New Employee Orientation Retirement Plan Benefits with David

New Employee Orientation Retirement Plan Benefits with [David Dupont] from AIG Retirement Services

Retirement realities • Preparing for retirement in the Cone Health Plan 40% 7. 5% 91. 3% As of December 31, 2020. Average contribution percentage Plan participation rate 3

Agenda 1 Plan highlights 2 Enrollment in the 403(b) 3 Investment options 4 Tools and resources Voluntary Savings Plan 4

Plan highlights Two retirement plans: I. 403(b) Voluntary Savings Plan II. 401(a) Retirement Plan 5

Plan highlights I. 403(b) Voluntary Savings Plan Immediate eligibility Contribute pretax, in a Roth account or a combination of the two Max contributions: $19, 500 or $26, 000 - based on age Cone Health matches 50% of the first 8% you contribute Match eligible upon completing 12 months and 1, 000 hours of service Matching contributions are vested after three years of service 6

Plan highlights II. 401(a) Retirement Plan Cone Health contributes annually an amount equal to 2% of your total compensation Eligible upon completing 12 months and 1000 hours of service Automatically enrolled upon fulfilling eligibility requirements Employer contributions only Contributions are vested after three years of service Must work the last day of the year to receive this contribution 7

Enrollment in the 403(b) Voluntary Savings Plan 8

Enrollment in the 403(b) Voluntary Savings Plan Auto enrolled at a pretax rate of 4% of compensation Your contribution rate will increase automatically each year by 1% Contributions will be invested in the plan’s default investment option Opt out or change your deferral rate as often as you would like Manage your account – conehealth. aigrs. com 9

Enrollment in the 403(b) Voluntary Savings Plan • Opt out/change schedule • Change your contribution amount any time • If you opt out you may re-enroll at any time in the future • For assistance, call 1 -888 -569 -7055 – Reference code: 65913401 If you were hired between: 12/06/2020 – 12/19/2020 12/20/2020 – 01/02/2021 01/03/2021 – 01/16/2021 01/17/2021 – 01/30/2021 01/31/2021 – 02/13/2021 02/14/2021 – 02/27/2021 02/28/2021 – 03/13/2021 03/14/2021 – 03/27/2021 03/28/2021 – 04/10/2021 04/11/2021 – 04/24/2021 04/25/2021 – 05/08/2021 05/09/2021 – 05/22/2021 05/23/2021 – 06/05/2021 06/06/2021 – 06/19/2021 06/20/2021 – 07/03/2021 07/04/2021 – 07/17/2021 07/18/2021 – 07/31/2021 08/01/2021 – 08/14/2021 08/15/2021 – 08/28/2021 08/29/2021 – 09/11/2021 09/12/2021 – 09/25/2021 09/26/2021 – 10/09/2021 10/10/2021 – 10/23/2021 10/24/2021 – 11/06/2021 11/07/2021 – 11/20/2021 11/21/2021 – 12/04/2021 12/05/2021 – 12/18/2021 12/19/2021 – 01/01/2022 To “opt out, ” or to change your contribution amount, you must notify AIG Retirement Services within these timeframes: 12/23/2020 – 12/30/2020 01/06/2021 – 01/13/2021 01/20/2021 – 01/27/2021 02/03/2021 – 02/10/2021 02/17/2021 – 02/24/2021 03/03/2021 – 03/10/2021 03/17/2021 – 03/24/2021 03/31/2021 – 04/07/2021 04/14/2021 – 04/21/2021 04/28/2021 – 05/05/2021 05/12/2021 – 05/19/2021 05/26/2021 – 06/02/2021 06/09/2021 – 06/16/2021 06/23/2021 – 06/30/2021 07/07/2021 – 07/14/2021 07/21/2021 – 07/28/2021 08/04/2021 – 08/11/2021 08/18/2021 – 08/25/2021 09/01/2021 – 09/08/2021 09/15/2021 – 09/22/2021 09/29/2021 – 10/06/2021 10/13/2021 – 10/20/2021 10/27/2021 – 11/03/2021 11/10/2021 – 11/17/2021 11/24/2021 – 12/01/2021 12/08/2021 – 12/15/2021 12/22/2021 – 12/29/2021 01/05/2022 – 01/12/2022 10

Investment options 11

Investment options What is a target date portfolio? A target date portfolio is a single investment option that helps you: 1. Diversify your account among the plans’ investment options 2. Maintain a blend of investments (asset allocation), initially and over time, that corresponds with your risk tolerance and the targeted date of your retirement and/or distribution Remember asset allocation nor diversification ensure a profit or guarantees against market loss. 12

Investment options Default investment option Mutual fund allocations for 07/01/2021 – 06/30/2022 13

Investment options Default investment option Portfolio allocations Actual stock, bond and stable value exposure may vary from that illustrated in the glide paths due to the use of mutual funds where the fund managers may adjust their exposure to each asset class. Actual results may vary. 14

Tools and resources 15

Tools and resources Access anywhere • Provides a customized analysis of your financial situation • conehealth. aigrs. com • AIG Retirement Services mobile app 16

Tools and resources Future. FIT® University A comprehensive financial wellness experience designed to educate you— and your family—about a variety of financial topics. 17

Tools and resources Wonder if you are on track for retirement? Retirement Pathfinder® : • Personalized interactive retirement income planning • Illustrate numerous retirement scenarios to optimize saving strategies to meet your goals 18

Tools and resources Your team of financial professionals David Dupont 336. 335. 9872 david. dupont@aig. com Kevin Hanner 336. 707. 9551 kevin. hanner@aig. com Jan Walker 336. 538. 7667 jan. walker@aig. com 19

This material is general in nature, was developed for educational use only, and is not intended to provide financial, legal, fiduciary, accounting or tax advice, nor is it intended to make any recommendations. Applicable laws and regulations are complex and subject to change. Please consult with your financial professional regarding your situation. For legal, accounting or tax advice consult the appropriate professional. The principal value of an investment in a target date fund is not guaranteed at any time including at or after the target maturity date. The target date is the approximate date when investors plan to start withdrawing their money. The fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. AIG Retirement Services represents AIG member companies–The Variable Annuity Life Insurance Company (VALIC) and its subsidiaries, VALIC Financial Advisors, Inc. (VFA) and VALIC Retirement Services Company (VRSCO). All are members of American International Group, Inc. (AIG). Securities offered through VALIC Financial Advisors, Inc. (VFA), member FINRA, SIPC, and an SEC-registered investment advisor. Annuities issued by VALIC, Houston, TX. Variable annuities distributed by its affiliate, AIG Capital Services, Inc. (ACS), member FINRA. © American International Group, Inc. All rights reserved. conehealth. aigrs. . com VC 29274 (02/2021) J 589602 EE 20