Precise ID SM e Solutions The next generation

Precise ID SM e. Solutions The next generation in fraud detection via Take a risk-based approach to authentication by integrating a fraud scoring and interactive question session from a single provider © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Press ALT+F 4 to quit

Precise ID SM e. Solutions The next generation in fraud detection via Precise ID is Experian’s next generation application fraud detection solution. Precise ID is a powerful identity authentication and fraud detection tool that integrates Experian’s breadth of data, products, advanced analytics and decisioning technology. Explore the icons below… Quick access Easy input © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Knowledge IQ Scoring Risk-based approach Reporting Next steps Press ALT+F 4 to quit

Precise ID SM e. Solutions The next generation in fraud detection via Quick access Getting started is easy. Contact your local Experian representative or have your head security designate contact 888 414 1120. After obtaining access, log into e. Solutions, hover the “Fraud” tab and click on “Precise ID. ” Quick access Easy input © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Knowledge IQ Scoring Risk-based approach Reporting Next steps Press ALT+F 4 to quit

Precise ID Easy input SM The next generation in fraud detection via e. Solutions Simply input consumer information into the easy-to-use input page. Quick access Easy input © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Knowledge IQ Scoring Risk-based approach Reporting Next steps Press ALT+F 4 to quit

Precise ID Easy input SM e. Solutions The next generation in fraud detection via Users can select multiple tools that are based on credit or non-credit based data. n Precise ID fraud scores n Knowledge IQSM n Integrated scoring with questions n Access to the National Fraud Database. SM Quick access Easy input © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Knowledge IQ Scoring Risk-based approach Reporting Next steps Press ALT+F 4 to quit

Precise ID SM The next generation in fraud detection via e. Solutions Knowledge IQ Each consumer is presented with a customized, interactive challengeresponse question set that is designed to be answered only by the true consumer. Experian’s variety of questions enable clients to verify a consumer’s identity for application processing or during other risky transactions. Quick access Easy input © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Knowledge IQ Scoring Risk-based approach Reporting Next steps Press ALT+F 4 to quit

Precise ID Scoring SM The next generation in fraud detection via e. Solutions The Precise ID fraud risk score uses multiple information sources that result in a robust fraud risk score, providing a more accurate picture of the applicant. High performing scores discern the riskiest applicants, ensuring a transparent, positive consumer experience for “good customers. ” Quick access Easy input © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Knowledge IQ Scoring Risk-based approach Reporting Next steps Press ALT+F 4 to quit

Precise ID SM e. Solutions The next generation in fraud detection via Risk-based approach Each client’s needs are unique – both the Precise ID score and question session can be customized. System settings are configurable to ask questions on each applicant, only ask questions when an applicant appears risky or allow the user to manually review the Precise ID score before initiating a question session. Scoring with questions Add-on questions Questions only Use account opening, ID screening scores or custom models with questions for authentication Set scoring thresholds, use questions when risk demands Review score, manually add questions for further authentication FCRA version using both credit and non-credit questions only GLB version using only non-credit questions Quick access Easy input © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Knowledge IQ Scoring Risk-based approach Reporting Next steps Press ALT+F 4 to quit

Precise ID Reporting SM The next generation in fraud detection via e. Solutions The usage reporting page allows users to pull reports by: § Date range Quick access Easy input © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Knowledge IQ Scoring Risk-based approach Reporting Next steps Press ALT+F 4 to quit

Precise ID Reporting SM The next generation in fraud detection via e. Solutions The usage reporting page allows users to pull reports by: § Date range § Application information § Product type Quick access Easy input © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Knowledge IQ Scoring Risk-based approach Reporting Next steps Press ALT+F 4 to quit

Precise ID Reporting SM The next generation in fraud detection via e. Solutions The usage reporting page allows users to pull reports by: § Date range § Application information § Product type § User or Precise ID reference number Users can also archive their reports for easy future access Quick access Easy input © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Knowledge IQ Scoring Risk-based approach Reporting Next steps Press ALT+F 4 to quit

Precise ID Next steps SM e. Solutions The next generation in fraud detection via To learn more about Precise ID, contact your local Experian representative or have your head security designate contact 888 414 1120. Quick access Easy input © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Knowledge IQ Scoring Risk-based approach Reporting Next steps Press ALT+F 4 to quit

Precise ID SM e. Solutions The next generation in fraud detection via A risk-based approach to authentication by integrating a fraud scoring and interactive question session from a single provider Quick access Easy input © Experian Information Solutions, Inc. 2007. All rights reserved. Confidential and proprietary. Knowledge IQ Scoring Risk-based approach Reporting Next steps Press ALT+F 4 to quit