Proposed NU Business Name MA MOBILE DERVISING HOUSE
Proposed NU Business Name : MA MOBILE DERVISING HOUSE Business Category : Services & Transportations, Mobile Servicing Center Business Proposal Identified & Prepared by : Md Harun-or-Rashid, Unit Incharge, Bogra Sadar, Bogra, All Zone. Business Proposal Verified by : Md. Obaidullah
BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : MD. Rafiqul Islam Vill: Maria, Union: Mahishaban, District: Bogra Age : 37 years Marital Status : Married Children : 1 (One) Son No. of siblings : 3 (Three) Brothers and 2 (Two) Sisters Parent’s and GB related Info: (i) Who is GB member : Mother (ii) Mother’s name : MST, JORINA BEGUM (iii) Father’s name : Late ABDUL MOILLA (iv) GB member’s info : MST, JORINA BEGUM Branch: Mohishaban Gabtoli, Bogra, Centre # 23 Loan no. : 2038/1, Member since 01 January 0001 First loan: Tk. 5, 000 Last loan: Tk. 10, 000 Further Information: (v) Who pays GB loan installment : N/A (vi) Mobile lady : No (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A
BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : JSC/Eight Pass(1 to 8 Pass) Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) : He has 5 (Five) year(s) of experience in running his own business. He started the business with BDT 0 () : Other Own/Family Sources of Income : Mother's occupation: Housewife Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 8801316276733, 01719330734 NU’s NID/Birth Certificate No. : 1014054524523 NU Project Source/Reference : Grameen Shakti Samajik Byabosha Ltd Occupation of other member(s): Housewife
BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ MST, JORINA BEGUM was a GB member from 01 January 0001 to 01 January 0001, at first she took GB loan BDT 5, 000 (Five Thousand).
PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : MA MOBILE DERVISING HOUSE Address/ Location : Bhai bon Market, Golabari, Gabtoli, Bogra Total Investment Required in BDT : Tk. 420, 000 Financing : Self Tk. 320, 000 Required Investment Tk. 100, 000 Present salary/drawings from business : N/A Proposed Salary : N/A Proposed Business Implementation Plan (i) % of present gross profit margin : (ii) Estimated % of proposed gross profit margin : (iii) In future risk mgt. plan (from fire, disaster etc. ) : N/A
INFO ON EXISTING BUSINESS OPERATIONS Particulars Total Sales/commission (A) EB(BDT) Daily Monthly Yearly 0 0 0 Total Cost of Sales and Services (B) 0 0 0 Gross Profit (C) [C=(A-B)] 0 0 0 Deprecation Expenses 0 0 Total Operating Cost (D) 0 0 Net Profit (C-D) 0 0 Less: Cost of Sales Less: Operating Cost Non Cash Item
PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Proposed Investment in products (Different Investment in products (Furniture Types Of Net etc. ) Servicing etc. ) Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Total Capital Existing Business (BDT) 320, 000 0 0 (0) 320, 000 Proposed (BDT) Total (BDT) 100, 000 420, 000 100, 000 0 0 (0) 420, 000
SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 320, 000 (76%) ■ GSSB's Investment BDT 100, 000 (24%) ■ Total Capital BDT 420, 000
FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Total Sales/commission (A) Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly 0 0 0 0 0 Est. Total Cost of Sales and Services (B) 0 0 0 0 0 Gross Profit (C) [C=(A-B)] 0 0 0 0 0 833 8, 330 833 9, 996 833 1, 674 0 0 0 Less: Cost of Sales Less: Operating Cost Ownership Transfer Fee Non Cash Item Depriciation Expenses Total Operating Cost (D) Net Profit (C-D) Retained Income 833 8, 330 833 9, 996 833 1, 674 -833 -8, 330 -833 -9, 996 -833 -1, 674 -8, 330 -18, 326 -20, 000 Notes: 1. Agreed grace period: Two months 2. Investment Payback schedule: Monthly installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account
CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 1. 2 Net Profit (Ownership Transfer Fee Added Back) 0 0 0 1. 3 Depreciation Expense 0 0 0 1. 4 Opening Balance of Cash Surplus 0 -50000 -1100000 -50000 -110000 50000 60000 10000 Total Cash Outflow 150000 60000 10000 Total Cash Surplus -50000 -110000 -120000 Total Cash Inflow 2. 0 Cash Outflow 2. 1 Product Purchase 2. 2 Investment Payback Including Ownership Transfer Fee 3. 0 100000
SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 0 Others (beyond family): 0 Future employment: 0 ▢ Trade License in his own name ▢ Skilled and working experiences (5 Years) O PPORTUNITIES T HREATS
Presented at 599999920 th CO Executive Social Business Design Lab (GSSB) on February 05, 2019 at Grameen Shakti Samajik Byabosha Ltd Premises Thank you
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