Proposed NU Business Name Motiar Dairy Farm Business
Proposed NU Business Name : Motiar Dairy Farm Business Category : Fisharies & Animal Husbandry, Dairy Farm Business Proposal Identified & Prepared by : Md. Uzzal Hossain, Unit Incharge, Madhukhali, Faridpur Region, Zone 1. Business Proposal Verified by : Md. Uzzal Hossain
BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : Motiar Rahaman Vill: Amdanga, Union: Noapara, District: Faridpur Age : 29 years Marital Status : Single Children : No childrens No. of siblings : 2 (Two) Brothers and 2 (Two) Sisters Parent’s and GB related Info: (i) Who is GB member : Mother (ii) Mother’s name : Hena Begum (iii) Father’s name : Bador Uddin Sheikh (iv) GB member’s info : Hena Begum Branch: Gazna Modhukhali, Baliakandi, Centre # 37 Loan no. : 2848, Member since 20 April 2005 Existing loan: Tk. 20, 000 Outstanding loan: Tk. 10, 000 Further Information: (v) Who pays GB loan installment : Entrepreneur's Father (vi) Mobile lady : No (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A
BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : JSC/Eight Pass(1 to 8 Pass) Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) : He has 6 (Six) year(s) of experience in running his own business. He started the business with BDT 20, 000 (Twenty Thousand) : Other Own/Family Sources of Income : Father's occupation: Farmer Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 01712852335 NU’s NID/Birth Certificate No. : 19922915673000188 NU Project Source/Reference : Grameen Trust Mother's occupation: Housewife
BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ Hena Begum is a GB member since 20 April 2005, at first she took GB loan BDT 5, 000 (Five Thousand).
PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Motiar Dairy Farm Address/ Location : Amdanga Total Investment Required in BDT : Tk. 135, 000 Financing : Self Tk. 95, 000 Required Investment Tk. 40, 000 Present salary/drawings from business : BDT 3, 000 (Three Thousand) Proposed Salary : BDT 4, 000 (Four Thousand) Proposed Business Implementation Plan (i) % of present gross profit margin : From Product 90% (ii) Estimated % of proposed gross profit margin : From Product 90% (iii) In future risk mgt. plan (from fire, disaster etc. ) : N/A
INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s) 500 14, 000 168, 000 Total Sales/commission (A) 500 14, 000 168, 000 Cost of Product(s) 50 1, 400 16, 800 Total Cost of Sales and Services (B) 50 1, 400 16, 800 450 12, 600 151, 200 2, 400 Present salary (Entrepreneur) 3, 000 36, 000 Cow Feed 1, 000 125 1, 500 Total Operating Cost (D) 4, 325 51, 900 Net Profit (C-D) 8, 275 99, 300 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Mobile Bill Non Cash Item Deprecation Expenses
PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Proposed Investment in products (Cow etc. ) Investment in Machinaries (Cow Shade etc. ) Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Total Capital Existing Business (BDT) 80, 000 15, 000 0 0 (0) 95, 000 Proposed (BDT) 40, 000 Total (BDT) 120, 000 15, 000 0 0 (0) 135, 000
SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 95, 000 (70%) ■ GT's Investment BDT 40, 000 (30%) ■ Total Capital BDT 135, 000
FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly Estimated sales income from Product(s) 650 18, 200 218, 400 715 20, 020 240, 240 787 22, 036 44, 072 Total Sales/commission (A) 650 18, 200 218, 400 715 20, 020 240, 240 787 22, 036 44, 072 Estimated cost of Product(s) 65 1, 820 21, 840 72 2, 016 24, 192 79 2, 212 4, 424 Est. Total Cost of Sales and Services (B) 65 1, 820 21, 840 72 2, 016 24, 192 79 2, 212 4, 424 585 16, 380 196, 560 643 18, 004 216, 048 708 19, 824 39, 648 200 2, 400 220 2, 640 242 484 Proposed Salary (Entrepreneur) 4, 000 48, 000 4, 400 52, 800 4, 840 9, 680 Cow Feed 1, 500 18, 000 1, 650 19, 800 1, 815 3, 630 333 3, 330 333 3, 996 333 674 125 1, 500 125 250 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Mobile Bill Ownership Transfer Fee Non Cash Item Depriciation Expenses Total Operating Cost (D) Net Profit (C-D) Retained Income 6, 158 73, 230 6, 728 80, 736 7, 355 14, 718 10, 222 123, 330 11, 276 135, 312 12, 469 24, 930 123, 330 258, 642 283, 572 Notes: 1. Agreed grace period: Two months 2. Investment Payback schedule: Two Months installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account
CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 1. 2 Net Profit (Ownership Transfer Fee Added Back) 1. 3 Depreciation Expense 1. 4 Opening Balance of Cash Surplus Total Cash Inflow Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 40000 126660 139308 25576 1500 250 0 108160 224968 168160 248968 250794 2. 0 Cash Outflow 2. 1 Product Purchase 40000 2. 2 Investment Payback Including Ownership Transfer Fee 20000 24000 Total Cash Outflow 60000 24000 Total Cash Surplus 108160 224968 246794 3. 0
SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 0 Others (beyond family): 0 Future employment: 0 ▢ Trade License in his own name ▢ Skilled and working experiences (6 Years) ▢ Can not supply goods and Service as per demand; O T PPORTUNITIES ▢ Location of shop; HREATS ▢ Theft;
Presented at 665 th FO Executive Social Business Design Lab (GT) on September 17, 2019 at Grameen Trust Premises Thank you
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