Proposed NU Business Name Alamgir Store Business Category

Proposed NU Business Name : Alamgir Store Business Category : Shopkeeping, Confectionery & Bakery Shop Business Proposal Identified & Prepared by : Mohammad Guias Uddin, Unit Incharge, Uttar Matlab, Chadpur Region, Zone 1. Business Proposal Verified by : Mohammad Guias Uddin

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : Alamgir Vill: Gajra, Union: Kalakanda, District: Chandpur Age : 36 years Marital Status : Married Children : 3 (Three) Sons No. of siblings : 3 (Three) Brothers Parent’s and GB related Info: (i) Who is GB member : Mother (ii) Mother’s name : Anowera Begum (iii) Father’s name : Abdul Mannan (iv) GB member’s info : Anowera Begum Branch: Gajra Matlob Notrh, Motlab, Centre # 21 Loan no. : 2410, Member since 01 January 0001 First loan: Tk. 2, 000 Last loan: Tk. 30, 000 Further Information: (v) Who pays GB loan installment : N/A (vi) Mobile lady : No (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : JSC/Eight Pass(1 to 8 Pass) Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) Other Own/Family Sources of Income : He has 8 (Eight) year(s) of experience in running his own business. He started the business with BDT 30, 000 (Thirty Thousand) : : Father's occupation: Farmer Mother's occupation: Housewife Occupation of other member(s): Farmer Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 01925124892, NU’s NID/Birth Certificate No. : 1317923359634 NU Project Source/Reference : Grameen Trust

BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ Anowera Begum was a GB member from 01 January 0001 to 01 January 0001, at first she took GB loan BDT 2, 000 (Two Thousand).

PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Alamgir Store Address/ Location : Gojra Bazar, Matlab uttar, Chandpur Total Investment Required in BDT : Tk. 172, 000 Financing : Self Tk. 122, 000 Required Investment Tk. 50, 000 Present salary/drawings from business : BDT 8, 000 (Eight Thousand) Proposed Salary : N/A Proposed Business Implementation Plan (i) % of present gross profit margin : From Product 20% (ii) Estimated % of proposed gross profit margin : From Product 20% (iii) In future risk mgt. plan (from fire, disaster etc. ) : N/A

INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s) 2, 500 70, 000 840, 000 Total Sales/commission (A) 2, 500 70, 000 840, 000 Cost of Product(s) 2, 000 56, 000 672, 000 Total Cost of Sales and Services (B) 2, 000 56, 000 672, 000 500 14, 000 168, 000 Electricity Bill 400 4, 800 Night Guard Bill 150 1, 800 Mobile Bill 200 2, 400 Present salary (Entrepreneur) 8, 000 96, 000 Shop Rent 1, 000 12, 000 3, 600 267 3, 200 10, 317 123, 800 3, 683 44, 200 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Others Non Cash Item Deprecation Expenses Total Operating Cost (D) Net Profit (C-D)

PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Proposed Existing Business (BDT) Investment in products (Different types of Product (Tea, sugar, bakery, confectionery item & soft drinks etc. ), Different types of Grocery item, betel leaf & betel nut, Cheep, chanachur, Biscuit etc. ) Investment in Machinaries (Milk Pot, Freez, Cheep, chanachur, Biscuit, Different types of Product (Tea, sugar, bakery, confectionery item & soft drinks etc. ), cool drinks, bickut ieccrime etc , TV, Fan etc. ) Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Total Capital Proposed (BDT) 50, 000 Total (BDT) 50, 000 82, 000 0 0 40, 000 0 (0) 122, 000 0 0 40, 000 0 (0) 172, 000 50, 000

SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 122, 000 (70%) ■ GT's Investment BDT 50, 000 (30%) ■ Total Capital BDT 172, 000

FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly Estimated sales income from Product(s) 3, 000 84, 000 1, 008, 000 3, 300 92, 400 1, 108, 800 3, 630 101, 640 304, 920 Total Sales/commission (A) 3, 000 84, 000 1, 008, 000 3, 300 92, 400 1, 108, 800 3, 630 101, 640 304, 920 Estimated cost of Product(s) 2, 400 67, 200 806, 400 2, 640 73, 920 887, 040 2, 904 81, 312 243, 936 Est. Total Cost of Sales and Services (B) 2, 400 67, 200 806, 400 2, 640 73, 920 887, 040 2, 904 81, 312 243, 936 600 16, 800 201, 600 660 18, 480 221, 760 726 20, 328 60, 984 Electricity Bill 500 6, 000 550 6, 600 605 1, 815 Night Guard Bill 200 2, 400 220 2, 640 242 726 Mobile Bill 200 2, 400 220 2, 640 242 726 Present salary (Entrepreneur) 9, 500 114, 000 10, 450 125, 400 11, 495 34, 485 Shop Rent 1, 000 12, 000 1, 100 13, 200 1, 210 3, 630 Others 300 3, 600 330 3, 960 363 1, 089 Ownership Transfer Fee 417 3, 753 417 5, 004 417 1, 243 267 3, 200 267 801 12, 384 147, 353 13, 554 162, 644 14, 841 44, 515 4, 416 54, 247 4, 926 59, 116 5, 487 16, 469 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Non Cash Item Depriciation Expenses Total Operating Cost (D) Net Profit (C-D) Retained Income 54, 247 113, 363 129, 832 Notes: 1. Agreed grace period: Three months 2. Investment Payback schedule: Quarterly installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account

CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 50000 1. 2 Net Profit (Ownership Transfer Fee Added Back) 58000 64120 17712 1. 3 Depreciation Expense 3200 801 1. 4 Opening Balance of Cash Surplus 0 38700 76020 111200 106020 94533 Total Cash Inflow 2. 0 Cash Outflow 2. 1 Product Purchase 50000 2. 2 Investment Payback Including Ownership Transfer Fee 22500 30000 7500 Total Cash Outflow 72500 30000 7500 Total Cash Surplus 38700 76020 87033 3. 0

SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 0 Others (beyond family): 0 Future employment: 0 ▢ Trade License in his own name ▢ Skilled and working experiences (8 Years) ▢ Electricity problem; O T PPORTUNITIES ▢ Location of shop; HREATS

Presented at 293 rd FO Executive Social Business Design Lab (GT) on July 18, 2018 at Grameen Trust Premises Thank you