Proposed NU Business Name Khadija Dairy Farm Business
Proposed NU Business Name : Khadija Dairy Farm Business Category : Fisharies & Animal Husbandry, Dairy Farm Business Proposal Identified & Prepared by : Md. Alhaz Sarkar, Unit Incharge, Madhobpur, Narsingdi Region, Zone 1. Business Proposal Verified by : Md. Alhaz Sarkar
BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : Khadija Begum Vill: Adair, Union: Adair, District: Habiganj Age : 16 years Marital Status : Single Children : No childrens No. of siblings : 2 (Two) Brothers and 1 (One) Sister Parent’s and GB related Info: (i) Who is GB member : Mother (ii) Mother’s name : Safea Khatun (iii) Father’s name : MD. Alfaz Miha (iv) GB member’s info : Safea Khatun Branch: Adaoir Madhabpur, Centre # 16 Loan no. : 9234, Member since 14 July 2005 Existing loan: Tk. 20, 000 Outstanding loan: Tk. 3, 000 Further Information: (v) Who pays GB loan installment : Entrepreneur's Father (vi) Mobile lady : No (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A
BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : JSC/Eight Pass(1 to 8 Pass) Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) : She has 1 (One) year(s) of experience in running her own business. She started the business with BDT 30, 000 (Thirty Thousand) : Other Own/Family Sources of Income : Father's occupation: Others Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 01783995335, NU’s NID/Birth Certificate No. : 20043617116011702 NU Project Source/Reference : Grameen Trust Mother's occupation: Others
BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ Safea Khatun is a GB member since 14 July 2005, at first she took GB loan BDT 10, 000 (Ten Thousand).
PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Khadija Dairy Farm Address/ Location : Kabilpur Own home Total Investment Required in BDT : Tk. 130, 900 Financing : Self Tk. 90, 900 Required Investment Tk. 40, 000 Present salary/drawings from business : N/A Proposed Salary : N/A Proposed Business Implementation Plan (i) % of present gross profit margin : From Product 80% (ii) Estimated % of proposed gross profit margin : From Product 80% (iii) In future risk mgt. plan (from fire, disaster etc. ) : N/A
INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s) 80 2, 240 26, 880 Total Sales/commission (A) 80 2, 240 26, 880 Cost of Product(s) 16 448 5, 376 Total Cost of Sales and Services (B) 16 448 5, 376 Gross Profit (C) [C=(A-B)] 64 1, 792 21, 504 30 360 Deprecation Expenses 750 9, 000 Total Operating Cost (D) 780 9, 360 1, 012 12, 144 Less: Cost of Sales Less: Operating Cost Cow Feed Non Cash Item Net Profit (C-D)
PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Proposed Investment in products (Cow Feed Investment in products (Milky Cow etc. ) Investment in Machinaries (Milky Cow , ox etc. ) Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Total Capital Existing Business (BDT) 900 Proposed (BDT) 40, 000 Total (BDT) 40, 900 90, 000 0 0 (0) 90, 900 0 0 (0) 130, 900 40, 000
SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 90, 900 (69%) ■ GT's Investment BDT 40, 000 (31%) ■ Total Capital BDT 130, 900
FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly Estimated sales income from Product(s) 120 3, 360 40, 320 132 3, 696 44, 352 145 4, 060 8, 120 Total Sales/commission (A) 120 3, 360 40, 320 132 3, 696 44, 352 145 4, 060 8, 120 Estimated cost of Product(s) 24 672 8, 064 26 728 8, 736 29 812 1, 624 Est. Total Cost of Sales and Services (B) 24 672 8, 064 26 728 8, 736 29 812 1, 624 Gross Profit (C) [C=(A-B)] 96 2, 688 32, 256 106 2, 968 35, 616 116 3, 248 6, 496 35 420 39 468 43 86 333 3, 330 333 3, 996 333 674 Less: Cost of Sales Less: Operating Cost Cow Feed Ownership Transfer Fee Non Cash Item Depriciation Expenses 750 9, 000 750 1, 500 Total Operating Cost (D) 1, 118 12, 750 1, 122 13, 464 1, 126 2, 260 Net Profit (C-D) 1, 570 19, 506 1, 846 22, 152 2, 122 4, 236 Retained Income 19, 506 41, 658 45, 894 Notes: 1. Agreed grace period: Two months 2. Investment Payback schedule: Two Months installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account
CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 40000 1. 2 Net Profit (Ownership Transfer Fee Added Back) 22836 26148 4921 1. 3 Depreciation Expense 9000 1500 1. 4 Opening Balance of Cash Surplus 0 11836 22984 71836 46984 29405 Total Cash Inflow 2. 0 Cash Outflow 2. 1 Product Purchase 40000 2. 2 Investment Payback Including Ownership Transfer Fee 20000 24000 Total Cash Outflow 60000 24000 Total Cash Surplus 11836 22984 25405 3. 0
SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 1 Others (beyond family): 0 Future employment: 0 ▢ Skilled and working experiences (1 Years) ▢ Physically Disable; O T PPORTUNITIES ▢ Increasing demand; HREATS ▢ Theft;
Presented at 492 nd FO Executive Social Business Design Lab (GT) on March 16, 2019 at Grameen Trust Premises Thank you
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