Montgomery County Retired Employees Association MCREA Annual Meeting

Montgomery County Retired Employee’s Association (MCREA) Annual Meeting June 6, 2019 Presented by Karen Bass, Health Insurance Manager MCREA Annual Meeting Office of Human Resources, Montgomery County Government

In This Presentation • New for Retirees • Dental Plan Changes • Vision Plan Changes • Life Insurance Vendor • Dependents aging out at age 26 • Request for Proposal Efforts 2019 • Direct Bill Vendor • COBRA Administrator • Flexible Spending Account Administrator (not applicable to existing retirees, but impacts new retirees) MCREA Annual Meeting Office of Human Resources, Montgomery County Government

New for Retirees: Dental Plan changes • Communicated this during the Annual Letter with 2019 Rate Notifications • New Vendor = CIGNA • Same Plan Design Calendar Year Maximum Progressive In-Network. Maximum Benefit Out-of-Network • One Enhancement: Benefits Applies to I, III and IV expenses Year 1: $2, 000 Year 2: $2, 100 Year 3: $2, 200 Year 4: $2, 300 MCREA Annual Meeting Office of Human Resources, Montgomery County Government

New for Retirees: Dental Plan Changes • www. mycigna. com • Mobil App (Smart Phone) • • • Ability to have ID cards with you Claims and Explanation of Benefits Deductibles and Maximums Finding Care & Costs Coverage Overview • CIGNA Toll Free Phone Number: 800 -244 -6224 MCREA Annual Meeting Office of Human Resources, Montgomery County Government

New for Retirees: Vision Discount Plan Retirees have always had access to a Discount Vision Plan • New vendor = Eye. Med • Previous vendor issued ID cards, Eye. Med does not. • Discount Plan, not insurance. You are not in a system anywhere. • Discounts are note the same as they were under NVA. MCREA Annual Meeting Office of Human Resources, Montgomery County Government

New for Retirees: Vision Discount Plan • Benefits = Participating Providers • Also Includes Independent Provider Network • Hearing Aid Discounts through Eyemed • Lasik Vision Discounts also available MCREA Annual Meeting Office of Human Resources, Montgomery County Government

New for Retirees: Life Insurance Vendor Change • Previous vendor was Minnesota Life • New vendor = Met. Life effective January 1, 2019 • Higher Premiums MCREA Annual Meeting Office of Human Resources, Montgomery County Government

2019 Request for Proposal Efforts • Prescription Drug • Direct Bill Administration • COBRA Administration • Flexible Spending Account Administration • Only applicable to newly retired employees MCREA Annual Meeting Office of Human Resources, Montgomery County Government

Dependents Aging Out at Age 26 • No advance notification is mailed to retirees notifying you that your child is no longer going to be eligible for health insurance. • COBRA notice is sent, after the event. • Coverage effective through their birthday. • Certificate of Coverage Needed call 240 -773 -6471 (OHR at MC 311) • Handicapped or Disabled Dependent has to be certified prior to 26 th birthday. MCREA Annual Meeting Office of Human Resources, Montgomery County Government

Questions? MCREA Annual Meeting Office of Human Resources, Montgomery County Government