Proposed NU Business Name Al Amin thai Aluminium

Proposed NU Business Name : Al Amin thai Aluminium Glass Business Category Business Proposal Identified & Prepared by : Micro Business, Steel Business : Md. Babul Hasan Molla, Unit Incharge, Chagolnaiya, Feni, All Zone. Business Proposal Verified by : Md. Belal Hossain

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA Name and address : Md Alauddin Vill: Paschim Pathangar, Union: Pathannagar, District: Feni Age : 36 years Marital Status : Married Children : 1 (One) Son and 1 (One) Daughter No. of siblings : 5 (Five) Brothers Parent’s and GB related Info: (i) Who is GB member : Mother (ii) Mother’s name : Julekha begum (iii) Father’s name : Abul khair (iv) GB member’s info : Julekha begum Branch: Chhagalnaya, Chagalniya, Centre # 26 Loan no. : 7061/2, Member since 01 January 0001 First loan: Tk. 5, 000 Further Information: Last loan: Tk. 30, 000 (v) Who pays GB loan installment : N/A (vi) Mobile lady : No (vii) Grameen Education Loan : N/A (viii) Any other loan : N/A

BRIEF BIO OF THE PROPOSED NOBIN UDYOKTA (CONT. . . ) Education, till to date : Higher Secondary Certificate Present Occupation (Besides own business, i. e. , perusing further studies, other business etc. ) : Nil Business Experiences and Training Info (years of experience, if s/he received any on- hand training, formal training, working experience as an apprentice etc. ) Other Own/Family Sources of Income : He has 5 (Five) year(s) of experience in running his own business. He started the business with BDT 70, 000 (Seventy Thousand) : : Father's occupation: Farmer Mother's occupation: Housewife Occupation of other member(s): Farmer Developments from entrepreneur's current business are Gold Purchase, Land Lease, Building etc. Other Own/Family Sources of Liabilities : N/A NU’s Contact No. : 01761786762, 01816442487 NU’s NID/Birth Certificate No. : 1592824050263 NU Project Source/Reference : Grameen Shakti Samajik Byabosha Ltd

BRIEF HISTORY OF GB LOAN UTILIZATION BY FAMILY ■ Julekha begum was a GB member from 01 January 0001 to 01 January 0001, at first she took GB loan BDT 5, 000 (Five Thousand).

PROPOSED NOBIN UDYOKTA BUSINESS INFO Business Name : Al Amin thai Aluminium Glass Address/ Location : pathan nagar Total Investment Required in BDT : Tk. 250, 000 Financing : Self Tk. 170, 000 Required Investment Tk. 80, 000 Present salary/drawings from business : N/A Proposed Salary : N/A Proposed Business Implementation Plan (i) % of present gross profit margin : From Product 20% (ii) Estimated % of proposed gross profit margin : From Product 20% (iii) In future risk mgt. plan (from fire, disaster etc. ) : N/A

INFO ON EXISTING BUSINESS OPERATIONS Particulars EB(BDT) Daily Monthly Yearly Sales income from Product(s) 2, 500 70, 000 840, 000 Total Sales/commission (A) 2, 500 70, 000 840, 000 Cost of Product(s) 2, 000 56, 000 672, 000 Total Cost of Sales and Services (B) 2, 000 56, 000 672, 000 500 14, 000 168, 000 4, 500 54, 000 Electricity Bill 500 6, 000 Transportation Expense 500 6, 000 5, 000 60, 000 Entertainment Expenses 300 3, 600 Mobile Bill 200 2, 400 0 0 11, 000 132, 000 36, 000 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Shop Rent Self Salary Non Cash Item Deprecation Expenses Total Operating Cost (D) Net Profit (C-D)

PRESENT & PROPOSED INVESTMENT BREAKDOWN Particulars of products Existing Proposed Investment in products (Different types of Steel Furniture & accessories etc. ) Cash in hand Bank Balance Advance Debtors Creditors Other Arrear Expense Total Capital Existing Business (BDT) 170, 000 0 0 (0) 170, 000 Proposed (BDT) Total (BDT) 80, 000 250, 000 80, 000 0 0 (0) 250, 000

SOURCE OF FINANCE ■ Entrepreneur's Contribution BDT 170, 000 (68%) ■ GSSB's Investment BDT 80, 000 (32%) ■ Total Capital BDT 250, 000

FINANCIAL PROJECTION OF NU BUSINESS PLAN Particulars Year 1 (BDT) Daily Monthly Year 2 (BDT) Yearly Daily Monthly Year 3 (BDT) Yearly Daily Monthly Yearly Estimated sales income from Product(s) 3, 000 84, 000 1, 008, 000 3, 150 88, 200 1, 058, 400 3, 308 92, 624 185, 248 Total Sales/commission (A) 3, 000 84, 000 1, 008, 000 3, 150 88, 200 1, 058, 400 3, 308 92, 624 185, 248 Estimated cost of Product(s) 2, 400 67, 200 806, 400 2, 520 70, 560 846, 720 2, 646 74, 088 148, 176 Est. Total Cost of Sales and Services (B) 2, 400 67, 200 806, 400 2, 520 70, 560 846, 720 2, 646 74, 088 148, 176 600 16, 800 201, 600 630 17, 640 211, 680 662 18, 536 37, 072 4, 500 54, 000 4, 950 59, 400 5, 445 10, 890 Electricity Bill 500 6, 000 550 6, 600 605 1, 210 Transportation Expense 500 6, 000 550 6, 600 605 1, 210 Less: Cost of Sales Gross Profit (C) [C=(A-B)] Less: Operating Cost Shop Rent Self Salary 5, 000 60, 000 5, 500 66, 000 6, 050 12, 100 Entertainment Expenses 500 6, 000 550 6, 600 605 1, 210 Mobile Bill 500 6, 000 550 6, 600 605 1, 210 Ownership Transfer Fee 667 6, 670 667 8, 004 667 1, 326 0 0 0 12, 167 144, 670 13, 317 159, 804 14, 582 29, 156 4, 633 56, 930 4, 323 51, 876 3, 954 7, 916 Non Cash Item Depriciation Expenses Total Operating Cost (D) Net Profit (C-D) Retained Income 56, 930 108, 806 116, 722 Notes: 1. Agreed grace period: Two months 2. Investment Payback schedule: Monthly installment would also include ownership transfer fee from the date of cheque deposited in NU’s business account

CASH FLOW PROJECTION ON BUSINESS PLAN (REC. & PAY. ) SL# Particular Year 1 (BDT) Year 2 (BDT) Year 3 (BDT) 1. 0 Cash Inflow 1. 1 Investment Infusion By Investor 80000 1. 2 Net Profit (Ownership Transfer Fee Added Back) 63600 59880 9214 1. 3 Depreciation Expense 0 0 0 1. 4 Opening Balance of Cash Surplus 0 23600 35480 143600 83480 44694 Total Cash Inflow 2. 0 Cash Outflow 2. 1 Product Purchase 80000 2. 2 Investment Payback Including Ownership Transfer Fee 40000 48000 Total Cash Outflow 120000 48000 Total Cash Surplus 23600 35480 36694 3. 0

SWOT ANALYSIS S TRENGTH W EAKNESS ▢ Present employment: Self: 1, Family: 1 Others (beyond family): 0 Future employment: 0 ▢ Trade License in his own name ▢ Skilled and working experiences (5 Years) O PPORTUNITIES T HREATS

Presented at 357 th FO Executive Social Business Design Lab (GSSB) on October 24, 2018 at Grameen Shakti Samajik Byabosha Ltd Premises Thank you