Proposed NU Business Name Rima Dairy Farm Business

Proposed NU Business Name : Rima Dairy Farm Business Category : Fisharies & Animal Husbandry, Dairy Farm Business Proposal Identified & Prepared by : Md. Shahad Ali Sapon, Unit Manager, Manikgonj Region, Zone 1. Business Proposal Verified by : Md. Shahad Ali Sapon

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : Rehena Begum Vill: Bhararia, Union: Bhararia, District: Manikganj Age : 34 years Marital Status : Married Children : 2 (Two) Sons No. of siblings : 5 (Five) Brothers Parent’s and GB related Info: (i) Who is GB member : Mother in law (ii) Mother’s name : Lotifa Begum (iii) Father’s name : Chandu mia (iv) GB member’s info : ���� Branch: Jabra Ghior, Manikganj, Centre # 48 Loan no. : 2567, Member since 01 January 0001 First loan: Tk. 5, 000 Last loan: Tk. 10, 000 Further Information: (v) Who pays GB loan installment : N/A (vi) Mobile lady : No (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : JSC/Eight Pass(1 to 8 Pass) Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) : He has 2 (Two) year(s) of experience in running his own business. He started the business with BDT 20, 000 (Twenty Thousand) : Other Own/Family Sources of Income : Father's occupation: Others Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 01708571028, NU’s NID/Birth Certificate No. : 5612211943664 NU Project Source/Reference : Grameen Trust Mother's occupation: Others

BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ ���� was a GB member from 01 January 0001 to 01 January 0001, at first she took GB loan BDT 5, 000 (Five Thousand).

PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Rima Dairy Farm Address/ Location : Baliachora, pacharkanda, Ghior, Manikgonj Total Investment Required in BDT : Tk. 140, 000 Financing : Self Tk. 90, 000 Required Investment Tk. 50, 000 Present salary/drawings from business : N/A Proposed Salary : N/A Proposed Business Implementation Plan (i) % of present gross profit margin : From Product 50% (ii) Estimated % of proposed gross profit margin : From Product 50% (iii) In future risk mgt. plan (from fire, disaster etc. ) : N/A

INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s) 350 9, 800 117, 600 Total Sales/commission (A) 350 9, 800 117, 600 Cost of Product(s) 175 4, 900 58, 800 Total Cost of Sales and Services (B) 175 4, 900 58, 800 Gross Profit (C) [C=(A-B)] 175 4, 900 58, 800 50 600 Cow Feed 500 6, 000 Madicine 200 2, 400 50 600 375 4, 500 Total Operating Cost (D) 1, 175 14, 100 Net Profit (C-D) 3, 725 44, 700 Less: Cost of Sales Less: Operating Cost Electricity Bill Modem bill Non Cash Item Deprecation Expenses

PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Proposed Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Total Capital Existing Business (BDT) 0 0 (0) 90, 000 Proposed (BDT) 50, 000 Total (BDT) 0 0 (0) 140, 000

SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 90, 000 (64%) ■ GT's Investment BDT 50, 000 (36%) ■ Total Capital BDT 140, 000

FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly Estimated sales income from Product(s) 419 11, 732 140, 784 461 12, 908 154, 896 507 14, 196 42, 588 Total Sales/commission (A) 419 11, 732 140, 784 461 12, 908 154, 896 507 14, 196 42, 588 Estimated cost of Product(s) 210 5, 880 70, 560 231 6, 468 77, 616 254 7, 112 21, 336 Est. Total Cost of Sales and Services (B) 210 5, 880 70, 560 231 6, 468 77, 616 254 7, 112 21, 336 Gross Profit (C) [C=(A-B)] 209 5, 852 70, 224 230 6, 440 77, 280 253 7, 084 21, 252 100 1, 200 110 1, 320 121 363 Less: Cost of Sales Less: Operating Cost Electricity Bill Mobile bill (SMS & Reporting) 50 600 55 660 61 183 Madicine 300 3, 600 330 3, 960 363 1, 089 Cow Feed 500 6, 000 550 6, 600 605 1, 815 Ownership Transfer Fee 417 3, 753 417 5, 004 417 1, 243 Non Cash Item Depriciation Expenses 375 4, 500 375 1, 125 Total Operating Cost (D) 1, 742 19, 653 1, 837 22, 044 1, 942 5, 818 Net Profit (C-D) 4, 110 50, 571 4, 603 55, 236 5, 142 15, 434 Retained Income 50, 571 105, 807 121, 241 Notes: 1. Agreed grace period: Three months 2. Investment Payback schedule: Quarterly installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account

CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 50000 1. 2 Net Profit (Ownership Transfer Fee Added Back) 54324 60206 16676 1. 3 Depreciation Expense 4500 1125 1. 4 Opening Balance of Cash Surplus 0 36324 71030 108824 101030 88831 Total Cash Inflow 2. 0 Cash Outflow 2. 1 Product Purchase 50000 2. 2 Investment Payback Including Ownership Transfer Fee 22500 30000 7500 Total Cash Outflow 72500 30000 7500 Total Cash Surplus 36324 71030 81331 3. 0

SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 1 Others (beyond family): 0 Future employment: 0 ▢ Skilled and working experiences (2 Years) O PPORTUNITIES T HREATS

Presented at 359 th FO Executive Social Business Design Lab (GT) on October 24, 2018 at Grameen Trust Premises Thank you