Proposed NU Business Name Motalib Dairy Farm Business
Proposed NU Business Name : Motalib Dairy Farm Business Category : Fisharies & Animal Husbandry, Dairy Farm Business Proposal Identified & Prepared by : Md. Ashraful Alam, Unit Incharge, Kaligonj , Dhaka, All Zone. Business Proposal Verified by : Md. Ashraful Alam
BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : Md. Motalib Sarker H/02, R/05, Vill: Kalapatua, Union: Jamalpur, District: Gazipur Age : 34 years Marital Status : Married Children : 2 (Two) Daughters No. of siblings : 5 (Five) Brothers and 3 (Three) Sisters Parent’s and GB related Info: (i) Who is GB member : Mother (ii) Mother’s name : Mst. Fajila Khatun (iii) Father’s name : Abdus Sobhan Sorkar (iv) GB member’s info : Mst. Fajila Khatun Branch: Kaliganj, Tangi, Centre # 5 Loan no. : 1793, Member since 01 January 0001 First loan: Tk. 2, 000 Further Information: Last loan: Tk. 200, 000 (v) Who pays GB loan installment : N/A (vi) Mobile lady : No (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A
BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : Secondary School Certificate Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) Other Own/Family Sources of Income : He has 3 (Three) year(s) of experience in running his own business. He started the business with BDT 100, 000 (One Lac) : : Father's occupation: Businessman Income: Tk. 20, 000 Mother's occupation: Housewife Occupation of other member(s): Businessman Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 01713508160, 01721358485 NU’s NID/Birth Certificate No. : 3313460733094 NU Project Source/Reference : Grameen Shakti Samajik Byabosha Ltd
BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ Mst. Fajila Khatun was a GB member from 01 January 0001 to 01 January 0001, at first she took GB loan BDT 2, 000 (Two Thousand).
PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Motalib Dairy Farm Address/ Location : Village: Mendipur, Post: Kalapatua, Upazila: Kaligang, Dis: Gazipur. Total Investment Required in BDT : Tk. 250, 000 Financing : Self Tk. 200, 000 Required Investment Tk. 50, 000 Present salary/drawings from business : N/A Proposed Salary : N/A Proposed Business Implementation Plan (i) % of present gross profit margin : From Product 85% (ii) Estimated % of proposed gross profit margin : From Product 85% (iii) In future risk mgt. plan (from fire, disaster etc. ) : N/A
INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s) 500 14, 000 168, 000 Total Sales/commission (A) 500 14, 000 168, 000 Cost of Product(s) 75 2, 100 25, 200 Total Cost of Sales and Services (B) 75 2, 100 25, 200 425 11, 900 142, 800 Electricity Bill 300 3, 600 Transportation Expense 300 3, 600 5, 000 60, 000 Entertainment Expenses 200 2, 400 Mobile Bill 200 2, 400 0 0 Total Operating Cost (D) 6, 000 72, 000 Net Profit (C-D) 5, 900 70, 800 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Self Salary Non Cash Item Deprecation Expenses
PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Proposed Investment in products (Cow, Investment in products (Cow etc. ) Calves etc. ) Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Total Capital Existing Business (BDT) 200, 000 0 0 (0) 200, 000 Proposed (BDT) Total (BDT) 50, 000 250, 000 0 0 (0) 250, 000
SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 200, 000 (80%) ■ GSSB's Investment BDT 50, 000 (20%) ■ Total Capital BDT 250, 000
FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly Estimated sales income from Product(s) 600 16, 800 201, 600 630 17, 640 211, 680 662 18, 536 55, 608 Total Sales/commission (A) 600 16, 800 201, 600 630 17, 640 211, 680 662 18, 536 55, 608 Estimated cost of Product(s) 90 2, 520 30, 240 95 2, 660 31, 920 100 2, 800 8, 400 Est. Total Cost of Sales and Services (B) 90 2, 520 30, 240 95 2, 660 31, 920 100 2, 800 8, 400 510 14, 280 171, 360 535 14, 980 179, 760 562 15, 736 47, 208 300 3, 600 330 3, 960 363 1, 089 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Electricity Bill Transportation Expense 500 6, 000 550 6, 600 605 1, 815 5, 000 60, 000 5, 500 66, 000 6, 050 18, 150 Entertainment Expenses 300 3, 600 330 3, 960 363 1, 089 Mobile Bill 400 4, 800 440 5, 280 484 1, 452 Ownership Transfer Fee 417 3, 753 417 5, 004 417 1, 243 0 0 0 Total Operating Cost (D) 6, 917 81, 753 7, 567 90, 804 8, 282 24, 838 Net Profit (C-D) 7, 363 89, 607 7, 413 88, 956 7, 454 Self Salary Non Cash Item Depriciation Expenses Retained Income 89, 607 178, 563 22, 370 200, 933 Notes: 1. Agreed grace period: Three months 2. Investment Payback schedule: Quarterly installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account
CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 50000 1. 2 Net Profit (Ownership Transfer Fee Added Back) 93360 93960 23571 1. 3 Depreciation Expense 0 0 0 1. 4 Opening Balance of Cash Surplus 0 70860 134820 143360 164820 158391 Total Cash Inflow 2. 0 Cash Outflow 2. 1 Product Purchase 50000 2. 2 Investment Payback Including Ownership Transfer Fee 22500 30000 7500 Total Cash Outflow 72500 30000 7500 Total Cash Surplus 70860 134820 150891 3. 0
SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 0 Others (beyond family): 0 Future employment: 0 ▢ Trade License in his own name ▢ Skilled and working experiences (3 Years) O PPORTUNITIES T HREATS
Presented at 312 th CO Executive Social Business Design Lab (GSSB) on July 17, 2018 at Grameen Shakti Samajik Byabosha Ltd Premises Thank you
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