Proposed NU Business Name Chowa Shitol Pati Ghor
Proposed NU Business Name : Chowa Shitol Pati Ghor Business Category : Handicrafts, Bamboo & Cane Production Business Proposal Identified & Prepared by : Md Mohiuddin Rubel, Unit Incharge, Tangail Sodor , Tangail, All Zone. Business Proposal Verified by : Md Mohiuddin Rubel
BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : Sushanto Chandra Paul Vill: Singragi, Union: Elasin, District: Tangail Age : 28 years Marital Status : Married Children : 1 (One) Son No. of siblings : 1 (One) Brother and 1 (One) Sister Parent’s and GB related Info: (i) Who is GB member : Father (ii) Mother’s name : Momota Rani Dey (iii) Father’s name : Suvas Chandra Paul (iv) GB member’s info : Suvas Chandra Paul Branch: Elasin Delduar, Centre # 6 Loan no. : 6723, Member since 06 March 1992 Existing loan: Tk. 40, 000 Outstanding loan: Tk. 27, 520 Further Information: (v) Who pays GB loan installment : Entrepreneur's Father (vi) Mobile lady : No (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A
BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : Under SSC Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) Other Own/Family Sources of Income : He has 10 (Ten) year(s) of experience in running his own business. He started the business with BDT 20, 000 (Twenty Thousand) : : Father's occupation: Small/Large Businessman Income: Tk. 15, 000 Mother's occupation: Housewife Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 01626542152, 01639369964 NU’s NID/Birth Certificate No. : 5553839381 NU Project Source/Reference : Grameen Shakti Samajik Byabosha Ltd
BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ Suvas Chandra Paul is a GB member since 06 March 1992, at first he took GB loan BDT 2, 000 (Two Thousand).
PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Chowa Shitol Pati Ghor Address/ Location : Self House, Singragi, Elasin, Delduar. Total Investment Required in BDT : Tk. 120, 000 Financing : Self Tk. 70, 000 Required Investment Tk. 50, 000 Present salary/drawings from business : BDT 5, 000 (Five Thousand) Proposed Salary : BDT 5, 000 (Five Thousand) Proposed Business Implementation Plan (i) % of present gross profit margin : From Product 40% (ii) Estimated % of proposed gross profit margin : From Product 40% (iii) In future risk mgt. plan (from fire, disaster etc. ) : N/A
INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s) 1, 200 36, 000 432, 000 Total Sales/commission (A) 1, 200 36, 000 432, 000 Cost of Product(s) 720 21, 600 259, 200 Total Cost of Sales and Services (B) 720 21, 600 259, 200 Gross Profit (C) [C=(A-B)] 480 14, 400 172, 800 Electricity Bill 200 2, 400 Transportation Expense 200 2, 400 5, 000 60, 000 Entertainment Expenses 300 3, 600 Mobile Bill 300 3, 600 0 0 Total Operating Cost (D) 6, 000 72, 000 Net Profit (C-D) 8, 400 100, 800 Less: Cost of Sales Less: Operating Cost Present salary (Entrepreneur) Non Cash Item Deprecation Expenses
PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Investment in products (Bet, Others, Shitol Pati etc. ) Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Proposed Investment in products (Bet etc. ) Total Capital Existing Business (BDT) 20, 000 0 0 50, 000 0 (0) 70, 000 Proposed (BDT) Total (BDT) 50, 000 70, 000 50, 000 0 (0) 120, 000
SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 70, 000 (58%) ■ GSSB's Investment BDT 50, 000 (42%) ■ Total Capital BDT 120, 000
FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly Estimated sales income from Product(s) 1, 400 42, 000 504, 000 1, 470 44, 100 529, 200 1, 544 46, 320 92, 640 Total Sales/commission (A) 1, 400 42, 000 504, 000 1, 470 44, 100 529, 200 1, 544 46, 320 92, 640 Estimated cost of Product(s) 840 25, 200 302, 400 882 26, 460 317, 520 926 27, 780 55, 560 Est. Total Cost of Sales and Services (B) 840 25, 200 302, 400 882 26, 460 317, 520 926 27, 780 55, 560 Gross Profit (C) [C=(A-B)] 560 16, 800 201, 600 588 17, 640 211, 680 618 18, 540 37, 080 200 2, 400 220 2, 640 242 484 Less: Cost of Sales Less: Operating Cost Electricity Bill Transportation Expense 200 2, 400 220 2, 640 242 484 5, 000 60, 000 5, 500 66, 000 6, 050 12, 100 Entertainment Expenses 300 3, 600 330 3, 960 363 726 Mobile Bill 300 3, 600 330 3, 960 363 726 Ownership Transfer Fee 417 4, 170 417 5, 004 417 826 0 0 0 6, 417 76, 170 7, 017 84, 204 7, 677 15, 346 10, 383 125, 430 10, 623 127, 476 10, 863 Proposed Salary (Entrepreneur) Non Cash Item Depriciation Expenses Total Operating Cost (D) Net Profit (C-D) Retained Income 125, 430 252, 906 21, 734 274, 640 Notes: 1. Agreed grace period: Two months 2. Investment Payback schedule: Monthly installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account
CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 1. 2 Net Profit (Ownership Transfer Fee Added Back) 1. 3 1. 4 Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 50000 129600 132480 22530 Depreciation Expense 0 0 0 Opening Balance of Cash Surplus 0 104600 207080 179600 237080 229610 Total Cash Inflow 2. 0 Cash Outflow 2. 1 Product Purchase 50000 2. 2 Investment Payback Including Ownership Transfer Fee 25000 30000 5000 Total Cash Outflow 75000 30000 5000 Total Cash Surplus 104600 207080 224610 3. 0
SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 0 Others (beyond family): 0 Future employment: 0 ▢ Skilled and working experiences (10 Years) O PPORTUNITIES T HREATS
Presented at 603 rd FO Executive Social Business Design Lab (GSSB) on January 22, 2020 at Grameen Shakti Samajik Byabosha Ltd Premises Thank you
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