Proposed NU Business Name Amena Pigeon Farm Business

Proposed NU Business Name : Amena Pigeon Farm Business Category : Fisharies & Animal Husbandry, Birds Rearing Business Proposal Identified & Prepared by : Mujahidul Islam, Officer, Khulna Sodor , Khulna, All Zone. Business Proposal Verified by : Awlad Hossain

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : Amena Begum Vill: Sanchibunia, Union: Jalma, District: Khulna Age : 34 years Marital Status : Married Children : 1 (One) Daughter No. of siblings : 2 (Two) Brothers and 1 (One) Sister Parent’s and GB related Info: (i) Who is GB member : Mother (ii) Mother’s name : Halima Begum (iii) Father’s name : Abdur Rashid Mollah (iv) GB member’s info : Halima Begum Branch: Batiaghata, Khulna, Centre # 38 Loan no. : ���� /�, Member since 01 January 0001 First loan: Tk. 10, 000 Last loan: Tk. 25, 000 Further Information: (v) Who pays GB loan installment : N/A (vi) Mobile lady : No (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : Under SSC Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) : She has 7 (Seven) year(s) of experience in running her own business. She started the business with BDT 10, 000 (Ten Thousand) : Other Own/Family Sources of Income : Father's occupation: Others Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 01996110669, 01953835752 NU’s NID/Birth Certificate No. : 19864711271000025 NU Project Source/Reference : Grameen Shakti Samajik Byabosha Ltd Mother's occupation: Housewife

BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ Halima Begum was a GB member from 01 January 0001 to 01 January 0001, at first she took GB loan BDT 10, 000 (Ten Thousand). ■ Gradually she took GB loan several times and utilized it for Household, Farming. ■ Finally GB loan helped her to improve Livelihood, Repair of houses.

PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Amena Pigeon Farm Address/ Location : School Vita, Sachibuniya, Khulna Total Investment Required in BDT : Tk. 170, 000 Financing : Self Tk. 120, 000 Required Investment Tk. 50, 000 Present salary/drawings from business : BDT 5, 000 (Five Thousand) Proposed Salary : BDT 5, 000 (Five Thousand) Proposed Business Implementation Plan (i) % of present gross profit margin : From Product 50% (ii) Estimated % of proposed gross profit margin : From Product 50% (iii) In future risk mgt. plan (from fire, disaster etc. ) : N/A

INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s) 714 19, 992 239, 904 Total Sales/commission (A) 714 19, 992 239, 904 Cost of Product(s) 357 9, 996 119, 952 Total Cost of Sales and Services (B) 357 9, 996 119, 952 Gross Profit (C) [C=(A-B)] 357 9, 996 119, 952 Electricity Bill 200 2, 400 Transportation Expense 100 1, 200 5, 000 60, 000 1, 200 0 0 Total Operating Cost (D) 5, 400 64, 800 Net Profit (C-D) 4, 596 55, 152 Less: Cost of Sales Less: Operating Cost Present salary (Entrepreneur) Mobile Bill Non Cash Item Deprecation Expenses

PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Investment in products (bird Reyaring etc. ) Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Proposed Investment in products (Other etc. ) Total Capital Existing Business (BDT) 120, 000 0 0 (0) 120, 000 Proposed (BDT) Total (BDT) 50, 000 170, 000 50, 000 0 0 (0) 170, 000

SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 120, 000 (70%) ■ GSSB's Investment BDT 50, 000 (30%) ■ Total Capital BDT 170, 000

FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly Estimated sales income from Product(s) 1, 071 29, 988 359, 856 1, 125 31, 500 378, 000 1, 238 34, 664 69, 328 Total Sales/commission (A) 1, 071 29, 988 359, 856 1, 125 31, 500 378, 000 1, 238 34, 664 69, 328 Estimated cost of Product(s) 536 15, 008 180, 096 563 15, 764 189, 168 619 17, 332 34, 664 Est. Total Cost of Sales and Services (B) 536 15, 008 180, 096 563 15, 764 189, 168 619 17, 332 34, 664 Gross Profit (C) [C=(A-B)] 535 14, 980 179, 760 562 15, 736 188, 832 619 17, 332 34, 664 300 3, 600 330 3, 960 363 726 Less: Cost of Sales Less: Operating Cost Electricity Bill Transportation Expense 200 2, 400 220 2, 640 242 484 5, 000 60, 000 5, 500 66, 000 6, 050 12, 100 Mobile Bill 200 2, 400 220 2, 640 242 484 Ownership Transfer Fee 417 4, 170 417 5, 004 417 826 Proposed Salary (Entrepreneur) Non Cash Item Depriciation Expenses 0 0 0 Total Operating Cost (D) 6, 117 72, 570 6, 687 80, 244 7, 314 14, 620 Net Profit (C-D) 8, 863 107, 190 9, 049 108, 588 10, 018 20, 044 Retained Income 107, 190 215, 778 235, 822 Notes: 1. Agreed grace period: Two months 2. Investment Payback schedule: Monthly installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account

CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 1. 2 Net Profit (Ownership Transfer Fee Added Back) 1. 3 1. 4 Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 50000 111360 113440 20814 Depreciation Expense 0 0 0 Opening Balance of Cash Surplus 0 86360 169800 161360 199800 190614 Total Cash Inflow 2. 0 Cash Outflow 2. 1 Product Purchase 50000 2. 2 Investment Payback Including Ownership Transfer Fee 25000 30000 5000 Total Cash Outflow 75000 30000 5000 Total Cash Surplus 86360 169800 185614 3. 0

SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 0 Others (beyond family): 0 Future employment: 0 ▢ Trade License in her own name ▢ Skilled and working experiences (7 Years) ▢ Can not supply goods and Service as per demand; O T PPORTUNITIES ▢ Increasing demand; HREATS

Presented at 405 th FO Executive Social Business Design Lab (GSSB) on January 29, 2019 at Grameen Shakti Samajik Byabosha Ltd Premises Thank you