Proposed NU Business Name Monir Dairy Farm Business

Proposed NU Business Name : Monir Dairy Farm Business Category : Fisharies & Animal Husbandry, Dairy Farm Business Proposal Identified & Prepared by : Zahidul Islam, Asst. Unit Manager, Noakhali, Lakshmipur Region, Zone 1. Business Proposal Verified by : Zahidul Islam

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : Bibi Ayesha Vill: Chhilania, Union: Arjuntala, District: Noakhali Age : 23 years Marital Status : Married Children : 1 (One) Son No. of siblings : 3 (Three) Brothers and 2 (Two) Sisters Parent’s and GB related Info: (i) Who is GB member : Mother in law (ii) Mother’s name : Nurjahan begum (iii) Father’s name : Mojibul Hoque (iv) GB member’s info : ������� Branch: Kesharpar Senbug, Nangolkote, Centre # 30 Loan no. : 3864, Member since 15 May 2008 Existing loan: Tk. 60, 000 Outstanding loan: Tk. 29, 000 Further Information: (v) Who pays GB loan installment : Entrepreneur's Father (vi) Mobile lady : No (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : Secondary School Certificate Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) Other Own/Family Sources of Income : She has 3 (Three) year(s) of experience in running her own business. She started the business with BDT 30, 000 (Thirty Thousand) : : Father's occupation: Farmer Mother's occupation: Housewife Occupation of other member(s): Farmer Developments from entrepreneur's current business are Land Purchase, Land Lease etc. Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 01822282111, NU’s NID/Birth Certificate No. : 19967518047035034 NU Project Source/Reference : Grameen Trust

BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ ������� is a GB member since 15 May 2008, at first she took GB loan BDT 20, 000 (Twenty Thousand). ■ Finally GB loan helped her to improve Livelihood.

PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Monir Dairy Farm Address/ Location : Cilonia , senbag , noakhali Total Investment Required in BDT : Tk. 100, 000 Financing : Self Tk. 50, 000 Required Investment Tk. 50, 000 Present salary/drawings from business : N/A Proposed Salary : N/A Proposed Business Implementation Plan (i) % of present gross profit margin : From Product 50% (ii) Estimated % of proposed gross profit margin : From Product 50% (iii) In future risk mgt. plan (from fire, disaster etc. ) : From Other 5%

INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s) 476 13, 328 159, 936 Total Sales/commission (A) 476 13, 328 159, 936 Cost of Product(s) 238 6, 664 79, 968 Total Cost of Sales and Services (B) 238 6, 664 79, 968 Gross Profit (C) [C=(A-B)] 238 6, 664 79, 968 3, 000 36, 000 2, 400 167 2, 000 Total Operating Cost (D) 3, 367 40, 400 Net Profit (C-D) 3, 297 39, 568 Less: Cost of Sales Less: Operating Cost Salary Mobile & Modem Bill (SMS & Reporting) Non Cash Item Deprecation Expenses

PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Proposed Investment in products (Food, Cow Shade etc. ) Investment in Machinaries (Cow etc. ) Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Total Capital Existing Business (BDT) 10, 000 Proposed (BDT) 40, 000 50, 000 90, 000 50, 000 0 0 (0) 100, 000 0 0 (0) 50, 000 Total (BDT) 10, 000

SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 50, 000 (50%) ■ GT's Investment BDT 50, 000 (50%) ■ Total Capital BDT 100, 000

FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly Estimated sales income from Product(s) 595 16, 660 199, 920 655 18, 340 220, 080 721 20, 188 40, 376 Total Sales/commission (A) 595 16, 660 199, 920 655 18, 340 220, 080 721 20, 188 40, 376 Estimated cost of Product(s) 298 8, 344 100, 128 328 9, 184 110, 208 361 10, 108 20, 216 Est. Total Cost of Sales and Services (B) 298 8, 344 100, 128 328 9, 184 110, 208 361 10, 108 20, 216 Gross Profit (C) [C=(A-B)] 297 8, 316 99, 792 327 9, 156 109, 872 360 10, 080 20, 160 300 3, 600 330 3, 960 363 726 3, 500 42, 000 3, 850 46, 200 4, 235 8, 470 417 4, 170 417 5, 004 417 826 167 2, 000 167 334 Total Operating Cost (D) 4, 384 51, 770 4, 764 57, 164 5, 182 10, 356 Net Profit (C-D) 3, 932 48, 022 4, 392 52, 708 4, 898 Less: Cost of Sales Less: Operating Cost Mobile bill (SMS & Reporting) Selary Ownership Transfer Fee Non Cash Item Depriciation Expenses Retained Income 48, 022 100, 730 9, 804 110, 534 Notes: 1. Agreed grace period: Two months 2. Investment Payback schedule: Two Months installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account

CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 50000 1. 2 Net Profit (Ownership Transfer Fee Added Back) 52192 57544 10571 1. 3 Depreciation Expense 2000 334 1. 4 Opening Balance of Cash Surplus 0 29192 58736 104192 88736 69641 Total Cash Inflow 2. 0 Cash Outflow 2. 1 Product Purchase 50000 2. 2 Investment Payback Including Ownership Transfer Fee 25000 30000 5000 Total Cash Outflow 75000 30000 5000 Total Cash Surplus 29192 58736 64641 3. 0

SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 0 Others (beyond family): 0 Future employment: 0 ▢ Skilled and working experiences (3 Years) O PPORTUNITIES T HREATS

Presented at 798 th FO Executive Social Business Design Lab (GT) on January 20, 2020 at Grameen Trust Premises Thank you