Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 01811191678, 01925362514 NU’s NID/Birth Certificate No. : 19883313060889556

BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ TARA VANU was a GB member from 20 January 2001 to 01 October 2017, at first she took GB loan BDT 5, 000 (Five Thousand). ■ Gradually she took GB loan several times and utilized it for Business, Children Education. ■ Finally GB loan helped her to improve Development of children's education, Buy land, Fabric business development.

PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Tasfia Electronics Address/ Location : Vannara, Mouchak, Kaliyakoir, Gazipur Total Investment Required in BDT : Tk. 400, 000 Financing : Self Tk. 300, 000 Required Investment Tk. 100, 000 Present salary/drawings from business : N/A Proposed Salary : N/A Proposed Business Implementation Plan (i) % of present gross profit margin : From Product 20% (ii) Estimated % of proposed gross profit margin : From Product 20% (iii) In future risk mgt. plan (from fire, disaster etc. ) : From Other 5%

INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s) 3, 500 98, 000 1, 176, 000 Total Sales/commission (A) 3, 500 98, 000 1, 176, 000 Cost of Product(s) 2, 800 78, 400 940, 800 Total Cost of Sales and Services (B) 2, 800 78, 400 940, 800 700 19, 600 235, 200 2, 400 5, 000 60, 000 Entertainment Expenses 200 2, 400 guard 100 1, 200 Generator Bill 200 2, 400 Electricity Bill 500 6, 000 Mobile Bill 200 2, 400 0 0 6, 400 76, 800 13, 200 158, 400 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Transportation Expense Self Salary Non Cash Item Deprecation Expenses Total Operating Cost (D) Net Profit (C-D)

PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Proposed Investment in products (Sales Investment in products (Different income from Hardware item, Types Of Electric Items , Different types of Electric & Electronics item, Different Types item etc. ) Of Electric Items etc. ) Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Total Capital Existing Business (BDT) 300, 000 0 0 (0) 300, 000 Proposed (BDT) Total (BDT) 100, 000 400, 000 100, 000 0 0 (0) 400, 000

SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 300, 000 (75%) ■ GSSB's Investment BDT 100, 000 (25%) ■ Total Capital BDT 400, 000

FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly Estimated sales income from Product(s) 4, 500 126, 000 1, 512, 000 4, 725 132, 300 1, 587, 600 4, 961 138, 908 277, 816 Total Sales/commission (A) 4, 500 126, 000 1, 512, 000 4, 725 132, 300 1, 587, 600 4, 961 138, 908 277, 816 Estimated cost of Product(s) 3, 600 100, 800 1, 209, 600 3, 780 105, 840 1, 270, 080 3, 969 111, 132 222, 264 Est. Total Cost of Sales and Services (B) 3, 600 100, 800 1, 209, 600 3, 780 105, 840 1, 270, 080 3, 969 111, 132 222, 264 900 25, 200 302, 400 945 26, 460 317, 520 992 27, 776 55, 552 700 8, 400 770 9, 240 847 1, 694 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Electricity Bill Transportation Expense 200 2, 400 220 2, 640 242 484 5, 000 60, 000 5, 500 66, 000 6, 050 12, 100 Entertainment Expenses 300 3, 600 330 3, 960 363 726 guard 200 2, 400 220 2, 640 242 484 Generator Bill 200 2, 400 220 2, 640 242 484 Mobile Bill 400 4, 800 440 5, 280 484 968 Ownership Transfer Fee 833 8, 330 833 9, 996 833 1, 674 Self Salary Non Cash Item Depriciation Expenses Total Operating Cost (D) Net Profit (C-D) Retained Income 0 0 0 7, 833 92, 330 8, 533 102, 396 9, 303 18, 614 17, 367 210, 070 17, 927 215, 124 18, 473 210, 070 425, 194 36, 938 462, 132 Notes: 1. Agreed grace period: Two months 2. Investment Payback schedule: Monthly installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account

CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 100000 1. 2 Net Profit (Ownership Transfer Fee Added Back) 218400 225120 38626 1. 3 Depreciation Expense 0 0 0 1. 4 Opening Balance of Cash Surplus 0 168400 333520 318400 393520 372146 50000 60000 10000 Total Cash Outflow 150000 60000 10000 Total Cash Surplus 168400 333520 362146 Total Cash Inflow 2. 0 Cash Outflow 2. 1 Product Purchase 2. 2 Investment Payback Including Ownership Transfer Fee 3. 0 100000

SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 1 Others (beyond family): 0 Future employment: 0 ▢ Trade License in his own name ▢ Skilled and working experiences (10 Years) O PPORTUNITIES T HREATS

Presented at 356 th CO Executive Social Business Design Lab (GSSB) on October 18, 2018 at Grameen Shakti Samajik Byabosha Ltd Premises Thank you