NATIONAL RURAL LIVELIHOODS MISSION NRLM West Bengal State

NATIONAL RURAL LIVELIHOODS MISSION NRLM

West Bengal State Map Darjeeling Indicates NRLP Districts Uttar Dinajpur Jalpaiguri Cooch Behar Dakshin Dinajpur Malda Birbhum Bardhaman Murshidabad Nadia Purulia Hooghly Howrah Bankura 24 parganas (N) Paschim Medinipur Purba Medinipur 24 parganas (S)

Background of restructuring SGSY as NRLM Review of SGSY ( by Mo. RD) reveals following mixed picture: Widespread acceptance of the need of organising the poor into SHGs 250 lakh of rural poor households brought under SHG & still 450 lakh more to be covered Insufficient Capacity Building Insufficient investment for the building Community Institution Weak Bank Linkage leading to low credit mobilisation

Background……. . Lack of Repeat Financing Lack of Dedicated Manpower Focus on Single Livelihoods Absence of SHG based Institutions

NRLM Mission To reduce poverty by enabling the poor households to access gainful self-employment and skilled wage employment opportunities, resulting in appreciable improvement in their livelihoods on a sustainable basis, through building strong grassroots institutions of the poor.

Core values of NRLM Inclusion of the poorest Transparency Accountability Equity- to the disadvantaged esp. women and vulnerable groups Partnerships: and Ownership and key role of the poor in all stagesplanning , implementation and monitoring Community self-reliance and self-dependence

Objectives § To effectively implement the poverty eradication and livelihood promotion § To create an enabling pro poor policy environment for intensive blocks § To ensure that at least one BPL woman from identified rural household is brought under SHG network in time bound manner § To ensure adequate coverage of the vulnerable section of the societies § To focus on setting up strong SHG based social structure § To universalize SHG and ensure total financial inclusion

Key Features of NRLM Promotion of Institutions of the poor Universal Social Mobilization ( 4071464 bpl familiies to be covered ) Engagement of Community Resource Persons (CRP) Universal Financial Inclusion Sensitive Support Structure Training and Capacity Building Revolving Fund and Community Investment Fund Infrastructure Creation and Marketing Support Convergence

Key features……. Skill and Placement Linked Project RSETI Livelihoods Partnership Linkage with PRIs Monitoring and learning Phased approach for implementation a) Intensive Block b) Non intensive Block

TARGET GROUP § All BPL families § All socially excluded individual and families § All vulnerable sections/groups of people

Funding Pattern Centre : State - 75: 25 Need based fund release from SMMU to DMMU Revolving Fund Community Investment Fund and Interest subsidy for Intensive blocks Skill and Placement Project (State & Central level) Innovation (State & Central level)Infrastructure Creation and Marketing Support – 20%

Parameter for Identification of Intensive Blocks v. SHG based Institutions already developed under SGSY. v. High concentration of BPL population. v. High concentration of BPL S. T families. v. High concentration of BPL Minorities. v. Large number of BPL families uncovered under SHG v. Vulnerable blocks

Criteria for Distribution For NRLP Districts the phase wise distribution of Block are as follows: District having no of Blocks 1 st Phase 2 nd Phase 3 rd Phase 4 th Phase 5 th Phase Blocks up to 20 4 4 6 6 0 Blocks above 20 4 6 8 8 Rest For non NRLP Districts the phase wise distribution of Block are as follows: District having no of Blocks 1 st Phase 2 nd Phase 3 rd Phase 4 th Phase 5 th Phase Blocks up to 20 0 4 8 8 0 Blocks above 20 0 6 8 8 Rest • Exception in 1 st phase for Paschim Medinipur District having LWE Blocks

Phase wise Distribution of Blocks under NRLM District No of Blocks 1 st Phase 2 nd Phase 3 rd Phase 4 th Phase 5 th Phase Bankura *Birbhum *Burdwan *Purba Medinipur 22 19 31 12 8 8 18 14 13 15 25 0 4 4 4 0 4 6 4 4 4 4 6 8 4 4 4 6 6 5 8 8 8 5 8 0 0 0 4 0 0 3 7 0 0 5 0 0 0 0 *Paschim Medinipur 29 5 6 8 8 2 Murshidabad 26 17 22 20 4 29 9 341 0 0 0 0 33 6 4 4 6 4 90 8 8 0 8 5 120 8 5 8 8 0 80 4 0 0 7 0 18 *Coochbehar Dakshin Dinajpur Darjeeling *Hooghly *Howrah *Jalpaiguri Malda Nadia North 24 Pgs Purulia Siliguri South 24 Pgs Uttar Dinajpur Total * Denotes NRLP Districts of West Bengal.

Phases Unit Year-I Phase-I Districts Blocks 8 33 Phase-II Districts Blocks Phase-IV Districts Blocks Phase-V Districts Blocks Total Year-III Year-IV Year-V 8 33 18 90 18 123 18 120 18 243 12 80 33 Total Districts Blocks 90 120 80 18 323 4 18 18 341

Phase wise no of BPL families to be covered under NRLM Phase No of Blocks Total no of BPL Families No of BPL Families covered under SGSY No of BPL Families to be covered under NRLM 1 st 33 693476 270948 422528 2 nd 90 2028891 962643 1066248 3 rd 120 2505090 1083426 1421664 4 th 80 1323895 376119 947776 5 th 18 249522 36274 213248 Total 341 6800874 2729410 4071464

Initiatives taken by State in the context of NRLM ØFormation of SHG based institutions i. e. Sub-Cluster at Sansad level , Cluster at GP level and Federation at Block Level. ØCreation of Social Capital- Engagement of RPs, DRPs, LRPs ØCapacity Building Of Community resource persons ØFinancial literacy of SHG members on pilot basis ØFormation of activity cluster / producers collectives ØSpecialised skill development training

Mission Mode approach Focus on Targets Shift from the present allocation based strategy to a demand driven strategy Monitoring against targets of poverty outcomes

Support Structure State Level Society State Mission Management Unit (SMMU) District Mission Management Unit (DMMU) Block Mission Management Unit (BMMU) in intensive blocks

Task of DRDC in respect of Intensive Blocks v. Organizing block level workshop on NRLM v. Assessment of available social capital v. Developing BMMU in intensive Blocks v. Identification of vulnerable & uncovered areas v. Identification of dormant SHGs v. Assessment of needs in respect of vulnerable areas v. Assessment of needs in respect of SHG based institutions already functioning.

Task of DRDC in respect of Non Intensive Blocks v. Organising district level workshop. v. Pending grading cases are to be completed v. Necessary support to be extended to the SHGs in SGSY mode until declared as intensive block v. Steps to be taken for strengthening existing clusters and subclusters and for coverage of all GPs & Sansads under SHG federation. v. To take measure for developing social capital

Activities in Intensive Blocks Dedicated structure at Block Level (BMMU) Participatory Identification of the poorest of poor Release of RF to the tune of Rs. 10, 000 – 15, 000 Release of CIF to Federation for on lending to SHGs Preparation of MIP is a precondition for getting loan from CIF Interest subsidy for bank loan Insurance coverage for SHG members One time grant for federations Rs. 10, 000 for Village / Panchayat level federation Rs. 20, 000 for Block level federation Rs. 1, 000 for District level federation

Activities in Non intensive blocks Release of RF to the tune of Rs. 10, 000 – 15, 000 Release of Subsidy for Project Loan to the tune of Rs. 2. 50 lakhs max. (@ Rs. 15, 000/- per BPL member) Credit subsidy ratio should be 2: 1 Insurance coverage for SHG members • Capacity building and skill training – Rs. 7, 500/ - (max. ) per SHG member

THANK YOU

Participants of District level workshop on NRLM District level heads of all concerned line Dept. Karmadhakshya Nari o Sisu unnayan sthayee samity of ZP Savapatis and BDOs LDM & DDM NABARD • District co ordinator of service Banks • Workshop should be held in presence of Sabhadhipati and District Magistrate

Participants of Block level workshop on NRLM Block level heads of all concerned line Dept. Karmadhakshya Nari o Sisu unnayan sthayee samity of PS Pradhans Branch Manager of concerned Banks • Representative of Federation and Clusters • WDO & LGS • Workshop should be held in presence of Sabhapati and BDO