Proposed NU Business Name Shopna Dairy Farm Business

Proposed NU Business Name : Shopna Dairy Farm Business Category : Fisharies & Animal Husbandry, Dairy Farm Business Proposal Identified & Prepared by : Md. Ruhul Amin, Unit Incharge, Panchdona, Narsingdi Region, Zone 1. Business Proposal Verified by : Md. Roqunuzzaman

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : Shopna Akter Vill: Raghabdi, Union: Jinardi, District: Narsingdi Age : 23 years Marital Status : Single Children : No childrens No. of siblings : 1 (One) Brother and 2 (Two) Sisters Parent’s and GB related Info: (i) Who is GB member : Mother (ii) Mother’s name : Asma Begum (iii) Father’s name : Amin Miah (iv) GB member’s info : Asma Begum Branch: Jinardi Palash, Madhabdi, Centre # 10 Loan no. : 6325, Member since 01 January 0001 First loan: Tk. 15, 000 Last loan: Tk. 30, 000 Further Information: (v) Who pays GB loan installment : N/A (vi) Mobile lady : Yes (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : Higher Secondary Certificate Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) Other Own/Family Sources of Income : She has 5 (Five) year(s) of experience in running her own business. She started the business with BDT 20, 000 (Twenty Thousand) : : Father's occupation: Farmer Mother's occupation: Housewife Occupation of other member(s): Farmer Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 01794178340, NU’s NID/Birth Certificate No. : 19986816379105661 NU Project Source/Reference : Grameen Trust

BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ Asma Begum was a GB member from 01 January 0001 to 01 January 0001, at first she took GB loan BDT 15, 000 (Fifteen Thousand).

PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Shopna Dairy Farm Address/ Location : Raghbadi , Jhinardi , Palas. Total Investment Required in BDT : Tk. 113, 000 Financing : Self Tk. 73, 000 Required Investment Tk. 40, 000 Present salary/drawings from business : N/A Proposed Salary : N/A Proposed Business Implementation Plan (i) % of present gross profit margin : From Product 50% (ii) Estimated % of proposed gross profit margin : From Product 55% (iii) In future risk mgt. plan (from fire, disaster etc. ) : N/A

INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s) 500 14, 000 168, 000 Total Sales/commission (A) 500 14, 000 168, 000 Cost of Product(s) 250 7, 000 84, 000 Total Cost of Sales and Services (B) 250 7, 000 84, 000 Gross Profit (C) [C=(A-B)] 250 7, 000 84, 000 12, 000 0 0 Total Operating Cost (D) 1, 000 12, 000 Net Profit (C-D) 6, 000 72, 000 Less: Cost of Sales Less: Operating Cost Others Non Cash Item Deprecation Expenses

PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Proposed Investment in products (Milky Cow etc. ) Existing Business (BDT) 60, 000 Investment in Machinaries (Milky Cow etc. ) Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Total Capital 13, 000 0 (0) 73, 000 Proposed (BDT) Total (BDT) 60, 000 40, 000 13, 000 0 (0) 113, 000

SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 73, 000 (64%) ■ GT's Investment BDT 40, 000 (36%) ■ Total Capital BDT 113, 000

FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly Estimated sales income from Product(s) 600 16, 800 201, 600 660 18, 480 221, 760 726 20, 328 40, 656 Total Sales/commission (A) 600 16, 800 201, 600 660 18, 480 221, 760 726 20, 328 40, 656 Estimated cost of Product(s) 270 7, 560 90, 720 297 8, 316 99, 792 327 9, 156 18, 312 Est. Total Cost of Sales and Services (B) 270 7, 560 90, 720 297 8, 316 99, 792 327 9, 156 18, 312 Gross Profit (C) [C=(A-B)] 330 9, 240 110, 880 363 10, 164 121, 968 399 11, 172 22, 344 1, 500 18, 000 1, 650 19, 800 1, 815 3, 630 333 3, 330 333 3, 996 333 674 Less: Cost of Sales Less: Operating Cost Others Ownership Transfer Fee Non Cash Item Depriciation Expenses 0 0 0 Total Operating Cost (D) 1, 833 21, 330 1, 983 23, 796 2, 148 4, 304 Net Profit (C-D) 7, 407 89, 550 8, 181 98, 172 9, 024 18, 040 Retained Income 89, 550 187, 722 205, 762 Notes: 1. Agreed grace period: Two months 2. Investment Payback schedule: Two Months installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account

CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 40000 1. 2 Net Profit (Ownership Transfer Fee Added Back) 92880 102168 18714 1. 3 Depreciation Expense 0 0 0 1. 4 Opening Balance of Cash Surplus 13000 85880 164048 145880 188048 182762 Total Cash Inflow 2. 0 Cash Outflow 2. 1 Product Purchase 40000 2. 2 Investment Payback Including Ownership Transfer Fee 20000 24000 Total Cash Outflow 60000 24000 Total Cash Surplus 85880 164048 178762 3. 0

SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 0 Others (beyond family): 0 Future employment: 0 ▢ Skilled and working experiences (5 Years) ▢ Electricity problem; O T PPORTUNITIES ▢ Increasing demand; HREATS ▢ Theft;

Presented at 527 th FO Executive Social Business Design Lab (GT) on April 18, 2019 at Grameen Trust Premises Thank you