Proposed NU Business Name Business Category Business Proposal

Proposed NU Business Name : Business Category Business Proposal Identified & Prepared by Vai Bon Sanitary : Micro Business, Sanitary Shop : Md. Akramul Haque, Unit Incharge, Putia , Rajshahi, All Zone. Business Proposal Verified by : Md. Shahjamal Siraji

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : Md. Sahin Ali Vill: Basu Para, Union: Nimpara, District: Rajshahi Age : 32 years Marital Status : Married Children : 1 (One) Son and 1 (One) Daughter No. of siblings : 3 (Three) Brothers and 1 (One) Sister Parent’s and GB related Info: (i) Who is GB member : Mother (ii) Mother’s name : MST. SALEHER (iii) Father’s name : Late MD. ABDDUS SATTAR (iv) GB member’s info : MST. SALEHER Branch: Yusufpur Charghat, Rajshahi, Centre # 14 Loan no. : 3331/2, Member since 01 January 2004 Existing loan: Tk. 30, 000 Outstanding loan: Tk. 27, 360 Further Information: (v) Who pays GB loan installment : Entrepreneur's Son (vi) Mobile lady : No (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : JSC/Eight Pass(1 to 8 Pass) Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) Other Own/Family Sources of Income : He has 5 (Five) year(s) of experience in running his own business. He started the business with BDT 30, 000 (Thirty Thousand) : : Mother's occupation: Housewife Occupation of other member(s): Housewife Developments from entrepreneur's current business are Land Lease, Investment etc. Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 01723084165, 01737818631 NU’s NID/Birth Certificate No. : 8112571907670 NU Project Source/Reference : Grameen Shakti Samajik Byabosha Ltd

BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ MST. SALEHER is a GB member since 01 January 2004, at first she took GB loan BDT 5, 000 (Five Thousand).

PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Vai Bon Sanitary Address/ Location : FOKIRPARA, BASUPARA, NONDONGASI, CHARGHAT, RAJ SHAHI Total Investment Required in BDT : Tk. 115, 000 Financing : Self Tk. 65, 000 Required Investment Tk. 50, 000 Present salary/drawings from business : N/A Proposed Salary : N/A Proposed Business Implementation Plan (i) % of present gross profit margin : From Product 20% (ii) Estimated % of proposed gross profit margin : From Product 20% (iii) In future risk mgt. plan (from fire, disaster etc. ) : From Other 10%

INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s) 3, 000 90, 000 1, 080, 000 Total Sales/commission (A) 3, 000 90, 000 1, 080, 000 Cost of Product(s) 2, 400 72, 000 864, 000 Total Cost of Sales and Services (B) 2, 400 72, 000 864, 000 600 18, 000 216, 000 150 1, 800 Transportation Expense 1, 000 12, 000 Self Salary 5, 000 60, 000 Stuff Salary 6, 000 72, 000 Entertainment Expenses 200 2, 400 Mobile Bill 200 2, 400 0 0 12, 550 150, 600 5, 450 65, 400 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Electricity Bill Non Cash Item Deprecation Expenses Total Operating Cost (D) Net Profit (C-D)

PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Proposed Investment in products (Others , Investment in products (Different types of Sanitary & types of Sanitary Item etc. ) Hardware item, Sales income from Product, Different types of Sanitary Item, Sales income from products (Rod, Cement, brick, sand & Fittings item etc. ) Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Total Capital Existing Business (BDT) 65, 000 0 0 (0) 65, 000 Proposed (BDT) Total (BDT) 50, 000 115, 000 50, 000 0 0 (0) 115, 000

SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 65, 000 (56%) ■ GSSB's Investment BDT 50, 000 (44%) ■ Total Capital BDT 115, 000

FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly Estimated sales income from Product(s) 5, 000 150, 000 1, 800, 000 5, 250 157, 500 1, 890, 000 5, 513 165, 390 2, 480, 850 Total Sales/commission (A) 5, 000 150, 000 1, 800, 000 5, 250 157, 500 1, 890, 000 5, 513 165, 390 2, 480, 850 Estimated cost of Product(s) 4, 000 120, 000 1, 440, 000 4, 200 126, 000 1, 512, 000 4, 410 132, 300 1, 984, 500 Est. Total Cost of Sales and Services (B) 4, 000 120, 000 1, 440, 000 4, 200 126, 000 1, 512, 000 4, 410 132, 300 1, 984, 500 Gross Profit (C) [C=(A-B)] 1, 000 30, 000 360, 000 1, 050 31, 500 378, 000 1, 103 33, 090 496, 350 1, 800 165 1, 980 182 2, 730 Transportation Expense 1, 500 18, 000 1, 650 19, 800 1, 815 27, 225 Self Salary 5, 000 60, 000 5, 500 66, 000 6, 050 90, 750 Stuff Salary Less: Cost of Sales Less: Operating Cost Electricity Bill 6, 000 72, 000 6, 600 79, 200 7, 260 108, 900 Entertainment Expenses 200 2, 400 220 2, 640 242 3, 630 Mobile Bill 200 2, 400 220 2, 640 242 3, 630 Ownership Transfer Fee 278 2, 502 278 3, 336 278 4, 162 0 0 0 Total Operating Cost (D) 13, 328 159, 102 14, 633 175, 596 16, 069 241, 027 Net Profit (C-D) 16, 672 200, 898 16, 867 202, 404 17, 021 255, 323 Non Cash Item Depriciation Expenses Retained Income 200, 898 403, 302 658, 625 Notes: 1. Agreed grace period: Three months 2. Investment Payback schedule: Quarterly installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account

CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 1. 2 Net Profit (Ownership Transfer Fee Added Back) 1. 3 1. 4 Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 50000 203400 205740 259260 Depreciation Expense 0 0 0 Opening Balance of Cash Surplus 0 188397 374133 253400 394137 633393 Total Cash Inflow 2. 0 Cash Outflow 2. 1 Product Purchase 50000 2. 2 Investment Payback Including Ownership Transfer Fee 15003 20004 24993 Total Cash Outflow 65003 20004 24993 Total Cash Surplus 188397 374133 608400 3. 0

SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 1 Others (beyond family): 0 Future employment: 0 ▢ Trade License in his own name ▢ Skilled and working experiences (5 Years) O PPORTUNITIES T HREATS

Presented at 309 th FO Executive Social Business Design Lab (GSSB) on June 30, 2018 at Grameen Shakti Samajik Byabosha Ltd Premises Thank you