Multicomponent Cards Actual Status and Upcoming Technologies ICMA

Multicomponent Cards - Actual Status and Upcoming Technologies ICMA – Spring Workshop 2007 Rome, 18 th – 19 th April Presented by: Thies Janczek April, 18 th 2007 ICMA Workshop, Rome

Content u u u April, 18 th 2007 Introduction Markets and Application Component status Card Production Considerations Summary ICMA Workshop, Rome 1

Introduction Early 60 s Plastic Cards started u Early 80 s Chip Cards with Memory Chip u Mid 80 s Processor Cards u Early 90 s GSM SIM Cards u Late 90 s Open Platform OS u Today Rapidly increasing Memory Various Open Platform OS Cryptographic Means Dual Interface Cards April, 18 th 2007 ICMA Workshop, Rome Increasing complexity u 2

Introduction u Increasing number form factors due to contactless technologies l u Integration of Electrical Functional Components l l April, 18 th 2007 E. g. token, minicards Battery, Display, Solar Power Unit, Switch, Sensors (e. g. Biometric) etc. Project driven Customizing Standard products are being defined Low Volume and High Costs (decreasing) ICMA Workshop, Rome 3

Markets and Application Fields of MULTI MEDIA (huge memory, sound…) LOYALTY, E-purse Cosmetic/Packaging (Balance, prepaid ) ACCESS CONTROL DEFENSE MULTICOMPONEN T CARD Physical (Radiation, °C…) (Biometric, password) AUTHENTICATION (RFID long range, sensors…) (Sound, Physical measurement…) ACTIVE SECURITY TRACABILITY, Medicine (Tamper proof ) April, 18 th 2007 ICMA Workshop, Rome 4

Markets and Applications u u u + April, 18 th 2007 Higher level of trust User friendly interface Make the card a full-fledged secure, autonomous computer = ICMA Workshop, Rome 5

Markets and Application Governmental projects u Federal Financial Institutions Examination Council (FFIEC) requires dual factor authentication for electronic financial transactions u Government l Homeland Security Presidential Directive (HSPD) 12 FFIEC, “Authentication in an Internet Banking Environment, ” Oct 12, 2005 April, 18 th 2007 ICMA Workshop, Rome 6

Markets and Application End user considerations u Smart cards do not yet meet all users’ expectations efficiently enough to break barriers related to end user perception. The demand trends towards for: l Multi-application cards l Higher levels of TRUST (security and control over data privacy) l April, 18 th 2007 And more user friendly interfaces ICMA Workshop, Rome 7

Markets and Application End user considerations l « SEE WHAT I DO» whenever / wherever I want: u u u April, 18 th 2007 the balance of the e-purse, to select an option e. g. ticket from the transport ticketing application, or to verify the personal data stored in owners health card, loyalty card or ID card application. Off-line and contactless personal information to receive. … ICMA Workshop, Rome 8

Status of Components u u u u April, 18 th 2007 DISPLAY KEYPAD SWITCH BATTERY RELOADABLE B. ANTENNA DIODES ICMA Workshop, Rome u u u SENSORS BIOMETRIC SENSOR SOLAR POWER UNIT DATA STORAGE COMPUTING 9

Status of Components Display u DISPLAY: l Various manufacturer are promoting their finished, available products: u © AVESO l l l CITALA, SMARTDISPLAYER, Si. Pix, PHILIPS, ALIEN, MICROD, AVESO, SOFTPIXEL, E-ink, Gyricon, Kent Displays etc. Display batches are varying in incoming control. Very low capability to produce in volume, planning, quality Risk level is very high © AVESO April, 18 th 2007 ICMA Workshop, Rome 10

Status of Components Keypad / Switch u u Technology is widely available Various solutions employed l l l u April, 18 th 2007 Metal domes Silicone pad with conductive element Anisotropic switch materials (e. g. piezzo effect) Card material is part of the switching element ICMA Workshop, Rome 11

Status of Components Battery primary/secondary u BATTERY Supplier l 2 reliable volume supplier in the world. 1 u u l l l April, 18 th 2007 In Europe (VARTA) In US (SOLICORE). The others are still under development. (Panasonic, Stone, SAFT, NTK, Excelatron etc. ) Qualifications are launched. Batch variations must be solved. Risk level is moderate to high ICMA Workshop, Rome 12

Status of Components Antenna / Conductive path u Various technologies are employed l l l u Interconnection to the components has to be reliable l l l April, 18 th 2007 Printing of conductive paste Etching of Aluminium or Copper Wire embedding technologies Welding Gluing Elastic conductive materials ICMA Workshop, Rome 13

Status of Components LED - Light Emitting Diodes u Available commercial product l l Mini-flashlight with customizable LED colours also into shaped cards and mini cards Battery long-lasting (> lifetime) Environmentally safe to throw away u Diodes have low power consumption and are available in many colours l April, 18 th 2007 Small chips easy to be connected on board ICMA Workshop, Rome 14

Status of Components Sensors - Biometric Sensor u Various sensor cards have been developed and are employed in the field. l u u April, 18 th 2007 UV, humidity, temperature, chemical OFET’s Main market is pharma for consumer products No/low activities to incorporate biometric (e. g. fingerprint) sensor into cards ICMA Workshop, Rome 15

Status of Components Solar Power Unit u Inverse technology to the display technology u No development activities for the application on cards u April, 18 th 2007 Lack of application ICMA Workshop, Rome 16

Status of Components Data Storage / Computing u u u April, 18 th 2007 Up to 1 Gigabyte realised on card SIM cards are the driver for the development of high memory modules Cards with high memory and USB interface introduced ICMA Workshop, Rome 17

Status of Applications S-P-S - Display Card Technology u u u ID-1 display card production set up for volume Bistable display Lack of component availability in industrial scale (i. e. not just for sampling) April, 18 th 2007 ICMA Workshop, Rome 18

Status of Applications Bundesdruckerei - Display on ID u u Contactless ID-1 display card samples on Ce. Bit 2007 Bistable display No internal battery Standard contactless smartcard reader supplies power for the card (ISO 14443) New fields of application April, 18 th 2007 ICMA Workshop, Rome Display Demo Card 2007 u 19

Status of Applications Nagra ID - Display Card OTP ISO 7810/11 certified, ISO banking card format, Nagra. ID’s Display. Card can be carried in a wallet and is readily available at all time. Its operation is very easy : one push on a button situated on the card leads to the generation of a new dynamic password sequence. The user types this password on its terminal (computer, phone, PDA) as well as his PIN code. April, 18 th 2007 ICMA Workshop, Rome 20

Status of Applications SPS - Sensor Card u u Display Cards Sensor Cards l l u u u April, 18 th 2007 Fingerprint means Analog sensor Audio Cards Active RFID Label Combinations ICMA Workshop, Rome 21

Multi Component Cards - Summary of Applications u u u u April, 18 th 2007 Display Cards Sensor Cards Audio Cards Active RFID Label Data Storage Light Cards Combinations ICMA Workshop, Rome 22

Multi Component Cards Production u u April, 18 th 2007 Cold to Warm (<70°C) lamination technologies have been developed Inlay and complete card set up’s ICMA Workshop, Rome 23

Multi Technology Cards - Technology Challenges RESET - Roadmap for European Research on Smartcard r. Elated Technologies u u u April, 18 th 2007 Communication and Network Protocol Systems and Software Smart Card Accepting Devices, Interfaces Embedded Peripherals, Subsystems and Microsystems High-End Cryptography, Tamper-Proof and Security Technologies Micro-Electronics ICMA Workshop, Rome 24

Multi Component Cards - Development u u Various activities specific to smart cards High development activity for certain components l Driving factor are electronic devices (e. g. PDA, military, mobile, electronic paper) DISPLAY - BIOMETRIC SENSOR - KEYPAD - SWITCH - DIODES - BATTERY - ANTENNA - SENSORS - ACCUMULATOR - SOLAR POWER UNIT - DATA STORAGE - COMPUTING April, 18 th 2007 ICMA Workshop, Rome 25

Multi Component Cards - Driving factors u Business opportunities and market requirements l l l u E-Business Services Protection and Management of Digital Content Contactless Access Consumer requirements l l l Direct Interactivity Fraud Reduction Multi Application April, 18 th 2007 ICMA Workshop, Rome 26

Summary u u u Industrial volume production is started (> 60 k display cards in the market) Lack of component availability in industrial scale Products with complex electronic circuits are developed High R&D activity will lead to new components and technologies for smart cards High potential for lucrative business cases April, 18 th 2007 ICMA Workshop, Rome 27

Multicomponent Cards - Actual Status and Upcoming Technologies THANK YOU FOR YOUR ATTENTION More Information: COCASO – Thies Janczek – Moewenstrasse 5 a – 24113 Molfsee – Germany Phone: +49 -(0)4347 -701433 – Email : thies@cocaso. com www. cocaso. com April, 18 th 2007 ICMA Workshop, Rome 28

April, 18 th 2007 ICMA Workshop, Rome 29