Ping An Insurance Group Company of China Ltd

Ping An Insurance (Group) Company of China, Ltd. (HKEx Stock Code: 2318, SSE Stock Code: 601318, ADR：PNGAY US) Fact Sheet for Investors (As at December 31, 2012) INSURANCE INVESTMENT Ping An Life Ping An P&C Ping An Annuity Asset Management Ping An Bank Ping An Health Strategic Positioning Establish a core business structure with the insurance, banking and investment businesses of the Group. Build an integrated financial services platform with a model of “one customer, one account, multiple products and one-stop services”; Grow our customer base and assets to be the market leader; Achieve a sustainable growth of profits and provide shareholders with stable returns on a long-term basis. Ping An Trust Ping An Securities Ping An HK Ping An Overseas Holdings Ping An Asset Management (HK) Business BANKING Structure Introduction Ping An Insurance (Group) Company of China, Ltd. (Ping An or our company) is one of China’s leading personal financial services groups. Since its inception in 1988, Ping An has become one of the foremost integrated financial service group offering mainly insurance, banking, investment products and services. Backed by our integrated financial structure, local expertise and best practices in corporate governance by its international standards, we provide insurance, banking and investment services to nearly 80 million customers, and achieved a net profit attributable to shareholders of the parent company RMB 20, 050 million. Ping An-UOB Fund Ping An SHARED PLATFORM Ping An Processing & Channel Technology Development Ping An Marketing Services Insurance Maintain a healthy and steady development of property and casualty insurance and life insurance businesses and promote their market competitiveness to achieve a stable increase in market share; Expand new service areas such as corporate annuity business and health insurance business. In 2012, our insurance business continued its steady and healthy growth. Ping An Life continued to focus on value creation under the core strategy of “Reaching New Heights” and “Two-Tier Development”, written premiums generated by our life insurance business amounted to RMB 191, 473 million, among which, written premiums from the more profitable individual life insurance business recorded an increase of 10. 0%. Ping An Property & Casualty continued to implement its business strategy of “professional operations and leading services”, which led to a significant increase of 18. 5% in premium income to RMB 98, 786 million, and the market share increased by 0. 5 percentage points compared with 2011. Of that amount, RMB 28, 530 million came from the automobile insurance telesales business, representing a 26. 5% growth. Its combined ratio was 95. 3%, demonstrating good and stable profitability. Ping An Annuity maintained its leading position in the industry in terms of assets under corporate annuity schemes and annuity management fees income. Through the Vitality health promotion program, Ping An Health launched a high-end medical insurance product that provides medical coverage and rewards those arousing a healthy lifestyle. As the first-of-its-kind in China, the product will give Ping An Health a definitive competitive edge in the industry. Banking Investment the most closely guarded governance structure; Growing cost advantages and synergies supported by a powerful back office centralization operating platform; the immense power of leading technology sets a solid foundation for the best service experience to customers. professional management team; A leading and comprehensive risk management system; A disclosure mechanism characterized by truthfulness, accuracy, completeness, timeliness and fairness; An investor relations function that operates with rigor, enthusiasm and effectiveness. [AAA]: China Chengxin International Credit Rating Co. , Ltd. [AAA]: Dagong Global Credit Rating Co. , Limited Ratings career development with more opportunities Commitment to communities: reciprocate the society and build our nation Commitment to business partners: achieve win-win with mutually beneficial partnership Investment value Company Network Ping An Trust recorded stable growth in its private wealth management business, the cumulative number of high net-worth customers surpassed 18, 000. Ping An Securities successfully sponsored 14 IPOs and two refinancing projects as the lead underwriter; ranking third in terms of deal numbers and underwriting revenue for IPOs. It also completed 44 bond issuance projects as the lead underwriter, with the number of deals rising by 159% compared Build and grow investment capabilities with last year. The investment management business remains innovative and has and establish an advanced investment successfully launched three HKEx-listed ETF funds, strengthening. FULL the influence of Ping An’s platform; Strengthen the asset-liability-DISTINCTIVE SOUND CORPORATE COMPETITIVE COMMITMENT investment brand in the overseas market. management process and implement a. ADVANTAGES GOVERNANCE SYSTEM TO SOCIAL sophisticated risk control mechanism; Maintain stable and healtlhy growth acros Corporate duties served by our CORPORATE system: the Three Develop and strengthen third-partythe Group’s business on the back of China’s comprehensive RESPONSIBILITY Committees operate independently and in robust economic development; An active assets management business to providepromoter of reform and innovation in compliance with the law; the professional Commitment to shareholders: committees and the Executive Committee increase asset value and customers with multiple and high-qualityvarious areas, Ping An remains a trailblazer under the Board conduct decision-making generate stable returns investment products and to become thein the industry; The leading personal and implementation, respectively; A clear Commitment to clients: financial services group in China with the leader in China’s wealth managementlargest number of financial service licenses, development strategy, a unique corporate ensure trust with solid service culture, and an international and Commitment to employees: market. the widest range of business offerings, and Cities where the branches of the principal businesses of Ping An are located. Businesses Highlights Vision Develop an integrated banking business by fully utilizing various resources including customers, products, channels and platforms to gradually capture synergies across our businesses; Build the banking business into a core pillar of the Group’s integrated financial services business that will offer customers a onestop service for multiple financial products. In 2012, the banking business realized a net profit of RMB 13, 232 million, up by 65. 9% as compared with 2011, and contributed RMB 6, 870 million to the Group, representing a proportion of 34. 3%, growing from 26. 4% in 2011. As at December 31, 2012, total deposits amounted to RMB 1, 021, 108 million, representing an increase of 20. 0%, total loans amounted to RMB 720, 780 million, representing an increase of 16. 1%. trade finance facilities balance amounted to RMB 287. 28 billion, representing an increase of 23. 1% as compared with the end of 2011; while credit cards in force (CIF) reached 11 million. On January 14, 2013, the consolidation of the two banks’ systems was completed and went live online, marking the full completion of the three-year-long consolidation exercise.

Fact Sheet for Investors (Updated as at Dec 31, 2012) ( RMB million) 2012 2011 Change 199, 483 187, 256 6. 5% 6, 457 9, 974 - 35. 3% 177, 460 144, 400 22. 9% 190. 6 156. 1 34. 5 pp 99, 089 83, 708 18. 4% 4, 648 4, 979 - 6. 6% 95. 3 93. 5 1. 8 pp 178. 4 166. 1 12. 3 pp Net interest income 33, 243 18, 371 80. 9% Net profit* 13, 232 7, 977 65. 9% Net interest spread (%) 2. 19 2. 33 (0. 14 pp) Capital adequacy ratio (%) 11. 37 11. 51 (0. 14 pp) 0. 95 0. 53 0. 42 pp 2, 694 3, 080 (12. 5%) 845 963 (12. 3%) Total income 3, 031 2, 407 25. 9% Net profit 1, 524 1, 063 43. 4% Life Insurance Business Written premiums Investment Portfolio (%) Net profit Embedded value Solvency margin ratio (%) P&C Insurance Business Premium income Net profit Dec 31, 2012 (Dec 31, 2011) Combined ratio (%) 2011 Dec 31 Change Total Assets 2, 844, 266 2, 285, 424 24. 5% Total Liabilities 2, 634, 617 2, 114, 082 24. 6% Total Equity 209, 649 171, 342 22. 4% Embedded Value 285, 874 235, 627 21. 3% 185. 6 166. 7 18. 9 pp (RMB Million) Group solvency margin ratio (%) Key Figures For the year ended Dec 31, (RMB Million) 2012 Total Income 2011 Solvency margin ratio (%) Banking Businesses Non-performing loan ratio (%) Change 339, 193 272, 244 24. 6% Net Profit attributable to shareholder of the Parent Company 20, 050 19, 475 3. 0% Basic Earnings Per Share (in RMB) 2. 53 2. 5 1. 2% Net Investment Yield (%) 4. 7 4. 5 0. 2 pp Total Investment Yield (%) 2. 9 4. 0 (1. 1 pp) Securities Business Total income Total Market Cap: HKD 472. 749 billion (Dec 31, 2012) Net profit Trust Business HK$ H Shares Outstanding 3, 130 million (28. 34%) HKEx Stock Code: 2318 52 Week Range Low – HK$48. 70 (Jan 6, 2012) High – HK$68. 35 (Feb 22, 2012) H Shares - 52 Week Range Markets Facts RMB A Shares Outstanding 4, 786 million (71. 66%) SSE Stock Code: 601318 52 Week Range Low – RMB 33. 85 (Jan 6, 2012) High – RMB 46. 24 (Jul 6, 2012) Source：Bloomberg A Shares - 52 Week Range Main Indexes 2012 Dec 31