Proposed NU Business Name Mayer Doa Cycle Store

Proposed NU Business Name : Mayer Doa Cycle Store Business Category : Micro Business, Electrical Business Proposal Identified & Prepared by : Md. Belal Hossain, Unit Incharge, Dagonbhuiyan, Feni, All Zone. Business Proposal Verified by : Md. Belal Hossain

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : MD Omar Faruk Vill: Muhammad Nagor, Union: Char Parbati, District: Noakhali Age : 36 years Marital Status : Married Children : 1 (One) Daughter No. of siblings : 4 (Four) Sisters Parent’s and GB related Info: (i) Who is GB member : Mother (ii) Mother’s name : Bibi Khodiza (iii) Father’s name : MD Abdur Satter (iv) GB member’s info : Bibi Khodiza Branch: Charparboti Componigonj, Daganbhuyain, Centre # 20 Loan no. : 1250, Member since 03 February 2009 Further Information: First loan: Tk. 2, 000 (v) Who pays GB loan installment Last loan: Tk. 50, 000 : N/A (vi) Mobile lady : No (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : Under SSC Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) Other Own/Family Sources of Income : He has 18 (Eighteen) year(s) of experience in running his own business. He started the business with BDT 13, 000 (Thirteen Thousand) : : Father's occupation: Farmer Income: Tk. 15, 000 Mother's occupation: Housewife Occupation of other member(s): Farmer Developments from entrepreneur's current business are Land Purchase, Other, SisterBrother's Marriage etc. Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 01873746635, 01815346891 NU’s NID/Birth Certificate No. : 7512183081232 NU Project Source/Reference : Grameen Shakti Samajik Byabosha Ltd

BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ Bibi Khodiza was a GB member from 03 February 2009 to 30 November 2016, at first she took GB loan BDT 2, 000 (Two Thousand). ■ Gradually she took GB loan several times and utilized it for Business. ■ Finally GB loan helped her to improve Livelihood.

PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Mayer Doa Cycle Store Address/ Location : Bashurhat Road, K. T. M hat, Companigong, Nohakhali. Total Investment Required in BDT : Tk. 629, 200 Financing : Self Tk. 569, 200 Required Investment Tk. 60, 000 Present salary/drawings from business : N/A Proposed Salary : N/A Proposed Business Implementation Plan (i) % of present gross profit margin : From Product 15% (ii) Estimated % of proposed gross profit margin : From Product 15% (iii) In future risk mgt. plan (from fire, disaster etc. ) : N/A

INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s) 4, 000 112, 000 1, 344, 000 Total Sales/commission (A) 4, 000 112, 000 1, 344, 000 Cost of Product(s) 3, 400 95, 200 1, 142, 400 Total Cost of Sales and Services (B) 3, 400 95, 200 1, 142, 400 600 16, 800 201, 600 Mobile Bill 500 6, 000 Generator Bill 450 5, 400 Night Guard Bill 300 3, 600 Entertainment Expenses 200 2, 400 Self Salary 5, 000 60, 000 Transportation Expense 2, 000 24, 000 600 7, 200 2, 000 24, 000 50 600 833 10, 000 11, 933 143, 200 4, 867 58, 400 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Electricity Bill Shop Rent Provision of bad debt Non Cash Item Deprecation Expenses Total Operating Cost (D) Net Profit (C-D)

PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Investment in Machinaries (SOUND SISTEM, Fan, Light etc. ) Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Total Capital Proposed Existing Business (BDT) 50, 000 3, 200 20, 000 100, 000 60, 000 (20, 000) (14, 000) 569, 200 Proposed (BDT) Total (BDT) 50, 000 60, 000 3, 200 20, 000 100, 000 60, 000 (20, 000) (14, 000) 629, 200

SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 569, 200 (90%) ■ GSSB's Investment BDT 60, 000 (10%) ■ Total Capital BDT 629, 200

FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly Estimated sales income from Product(s) 4, 000 112, 000 1, 344, 000 4, 200 117, 600 1, 411, 200 4, 620 129, 360 258, 720 Total Sales/commission (A) 4, 000 112, 000 1, 344, 000 4, 200 117, 600 1, 411, 200 4, 620 129, 360 258, 720 Estimated cost of Product(s) 3, 400 95, 200 1, 142, 400 3, 570 99, 960 1, 199, 520 3, 927 109, 956 219, 912 Est. Total Cost of Sales and Services (B) 3, 400 95, 200 1, 142, 400 3, 570 99, 960 1, 199, 520 3, 927 109, 956 219, 912 600 16, 800 201, 600 630 17, 640 211, 680 693 19, 404 38, 808 Mobile Bill 700 8, 400 770 9, 240 847 1, 694 Generator Bill 450 5, 400 495 5, 940 545 1, 090 Night Guard Bill 300 3, 600 330 3, 960 363 726 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Entertainment Expenses 200 2, 400 220 2, 640 242 484 Self Salary 5, 000 60, 000 5, 500 66, 000 6, 050 12, 100 Transportation Expense 2, 500 30, 000 2, 750 33, 000 3, 025 6, 050 Electricity Bill 1, 000 12, 000 1, 100 13, 200 1, 210 2, 420 Shop Rent 2, 000 24, 000 2, 200 26, 400 2, 420 4, 840 500 5, 000 500 6, 000 500 1, 000 50 600 50 100 Ownership Transfer Fee Provision of bad debt Non Cash Item Depriciation Expenses Total Operating Cost (D) Net Profit (C-D) Retained Income 833 10, 000 833 1, 666 13, 533 161, 400 14, 748 176, 980 16, 085 32, 170 3, 267 40, 200 2, 892 34, 700 3, 319 6, 638 40, 200 74, 900 81, 538 Notes: 1. Agreed grace period: Two months 2. Investment Payback schedule: Monthly installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account

CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 60000 1. 2 Net Profit (Ownership Transfer Fee Added Back) 45200 40700 7638 1. 3 Depreciation Expense 10000 1666 1. 4 Opening Balance of Cash Surplus 3200 -5600 9100 118400 45100 18404 Total Cash Inflow 2. 0 Cash Outflow 2. 1 Product Purchase 60000 2. 2 Investment Payback Including Ownership Transfer Fee 30000 36000 Total Cash Outflow 124000 36000 Total Cash Surplus -5600 9100 12404 3. 0

SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 0 Others (beyond family): 0 Future employment: 0 ▢ Trade License in his own name ▢ Skilled and working experiences (18 Years) O PPORTUNITIES T HREATS

Presented at 357 th FO Executive Social Business Design Lab (GSSB) on October 24, 2018 at Grameen Shakti Samajik Byabosha Ltd Premises Thank you