My Life My Choices WELCOME A budgeting activity

My Life My Choices Financial Choices & Consequences during your First Month away from

The Plastic Bag SORT cards into three group by background © 2019 Money Fit

The Plastic Bag 4 FOUR (4) Horizontal THREE (3) Vertical SIX (6) Blank ©

My Life My Choices Place your 13 Chosen cards in front of you Return

My Life My Choices Using the Cash Flow Register © 2019 Money Fit by

FINAL NOTE before Starting Emergency Savings = WILD CARD • Any time • Any

Day 1 (1 st Line) What’s Happening: Rent is Due! Rent Consequences: WITH the

Day 1 nd (2 Line) What’s Happening: You are hungry. You need to eat. Consequences: WITH the Card Groceries WITHOUT the Card - $500 $0 $0 © 2019 Money Fit by DRS, Inc. $ www. moneyfit. org/academy $500 $

Day 1 (3 rd Line) Thrift Store What’s Happening: You need some clothing. Brand Name Consequences: WITH EITHER Card WITHOUT either Card - $25 $0 $0 © 2019 Money Fit by DRS, Inc. $ Thrift Store $25 www. moneyfit. org/academy $

Day 2 What’s Happening: You just met someone special for Entertainment your EPIC Homecoming Date! Consequences: WITHOUT the Card WITH the Card - $100 $0 $0 © 2019 Money Fit by DRS, Inc. $ www. moneyfit. org/academy $100 $

Day 5 What’s Happening: Let’s get you to work. Consequences: WITH the Card Car

Day 5 What’s Happening: Let’s get you to work. Car or Truck Car Maintenance Consequences: WITH BOTH Cards WITHOUT 2 nd Card - $500 $0 $0 © 2019 Money Fit by DRS, Inc. $ www. moneyfit. org/academy $500 $

Day 6 What’s Happening: Time to go shopping Consequences: WITH the Card Car or

Day 6 What’s Happening: Time to go shopping Car or Truck Gasoline Consequences: WITH

Day 7 What’s Happening: Happy Birthday! Giving Gifts Consequences: WITH the Card WITHOUT the

Day 8 What’s Happening: Overate and think a DIET might be a doubly good

Day 9 What’s Happening: You are STARVING after 36 hours Dining Out on the diet. Its BUFFET time! Consequences: WITHOUT the Card WITH the Card - $75 -$25 © 2019 Money Fit by DRS, Inc. $ www. moneyfit. org/academy $75 $

Day 10 What’s Happening: That buffet made you SICK! Can Healthcare you say, “ER? ” Consequences: WITHOUT the Card WITH the Card - $300 -$50 © 2019 Money Fit by DRS, Inc. $ www. moneyfit. org/academy $300 $

Day 11 What’s Happening: Tax refund from your summer job! Consequences: EVERYONE +$200 ©

Day 14 What’s Happening: Need to figure out times, colors, Cell Phone food with new boy/girl friend Consequences: WITHOUT the Card WITH the Card - $100 $0 $0 © 2019 Money Fit by DRS, Inc. $ www. moneyfit. org/academy $100 $

Day 15 What’s Happening: Payday!!! Consequences: EVERYONE +$500 © 2019 Money Fit by DRS,

Day 17 What’s Happening: Utility bills were due 2 weeks ago! Consequences: WITH the

Day 18 What’s Happening: A tow truck was spotted near your Car or Truck apartment late last night? Parking Permit Consequences: WITHOUT 2 nd Card WITH BOTH Cards - $100 $0 $0 © 2019 Money Fit by DRS, Inc. $ www. moneyfit. org/academy $100 $

Day 20 What’s Happening: Pet gets sick and needs a veterinarian Consequences: WITH the

Day 22 What’s Happening: Dirty pile of disgusting clothes under your bed – WASH DAY! Consequences: WITH the Card Laundromat WITHOUT the Card - $100 $0 $0 © 2019 Money Fit by DRS, Inc. $ www. moneyfit. org/academy $100 $

Day 23 What’s Happening: Chocolate, Everyone has healthcare now. But they Candy, Energy give discount for healthy eating Drinks Consequences: WITHOUT the Card WITH the Card +$50 $0 $0 © 2019 Money Fit by DRS, Inc. $ www. moneyfit. org/academy $50 $

Day 25 What’s Happening: Renters Back from road trip, you find your Insurance apartment FLOODED! Consequences: WITHOUT the Card WITH the Card $0 $0 © 2019 Money Fit by DRS, Inc. $ www. moneyfit. org/academy

Day 25 Thrift Store Clothing What’s Happening: Back from road trip, you find your Brand Name apartment FLOODED! Clothing Consequences: WITH Brand Name Card WITH THIFT Card - $1, 000 -$200 © 2019 Money Fit by DRS, Inc. $ www. moneyfit. org/academy $1, 000 $

Day 28 What’s Happening: Vehicle insurance is due Car or Truck Consequences: WITHOUT the

Day 28 What’s Happening: Vehicle insurance is due Consequences: WITH BOTH Cards Car or Truck Car Insurance WITHOUT 2 nd Card - $200 $0 $0 © 2019 Money Fit by DRS, Inc. $ www. moneyfit. org/academy $200 $

Day 31 What’s Happening: Emergency Company is DOWNSIZING your entire Savings department. You have lost your job. Consequences: WITHOUT the Card WITH the Card - $1, 000 $0 $0 © 2019 Money Fit by DRS, Inc. $ www. moneyfit. org/academy $1, 000 $