Proposed NU Business Name Shila Tailoring Business Category

Proposed NU Business Name : Shila Tailoring Business Category : Services & Transportations, Tailors Business Proposal Identified & Prepared by : Md. Abu Bakar Siddik, Unit Incharge, Brahaman Baria, Narsingdi Region, Zone 1. Business Proposal Verified by : Md. Altaf Hossain

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : Shila Akter Vill: Shuhilpur, Union: Dakshin Shuhilpur, District: Brahamanbaria Age : 18 years Marital Status : Single Children : No childrens No. of siblings : 2 (Two) Brothers and 2 (Two) Sisters Parent’s and GB related Info: (i) Who is GB member : Mother (ii) Mother’s name : Nilofa Begum (iii) Father’s name : Bachir Miah (iv) GB member’s info : Nilofa Begum Branch: Uttar Suhilpur B. Baria, B. baria, Centre # 31 Loan no. : 3454/1, Member since 04 May 2008 Existing loan: Tk. 30, 000 Further Information: Outstanding loan: Tk. 24, 000 (v) Who pays GB loan installment : Entrepreneur's Father (vi) Mobile lady : No (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : JSC/Eight Pass(1 to 8 Pass) Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) Other Own/Family Sources of Income : She has 2 (Two) year(s) of experience in running her own business. She started the business with BDT 15, 000 (Fifteen Thousand) : : Father's occupation: Farmer Mother's occupation: Housewife Developments from entrepreneur's current business are Investment etc. Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 01743598903, NU’s NID/Birth Certificate No. : 20021211350109929 NU Project Source/Reference : Grameen Trust

BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ Nilofa Begum is a GB member since 04 May 2008, at first she took GB loan BDT 5, 000 (Five Thousand).

PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Shila Tailoring Address/ Location : Shuhilpur Naddapara, B-Baria Sadar, B-Baria Total Investment Required in BDT : Tk. 58, 000 Financing : Self Tk. 28, 000 Required Investment Tk. 30, 000 Present salary/drawings from business : BDT 2, 500 (Two Thousand Five Hundred) Proposed Salary : BDT 3, 000 (Three Thousand) Proposed Business Implementation Plan (i) % of present gross profit margin : From Product 80% (ii) Estimated % of proposed gross profit margin : From Product 80% (iii) In future risk mgt. plan (from fire, disaster etc. ) : N/A

INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s) 300 8, 400 100, 800 Total Sales/commission (A) 300 8, 400 100, 800 Cost of Product(s) 60 1, 680 20, 160 Total Cost of Sales and Services (B) 60 1, 680 20, 160 240 6, 720 80, 640 Electricity Bill 200 2, 400 Mobile Bill 100 1, 200 2, 500 30, 000 67 800 Total Operating Cost (D) 2, 867 34, 400 Net Profit (C-D) 3, 853 46, 240 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Present salary (Entrepreneur) Non Cash Item Deprecation Expenses

PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Proposed Investment in products (Different types of Cloth item (Ladies, gents & kids item), Sales Income from product etc. ) from Ready made product etc. ) Investment in Machinaries (Sewing machine etc. ) Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Total Capital Existing Business (BDT) 20, 000 Proposed (BDT) 30, 000 Total (BDT) 50, 000 8, 000 0 0 (0) 28, 000 0 0 (0) 58, 000 30, 000

SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 28, 000 (48%) ■ GT's Investment BDT 30, 000 (52%) ■ Total Capital BDT 58, 000

FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly Estimated sales income from Product(s) 350 9, 800 117, 600 385 10, 780 129, 360 424 11, 872 23, 744 Total Sales/commission (A) 350 9, 800 117, 600 385 10, 780 129, 360 424 11, 872 23, 744 Estimated cost of Product(s) 70 1, 960 23, 520 77 2, 156 25, 872 85 2, 380 4, 760 Est. Total Cost of Sales and Services (B) 70 1, 960 23, 520 77 2, 156 25, 872 85 2, 380 4, 760 280 7, 840 94, 080 308 8, 624 103, 488 339 9, 492 18, 984 250 3, 000 275 3, 300 303 606 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Electricity Bill Mobile Bill 200 2, 400 220 2, 640 242 484 3, 000 36, 000 3, 300 39, 600 3, 630 7, 260 250 2, 500 250 3, 000 250 500 67 800 67 134 Total Operating Cost (D) 3, 767 44, 700 4, 112 49, 340 4, 492 8, 984 Net Profit (C-D) 4, 073 49, 380 4, 512 54, 148 5, 000 10, 000 Proposed Salary (Entrepreneur) Ownership Transfer Fee Non Cash Item Depriciation Expenses Retained Income 49, 380 103, 528 113, 528 Notes: 1. Agreed grace period: Two months 2. Investment Payback schedule: Two Months installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account

CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 30000 1. 2 Net Profit (Ownership Transfer Fee Added Back) 51880 57148 10472 1. 3 Depreciation Expense 800 134 1. 4 Opening Balance of Cash Surplus 0 37680 77628 82680 95628 88234 Total Cash Inflow 2. 0 Cash Outflow 2. 1 Product Purchase 30000 2. 2 Investment Payback Including Ownership Transfer Fee 15000 18000 3000 Total Cash Outflow 45000 18000 3000 Total Cash Surplus 37680 77628 85234 3. 0

SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 0 Others (beyond family): 0 Future employment: 0 ▢ Skilled and working experiences (2 Years) O PPORTUNITIES T HREATS

Presented at 368 th FO Executive Social Business Design Lab (GT) on October 31, 2018 at Grameen Trust Premises Thank you