Mobile Identity and Mobile Authentication mobile esignature Valdis

Mobile Identity and Mobile Authentication (mobile e-signature) Valdis Janovs Sales Director Lattelecom Technology SIA

Fixed PKI (e-signature) based services are being developed We are adding mobile e-signature services -2 -

From now on for all transactions that requires written signature: like private, corporate, governmental and banking use, you can do it with mobile signature.

It’s all about making economy more efficient -4 -

The Basics

Mobile Identity service

Use cases

Use Cases • Company / Corporate • Secure Mobile Identity Services (VPN/Intranet authentication, digital signing of transactions, approval of agreements, etc. ) • Bank • Authentication to web bank, to call centre, etc. • Signing on-line transactions (on stock exchange, loans, mortgage, insurance. . . ) • ATM money withdrawal without card • Internal use (like corporate) • New financial services which require signature

Use Cases • Government • Guaranteed and secure authentication of citizens (for online services, phone services, remote identification etc. ) • On-line business processing for government officials, digital signatures (eliminate paper processing) And much more possibilities depending on your business needs!

Benefits of using Lattelecom MSSP service • No investment required to platform, technology, expertise • No changes to Mobile Operator network or infra-structure • Full service available • Registration, Authentication, Mobile Signature (PKI) • Time to revenue • Fast out-of-the-box integration to SP systems • Availability of Lattelecom integration services • International signature roaming

Key Stakeholders • Lattelecom • Mobile Identity Service – Available for all Service Providers • Full service including certificates, registration, signature, integration • Access to the Baltic market users • Mobile Operators • Network Infrastructure, SIM • Latvian Post CA • Certificates, trusted services • Other Certificate Authorities • Certificates, trusted services

Stakeholders - 12 -

Sample Business Model CA (1) MSS Traffic Mobile Operator CA (2) CA Services E nd C u s t o me r (Based on Valimo solution) MO (1) MO (2) MO (. . . n) Service Fee Signature Roaming CA. . n Service Fee Value Added Services Fraud reduction Cost saving Service Provider (Banks, government, corporates, mobile operators, etc. )

Valimo ID Suite – Conceptual overview Subscriber/ Consumer/End User Bank Multiple Delivery Channels Valimo i. D Server Financial Digital signature Signature request Valimo Validator MSS Mobile Signature Service Provider (Operator) Provides secure signature creation and validation process ● payments ● transactions ● services ●. . CA/Trusted Services

Valimo References 40+ customers in 12 countries Several more soon to be announced

Virtual Private Network (VPN) CORPORATE LOG-IN AUTHENTICATION REQUEST 1 AUTHENTICATION COMPLETE 4 ACCESS GRANTED 5 2 3 AUTHENTICATION REQUEST ENTER PIN **** Options Send Reliable authentication needed; username & password not strong enough

Credit with Mobile Signature -Credit up to 3. 000€ at internetbank Loan Application Select “Credits”, “Fast Credit Request” Type monthly income, credit type, nr. installments Select “Cash”, and “Mobile signature” Approval by SMS Sign with mobile Withdrawal from account or ATM (without using Bank card) 7*24*365

Call center My name is Jim Smith. I have questions regarding my account. 1 End-user needs customer service Thank you Mr. Smith. Now, how can I help you today? 4 Secure customer service Please authenticate yourself on your phone. I’m sending you an authentication challenge to be confirmed. 2 Authentication request AUTHENTICATE CUSTOMER SERVICE: Jim Smith **** Options 3 Send Mobile authentication

Thank you!